Zofunikira zogwirira ntchito mwatsatanetsatane

Le ntchito capital capitalt ikhoza kufotokozedwa ngati kuchuluka kwa ndalama zomwe kampani ikufunika kuti ikwaniritse zosowa zomwe zimabwera chifukwa cha kusagwirizana pakati pa ndalama zomwe zimalowa ndi kutuluka. Zimafanana ndi ndalama zomwe kampani imayenera kulipira kuti ithetse kusiyana pakati pawo zobweza ndi zosonkhetsa. Izo siziyenera kusokonezedwa ndi Ntchito Capital.

Zowonadi, kampani yomwe imayenera kulipira omwe akuipereka isanalandire malipiro a makasitomala ake imafunikira ndalama zogwirira ntchito kuti ilipire. Kuchulukirachulukira kwa masheya ndi nthawi zotsogola, ndipamenenso kampani imakhala pachiwopsezo chokhala ndi a zofunika ndalama zogwirira ntchito.

Kukula kwa kufunikira kwa ndalama zogwirira ntchito kumatengera magawo angapo: gawo lazochita, momwe amagulitsira, momwe amagulira, nthawi yosinthira masheya ndi kuchuluka kwa ntchito. M'nkhaniyi, tikuwonetsa zofunikira za capital capital mwatsatanetsatane. Tiyeni tizipita!!

🌿 Kodi mtengo wogwirira ntchito ndi chiyani?

Chofunikira chandalama yogwirira ntchito ndi ndalama zomwe zimafunikira kuti kampaniyo ikhale ndi ndalama zonse zomwe ikugwiritsa ntchito podikirira kuti ilandire ndalama kuchokera kwa makasitomala osiyanasiyana. Imalongosola kudziyimira pawokha kwachuma kwa kampaniyo pakanthawi kochepa.

Chizindikirochi chikuyimira ndalama zomwe zimayenera kulipira ndalama za kampani popanda kufunikira kusonkhanitsa ngongole za makasitomala ake nthawi imodzi.

Ngati muwerengera ndalama zogwirira ntchito zamakampani ndikuzindikira kuti zili choncho kuposa 0, kotero kuwunika koyenera kuchitidwa ndikuti iyenera kulipira omwe akuipereka mkati mwa masiku 30.

Mabizinesi ambiri masiku ano amafunikira ndalama zogwirira ntchito pafupi ndi zero, ndiye kuti akufunika kupeza ndalama kuti athe kuthana ndi vuto losagwirizana ndi ndalama.

✔️ Zochitika zenizeni

Mosiyana ndi makampani omwe amatolera ndalama asanawatumize, iwo ndi makampani omwe nthawi zambiri amafunikira ndalama zogwirira ntchito zosakwana 0.

M'nkhaniyi, tidzakambirana za ndalama zogwirira ntchito. Tili ndi mwachitsanzo, makampani ogulitsa malonda omwe nthawi zambiri amakhala mu nkhaniyi, chifukwa makasitomala awo amalipira katunduyo ndalama.

Ubwino waukulu wa ndalama zogwirira ntchito ndizofunikira perekani ndalama zoyendetsera kampani. Imakwaniritsa tanthauzo la ndalama zogwirira ntchito zomwe zimachokera ku chilinganizo chogwiritsa ntchito ndalama zokhazikika komanso katundu wokhazikika.

🌿 Kodi mungawerengere bwanji ndalama zogwirira ntchito?

Zofunikira za capital capital nthawi zambiri zimawerengedwa m'masiku angapo obwerera. Popanga kapena kugula bizinesi, kudziwa zofunikira zogwirira ntchito ndi gawo lomwe siliyenera kunyalanyazidwa. Ngati yasokonezedwa kapena yachitika molakwika, zikhoza kukhala chifukwa chachikulu cha kuzimiririka kwa kampaniyo.

Chifukwa chosowa ndalama zogwirira ntchito, manejala wa kampani akhoza fufuzani momwe bizinesi yanu ikuyendera pongosanthula zotsatira zosiyanasiyana zopezedwa.

Zowerengerazo zitha kukhala mlungu uliwonse, mwezi uliwonse, kotala kapena pachaka, ziyenera kufananizidwa ndikuphunziridwa. Kuti achite izi, woyang'anira ayenera kudzifunsa mafunso awa:

• Kodi pali kusintha kulikonse kuchokera chaka cham'mbuyo, theka lapitalo, kotala yam'mbuyo kapena mwezi wapitawo?
• Kodi ndizotheka kufotokoza kusinthaku?
• Ngati sizili bwino, kukhazikika kwachuma kungabwezeretsedwe bwanji?
• Ngati ili yabwino, ingasungidwe bwanji, kapenanso kuwongolera?

✔️ Kampani yopereka chithandizo

Ngati kampani imagwira ntchito popereka mautumiki, ndiye kuti ilibe katundu. Ngakhale zili choncho, nthawi zonse imayenera kupititsa patsogolo zolipiritsa zomwe zilipo kuti ikwaniritse zopindulitsa ndi ntchito zomwe imapereka.

