Kodi teknoloji ya tokenization ndi chiyani

Chizindikiro ndi chimodzi mwazotsatira zomwe zimasokoneza ukadaulo wa chipika unyolo. Ndondomekoyi inakhazikitsa malonjezo osintha anthu kuti apereke masomphenya ochulukirachulukira okonda chuma komanso malonda pomwe anthu adzakhala ndi mwayi wogula ndi kusinthanitsa crypto iliyonse malinga ndi zomwe akufuna komanso kupereka kwake.

Mosakayikira, teknoloji ya Tokenization imatsegula zitseko ku chilengedwe chonse cha zotheka zomwe poyamba zinali zovuta kapena zovuta kapena zosatheka kuzithetsa.

Izi zatsopano zidzayamba poyambira pazachuma. Lafutukuka kumadera ena angapo. Kuthekera kwaukadaulo wa Blockchain ndi Tokenization ndikwambiri.

Kodi mungafune kuti muyambe mu dziko la Tokenization? Mutha kudziwa zambiri kuchokera m'nkhaniyi. Tiyeni tizipita!!

Kodi Tokenization ndi chiyani?

La Chizindikiro ndi njira yomwe imalola kusintha kapena kusinthidwa kwa katundu, chinthu kapena deta yovuta ndi deta yotetezeka komanso yosakhudzidwa mu Blockchain.

Kuti izi zitheke, Tokenization imanena za kusintha komwe kumatengera kulipira nambala yozindikiritsa khadi, tsiku lotha ntchito ya khadi komanso CVV2.

Kusinthaku kumakhala ndi digito kapena kubisa zomwe zanenedwazo. Ziyikeni kuphatikiza manambala ndikusunga zidziwitso zake zonse mu blockchain blockchain.

Akapulumutsidwa, akhoza kukhala kusungidwa kapena kusinthanitsa. Panthawiyi, chidziwitsochi chimalandira chizindikiro chomwe chimawalola kuti azitha kugwiritsa ntchito chidziwitso choterocho monga gawo lofunikira la Blockchain lomwe likufunsidwa.

Tokenization pa Blockchain ingagwiritsidwe ntchito pamitundu yonse ya data. Tekinoloje iyi imatha kusintha kwambiri njira, monga kutsatsa kapena kutsatsa.

Ngati tigwiritsa ntchito ukadaulo wa Tokenization muzogulitsa, izi zitha kupangitsa kuti ntchitoyi ikhale yabwino kwambiri pokhudzana ndi chitetezo, kuwonekera, kufufuza bwino.

Kodi Tokenization imagwira ntchito bwanji?

Mukapanga bizinesi, imapanga Token mu nthawi yeniyeni, pamene mukulumikiza khadi la kasitomala wanu ku banki yomwe ikupereka kusamutsidwa, kuti mupereke Chizindikiro chokhazikika pazochitikazo.

Izi zimakupatsani Pan, ndipo Pan iyi imasungidwa osawoneka, zomwe zimapangitsa Tokenization kukhala njira yodalirika yolimbikitsira chitetezo chamalipiro anu.

Pokhala wothandizira malipiro, Adyen akhoza kugwira ntchito ngati wopereka. Utumiki wa Tokenization umasunga deta yamakasitomala motetezeka ndipo mwachindunji umapanga Chizindikiro chomwe chingagwiritsidwe ntchito, mwachitsanzo, kubwereketsa zogula zosiyanasiyana zomwe adzapanga mtsogolomo ndi makampani.

Monga momwe mukuwonera pachithunzichi pansipa.

Kodi chizindikiro cha khadi chimagwira ntchito bwanji?

Tekinolojeyi imalowa m'malo mwa zomwe zimatengedwa kuti ndi chidziwitso chachinsinsi pa kirediti kadi kapena kirediti kadi ndikutulutsa chizindikiro, chomwe chimasunga chidziwitso chamakasitomala pomwe chimapereka chitetezo chogwirizana.

Tikafuna kuyika pachitetezo cha data yambiri, Tokenization imalowa m'malo mwa data yomwe ili ndi chidziwitso chofanana chomwe chilibe tanthauzo kapena mtengo wofotokozera wakunja.

Pofuna kukuthandizani kumvetsetsa ndondomekoyi mosavuta, tikukupatsani:

Ndipotu, dongosolo nthawi zonse limalandira deta yachinsinsi. Pachifukwa ichi, zambiri zaumwini zomwe zimagwirizanitsidwa ndi mwini khadi (dzina, dzina loyamba, nambala ya akaunti, IBAN, ndi zina zotero) zimasungidwa pakati. Mwachitsanzo: mu database.

Dongosolo la Tokenization limapanga Chizindikiro ndikuchibwereza ndi zomwe zasungidwa kale. Chizindikiro chowonjezeredwa sichiri chachinsinsi, koma ndi mzawo kapena dzina la Chizindikiro.

Kenako, Chizindikirocho chimayikidwa mumayendedwe ogwirira ntchito ndipo chimalowetsa zinsinsi zomwe zimayimiridwa muzochita zonse. Kuchulukirachulukira, mabizinesi a digito akukhazikitsa zitsanzo zawo pazolembetsa zatsiku ndi tsiku, mlungu uliwonse, mwezi uliwonse komanso ngakhale pachaka. Komabe, pali a kusiyana pakati pa Coin ndi Token.

