Abin da form zai yi finance de demain ?

Abin da ke haifar da finance de demain kai ? Wannan ita ce damuwar wannan labarin. A gaskiya ma, duniyar kuɗi tana canzawa da sauri cewa yana da kyau a yi tunani a yau game da abin da zai kasance finance de demain. En fait, Financedemain.com ya fara mamaki tun rikicin kudi na 2008.

Wannan mummunan rikicin ya nuna mana yadda tsarin hada-hadar kudi na duniya ke da rauni. Bayan wannan rikicin, wasu nau'o'in kuɗi da yawa waɗanda a yau suna da tasiri ko kaɗan akan tsarin kuɗi sun fara bayyana.

A cikin wannan labarin, na gabatar muku da wadannan labarai siffofin kudi wanda ya kunshi finance de demain. Wato tare zamu amsa tambaya mai zuwa: Abin da form zai yi finance de demain ?

🌿 Me yasa kayi tunanin finance de demain ?

Tsarin Cibiyar hada-hadar kudi ta duniya tana cikin mummunan yanayi. Idole ne a yi wani abu. Kullum muna fama da rikice-rikicen kuɗi, tare da ba da kuɗin tattalin arziki. A taƙaice, muna ƙara shaida yadda ake amfani da ɗan adam don amfanin tattalin arziki da kuɗi.

Kudi cire haɗin daga ainihin sararin samaniya. Daga yanzu tattalin arzikin duniya yana buƙatar kuɗi na ɗabi'a da ƙarin al'amuran zamantakewa wanda dole ne ya kasance a hidimar ɗan adam.

A haƙiƙa, abubuwa uku na gaskiya sun sa ma’aikatan editan mu su duba makomar kuɗi.

✔️ 2019 Rikicin lafiya na Coronavirus

A halin yanzu, babu wanda zai iya musun mummunar tasirin COVID19 akan tattalin arzikin duniya. Har zuwa 2021, wannan rikicin da ya fara a 2019 yana ci gaba da neman wadanda abin ya shafa, a matakin mutum, tattalin arziki da zamantakewa.

Tasirinsa ga tattalin arzikin yana da yawa saboda raguwar amfani da duniya tun shekaru biyu.

Kamfanoni da yawa sun dakatar da ayyukansu na wani dan lokaci saboda tsauraran tsare-tsare. Don wannan kasuwannin kuɗi ba za su daidaita ba har sai tsoro da adadin sabbin lokuta ba zai daina girma ba daga kowane bangare.

Don haka, masu kudi sun riga sun yi tunani game da tsarin kuɗi wanda zai iya jure wa yiwuwar rikicin irin wannan. Irin wannan samfurin zai ba da damar kamfanoni su guje wa matsalolin kuɗi a cikin irin wannan rikici.

✔️ Mummunan illolin hada-hadar kudi ta duniya

Dalili na biyu don tunani game da abin da finance de demain shi ne hada-hadar kudi ta duniya. THE illar hada-hadar kudi ta duniya Hakanan ya jagoranci masu binciken suyi imani cewa yana zama cikin gaggawa don tunanin sabuwar hanyar yin kuɗi.

A hakikanin gaskiya, tare da haɗin gwiwar kasuwanni da cibiyoyin hada-hadar kuɗi, masu zuba jari suna da damar yin hanzarin motsa babban birnin su daga wannan cibiyar kudi zuwa wata bisa ga damar riba.

Koyaya, wannan hanyar yin kuɗi tana haifar da cin gashin kansa na kuɗi, asarar ikon ƙasa, asymmetry na bayanai da ci gaban wuraren haraji.

Da yake magana game da cin gashin kansa na kuɗi, ya kamata a tuna cewa ayyukan kuɗi sun fi ayyukan da suka shafi sayan kaya ko ayyuka. Suna ƙara alaƙa da tsammanin samun fa'ida ta hasashe.

Don haka, muna shaida katsewar harkar kuɗi ta fuskar tattalin arziki na gaske. Wannan shi ne babban dalilin rikicin 2008.

Tare da haɗin gwiwar kuɗi na duniya, Jihohi sun rasa ikonsu. Hukumomin hada-hadar kudi sun yi hasarar ikonsu don amfanin manyan masu saka hannun jari masu zaman kansu.

Ta hanyar saka hannun jarin su na kuɗi, waɗannan masu saka hannun jari suna yin tasiri akan ƙimar riba da ƙimar musanya. Wannan shi ne abin da ke jaddada dogaro da jihohin "raunana" a kan jihohin "karfi".

Rashin daidaituwar bayanai da yarjejeniyoyin cinikayya marasa adalci wasu munanan illolin haɗaɗɗun kuɗi ne na duniya. 

