Neobanks ndikuchepetsa ndalama zamabanki
Kodi mwatopa ndi kulipira ndalama zochulukira ku banki chaka chilichonse ku banki yanu? Yankho lagona pakukhazikitsidwa kwa neobanks ndi mabanki apa intaneti.
Gulu: Classic Finance
Zachuma zachikale kusiyana ndi zachuma zachisilamu zimatanthawuza gawo la zochitika zomwe zimaphatikizapo kupereka zinthu zopangira ndalama (likulu) zofunika kuti ntchito yogulitsa ndalama ikwaniritsidwe.
Tsegulani 100% akaunti yakubanki pa intaneti
Masiku ano, kutsegula 100% akaunti yakubanki pa intaneti kwakhala kophweka kwambiri. Palibe chifukwa chopita ku bungwe ndikudikirira maola ambiri! Ndi kungodina pang'ono kuchokera pa kompyuta kapena foni yamakono, mutha kupeza banki yamakono, yotsika mtengo yomwe imapezeka nthawi iliyonse.
Sinthani ndalama zanu ndi lamulo la 50/30/20
Kuwongolera bajeti yanu si ntchito yophweka. Komabe, imodzi mwa njira zothandiza kwambiri komanso zoyamikiridwa ndi akatswiri ndi lamulo la 50/30/20. Pakati pa ngongole zomwe zimadziunjikira, ziyeso za kumwa mowa ndi zochitika zosayembekezereka za moyo, ndizosavuta kutaya mapazi anu ndikuwona kuti ndalama zanu zikupita pansi.
Momwe mungasungire ndalama pamsika wamasheya ndi PEA
Kuyika ndalama pamsika wamasheya ndi PEA ndikotchuka kwambiri ndi opulumutsa. Chifukwa cha misonkho yopindulitsa pa zopindula zazikulu ndi zopindula zomwe zalandilidwa, imakulitsa magwiridwe antchito ndikuchepetsa misonkho. PEA imaperekanso mwayi wosinthira ndalama zomwe munthu amasunga pakati pa magalimoto ambiri monga magawo, ma ETF, ndalama, zikalata, ndi zina.
Momwe mungapangire mbiri yabwino ya stock stock
Kuyika ndalama mumsika wamasheya ndi njira yosangalatsa yokulitsa ndalama zomwe mwasunga pakanthawi yayitali. Koma kuyika chuma chanu chonse m'matangadza kumaphatikizapo zoopsa zazikulu. Kusakhazikika kwa msika kungayambitse kutayika kwa ndalama zomwe zimakhala zovuta kuzigonjetsa ngati simunakonzekere. Komabe, nkhawa yayikulu ikadali iyi: Momwe mungapangire mbiri yabwino pamsika wamasheya?
Momwe mungasankhire inshuwaransi yoyenera ya moyo wanu
Ndikufuna kusankha inshuwaransi yoyenera ya moyo wanga. Nditani? M'malo mwake, inshuwaransi ya moyo imaphatikiza zabwino zambiri pobweza, kupezeka kwa ndalama zosungirako komanso kukhathamiritsa msonkho. Komabe, kutenga mgwirizano wa inshuwaransi ya moyo sikophweka monga momwe zimawonekera poyamba. Pakati pa makontrakitala angapo operekedwa ndi ma inshuwaransi, mungayende bwanji kuti musankhe yomwe ingagwirizane ndi zachuma chanu ndi zolinga zanu?