Kodi kubwereketsa ndi chiyani?

Masiku ano, anthu ambiri amafuna ndalama. Kupeza ndalama zawo ma projekiti a ndalama, mabizinesi atha kugwiritsa ntchito kubwereketsa. Pankhani yobwereketsa, banki imapanga chida chopezeka kwa kampani pa nthawi yodziwika bwino, posinthanitsa ndi kulipira malipiro nthawi iliyonse ndi lendi yoyamba yomwe nthawi zambiri imakhala yapamwamba kwambiri.

Pamapeto pa mgwirizano, kampani yomwe imalandira zabwinozo nthawi zambiri imakhala ndi zosankha zingapo: kupeza zabwinozo ndi ndalama zomwe zidafotokozedwa posayina mgwirizano, kubweza zabwinozo kapena kukonzanso mgwirizanowo ndi mikhalidwe. zotsika mtengo kuposa woyamba.

Kubwereketsa ndi mgwirizano womwe munthu, wotchedwa wobwereketsa, imapangitsa katundu wosunthika kupezeka kwa munthu wina, woweruza ngongole, pa nthawi yodziwika bwino komanso pobweza ndalamazo.

M'nkhaniyi ndikupatsani zofunikira zomwe muyenera kudziwa zokhudza kubwereketsa.

Tiyeni tizipita!!!

🌿 Zotsatira za njira yopezera ndalamayi

Popeza kampani yobwereketsa si mwiniwake wa katundu yemwe adalipidwa ndi lendi, katunduyu sangaphatikizidwe ndi ndalama zake.

Kampani yomwe imapindula ndi kubwereketsa ayenera kutchula kukhalapo kwa katundu kapena ntchito zobwereketsa muzolemba zomwe zawonjezeredwa patsamba lake ndikuphatikiza izi mndandanda wazinthu zomwe zapangidwa.

Pankhani ya royalties, amachotsedwa msonkho pa nthawi yosiyana ya kutsika kwa msonkho komwe kumagwiritsidwa ntchito pamtundu womwewo wa katundu.

🌿 Mavuto obwereketsa

Kubwereketsa ndi njira yomwe imalola mabizinesi komanso anthu pawokha kupanga ndalama pa katundu popereka ndalama pamwezi zomwe nthawi zambiri zimatchedwa zachifumu.

Izi sizikhudza momwe thanzi lawo lazachuma limakhalira, makamaka pokhudzana ndi kuchuluka kwa ndalama.

Ndipotu, ndi mode izi, ndalama za kampaniyo zimakhala zokopa kwambiri, chifukwa ili ndi zolemetsa zochepa komanso ngongole kumbali ya ngongole.

Wobwereketsa ngongole amalemba zomwe zaperekedwa m'malo mwa ndalama zogwirira ntchito. Apo zotsatira za msonkho ndi kuti phindu msonkho usanachedwe ndipo ndi msonkho woperekedwanso. Komanso, kutsika kwa mtengo ndi chiwongoladzanja sizimachotsedwa pokhapokha ngati pali njira.

Izi zikutanthauza kuti kuti tiwone chiwongola dzanja chomwe kubwereketsa kumatipatsa kuyang'ana pakupeza malo podzipezera nokha ndalama kapena kubwereka, tiyenera kuganizira za kayendedwe ka ndalama zomwe mlandu uliwonse umatulutsa. .

Chida chabwino kwambiri chofananizira mabizinesi ndikuwunika mtengo womwe ulipo molingana ndi momwe ndalama zimagwirira ntchito.

Pamapeto pa mgwirizano, ndalama zolipiridwa zimakhala ndi mwayi wochotsedwa msonkho, koma pakapita nthawi yosiyana ndi kubweza ndalama zomwe zanenedwazo.

Dongosololi nthawi zambiri limagwiritsidwa ntchito pamagalimoto komanso zida zamakompyuta ndi mafakitale, chifukwa mgwirizano wamtunduwu umapereka mwayi wophatikiza zitsimikizo zosamalira komanso ndalama za VAT.