Tare da waɗannan yarjejeniyoyin, ana karkatar da jari daga ƙasashe masu tasowa zuwa ƙasashen da ke da ƙarfin samarwa. Wadannan kwangiloli sun baiwa Amurka damar, alal misali, ta jawo jarin kasashen waje don ba da kudin amfani da su, zuba jari da sabbin abubuwa. Zalunci ne na kudi.

Labarin da za a karanta: Lamunin jinginar gida: menene ya sani game da waɗannan hanyoyin samun kuɗi?

Daya daga cikin illolin da hada-hadar kudi ke haifarwa a duniya shine bunkasa wuraren haraji. Bayyanar wuraren haraji ya fara ne a cikin 90s. A gaskiya ma, wurin biyan haraji wata ƙasa ce ko yanki tare da rage haraji ko sifili.

Wadannan kasashe suna aiwatar da manufofin bara-makwabcin ku wanda ya kunshi wadatar da kai a bayan wasu kasashe. Su ne tushen babban bangare na bashin jama'a na duniya.

Waɗannan wuraren haraji suna haɓaka halatta kudin haram datti, kaucewa biyan haraji da kuma ƙara rashin daidaito a duniya, don amfanin kamfanoni da bankuna na duniya.

Idan aka fuskanci waɗannan gazawar, tsarin kuɗi na duniya yana buƙatar ƙarin ɗabi'a da nauyi.

✔️ Bukatun kare muhalli

Dalili na uku don tunani game da abin da finance de demain kare muhalli ne.

Ci gaban al'umma da masana'antu suna haifar da ɗumamar yanayin duniyar, wanda ke haifar da rashin daidaituwa da kuma jefa mazaunanta cikin haɗari. Don haka, kariyar muhalli da ta albarkatun ya zama batun fifiko.

Shi ne sama da duka sani game da duniya na matsalolin muhalli. Don yin wannan, dole ne mu sake tunani game da kuɗi, bayar da shawarwari mafi girma, ƙarin alhaki da ingantaccen kuɗi.

🌿 Abin da form zai yi finance de demain ?

Sakamakon wasan kasuwar hannun jari, la finance de demain zai dauki nau'i da yawa. A cikin wannan sakin layi muna magana da ku game da harkokin kuɗaɗen Musulunci, kuɗin layi ɗaya, kuɗaɗen kore da kuma bayanan tattalin arziki.

✔️ Abin da form zai yi finance de demain ? : da'a da alhakin kudi

La finance de demain zai fara zama Musulunci. Kamar Bankin Duniya, Asusun Ba da Lamuni na Duniya ya dora dukkan fatansa kan harkokin kudi na Musulunci.

Wannan kudi, wanda ko da a kan matakin ka'idar, ya fi dacewa da ɗabi'a da al'amuran zamantakewa. Don daidaita tsarin kuɗi ta hanyarsa; Kudi na Musulunci ya haramta yin riba, hasashe, caca da sauransu.

Yana bayar da shawarar saka hannun jari a cikin kaddarorin da ake iya gani, watau. zuba jari a cikin ainihin tattalin arziki. Bugu da ƙari, yana ba da shawarar a raba asara da riba tsakanin banki da abokin cinikinsa. yin shi, Kudin Musulunci yana rage zaluncin kudi.

A aikace, ana sanin tsarin bankin Musulunci da kwanciyar hankali fiye da na yau da kullun. A lokacin rikicin hada-hadar kudi na 2008, bankunan Musulunci sun yi tsayin daka sosai.

Labarin da za a karanta: Abubuwan Bukatun Kudi na Musulunci

Ana iya bayyana wannan juriyar ta kasancewar ba sa yin hasashe, babban dalilin wannan rikicin. Don haka, kudi zai fara zama na Musulunci.

✔️ Daidaitawar kuɗi ko bankin inuwa: girma mai ban mamaki

La finance de demain zai kuma zama abin da ake kira parallel finance. Har ila yau ana kiran wannan kuɗin shadow, wannan kuɗin ya fi rufewa ma'amalolin tsaro, crowdfunding da Securities rance-rance ma'amaloli. Gabaɗaya, ayyukan banki ne ke guje wa ƙa'ida.

Opaque, hasashe, babban haɗari, tsari, ko da " laifi "Ga wasu, Shadow Banking wasu suna siffanta shi da sassauƙa, mai kuzari, sabbin abubuwa, wanda ya dace da ba da kuɗin tattalin arziki na zamani, kuma mai dacewa da hanyoyin sadarwa na banki." fiye da tsari ".

bisa ga rahoton Le Monde, ayyukan banki na inuwa ba su taɓa samun bunƙasa haka ba. A yau, wannan fitowar ta Bankin Shadow yana haifar da haɗari ga daidaiton tsarin hada-hadar kudi na duniya.