Zolipiritsa zapano izi nthawi zambiri zimalembedwa pansi pa mawu akuti " ntchito ikupita". Panthawiyi, mtengo wogwirira ntchito umawerengedwa poganizira izi:

• Katundu wa tsiku logwira ntchito;
• Zowonongeka zonse zikuphatikizidwa (kuphatikiza malipiro);
• Nthawi yofunikira kuti mumalize ntchito kapena ntchito zomwe kasitomala walamula.

Njira yodziwira kufunika kwa capital capital pankhaniyi ndi motere:

• Ntchito capital = Ntchito ikuchitika + Avereji yopitilira " zolandiridwa » - Avereji yopitilira " makasitomala madipoziti »
• Ntchito capital = m'matangadza + Zolandila (zobweza zamalonda ndi zobwezedwa zosiyanasiyana) - Ngongole (onse ngongole zomwe sizili zandalama).

🌿 Zosintha zomwe zimakhudza zofunikira zogwirira ntchito

Zosintha zingapo zimakhudza kuwerengera zofunikira za capital capital

✔️ Malipiro omaliza (omwe adakambitsirana ndi ogulitsa) 

Kuwerengera m'masiku: (zolipidwa / zogula kuphatikiza msonkho) x 360. Zotsatira zake ndikuti timapeza ndiye zimagwirizana ndi zolipira zomwe ogulitsa amapereka kukampani. Nthawi zambiri, timakhala ndi nthawi yolipira ya masiku 30 mpaka 60.

✔️ Nthawi yolipira (yomwe kampani imapatsa makasitomala akamayitanitsa) 

Kuwerengera m'masiku obwerera : (zolandilidwa zamalonda/zobweza kuphatikizapo msonkho) x 360. Zotsatira zomwe zapezedwa zikufanana ndi nthawi yolipira pazinthu zonse zomwe kampani yanu imagulitsa kwa makasitomala ake. Kusinthaku kumatengera zinthu zambiri monga gawo la ntchito yanu, kasitomala wanu, ndi zina.

Monga nthawi yolipira yomwe mwapatsidwa ndi omwe akukupatsirani, nthawi yolipira imakhala pakati pa masiku 30 ndi 60.

✔️ Kutalika kwa masheya.

Komanso werengerani m'masiku: (avereji yandalama/mtengo wopangira kapena kupanga) x 360. Zotsatira zomwe mupeza zidzatsimikizira nthawi yomwe zinthuzo zagulidwa komanso nthawi yomwe zinthuzi zikugulitsidwanso, mwachitsanzo, kuchuluka kwa masiku omwe zinthuzi zili m'gulu.

🌿 Kuwunika kwa ndalama zogwirira ntchito

Kuti mukhale okhulupilika mokwanira, kufunikira kwa ndalama zogwirira ntchito kumachokera kumayendedwe akampani, kumayimira chosowa chilichonse kapena chida china chothandizira ndalama chochokera kuzinthu zazikulu zakampani. Chofunikira cha capital capital ndiye kusiyana pakati pa ntchito ndi zida zogwirira ntchito.

✔️ Zoyenera kuchita ngati ntchito ikupitilira zomwe zilipo?

Pamene ntchito zili zazikulu kuposa zogwiritsira ntchito, kampaniyo iyenera kulipirira zosowa zake kwakanthawi kochepa ndi ndalama zake zogwirira ntchito kapena ngongole zake zachuma.

Chifukwa chake zida zogwirira ntchito zipangitsa kuti zitheke kupeza ntchito zogwirira ntchito. Kampaniyo sidzasowa ndalama. Koma silikhalanso ndi ndalama zochulukirapo.

✔️ Zoyenera kuchita ngati chuma ndi chachikulu kuposa ntchito?

Ngati zinthuzo ndi zazikulu kuposa zomwe zimagwiritsidwa ntchito. Kampaniyo sizidzasowa ndalama ndipo zotsalira zomwe zingapezeke zimadyetsa ndalama zake zonse ndikupewa kusonkhanitsa ndalama, zitha kuyikidwa muchilungamo.

Capital Working Imalola kampani kupeza ndalama zogwirira ntchito. Ndi kusiyana pakati mitu yayikulu (equity kuphatikiza ngongole yanthawi yayitali) ndi ndalama a kampaniyo.

Chifukwa chake imayimira likulu lomwe liyenera kukhalabe mukampani kuti zitsimikizire kuti kampaniyo ikugwira ntchito. Kuchuluka kwa ndalama zogwirira ntchito kumapangitsanso kudziyimira pawokha pazachuma kwa kampaniyo.

🌿 Zoyenera kuchita mutazindikira zofunikira zogwirira ntchito?

Mukazindikira kufunika kwa capital capital, ndipo mwasanthula (kaya zabwino, ziro kapena zoipa), muyenera kuganizira izi popitiliza ntchito yanu komanso makamaka ngati mtengo wanu wogwirira ntchito uli wabwino. Pamenepa, muyenera kulipira ndalama.

Pakadali pano, zosankha zingapo zilipo kwa inu. Choncho zili ndi inu kusankha yomwe ikugwirizana ndi zolinga zanu.

