Mabanki a pa intaneti: amagwira ntchito bwanji?

Intaneti yasintha dziko lapansi komanso tsopano kampaniyo ikuwoneka mosiyana. M'mbuyomu, zinali zovuta kapena zosatheka kupindula ndi ntchito popanda kusiya chitonthozo cha bedi lanu. Koma masiku ano nzofala. Pafupifupi bizinesi iliyonse lero perekani ntchito zakomweko kudzera pa intaneti. M'mabizinesi othandizira ngati mabanki, ukadaulo ndiwotsogola kwambiri kuti muchite izi. Ichi ndi chifukwa chake tatero kubanki pa intaneti tsopano.

Tsopano mutha kugula kapena kugulitsa ntchito zanu kuchokera pabedi lanu, malo anu antchito, mwachidule kulikonse komwe muli. Mabanki adamvetsetsa izi mwachangu. Tili m'nthawi yakubanki pa intaneti. Koma banki yapaintaneti ndi chiyani?

Ngakhale mbiri yamabanki apa intaneti ibwerera ku 1980s, ziyenera kunenedwa kuti mabanki apa intaneti adziwa kukhwima zosakwana zaka 15 zapitazo. Iwo akhala pafupifupi ofunikira. Kodi mukudziwa chifukwa chake? Ayi… Kubanki pa intaneti kumakupatsani mwayi wokonza akaunti yanu yakubanki pa intaneti pogwiritsa ntchito kompyuta kapena foni yam'manja.

Sipafunikanso kupita kunthambi ya banki kuti mukachite zomwe mwachita. Mutha kuchita mabanki anu nthawi yomwe ili yabwino kwa inu, kuphatikiza kunja kwa maola akubanki abwinobwino. M'nkhaniyi ndikulankhula nanu za mabanki apa intaneti.

🌿 Kodi kubanki pa intaneti ndi chiyani?

Banki yapaintaneti ndi banki yomwe imakulolani kuyang'anira zochitika zanu zonse zamabanki pa intaneti pogwiritsa ntchito foni yamakono kapena kompyuta yanu yolumikizidwa pa intaneti.

Ndi banki yotereyi, mutha kulipira ngongole, kusamutsa ndalama, kufunsira ngongole, macheke kusungitsa ndikutsimikizira zomwe zachitika ndi ndalama za akaunti yanue.

Chimodzi mwazabwino zomwe mabanki achikhalidwe anali nawo pamabanki apa intaneti ndikutha kutulutsa ndalama pogwiritsa ntchito ATM. Koma mochulukirachulukira, mabanki apa intaneti amaperekanso mwayi wopeza ma ATM aulere.

🌿 Kodi mabanki a pa intaneti amagwira ntchito bwanji?

Ntchito zamabanki pa intaneti zidapangidwa kuti kukhala yabwino kuposa mabanki chikhalidwe. Iwo amakulolani kusunga nthawi ndi banki pa ndondomeko yanu.

Mabanki a pa intaneti amakupatsirani ntchito zonse zamabanki, kuyambira ndikutsegula akaunti. Nawa mautumiki operekedwa ndi mabanki apa intaneti.

✔ Kutsegula ma akaunti

Mutha kutsegula macheke, ndalama ndi mitundu ina yamaakaunti pa intaneti. Nthawi zambiri mutha kuchita izi popanda kusindikiza kapena kusaina chilichonse.

Ndi mphamvu ya siginecha yamagetsi, njira yonseyo imatha kutenga osakwana 10 mphindi. Ingokwana nthawi yokwanira kudzaza zofunikira. Ngati ndinu kasitomala wabungwe lazachuma lomwe limapereka ntchito zamabanki pa intaneti, mutha kulembetsa kuti mulowe nawo pa intaneti kudzera patsamba la bungwelo.

Nazi zinthu zomwe muyenera kukhala nazo kuti mupindule ndi ntchito zamabanki pa intaneti:

Mudzafunikanso zomwezo kupatula nambala ya akaunti yaku banki kuti mutsegule akaunti ndi banki yapaintaneti yokha yomwe mungakhale nayo alibe ubale womwe ulipo. Mutha kufunsidwa kuti mutsimikizire kuti ndinu ndani, monga laisensi yoyendetsa.

