Kodi mungasamalire bwanji ndalama zanu moyenera?

Kuwongolera kayendetsedwe ka ndalama zanu ndi njira yosavuta. Kusamalira ndalama kumaphatikizapo zisankho zonse, malamulo ndi ndondomeko zomwe zimatsimikizira pamtengo wotsika kwambiri kukonza ndalama zakampani nthawi yomweyo. Cholinga chake chachikulu ndi kupewa chiopsezo cha kusiya kulipira. Chachiwiri ndi kukhathamiritsa kwa zotsatira zachuma (mapeto - malipiro otsiriza).

Mwachidule, Finance de Demain M'nkhaniyi mupeza momwe mungasamalire bwino ndalama zanu. Tiyeni tizipita !!!

🌿 Kodi kasamalidwe ka ndalama ndi chiyani??

Kodi mungasamalire bwanji kayendedwe ka ndalama? Kuwongolera kayendetsedwe ka ndalama kumatanthauza kudziwa momwe ndalama zikuyendera. Ndiko kunena kuti, kuonetsetsa bwino pakati otuluka ndi obwera.

Ntchito ya Treasury masiku ano imagwirizanitsa kayendetsedwe ka kayendetsedwe ka kayendetsedwe ka kayendetsedwe ka kayendetsedwe ka kayendetsedwe ka kayendetsedwe ka kayendetsedwe ka kayendetsedwe ka kayendetsedwe ka kayendetsedwe ka kayendetsedwe ka kayendetsedwe ka kayendetsedwe ka kayendetsedwe ka kayendetsedwe ka kayendetsedwe ka kayendetsedwe ka ndalama.

Chofunika cha ntchito ya Treasury ndikuwongolera ndalama tsiku la mtengo. Cholinga chake ndi kuchepetsa ndalama zandalama kapena kuonjezera zinthu zandalama malinga ndi momwe kampaniyo ilili. Mfundo yofunikira pakuwongolera ndalama tsiku la mtengo wotchedwa “ndondomeko ya ndalama zero".

Zimaphatikizapo kupewa mabanki abwino, chiwongola dzanja chochepa kapena mabanki otengera ndalama zomwe zimadzetsa ndalama.

Chifukwa chake pamabanki angongole pali a mtengo wamwayi. Ndizofanana ndi kusiyana kwa mtengo pakati pa ndalama zomwe zikanakambitsirana ndi malipiro oyambirira a akauntiyo.

Pamabanki a debit, pali a mtengo wowonekera. Ndizofanana ndi kusiyana kwa mtengo pakati pa overdraft ndi ndalama zotsika mtengo.

Kuwongolera kayendetsedwe ka ndalama kumafanana ndi masomphenya achikhalidwe a ntchito ya Treasury. Imagwira ntchito yokonza zolandila ndalama ndi kubweza. Zimakhudzidwanso ndi kayendetsedwe ka ndalama mkati mwa gulu kapena kampani.

Chifukwa cha chitukuko cha makina apakompyuta, nthawi zambiri imakhala yokhazikika. IT imapereka mabizinesi chida chofunikira ku kasamalidwe ka ndalama. Kuwerengera kumabweretsa liwiro, kudalirika komanso kusinthasintha pakukhazikitsa zolosera.

🌿 Njira yoyendetsera bwino ndalama

Kasamalidwe ka ndalama kumafuna njira ziwiri:

✔ Kukonzekera kwa bajeti ya ndalama 

Ndi chikalata chakanthawi chofotokoza chidule cha malisiti akampani ndi kubweza kwa nthawi yoperekedwa.

✔ Kukonzekera kwa ndondomeko ya ndalama

Ndi chikalata chochokera m'mbuyomu ndikuphatikiza njira zopezera ndalama kwakanthawi kochepa komanso ndalama zomwe zingatheke.

Bajeti ya ndalama imapangitsa kuti zitheke kuwona zonse, sPali kusinthasintha pakati pa ndalama zogwirira ntchito ndi zofunikira zogwirira ntchito. Bajeti yomwe nthawi zonse imakhala yochepa kapena yochulukirapo ikuwonetsa kusakwanira kwa Capital Working Capital ku Working Capital Requirement.

Kusakwanira uku kuyenera kutilimbikitsa kuyang'ananso malingaliro omwe bajeti idakhazikitsidwa kumtunda. Izi makamaka zimakhudza malingaliro omwe amalola kukhazikitsa bajeti zogulitsa, kugula ndi kuyika ndalama.

Ngati bajeti ya ndalama ikukhala yochulukirapo komanso yocheperako, ikuwonetsa zochitika zomwe tinganene kuti ndizabwinobwino.

Mu maphunziro athu athunthu, timapita mwatsatanetsatane ndi zochitika zothandiza. Maphunzirowa ali ndi ma module awiri.

XMUMX ya moduli: Gawoli likuthandizani kuti muzitha kulosera zakuyenda bwino kwandalama. Mudzakhala nawo mu fayiloyi milandu yothandiza.

Gawo 2: Gawoli likuthandizani kuti muzitha kuwongolera mabizinesi anu osiyanasiyana. zidzakulolani mwachitsanzo kudziwa masiku abwino opangira ndalama kapena kuchotsa ku banki.

Ngati mukufuna kukhala ndi maphunziro athu athunthu, tsitsani apa

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