Duk abin da kuke buƙatar sani game da Green Finance

Fuska da yanayin emergency, tattara kudi yana da mahimmanci don ba da kuɗin canjin yanayin muhalli. Kudi na Green ya ƙunshi jagorancin tafiyar da kuɗi zuwa ayyuka masu dorewa na muhalli da zamantakewa. Yana ba da damar lalata tattalin arzikin ƙasa ta hanyar saka hannun jari mai yawa a cikin sabbin kuzari, sabunta yanayin zafi, sufuri mai tsabta da duk mahimman sassan canji.

Koyaya, rabon kuɗaɗen koren har yanzu yana da iyaka a matakin duniya. Ita haɓaka haɓaka yana da mahimmanci don fatan cimma daidaiton carbon da mutunta yarjejeniyar Paris. Babban aikin yana buƙatar wayar da kan jama'a da tattara duk masu ruwa da tsaki a harkar kuɗi.

A cikin wannan labarin, gano duk abin da kuke buƙatar sani game da kuɗaɗen kore, mahimman al'amuransa da abubuwan haɓakawa don haɓaka shi akan babban sikelin. Amma kafin mu fara, ga shi yadda ake zama dan kasuwa mai nasara.

📍 Menene Green Finance?

Green kudi, Har ila yau ana kiransa kudi mai dorewa ko kuma kudi mai alhakin, ya ƙunshi jagorancin tafiyar da kuɗi zuwa ayyuka da kamfanoni waɗanda ke ba da gudummawar gaske ga canjin yanayi da makamashi.

A zahiri, koren kudi yana neman:

• Rage fitar da iskar gas Tasirin greenhouse, musamman ta hanyar samar da kuɗaɗen sabbin kuzari, gyare-gyaren thermal, motsi mai laushi da aikin noma mai dorewa.
• Kiyaye bambancin halittu, ta hanyar ba da kuɗi don kare muhalli
• Yaki da gurbatar yanayi ta kowane nau'i (iska, ruwa, ƙasa)
• Inganta gudanarwa albarkatun kasa, ta hanyar tattalin arzikin madauwari misali
• Taimaka wa yankuna don dacewa da canjin yanayi
• Inganta juriya tanadi a cikin fuskantar haɗarin muhalli.

Green kudi yana amfani da levers daban-daban don wannan: zuba jari mai ɗorewa, haɗin gwiwar kore, rancen tallafin kore, inshorar yanayi, ƙarin rahoton kuɗi, da dai sauransu. 'yan wasansa suna da yawa: masu zuba jari, bankuna, masu inshora, Jihohi, da sauransu. Mai Bada Shawarar Kudi zai gaya maka mafi kyau.

📍 Me yasa yake da mahimmanci?

Green kudi yana da mahimmanci don saduwa yanayin gaggawa da yanayin yanayi. A cewar hukumar ta IPCC, dole ne a takaita dumamar yanayi zuwa +1,5°C nan da shekara ta 2100 domin kaucewa babban sakamako.🌡️

Don cimma wannan, yana da mahimmanci da sauri da sauri rage CO2 hayaki a duk sassa. Wannan yana buƙatar canji mai zurfi na hanyoyin samarwa da amfaninmu.

Duk da haka, wannan sauyin yana buƙatar zuba jari mai yawa, na tsari na Euro tiriliyan da yawa. Green kudi yana ba da damar tattara wannan babban birnin don ba da gudummawa ga lalata tattalin arzikin. 🌱

Idan ba tare da wannan sake fasalin hanyoyin tafiyar da harkokin kudi ba, zai yi wuya a cimma manufofin sauyin yanayi da yarjejeniyar ta Paris ta gindaya. Don haka kudi yana da muhimmiyar rawa da zai taka a ciki hanzarta canjin yanayin muhalli. Yana riƙe da wasu maɓallai na makoma mai dorewa.

👥 Su wanene 'yan wasan da ke cikin kudin koren kudi?

Yawancin 'yan wasan kuɗi suna shiga cikin haɓakar kuɗin kore:

Bankunan, ta hanyar koren lamuni ga 'yan kasuwa da daidaikun mutane don ayyuka masu dorewa. Kari da manajojin kuɗiKamfanonin saka hannun jari, waɗanda ke ba da wani ɓangare na fayil ɗin su ga kamfanoni masu alhakin ko ayyukan kore.

Masu zuba jari na hukumomi kamar kudaden fensho ko kamfanonin inshora, suna ƙara tsunduma cikin dabarun saka hannun jari na ESG.