Kusiyana pakati pa Tokenization ndi Debit ndi Kubisa kwa Kirediti Card

Njira ya Tokenization komanso kubisa kwa kiredi ndi madebiti ali ndi malo ofunikira muukadaulo wolipira. Koma tili ndi mwayi wopeza kusiyana komwe kulipo pakati pa matekinoloje awiriwa.

Pamene Tokenization m'malo tcheru deta wa mwini makhadi, kubisa kapena kubisa minda ya data ndiyeno encrypts source khadi data ndipo amazimasulira zikafika pomaliza. Titha kutenga chitsanzo cha Virtual Private Networks (VPN).

Ngakhale onse ali ndi malo awo komanso zopindulitsa muukadaulo wolipira, Tokenization imatuluka ngati yankho lotetezeka kwambiri poteteza chidziwitso cha makadi a ogula.

Zizindikiro sizingasinthidwe ngati mukufuna kugwiritsa ntchito kiyi ya decryption, zomwe zili choncho ndi kubisa. Kuphatikiza apo, imachepetsa kwambiri kuchuluka kwa PCI DSS (Payment Card Industry Security Standard).

Ndizofunikira komanso zovomerezeka kwa makampani onse omwe asankha kuvomera kapena kukonza deta kuchokera ku kirediti kadi kapena kirediti kadi.

Chitetezo chokhudzana ndi zinsinsi zachinsinsi chikukhala nkhani yofunika kwambiri mu E-Commerce. Ndipo koposa zonse, popeza dongosolo latsopano la Payment Services Directive, lodziwika bwino kuti PSD2, lakhazikitsidwa.

Cholinga chake chachikulu ndi chitukuko cha misika yolipira pa intaneti mkati mwa European Union (EU). Cholinga chake ndi kulimbikitsa chitetezo ndikupereka chidziwitso pazachinyengo.

Ndi zosintha ziti zomwe zapangidwa ku E-Commerce kuyambira kukhazikitsidwa kwa PSD2?

Tokenization yakhala ukadaulo wofunikira. Makampani amafunikira njira zolipirira zapamwamba zomwe zimawalola kusunga deta motetezeka komanso kuti azilipira mtsogolo.

Munthawi imeneyi, pali olipira angapo otetezeka kwambiri omwe amawapatsa mwayi woti achitepo kanthu ndikuwongolera bizinesi yawo ndiukadaulowu pakanthawi kochepa.

Chizindikiro ndi chizindikiritso chomwe chilibe phindu kwa obera. Ganizirani ngati pali kutayikira kwa kirediti kadi kapena kirediti kadi nthawi ina. Ndi zotsatira zotani zomwe izi zitha kukhala nazo.

Kumbali imodzi, malamulo abweretsa zenizeni ku E-Commerce, pazifukwa zingapo.

Mpaka pano, nthawi iliyonse kasitomala akagula pa intaneti, wopereka makhadi amayenera kupempha zambiri kuti athe kutsimikizira kulipira. Pogwiritsa ntchito nambala yotsimikizira (OTP) kapena kudzera pa SMS.

Ndi teknoloji yatsopano, njirayi siilinso yodalirika, koma kutsimikizira kawiri kumafunika kuti zigwirizane ndi kutsimikizika. Komabe, E-Commerce sichimakhudzidwa mwachindunji ndi chofunikira ichi, chifukwa omwe amapereka omwe ali mumayendedwe olipira mwina ndi mabanki kapena ogulitsa.

Makampani a E-Commerce adzafunika kuwonetsetsa kuti njira zonse zolipirira zomwe amapereka zikugwirizana ndi miyezo yolumikizidwa ndi PSD2 SCA. Ngati sichoncho, amatha kutaya chidaliro cha ogwiritsa ntchito.

Zosinthazi sizongosintha chabe. Amapereka njira yakutsogolo kwa E-Commerce kuti ipereke njira zolipirira pa intaneti zomwe zili zotetezeka komanso zopindulitsa kwa aliyense. Kuphatikiza apo, ndizomwe zimakulimbikitsani kuti muchepetse zowawa zazikulu zabizinesi yanu.

Kodi DeTokenization ndi chiyani?

Monga dzina lake likunenera, DeTokenization ndi njira yosiyana ya Tokenization. Zimaphatikizapo kubweza deta yonse yolumikizidwa ndi khadi yomwe idalowetsedwa poyambirira. Nthawi zambiri, izi zitha kuchitidwa ndi dongosolo loyambirira, lomwe limagwiritsidwa ntchito pa Chizindikiro.

Koma ndizothekanso kuchita izi pogwiritsa ntchito mapulogalamu ena ololedwa kuchita DeTokenization pazolinga zamalonda.

Kutsiliza

Izi ndi zomwe muyenera kudziwa za Tokenization. Tikukhulupirira kuti tabweretsa kusintha kwa chidziwitso chanu pankhaniyi. Ngati nkhaniyi yakukhudzani, musazengereze kutipatsa chala chachikulu ndikugawana kuti anthu ambiri apindule nayo.