Kulembetsa kumaphatikizapo kukhazikitsa malowedwe (nthawi zambiri adilesi yanu ya imelo) ndi mawu achinsinsi. Mukamaliza kulembetsa, mutha kulowa muakaunti yanu.

✔ kulipira ngongole

M'malo molemba cheke kuti mulipire ngongole, banki yanu imatha kusindikiza ndikukutumizirani cheke. Koma za zambiri zosavuta, ndizothekanso kutumiza ndalama kwa wolandira pakompyuta. Ngakhale ndalama zomwe muli nazo zikusintha mwezi uliwonse.

✔Kusamutsa ndalama

Ngati mukufuna kusamutsa ndalama kuchokera ku akaunti yanu yochezera kupita ku akaunti yanu yosungira kapena ku satifiketi yakusungitsa ndalama, mutha kuchita izi. mayendedwe a intra-banki pa intaneti.

Mutha kulumikizanso maakaunti anu kumabanki osiyanasiyana kapena kutumiza ndalama kubanja lanu nthawi yomweyo.

✔ Funsani ngongole

Ndi akaunti yanu yakubanki yapaintaneti mutha kupindulanso ndi ngongole yachikale. Ingomalizani ntchito yanu yapaintaneti ku kufulumizitsa ndondomeko yotsimikizira solvency.  

Othandizira azachuma ena omwe amapereka mapulogalamu a ngongole pa intaneti amapangitsa kuti ndalama zizipezeka tsiku lomwelo ngongole ikavomerezedwa. Obwereketsa ena omwe amagwira ntchito pa intaneti amatha kupanga zosankha zangongole nthawi yomweyo.

✔ Kusungitsa macheke

Pamene mukulipira ndi cheke, ndi zosavuta kuyika cheke chimenecho pa akaunti yanu. M'malo mwake, ngati muli ndi foni yam'manja, ingojambulani chekeyo kudzera pa pulogalamu yam'manja ya banki yanu ndikutumiza kuti mulipire. Choncho sikoyenera kutumiza ndi positi. Zatsopano zotani?

✔ Onani mbiri yanu yamalonda

Ndi mabanki apa intaneti mutha kuwona mbiri yanu. Muyenera kufufuza zomwe zachitika potengera nthawi komanso mtundu wake, monga kulipira kwa kirediti kadi.

✔Khalani odziwitsidwa

Ubwino winanso waukulu wamabanki pa intaneti ndi kuthekera kokonza zidziwitso. Mutha kulandira SMS kapena imelo pomwe banki yanu ikuwona kusuntha. Chenjezo lingathenso kutumizidwa kwa inu ngati ndalama zanu zili pansi pa ndalama zina. Mutha kudziwitsidwa pamene ndalama zomwe zasungidwa zilipo ndipo cheke chachotsedwa.

Zidziwitso izi ndizabwino pazolinga zambiri. Komanso, angakuthandizeni lekani msanga zochita zaupandu. Pakadali pano mutha kulumikizana ndi banki yanu nthawi yomweyo ndikuwafunsa kuti aletse wolembayo kuchotsa akaunti yanu.

🌿 Kubanki yapaintaneti kapena kubanki yachikhalidwe: yomwe mungasankhe?

Monga mumvetsetsa, palibenso chidwi chenicheni lero pakusunga akaunti yakubanki kubanki yachikhalidwe. Pokhapokha ngati mukufuna kulumikizana ndi banki yanu.

Pali zabwino zambiri zomwe mungapindule pogwiritsa ntchito banki yomwe mumangoyang'anira akaunti yanu pa intaneti. Koma mabanki achikhalidwe alinso ndi maubwino. Nazizofananira zina:

✔ Chiwongola dzanja chabwino kwambiri

Mabanki a pa intaneti okha amakonda kukupatsani chiwongola dzanja chochuluka pachaka pamadipoziti anu. Chifukwa chomwe chaperekedwa ndichakuti sagwiritsa ntchito mitu ngati mabanki akuthupi kapena achikhalidwe.

Komabe, kugawanika kwapaintaneti kwa mabanki ena azikhalidwe kumatha kuperekanso mitengo yampikisano. Mabanki a pa intaneti amakondanso kupereka chiwongola dzanja chochepa pa ngongole.