Labarin da za a karanta : Menene Tsarin Banki Daidaitawa ko Bankin Shadow?

Hakazalika, wata kasida a cikin mujallar Bilan ta kiyasta cewa haɗarin rikicin kuɗi a yau ya fi mayar da hankali kan " inuwa kudi », duka saboda nauyinsa da kuma kasancewar ba a bin ka'idodin tsaftar muhalli kamar na fannin banki na gargajiya. Don haka, ya kamata mu ji tsoron nan gaba finance de demain ?

✔️ Green kudi: larura ga makomar duniya

Kudi ya daina wadatuwa kawai tare da samar da ayyukan riba. Yana kuma yin la'akari da batutuwan muhalli. "Kudi na Green" ra'ayi ne wanda ke bayyana ayyukan kudi da ayyukan da ke inganta canjin makamashi da yaki da dumamar yanayi.

Wannan kudi yana neman samar da ayyukan da ba sa cutar da muhalli. A takaice dai, duk wani aiki da ke tafiya ta wannan hanyar zai iya samun kuɗi cikin sauƙi.

Kasuwancin kuɗi na kore yana girma kuma yana da tsari sosai. A can muka sami kore shaidu, da kasuwar carbon, da Ecological bonus-malus, wurare da farar aiki da carbon haraji.

Green shaidu suna kama da shaidu na al'ada a cikin cewa suna wakiltar takardun bashi. Duk da haka, ana amfani da kuɗin aro don gudanar da ayyukan muhalli.

Kasuwar carbon tana nufin rarrabawa " haƙƙin ƙazanta wanda za a iya yin ciniki a kasuwa. Don haka, 'yan wasan da ke son ƙara ƙazanta dole ne su sayi ƙarin haƙƙoƙi, wanda ke ƙarfafa su don rage hayaƙin hayaki.

Labarin da za a karanta : Green kudi a zuciyar duniya damuwa

Bonus-malus yana da niyyar ƙara farashin sayan motoci masu gurbata muhalli da kuma rage farashin motocin da ba su da kyau don ƙarfafa sayayya. Wannan shine aiwatar da ka'idar mai gurbata muhalli yana biya ".

✔️ Ilimin tattalin arziki da kuɗi: aure mai jituwa

La finance de demain kuma ya dogara ne akan basirar tattalin arziki. Kalmar Gasar Ƙwararren Ƙwararren Ƙwararren Ƙwararren Ƙwararren Ƙwararren Ƙwararren Ƙwararren Ƙwararren Ƙwararren Ƙwararren Ƙwararren Ƙwararren Ƙwararren Ƙwararren Ƙwararren Ƙwararren Ƙwararren Ƙwararren Ƙwararren Ƙwararren Ƙwararren Ƙwararren Ƙwararren Ƙwararren Ƙwararren Ƙwaƙwalwa na Ƙwaƙwalwa na Ƙadda ) na Ƙaƙwalwa na Ƙaƙwalwa na Ƙaƙwalwa na Ƙaƙwalwa na Ƙaƙwalwa na Ƙaƙwal na Ƙadda ) na Ƙaƙwalwa na Ƙaƙwalwa na Ƙarfafawa na Ƙaƙwalwa na Ƙaƙwalwa na Ƙaƙwalwa na Ƙaƙwalwa na Ƙaƙwalwa na Ƙaƙwalwa ) na nufin haɗin kai tsakanin kamfani wanda ke da nufin haɓaka gasa a cikin dogon lokaci, ta hanyar ƙarfafa hanyoyin sa ido.

Labari don karantawa: Kuɗin dijital: BA BA

Muna magana ne game da dabarun basira. Har ila yau, bayanan tattalin arziki na nufin inganta haɓakar haɓakar kamfanin ta hanyar sadarwar dijital.

Don haka, a zamanin yau ana ɗaukar hankalin tattalin arziƙi a matsayin ɗaya daga cikin masu amfani don samun nasarar canjin dijital na Kamfanoni Kanana da Matsakaici. Wannan dama ce ga kamfanoni masu neman fa'ida masu fa'ida.

A ƙarshe, don amsa tambayar Menene siffofin za a yi finance de demain; za mu iya cewa tsarin kudi na duniya yana tasowa kuma yana da nau'i da yawa. The finance de demain ba lallai ne ya zama wanda muka sani a yau ba.

tsabar kudi, Islamic Finance, kore kudi daIlimin tattalin arziki ya zama sabon nau'ikan kudi.

Koyaya, idan kuna son sarrafa kuɗin ku na sirri a cikin watanni shida, Ina ba da shawarar wannan jagorar sosai.

Ku bar mana ra'ayoyin ku a cikin sharhi.