Hukumomin kima karin kudi, wanda ke kimanta aikin ESG na kamfanoni. Jihohin, waɗanda ke ɗaukar ƙa'idodi don ƙarfafa masu yin kuɗi don haɗa haɗarin yanayi cikin yanke shawara.

Masu kula da harkokin kudi, wanda ke bayyana ma'auni na gaskiya da wajibai dangane da kudi mai dorewa. Babban bankunans, wanda zai iya sake dawo da lamunin kore ko keɓe wasu kadarorin gurɓata daga shirye-shiryensu.

'yan kwangila, farawa da SMEs suna ba da sabbin abubuwa masu dorewa da mafita don kuɗi. THEs NGOs da ƙungiyoyi, wanda ke wayar da kan jama'a da karfafa ayyuka nagari. Canjin yana buƙatar haɗin kai na duk waɗannan 'yan wasan kwaikwayo.

📍 Menene yankunan da aka yi niyya da kudin kore

Green kudi ko kuma kudi mai ɗorewa yana nufin kai tsaye saka hannun jari da ayyukan kuɗi zuwa ayyuka da kasuwancin da ke mutunta muhalli da ci gaba mai dorewa. Anan ga manyan wuraren da kuɗin kore ya yi niyya:

1. Sabunta kuzari

Filin sabunta kuzarin kuzari yana cikin zuciyar kuɗaɗen kore. Yana da nufin ba da kuɗi mai yawa na tura hanyoyin samar da makamashi mai tsafta don maye gurbin burbushin mai da ke fitar da carbon. greenhouse gas.

Babban al'amari shine ba da kuɗaɗen manyan gonakin iska na kan teku da na teku da kuma manyan na'urorin samar da wutar lantarki na hasken rana. Waɗannan manyan ayyuka suna buƙatar saka hannun jari masu yawa waɗanda kuɗi mai ɗorewa ke neman tattarawa daga cibiyoyin jama'a, kuɗaɗen kore ko masu saka hannun jari masu zaman kansu.

Amma saka hannun jari kuma ya shafi ƙananan kayan aiki: gonakin iskar jama'a, masana'antar wutar lantarki ta saman hasken rana, ƙananan rukunin methanization na aikin gona, masana'antar wutar lantarki ta micro-hydraulic, da sauransu. Manufar ita ce haɓaka haɗin makamashi mai kore da rarraba ƙarfi.

Har ila yau, ba da kuɗi ya ƙunshi fasahohi masu tasowa kamar makamashin geothermal don wutar lantarki da dumama, ko sabbin ƙwayoyin halittu daga biomass. Wani mahimmin yanki shine ƙaddamar da tsarin adana wutar lantarki mai tsaka-tsaki (batura, tasoshin isar da makamashin iska, samar da hydrogen da adanawa, da sauransu).

2. Amfanin makamashi

Tare da haɓaka makamashi mai tsafta, kuɗin kore yana mai da hankali kan hanyoyin rage yawan amfani da makamashi zuwa ga ta hanyar ingantaccen makamashi.

A cikin masana'antu masu nauyi (karfe, siminti, sinadarai, yin takarda, da dai sauransu), babban jarin ya zama dole don sabunta hanyoyin samarwa da kuma sanya su ƙasa da ƙarfin kuzari. Wannan na iya haɗawa da sababbi, kayan aiki mafi inganci, tsarin dawo da zafi ko ma na'urorin lantarki.

Bangaren gine-ginen mazauni da manyan makarantu kuma shine babban manufa tare da ba da kuɗaɗen manyan shirye-shiryen sabunta makamashi. Wannan ya haɗa da ƙarfafa ƙarfin zafi, maye gurbin tsofaffin tsarin dumama / kwandishan, shigar da kayan aiki masu amfani da makamashi (LED, aji A+++ kayan aikin gida, da sauransu..) da kuma tura hanyoyin sarrafa makamashi na fasaha (smart grids).

Motsi wani yanki ne mai mahimmanci, tare da saka hannun jari don haɓaka motoci masu amfani da wutar lantarki da toshewa, sabunta jigilar jama'a, haɓaka kayan aikin sufuri don rage hayaƙi, da haɓaka motsi mai laushi. Ana kuma yin ƙoƙarce-ƙoƙarce a cikin ƙirar ƙirar ababen hawa don sa su zama masu sauƙi da kuma kuzari.