Chifukwa chake, molingana ndi mulingo uwu, ndikwanzeru kugula ndikuyerekeza mitengo yapaintaneti komanso yachikhalidwe yamabanki kuti mupeze njira yabwino kwambiri. Koma inu pafupifupi nthawi zonse bwino pa intaneti.

✔️ Kubanki pa intaneti: lmalipiro otsika

Mabanki a pa intaneti okha nthawi zambiri amalipiritsa ndalama zotsika kuposa mabanki achikhalidwe.

Khalidweli limayendera limodzi, mabanki achikhalidwe amalipiranso chiwongola dzanja chochulukirapo pa ngongole. M'malo mwake, sangamalipitse chindapusa pazinthu zina kapena chifukwa chosasunga ndalama zochepa.

✔ Malire a zochita mwa munthu

Ngakhale imapereka mwayi woyika macheke kudzera pa depositi yam'manja kapena kuchotsa ndalama kudzera pama ATM ogwirizana, kubanki pa intaneti sikungakhale kothandiza ngati nthawi zambiri mumasungitsa ndalama zambiri kapena kuchotsa ndalama zambiri ndipo muyenera kutero kudzera mwa wothandizira kubanki.

Mabanki ena ali ndi malire a depositi ya tsiku ndi tsiku ndipo amafuna kuti mupite ku ATM. Izi zitha kukhala zovuta ngati banki yanu ilibe netiweki yayikulu ma ATM aulere kapena nthambi yapafupi.

Mabanki ambiri amaikanso malire atsiku ndi tsiku pa ndalama zomwe mungathe kuzichotsa ku ATM.

Ngati mukufuna ndalama zambiri ndipo simungathe kutsimikizira banki yanu kuti ionjezere malire, muyenera kupempha kuti akupatseni ndalama, zomwe simungathe kuchita ngati simungathe kufika kunthambi.

Mabanki achikhalidwe amathanso kupereka chithandizo cha notary, mabokosi osungitsa chitetezo ndi macheke aku banki. Mabanki a pa intaneti nthawi zambiri sangathe.

✔ Zogwirizana ndi teknoloji

Ngati simuli omasuka ndiukadaulo, kubanki yapaintaneti imatha kubwera ndi njira yophunzirira. Komanso, mavuto amayamba. Ngati kompyuta yanu kapena foni yamakono - kapena dongosolo la banki - wathyoka, mwina mukuchedwetsa kugulitsa kwachangu.

Pazochitika zovuta monga nkhani za kasitomala, mutha kupindula ndi msonkhano wa maso ndi maso ku banki yachikhalidwe.

✔ Nkhani zachitetezo

Munjira zambiri, kubanki yapaintaneti ndi yotetezeka kuposa mabanki achikhalidwe. Kusungitsa malipiro anu mwachindunji muakaunti yanu yakubanki kumachotsa chiwopsezo chakuti wina abe cheke chanu pamakalata.

Komanso, palibe amene angakopere zambiri za akaunti yanu kuchokera kumacheke omwe mumatumiza. Makompyuta amabanki amatumiza uthengawu mmbuyo ndi mtsogolo motetezeka, osasunga.

Pakakhala chinyengo kapena zolakwika panthawi yotumizira ndalama zamagetsi, lamulo limakutetezani nthawi zambiri, kuperekedwa kuti muchitepo kanthu mwachangu.

🌿 Mabanki abwino kwambiri pa intaneti

Kusankha banki yabwino kwambiri pa intaneti nthawi zambiri zimatengera zosowa za munthu aliyense. Komabe, mabanki ena a pa intaneti nthawi zambiri amawunikiridwa bwino chifukwa cha ntchito zawo, kupezeka kwawo komanso mitengo yampikisano.

Chonde dziwani kuti zambiri zitha kusintha, nthawi zonse zimalimbikitsidwa kuyang'ana zomwe zikuchitika musanapange chisankho. Nawa zambiri za ena mwamabanki abwino kwambiri pa intaneti

⛳️ Boursorama Bank

Boursorama Banque ndi amodzi mwa mabanki otchuka kwambiri pa intaneti ku France, omwe amapereka mitundu yonse ya mabanki ndi ntchito zachuma. Ndi gawo lathunthu la Société Générale, imodzi mwamabanki akulu aku France. Kugwirizana uku kumabweretsa kulimba kwachuma kubanki yapaintaneti.