Yerekezerani ndi njira zina zopezera ndalama, kubwereketsa kumabweretsa cholepheretsa china kwa wogwiritsa ntchitoyo, monga zosatheka kuthetsa mgwirizano usanafike nthawi yomwe idakonzedwa, kupatula kutsatira mgwirizano wodziwika bwino wa wobwereketsa ndikumaliza kulipira malipiro.

🌿 Otenga nawo mbali mu mgwirizano wobwereketsa

Pakubwereketsa, maphwando atatu amakhudzidwa nthawi zambiri:

wogulitsa zida, yemwe ali mwini chumacho ndiye cholinga chake chachikulu ndikuchigulitsa.

Wophunzira, chomwe ndi chipani chomwe chikufunika ndalama. Wobwereketsa omwe amathandizira pazachuma zomwe zimafunikira kwa wogwira ntchitoyo

Chifukwa chake, apa pali wobwereketsa yemwe ndi kampani yopindula. Amapita kwa wobwereketsa, yemwe ali kukhazikitsidwa kapena kubanki, kuti akamudziwitse zosowa zake ndiyeno amapita kwa wogulitsa ngati pali mgwirizano kuti atenge katunduyo.

🌿 Ubwino ndi kuipa kwa kubwereketsa

Kubwereketsa kuli ndi mwayi waukulu kubizinesi. Atha kugula zida popanda ndalama zoyambira ndi mwayi wotenga ngati mwiniwake wa malowo kumapeto kwa mgwirizano.

Ili ndi zida zapamwamba: zida zaulimi, makina omanga, ndege, zida zamankhwala, ndi zina zambiri.

Zochita zoyang'anira sizovuta. Kutuluka kuli kotheka kale ku 4^ème année kubwereketsa zida ndi 7^ème année za ngongole.

Mukasankha kubwereketsa zida, mumapeza ndalama zokwana 100% za kuchuluka kwa zida. Ndi ngongole yazachuma yomwe ilinso ndi kuchuluka kwa VAT yolumikizidwa ndi kugula. Kwa iye, kampaniyo imalipira VAT yolumikizidwa ndi renti, isanabweze pakapita nthawi chifukwa cha zomwe VAT yalengeza.

Ndalama zobwereketsa zogwirizana ndi renti zomwe zimalipidwa pazidazo zimachepetsa zotsatira za msonkho, chifukwa zimayikidwa muzolemba za ndalama ngati ndalama zogwirira ntchito.

🌿 Kuipa kwa kubwereketsa

Kuchokera pamawonedwe a utsogoleri, kubwereketsa kuli ndi mwayi waukulu, koma kukhazikitsa kubwereketsa zida kumakhala ndi zovuta.

Mtengo wa mgwirizano wobwereketsa ndi mkulu kwambiri yerekezerani ndi ngongole yanthawi yayitali. Ndalama zolipirira ndizolemera kwambiri ndipo izi ndizowonjezera ndalama za chitsimikizo.

Wobwereketsa ndalama adzakufunsani kuti mulipire ndalama zomwe zidzakhale pafupifupi 15% mtengo wa zipangizo.

Mabungwe obwereketsa nthawi zambiri safuna kupereka ndalama zogulira zinthu zina, zomwe zimakhala zovuta kugulitsanso ngati wobwereketsa walephera. Pachifukwa ichi, kampani yotsimikizirana mgwirizano iyenera kulowererapo kapena kutenga zitsimikizo zenizeni nthawi zina ndizofunikira kuti mgwirizano utsitsidwe.

Inshuwaransi mu wowonjezera ali ndi mtengo ngati : thandizo, chitsimikizo chophimba kutayika kwachuma pakawonongeka, inshuwaransi yakuwonongeka kwa makina, ndi zina zambiri.

Renti amalipidwa pasadakhale kufika kwa tsiku lomalizira lililonse. Muyenera kudziwa kuti mtengo womaliza wowombola malowo uyenera kuwunikiridwa molondola kuti musamalipirenso zida ngati njira yogulira ikukonzekera.