A ƙarshe, saka hannun jari na nufin haɓaka ingantaccen makamashi a yawancin sassan tattalin arziƙi ta hanyar ba da kuɗin tantancewa, horo, bincike & haɓakawa, takaddun shaida, da sauransu.

3. Gudanar da albarkatun kasa mai dorewa

Bayan canjin makamashi, kudin kore na nufin adana albarkatun kasa tare da biyan bukatun al'umma da tattalin arziki.

A fannin noma, ana ba da kuɗaɗe don haɓaka ayyuka masu dorewa. Wannan na iya haɗawa da ba da kuɗi don jujjuya zuwa aikin noma, agroforestry, agroecology, amfanin gona na permaculture ko ma rage abubuwan shigar da sinadarai. Wata axis ita ce adana dazuzzukan da ake da su da kuma sake dazuzzukan ta hanyar ɗorewa da shirye-shiryen silviculture mai ɗorewa.

Wani bangare na tallafin an sadaukar da shi ne don karewa da maido da yanayin halittu, dausayi da rayayyun halittu domin kiyaye manyan ma'auni na muhallin duniya. Kudi mai ɗorewa kuma yana tallafawa haɗaɗɗiyar tsare-tsaren gudanarwa na ma'ana don albarkatun ruwa da yankunan bakin teku.

Amma zuciyar ƙalubalen ya ta'allaka ne a cikin haɓaka tsarin tattalin arziki madauwari da nufin ragewa, sake amfani da shi, gyarawa da sake amfani da su. albarkatun da almubazzaranci. Dole ne mu ba da kuɗi mai yawa don zamanantar da abubuwan sarrafa sharar gida, ƙaddamar da farfadowa, sake yin amfani da su da kuma sassan tattalin arziki madauwari a duk sassan ayyuka.

4. Tsaftace motsi

Sufuri yana daya daga cikin manyan sassan da ke fitar da iskar gas. Canji zuwa mafi tsabta, ƙananan motsin carbon don haka shine cikakkiyar fifiko ga kuɗin kore.

Babban ɓangaren saka hannun jari ana kai shi ne zuwa ga ɗimbin jigilar motocin lantarki da gina ababen more rayuwa na caji mai alaƙa (tashoshi, grid mai wayo). Baya ga motoci masu amfani da wutar lantarki da manyan motoci, tallafin kudi ya shafi motocin bas da manyan kaya masu aiki da wutar lantarki ko amfani da wasu injina masu tsafta (hydrogen, da sauransu).

Haɓaka zirga-zirgar jama'a kuma shine batun saka hannun jari mai yawa don baiwa 'yan ƙasa madadin amfani da motoci masu zaman kansu: sabbin layin metro, tram, bas mai tsabta, jiragen ƙasa na yanki, da sauransu. A cikin yankunan karkara, ana buƙatar samun kuɗi mai laushi da sabbin hanyoyin motsi.

A fannin sufurin kaya, inganta kayan aiki da canjin yanayi zuwa hanyoyin sufuri masu inganci (dogo, ruwa, kogi) zai ba da damar rage tasirin carbon a fannin. Har ila yau, kuɗin Green yana yunƙurin sabunta hanyoyin jiragen ruwa da kuma ɗaukar sabbin fasahohin mai mai koren kore (LNG, mai dorewa biofuels, hydrogen, da sauransu).

A ƙarshe, motsi "sabo” mai juriya da rage kuzari bai kamata ya wuce saka hannun jari a abubuwan more rayuwa na kekuna, yankunan masu tafiya a kafa ba, hada-hadar mota da hada-hadar motoci da sauransu.

5. Ikore kayayyakin more rayuwa

Har ila yau, kuɗaɗen Green yana shiga tsakani wajen ba da kuɗin ƙarin abubuwan more rayuwa na muhalli don shirya birane da yankuna don ƙalubalen ci gaba mai dorewa.

Babban abin da aka fi mayar da hankali shi ne ginawa da sabunta gine-ginen da aka tabbatar da "babban aikin muhalli" (LEED, BREEAM, HQE, da dai sauransu.). Wadannan na iya haɗawa da gine-ginen da ke da tsaka tsaki na carbon ta hanyar kayan da aka samo asali, ƙirar halitta, ƙarancin amfani da makamashi da samar da makamashi a kan shafin.