Boursorama Banque imapereka akaunti yaposachedwa komanso zinthu zosungira ndi khadi la banki laulere, popanda ndalama zolipirira akaunti. Akaunti yamakono imapereka zinthu zamakono, monga kasamalidwe ka intaneti, kuthekera kosintha ndi kubweza mwachindunji, komanso zida zoyendetsera bajeti.

Boursorama Banque imaperekanso ntchito zamsika zamsika ndi mwayi wopeza nsanja yamalonda. Makasitomala amatha kugulitsa masheya, kugula ndi kugulitsa masheya, ndikupeza kusanthula kwachuma. Khadi lakubanki la Visa Premier nthawi zambiri limaperekedwa kwaulere kwa makasitomala omwe amakwaniritsa zofunikira zina, zomwe nthawi zambiri zimaphatikizapo ndalama zochepera pamwezi kapena mabanki a akaunti.

Imapereka chithandizo chamakasitomala ndi a pulogalamu yam'manja mwachilengedwe zomwe zimalola makasitomala kuyang'anira maakaunti awo, kutsatira momwe amawonongera ndalama, ndikupeza ntchito zawo zamabanki nthawi iliyonse. Imayimilira pampikisano wake wolipira, makamaka kusakhalapo kwa chindapusa chokonza akaunti komanso mitengo yabwino pamachitidwe apano.

⛳️ ING

ING, yomwe kale inkadziwika kuti ING Direct, yadzikhazikitsa yokha ngati banki yapadziko lonse lapansi, yomwe ikugwira ntchito m'maiko angapo padziko lonse lapansi. Chitsanzo chake chimachokera ku ntchito za banki zakutali, kuchotsa kufunikira kwa nthambi zakuthupi.

Imapereka zinthu zosungira komanso akaunti yamakono popanda malipiro okonza akaunti, limodzi ndi khadi la banki laulere. Kupereka uku kumaphatikizapo zinthu zambiri, zomwe zimalola makasitomala kuchita zochitika zatsiku ndi tsiku pa intaneti mosavuta.

ING imapereka njira zothetsera ngongole ndi ngongole, zomwe zimakwaniritsa zosowa zosiyanasiyana monga ngongole zanyumba, ngongole zaumwini, ndi ngongole za ogula. Izi zimathandiza makasitomala kupeza njira zosinthira zachuma.

Kwa iwo omwe akufuna kuyika ndalama pamsika, ING imapereka ntchito zamsika wathunthu. Makasitomala amatha kugwiritsa ntchito nsanja zamalonda zapaintaneti kuyang'anira mbiri yawo ndikuyika ndalama mwanzeru.

⛳️ Hello Bank

Moni Bank imapereka maakaunti aposachedwa okhala ndi zinthu monga kusamutsa, ma debit mwachindunji, zolipira pa intaneti ndi mawu akaunti yapaintaneti. Mutha kutsegula maakaunti osungira ndi Hello Bank, kuphatikiza maakaunti osungira nthawi zonse, maakaunti anthawi zonse ndi maakaunti osungira ana. Maakaunti awa nthawi zambiri amapereka chiwongola dzanja chopikisana.

Moni Bank imapereka makhadi angapo angongole kuti agwirizane ndi zosowa zosiyanasiyana, zopindulitsa monga mapulogalamu okhulupilika, inshuwaransi ndi zolipira. Mutha kulembetsanso ngongole zanu kapena ngongole zakunyumba kuchokera ku Hello Bank, ndimipikisano ndi mitengo.

Moni Bank imakupatsirani nsanja yapaintaneti yomwe mutha kuyang'anira maakaunti anu, kuchita malonda, funsani anu. kuwerenga ndi kulumikizana ndi kasitomala.

⛳️ Revolut

Revolut ndi banki yapaintaneti yomwe imapereka ntchito zamabanki zatsopano kuphatikiza maakaunti apano, makhadi angongole, kusamutsa ndalama zapadziko lonse lapansi ndikusinthana ndalama.