• Le ndalama zambiri ; mudzayenera kusankha yankho ili ngati zosowa zanu zachuma zili zazifupi.
• Zopereka mu akaunti zamakono ; ndi ndalama zomwe zimaperekedwa kwa kampani ndi mabungwe osiyanasiyana. Muyenera kutenga njira iyi ngati yankho ngati zosowa zanu zachuma zili zazifupi / zapakatikati.
• Chulukitsani chuma chanthawi yayitali motsutsana ndi zosowa zachuma zanthawi yayitali ngati zosowa zanu ndizanthawi yayitali.

🌿 Kodi tiyenera kuona chiyani tikamayendetsa bwino WCR yathu?

Kuti muyang'anire bwino ntchito ya Working Capital Requirement (WCR), ndikofunikira kuyang'anira mosamala kuchuluka kwa zinthu kuti mupewe kuchuluka kapena kuchepa, zomwe zingasokoneze kayendedwe ka ndalama. Kuphatikiza apo, kasamalidwe kogwira mtima kazomwe makasitomala amalandila ndi zofunika kuchepetsa kubweza mochedwa komanso kusunga ndalama moyenera.

Pankhani yangongole za ma supplier, ndikofunikira kukambirana njira zolipirira ndikupewa kuchedwa kwambiri. Pomaliza, kukhathamiritsa njira zogwirira ntchito, monga kasamalidwe kazinthu ndi ma invoice, zitha kuthandiza kuchepetsa WCR ndikuwongolera thanzi lazachuma la kampani.

Kuti muzitha kuyendetsa bwino ndalama zomwe mumagwiritsa ntchito, muyenera kuyang'anitsitsa mfundo izi:

• Maakaunti anu ayenera kukhala amakono (kuchuluka kwa maakaunti amakasitomala);
• Muyenera kuonetsetsa kuti muli ndi kasamalidwe kabwino ka zinthu;
• Sinthani bwino malo a kasitomala: pochepetsa nthawi yolipira (konza ma invoice mwachangu, tsatirani makasitomala mwachangu ndikusonkhanitsa);
• Yang'anirani mosamala malo ogulitsa (kambiranani zolipira kuti mutalikitse);
• Sankhani njira yabwino yopezera ndalama pazosowa zanu, monga kubweza ndalama kubanki ndi kuwerengera ndalama.

🌿 Kutseka

Pomaliza, kasamalidwe koyenera ka Working Capital Requirement (WCR) ndikofunikira kuti mutsimikizire thanzi lazachuma kuchokera ku kampani. Poyang'anira mosamala kuchuluka kwa zinthu, nthawi zolipirira ndi zotolera, komanso momwe angagulitsire ngongole, kampani imatha kukulitsa WCR yake ndikuwongolera kayendedwe ka ndalama.

Kusamalitsa kwambiri njira zogwirira ntchito komanso kulosera za kayendedwe ka ndalama kungathandizenso pakuwongolera bwino kwa WCR. Pomaliza, manejala BFR yokhazikika zitha kuthandiza bizinesi kukhalabe ndi ndalama zokwanira zogwirira ntchito tsiku ndi tsiku ndikuyendetsa kukula kosatha.

🌿 Mafunso Ofunsidwa Kawirikawiri

Kodi Working Capital Requirement (WCR) ndi chiyani?

Working Capital Requirement (WCR) imayimira kusiyana pakati pa zinthu zomwe kampaniyo ili nayo kwakanthawi kochepa (zosungira, zobweza makasitomala) ndi zomwe zimafunikira kwakanthawi kochepa (ngongole za ogulitsa, ngongole zowonjezedwa).

Chifukwa chiyani kasamalidwe ka WCR ndikofunikira pakampani?

Kuwongolera moyenera kwa WCR ndikofunikira chifukwa kumakhudza mwachindunji kayendetsedwe ka ndalama komanso kuthekera kwa kampani kupeza ndalama zomwe zimagwira tsiku lililonse. WCR yosayendetsedwa bwino imatha kubweretsa mavuto azachuma komanso mavuto azachuma.

Kodi tingakonze bwanji WCR?

Kukhathamiritsa kwa WCR kumaphatikizapo kuyang'anira mosamala kuchuluka kwa zinthu, kuwongolera kasamalidwe ka maakaunti, kukambirana ndi omwe amapereka ndalama zabwino, komanso kuwongolera njira zogwirira ntchito kuti muchepetse nthawi yolipira ndi kusonkhanitsa .

Ndi zoopsa zotani zomwe zimagwirizanitsidwa ndi WCR yosayendetsedwa bwino?

WCR yosasamalidwa bwino imatha kubweretsa zovuta za kayendedwe ka ndalama, kuchedwa kwa malipiro, kuchepa kwa ndalama zamagulu komanso ngakhale zovuta zanthawi yayitali. Zitha kukhudzanso kuthekera kwa kampani kugwiritsa ntchito mwayi wokulirapo.

Tamaliza!! Chonde siyani malingaliro anu mu ndemanga. Koma musanachoke kuno momwe mungasamalire bajeti ya banja lanu mu mtendere.