Blog | Finance de Demain

Value date and transaction date

By Faustin Djoufouet Published in Classic Finance

25. Value dates: values D-1 / D / D+1. Working days (Monday to Friday) Standby value. D - 1. Date. of operation. Next day value. D + 1. Value. D + 1 calendar. MONDAY. TUESDAY. WEDNESDAY. THURSDAY. FRIDAY. SATURDAY. SUNDAY. Sleep value. D - 1. Next day value. D + 1. Value. D + 2 working days. Course page No. 13. Definition based on a concrete example: Day D: day on which the operation is carried out. Calendar day: day of the week from Monday to Sunday inclusive. Working day: working day in the week. Ex: value D + 2 working hours for a check given for collection on Friday, will be available on Tuesday (see diagram) Prior value: day before the transaction. The amount of a check arriving for payment on Friday will be debited value D – 1, that is to say on Thursday. Next day value: day “next day” of the operation. The amount of a transfer made on Thursday will be credited value “D + 1”, on Friday or Monday depending on the working day dates. Value for D. Working days (Tuesday to Saturday)

What is the date on which I have to make a deposit or a withdrawal in my bank account? This question aims to answer the concerns of many of you who are regularly victims of high bank charges without knowing why. In fact, many people often find it difficult to understand what happens to their bank account after being debited with a high agio amount. This situation is essentially linked to a lack of financial education. In fact, by consulting the operations of our bank statement, we can see that there are two date data for each of them. This is the date on which each operation is carried out and its value date.

How to plan the budget for your wedding?

By Faustin Djoufouet Published in Classic Finance

Organizing a wedding often represents a significant financial investment for a couple and their family. You have to plan the budget carefully. Careful planning of such a budget is therefore essential from the first preparations. It is recommended to start by establishing an exhaustive list of all expense items: room rental, caterer, wedding dress, costume, photographer, florist, musical entertainment, invitations, wedding rings and other jewelry, wedding night, travel weddings, etc.

What is influencer marketing?

By Faustin Djoufouet Published in Marketing

Influencer marketing is now a common form of online marketing. It's been a buzzword for some time now, and it's been referenced regularly in the mainstream media. Yet, there are still people who don't really understand what influencer marketing is. Indeed, some people come across the phrase for the first time and instantly wonder “What is influencer marketing? ".

Here's what you need to know about network marketing

By Faustin Djoufouet Published in Marketing

Network marketing is a business model or type of marketing described as “micro-franchises”. This type of marketing has very low entry costs and great revenue potential for those who get started. The products sold by companies of this type of marketing are not available in stores, supermarkets, etc. Anyone wishing to create a partnership with these companies must acquire the personal franchise that allows them to sell their products. In return, they benefit from commissions on the various sales. Here's what you need to know about this type of marketing

How to become a successful virtual assistant?

By Faustin Djoufouet Published in E-Business

If you're looking to work for yourself and build your own freedom, learning how to become a virtual assistant might be ideal for you! Becoming a virtual assistant can finally give you that flexibility to create the perfectly balanced lifestyle you are looking for. As a virtual assistant, you can choose who you work for and what tasks you take on. You will be able to manage your own schedule and work from anywhere. Once you've decided what niche you want to work in, you'll need to start your virtual assistant business. In one of my articles, we presented the role of a virtual assistant in a company.

The role of a virtual assistant in a company

By Faustin Djoufouet Published in Business Management

If you're like most bloggers, you always thought you had to go it alone. And even if you haven't taken a vacation in months, you still feel like you've got it all behind you at work and can't remember the last time you got a full night's sleep. Is this your case? And yes, most entrepreneurs start with everything and do everything on their own. But the truth is, you don't have to. That's why we want to talk to you about how to start growing with your team. In this article, I show you why a virtual assistant is important for your business.

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