Ndi Revolut, mutha kusinthana pa intaneti kapena kudzera pa pulogalamu yam'manja, ndikupangitsa kuti ikhale njira yabwino kwa anthu omwe amayenda pafupipafupi kapena amafunikira kusamutsa ndalama kunja.

Revolut imapereka maakaunti aposachedwa aulere okhala ndi zinthu monga kusamutsa, ma debit achindunji komanso kulipira pa intaneti. Amapereka makhadi a kirediti kadi a Mastercard kapena Visa okhala ndi zopindulitsa monga mapulogalamu okhulupilika, inshuwaransi ndi malo olipira.

Mutha kutumiza ndalama kunja pamipikisano yosinthira ndi Revolut. Pulatifomu imathandizira ndalama zoposa 30. Revolut imakupatsani mwayi wosinthira ndalama pamitengo yabwino kwambiri, popanda ndalama zobisika.

🌿 Njira zofananira zamabanki pa intaneti

Poyerekeza mabanki a pa intaneti, ndikofunikira kuganizira njira zingapo kuti musankhe zomwe zikugwirizana ndi zosowa zanu. Nazi zina mwazinthu zofunika kuziganizira:

⛳️ Ndalama zamabanki, mfundo yofunika kwambiri yosiyanitsira

Ubwino waukulu wa banki yapaintaneti ndikutsika mtengo poyerekeza ndi kukhazikitsidwa kwachikhalidwe. Tiyeni tiwone mabanki ati omwe amadziwika kwambiri ndi ndondomeko yawo yokongola. 💳

Bank	Malipiro okonza akaunti	Makhadi a ngongole	Mtengo wosinthira wa SEPA
✨ Boursorama	ufulu	Zabwino	Kwaulere
✨ING	ufulu	Zabwino	Kwaulere
✨ Moni banki!	ufulu	Zabwino	Kwaulere
✨ Orange Bank	ufulu	Zabwino	Kwaulere
✨ Kupanduka	ufulu (Ndalama zolipirira)	Zabwino (pad metallic)	Kwaulere
✨ N26	ufulu (Ndalama zolipirira)	Zabwino	Kwaulere

Pamalipiro aposachedwa aakaunti, Boursorama, ING, Moni Bank ndi Orange Bank amaonekera ndi kulipira kwaulere. Chonde dziwani kuti mabanki ena amalipira ndalama izi kupitilira a gawo lina la depositi.

Kumbali ya kirediti kadi, ambiri amapereka khadi yaulere yokhala ndi debit yomweyo, ndi njira zolipirira za kirediti kadi. Pazolipira makadi kunja, kumbukirani kuwona zolipira zilizonse.

Pomaliza Kusintha kwa SEPA mu yuro nthawi zambiri kumakhala kwaulere. Mabizinesi ena amalipira ndalama zosamutsidwa pompopompo komanso osamutsidwa opanda SEPA.

⛳️ Mabanki athunthu komanso amakono

Mabanki okongola kwambiri a pa intaneti amapereka mautumiki osiyanasiyana, omwe amapezeka pa intaneti komanso kudzera pa foni. ✅ Tiyeni tiwone mbali zazikulu zomwe zimaperekedwa.

Bank	Kasamalidwe ka akaunti	Makhadi aku banki	Kuyamikira	Kusunga	akatswiri	inshuwalansi
Boursorama	✅	✅	✅	✅	✅	✅
ING	✅	✅	✅	✅	✅	✅
Moni banki!	✅	✅	✅	✅	✅	✅
Orange Bank	✅	✅	✅	✅	✅	✅
Revolut	✅	✅	❌	✅	❌	❌
N26	✅	✅	❌	✅	❌	❌

Mosadabwitsa, Boursorama ndi ING amasiyanitsidwa ndi mitundu yonse yomwe imakhudza ntchito zonse zamabanki. Moni Bank ndi Orange Bank nawonso amaperekedwa bwino.

Revolut ndi N26 ali ndi chopereka chocheperako, chokhazikika pamaakaunti aku banki ndi makhadi. Ndalama zosungira, ngongole kapena inshuwaransi palibe kapena zachepetsedwa. Pankhani ya zida zowongolera, mabanki onsewa amapereka mawonekedwe amakono ndi ergonomic, okhala ndi mapulogalamu am'manja owerengedwa bwino. Ubwino wa digito ulipo.