Ruwan sha na birane da hanyoyin tsaftar muhalli su ma batun saka hannun jari ne don inganta su, tsaro da juriya. Green kudi yana ba da kuɗaɗen gina ƙarin ci-gaban wuraren kula da ruwa, masana'antar kula da najasa mai dacewa da muhalli da kuma tsire-tsire. Hakanan yana ba da damar sabunta tsarin tattara ruwan sha da kuma tsarin kula da ruwan sama.

Ingantacciyar sarrafa sharar gari wani muhimmin al'amari ne mai mahimmanci tare da ba da kuɗaɗen abubuwan more rayuwa waɗanda aka sadaukar don rarrabuwa, sake amfani da su, ƙima da kuma kula da ragowar ƙarshe. Har ila yau, kuɗin Green yana ingiza birane don haɓaka wuraren kore, kori kori, aikin noma na birane da sake fasalin halittu don haɓaka bambancin halittu.

Labarin da za a karanta: Pourquoi yi kasuwanci a cikit?

🏁 Rufewa

Ƙaddamar da kuɗin kuɗi a cikin sabis na yanayi da bambancin halittu yana da mahimmanci don yin nasara a cikin sauyin yanayi. Green kudi yana da babban yuwuwar haɓaka tattalin arzikin idan ya haɓaka akan sikelin taro. Sannan zai iya zama ƙwaƙƙwaran direban canji zuwa ga abin ƙira mai dorewa.

Kalubalen suna da yawa, amma haka ma dama. Har yanzu akwai lokacin yin aiki! ⏱️ Akwai mafita, muddin kun sanya kore kudi a zuciyar fifiko. Yawancin levers suna samuwa ga 'yan kasuwa, jihohi da 'yan ƙasa don haɓaka wannan muhimmin ci gaba.

Makomar duniyarmu tana hannunmu. Dole ne a sami haɗin kai gabaɗaya don fuskantar babban ƙalubale na sauyin yanayin muhalli. Green kudi yana da kwanan wata tare da tarihi ! Amma kafin in bar ku, menene a babu rajistan kafa, menene a taska bond?

FAQ - Duk abin da kuke buƙatar sani game da kuɗin kore

Mene ne kudin kore?

Kudi na Green ya haɗa da haɗa ƙa'idodin muhalli, zamantakewa da gudanarwa (ESG) cikin yanke shawara na saka hannun jari da ayyukan ɓangaren kuɗi. Manufar ita ce ta jagoranci hanyoyin kuɗi zuwa ayyuka da ayyuka masu dorewa na muhalli da zamantakewa.

Menene kayan aikin kudi na kore?

Manyan kayan aikin sune:

• Green kudi: Kuɗaɗen saka hannun jari ƙware kan kadarorin kore (hannun jari ko shaidu na kamfanonin da ke ba da gudummawa ga canjin yanayi).
• Green bond: batutuwan haɗin gwiwa da aka keɓe don samar da kuɗin ayyukan da fa'idodin muhalli.
• Green lamuni: lamunin banki na ba da tallafin ayyuka masu dorewa ko kadarori.
• Tasirin saka hannun jari: zuba jari da aka yi niyya a cikin kamfanoni/ayyukan da ke da tasirin zamantakewa ko muhalli.

Wanene 'yan wasa a cikin kudin kore?

Duk 'yan wasan kuɗi sun damu: bankuna, kamfanonin inshora, kamfanonin sarrafa kadari, masu zuba jari na hukumomi. Kamfanoni kuma suna ba da ƙarin koren shaidu don ba da kuɗin canjin yanayin muhallinsu.

Menene fa'idodin kuɗin kuɗin kore?

Ga masu zuba jari, shine game da sarrafa haɗarin yanayi da haɓaka juriya na fayiloli. Ga kamfanoni masu kuɗaɗe, wannan yana taimakawa haɓaka canjin ƙarancin carbon ɗin su. A matakin macro, wannan yana taimakawa iyakance dumamar yanayi ta hanyar karkatar da saka hannun jari.

Menene iyakokin yanzu?

Ƙoƙari har yanzu ya zama dole don guje wa wanke kore da tabbatar da ingantaccen tasiri na samfuran kuɗi masu lakabi "kore". Rabon jarin da ya yi daidai da Yarjejeniyar Paris ya kasance kadan.

Yadda za a karfafa kore kudi?

Ta hanyar haɓaka alamun buƙatu, bayyana gaskiya na masu ruwa da tsaki ta hanyar ingantaccen rahoton ESG, da ɗaure ƙa'idodi don ingantacciyar hanyar kai kuɗi zuwa ƙarancin carbon da ayyuka masu dorewa.