Mtengo uwu muzochita kawirikawiri pakati pa 1% ndi 6% mtengo woyamba wa zipangizo.

🌿 Kodi pali kusiyana kotani pakati pa kubwereketsa ndi kubwereketsa?

Leasing ndi ntchito yobwereka wa katundu wosunthika kapena wosasunthika wokhala ndi mwayi wogula kumapeto kwa nthawi yobwereka kuti apindule ndi makampani odziwa ntchito.

Kubwereketsa, kumbali ina, ndi ndalama yobwereketsa katundu wosunthika komanso wosasunthika womwe umapindulitsa anthu ndi akatswiri.

Kuchokera apa, titha kuwonetsa kusiyana kwakukulu kwa 2 pakati pa njira zopezera ndalama izi:

Kubwereketsa amapindulitsa munthu aliyense wachilengedwe (anthu) kapena mabungwe ovomerezeka (makampani), pomwe akubwereketsa amangopindulitsa makampani akatswiri.

Pamapeto pa mgwirizano wobwereketsa, kampani yopindulayo ili ndi kuthekera kotenga malowo chifukwa cha kusankha kogula; Komano, pakubwereketsa, kampani yopindulayo singopatsidwa mwayiwu.

🌿 Kutseka

Ikafika kumapeto kwa kusanthula kwathu, zikuwoneka kuti kubwereketsa ndi njira yofunika kwambiri kwa kampani iliyonse yomwe ingafune kukhala ndi chinthu chabwino popanda kukhala ndi njira zopezera ndalama zofunikira panjira iyi yopezera ndalama ndi yopindulitsa.

Chifukwa cha iye, adzatha kupindula ndi kuchepetsedwa kwa zotsatira zake zokhoma msonkho chifukwa chake kuchepetsa msonkho woperekedwa kuwonjezera pa ubwino njira yopezera ndalamayi ilinso ndi zovuta monga kukwera mtengo kwa ndondomeko yopereka ngongole.

Chifukwa chake titha kukuuzani kuti muganizire mozama musanapange chisankho, kuwonetsetsa kuti ndi njira yabwino kwambiri yopezera ndalama zomwe mukuchita komanso maloto omwe mungakhale nawo.

izi ndi kuyimba njira zomwe zimakupatsani njira yogulira malo kuti mukhale eni ake mgwirizano ukatha.

🌿 Mafunso Ofunsidwa Kawirikawiri

✔ Kodi mungapindule bwanji ndi kubwereketsa?

NGATI ndinu kampani, kuyambira yaying'ono mpaka yayikulu, imeneyo muli ndi zochita zilizonse, ndipo muli ndi lingaliro lokhazikitsa zida zothandizira ntchito yanu, mungoyenera kupanga mapulani ndikupita ku banki kapena ku banki.

Fotokozerani dongosolo lanu ndipo ngati lili lolondola, akupatsani ndalama zogwirira ntchito yanu ndipo pobwezera, mudzayenera kulipira mwezi uliwonse ndipo pakutha kwa mgwirizano wanu mudzakhala ndi mwayi wolowa nawo malowo. .

✔ Ndi zida zamtundu wanji zomwe ndingalandire ndalama?

Muli ndi mwayi wolandila ndalama pamtundu uliwonse wa katundu! Koma ndikofunikira kuti zinthuzo kapena zabwino zilemekeze zinthu zina: iyenera kugwiritsidwa ntchito mokhazikika, iyenera kukhala yodziwika komanso yotsika mtengo.

Ndalama zanu zimakhala ndi mwayi wophatikizira zinthu zosaoneka monga, mwachitsanzo, mapulogalamu omwe ndi ofunikira kuti zida zizigwira ntchito moyenera malinga ngati zimalemekeza zomwe tazitchula pamwambapa.

Tamaliza!!! Koma musananyamuke, umu ndi mmene Kuyika ndalama pogulitsa nyumba ndi sitepe.