⛳️ Zosiyanasiyana zoyenerera kutengera banki

Musanachite, kumbukirani kuyang'ana kuyenerera kwa banki yapaintaneti yomwe imakusangalatsani. ✅ Zofunikira zitha kusiyana. Boursorama, ING ndi Moni Bank zimangokakamiza kukhala wazaka zovomerezeka komanso wokhala ku France msonkho. Orange Bank ikupempha kukhala kasitomala wam'manja wa Orange.

pa Revolut ndi N26, kutsegulirako kumasungidwanso kwa anthu akuluakulu a ku Ulaya. Chonde dziwani, Revolut tsopano ikupereka a ndalama zochepa pachaka za €24.

Kupitilira zomwe zimalumikizidwa ndi mbiri yanu, mabungwe ena amaletsanso kuchuluka kwa maakaunti omwe angakhalepo pamunthu aliyense. Chifukwa chake Boursorama imaletsa maakaunti a 2 pa munthu aliyense, pomwe N26 imangokhala ndi akaunti imodzi.

⛳️ Ndi banki iti yomwe mungasankhire akaunti yolumikizana kapena pro account?

Mukufuna akaunti yolumikizana kuti muyendetse bajeti yanu limodzi? Kapena akaunti yaukadaulo yodzipereka pantchito yanu? Apanso, si mabanki onse a pa intaneti omwe amapangidwa mofanana. 👥👨‍💼

Kwa akaunti yolumikizana, Boursorama, ING ndi Hello Bank amapereka njira yopanda malire. Revolut imalolanso, pakulembetsa kolipira. Orange Bank, N26 ndi Nickel, komabe, amakana kutsegula maakaunti olowa.

Kumbali ya akatswiri, Boursorama ndiyabwino kwambiri ndi Corporate Banking yake. ING imapereka ING Pro ndi mitengo yabwino. Kupanda kutero, ma fintech ngati Qonto kapena Manager One ayenera kuganiziridwa.

⛳️ Ndi inshuwaransi yanji ndi chitetezo cha njira zolipirira?

Pakachitika vuto, ndizolimbikitsa kupindula ndi inshuwaransi yolimba ndikutsimikizira njira zanu zolipirira. 🔒 Nanga bwanji mabanki a pa intaneti?

Malo ambiri amapereka inshuwaransi yakale:

• Chitetezo cha njira zolipirira
• Chitsimikizo chogulira pa intaneti
• Kuchotsa kwadzidzidzi pakatayika khadi
• Inshuwaransi yapaulendo

Yang'anani denga lophimba kuti muwonetsetse chitetezo chokwanira. Pa mlandu pakachitika zachinyengo, lamulo nthawi zambiri limatengera kasitomala pa €50. Revolut ndi wopambana ziro mangawa.

🌿 Kodi kupezeka kwa ntchito zamabanki pa intaneti pambuyo pogulitsa malonda?

Ngakhale ma digito, ndizolimbikitsa kuti mutha kufikira mlangizi wanu mosavuta ngati pakufunika. 🤝 Tiyeni tiwone kupezeka kwa ntchito zogulitsa pambuyo pogulitsa kutsogolera mabanki pa intaneti.

Boursorama, ING ndi mabanki olumikizidwa ndi netiweki yakuthupi amapereka chithandizo chonse chamakasitomala: telefoni, macheza, malo ochezera. Revolut ndi N26 amayang'ana kwambiri thandizo pa intaneti. Nthawi zoyankhira zitha kukhala zazitali panthawi yotanganidwa. Yembekezerani zopempha zanu.

Mulimonsemo, pakagwa mwadzidzidzi chithandizo osachepera ndi inshuwaransi masiku 7 pa sabata, maola 7 pa tsiku, kutsekereza khadi mwachitsanzo.

🚀Kubanki pa intaneti VS mabanki achikhalidwe

Mabanki apaintaneti ndi mabanki achikhalidwe ali ndi kusiyana kwakukulu momwe amagwirira ntchito komanso ntchito zomwe amapereka. Pano pali kusiyana kwakukulu pakati pa mitundu iwiri ya mabanki:

ndalama

Mabanki a pa intaneti nthawi zambiri amakhala ndi ndalama zotsika zamabanki, monga cheke maakaunti ndi makhadi a ngongole. Izi ndichifukwa choti alibe ndalama zomwe zimagwirizana ndi kuyang'anira maukonde a nthambi zakuthupi, monga ndalama zobwereka, ogwira ntchito ndi kukonza.

kugula

Mabanki a pa intaneti alipo maola 24 pa tsiku, masiku 24 pa sabata, zomwe zimawapangitsa kukhala ofikirika kuposa mabanki achikhalidwe omwe ali ndi nthawi yochepa yotsegulira. Kuphatikiza apo, ntchito zapaintaneti zimalola makasitomala kuyang'anira maakaunti awo aku banki kuchokera kulikonse, popanda kupita kunthambi yeniyeni.

Services

Mabanki apa intaneti nthawi zambiri amapereka chithandizo chamakono komanso chosavuta kuposa mabanki achikhalidwe, monga kusamalira akaunti kudzera pa pulogalamu yam'manja, kutumiza ndalama zotsika mtengo zapadziko lonse lapansi, ndi makhadi angongole okhala ndi mapulogalamu okhulupilika.

Komabe, mabanki ena azikhalidwe ayambanso kupereka ntchito zapaintaneti kupikisana ndi mabanki apa intaneti.

Ubale wamakasitomala

Mabanki achikhalidwe nthawi zambiri amakhala ndi ubale wamakasitomala, ndi alangizi omwe amapezeka m'nthambi kuti ayankhe mafunso ndikupereka upangiri wazachuma.

Mabanki apaintaneti atha kupereka chithandizo kwamakasitomala pafoni kapena macheza amoyo, koma izi sizingakhale zamunthu payekhapayekha.

chitetezo

Mabanki apa intaneti nthawi zambiri amawonedwa ngati otetezeka ngati mabanki achikhalidwe chifukwa amagwiritsa ntchito matekinoloje apamwamba kuteteza deta ndi zochitika.

Komabe, makasitomala ena angakonde chitetezo chowonjezera choperekedwa ndi nthambi yakuthupi pochita zinthu zofunika kubanki.

Pamapeto pake, kusankha pakati pa banki yapaintaneti ndi banki yachikhalidwe kumatengera zomwe mumakonda komanso zosowa zamabanki. Ndikofunikira kufananiza zopereka ndi ndalama za zosankha zosiyanasiyana musanapange chisankho.

🌿Chidule…

Mabanki a pa intaneti asintha gawo lamabanki popereka chithandizo choyenera, zotsika mtengo komanso zopezeka kwa onse. Amagwira ntchito kudzera pamapulatifomu apamwamba a digito omwe amalola makasitomala kuyang'anira maakaunti awo, kuchita zochitika ndikupeza ntchito zingapo zamabanki, zonse kuchokera panyumba yabwino kapena poyenda.

Ndi malipiro otsika, mautumiki osinthika ndi 24/24 kupezeka, Mabanki a pa intaneti atha kukopa makasitomala ambiri omwe akufunafuna njira ina kuposa mabanki achikhalidwe. Makasitomala amatha kutsegula maakaunti aposachedwa, kusunga, kulandira ngongole ndikusamutsa ndalama zapadziko lonse lapansi ndikungodina pang'ono.

La sécurité ndizofunikira kwambiri pamabanki apaintaneti, omwe amagwiritsa ntchito matekinoloje apamwamba kuti ateteze deta yamakasitomala awo ndi zochitika zawo. Kuphatikiza apo, mabanki ambiri pa intaneti amapereka chithandizo chamakasitomala kudzera pa foni, macheza amoyo, kapena imelo kuti ayankhe mafunso ndikuthetsa mavuto mwachangu.

FAQ

Q: Kodi kubanki pa intaneti ndi chiyani?

Yankho: Banki yapaintaneti ndi bungwe lazachuma lomwe limapereka chithandizo chamabanki kudzera pamapulatifomu a digito monga mawebusayiti ndi mafoni, popanda kukhala ndi mawonekedwe anthambi zakuthupi.

Q: Kodi mabanki a pa intaneti ndi otetezeka?

A: Inde, Mabanki apaintaneti amagwiritsa ntchito njira zachitetezo zapamwamba kuti ateteze zambiri zamakasitomala awo ndi zomwe achita. Izi zikuphatikiza kugwiritsa ntchito encryption, kutsimikizika kwazinthu ziwiri komanso ma protocol olimba achitetezo.

Q: Kodi ndingalumikizane bwanji ndi kasitomala kubanki yapaintaneti?

Yankho: Mabanki a pa intaneti nthawi zambiri amapereka njira zingapo zolumikizirana ndi makasitomala awo, monga kuyimba foni, macheza apawebusayiti kapena pulogalamu yam'manja, kapena kudzera pa imelo. Zambiri zolumikizirana ndi makasitomala nthawi zambiri zimapezeka patsamba la banki.

Q: Kodi ndingatumize ndalama ndi banki yapaintaneti?

Yankho: Mabanki ambiri a pa intaneti alibe nthambi zochitirako ndalama. Komabe, mabanki ena a pa intaneti ali ndi mgwirizano ndi makina owerengera ndalama (ATM) kuti alole makasitomala kuchotsa ndalama.

Q: Ndi maubwino ati a mabanki apa intaneti poyerekeza ndi mabanki azikhalidwe?

Yankho: Ubwino wamabanki apaintaneti umaphatikizapo chindapusa chotsika, kupezeka kwa 24/24, ntchito zotsogola monga kusamutsa ndalama zapadziko lonse lapansi zotsika mtengo, komanso kugwiritsa ntchito kosavuta chifukwa cha nsanja zama digito .

Q: Kodi ndingapeze ngongole yanyumba ndi banki yapaintaneti?

Yankho: Inde, mabanki ena apa intaneti amapereka ngongole zanyumba. Komabe, ziyeneretso ndi mikhalidwe imatha kusiyana kuchokera ku banki kupita ku banki, chifukwa chake tikulimbikitsidwa kuti muwone zomwe banki iliyonse yapereka.

Q: Ndimapanga bwanji madipoziti kubanki yapaintaneti?

Yankho: Mabanki apa intaneti nthawi zambiri amapereka njira zingapo zopangira ma depositi, kuphatikiza kutumiza ma waya kuchokera ku akaunti ina yakubanki, kuyang'ana madipoziti kudzera pa pulogalamu yam'manja, kapena kutumiza macheke.

Q: Kodi mabanki a pa intaneti amapereka ntchito zamabizinesi?

A: Inde, mabanki ena a pa intaneti amaperekanso ntchito zamabanki abizinesi, monga maakaunti abizinesi, njira zolipirira amalonda, ndi chithandizo chandalama chogwirizana ndi zosowa zabizinesi.

Kodi mabanki a pa intaneti amalipira? Kodi pali malipiro obisika?

Nthawi zambiri amakhala aulere kapena ndi ndalama zochepa pamwezi, zotsika kwambiri kuposa mabanki wamba. Ndipo palibe malipiro obisika: zonse zikuwonetsedwa mowonekera.

Kodi zabwino zamabanki apa intaneti ndi ziti poyerekeza ndi mabanki azikhalidwe?

Ubwino waukulu ndi mitengo yowoneka bwino, kupezeka kwa 24/24 kudzera pa digito, kuphweka kotsegula akauntiyo pang'onopang'ono ndikudina pang'ono. mawonekedwe a ergonomic kwambiri.

Kodi kuipa kwa kubanki pa intaneti ndi chiyani?

Choyipa chachikulu ndikusowa kwa mabungwe amthupi komanso mlangizi wosankhidwa. Makasitomala ali kutali, zomwe zingakhumudwitse makasitomala omwe akufuna kulumikizana ndi anthu.

Kodi ndiyenera kusankha pakati pa 100% pa intaneti ndi 100% bungwe?

Non, mabanki ena osakanizidwa amaphatikiza nthambi zakuthupi ndi ntchito zapaintaneti. Izi zimakupatsani mwayi wogwiritsa ntchito zonse ziwiri kuti muzitha kusinthasintha. Onani ngati chitsanzochi ndi choyenera kwa inu.

Tisiyeni ndemanga