Google Pay, Samsung Pay kapena Apple Pay: chabwino ndi chiyani?

Zomwe mungasankhe pakati pa Samsung Pay, Apple Pay kapena Google Pay? Pafupifupi chilichonse cholumikizidwa ndi foni yanu yam'manja masiku ano. Mudzawonanso mabungwe ochita phindu komanso osachita phindu akusintha mwachangu mtundu wawo wamabizinesi kuti agwirizane ndi msika wothamanga. Mkati mwa chimango cha kampani, dongosolo la malipiro a mafoni ndi chimodzimodzi.

Chifukwa chake, mupeza makampani ambiri kuphatikiza Google, Samsung kapena Apple, akusintha ku chilengedwe ndi lonjezo losintha machitidwe wamba ndi njira yotetezeka komanso yosavuta. Chifukwa chake mudzawona zomwe zachitika ndi Google Pay, apulo kobiri ou Samsung kobiri.

Ngakhale njira zitatu zolipira zili ndi magwiridwe antchito ofanana, funso limodzi latsala. Iyi ndi imodzi mwa njira zabwino zolipira pakati pa atatuwa ZImphona. M'nkhaniyi, timayesetsa kukuuzani chinachake.

Pano pali chidule cha kufananitsa pakati Samsung kobiri, Apple Pay ndi Google Pay. Koma izi zisanachitike, ndikofunikira kudziwa zomwe nsanja yolipira yam'manja imadziwa. Tiyeni

🌿 Kodi nsanja yolipirira mafoni ndi chiyani?

Nthawi zambiri, nsanja yolipira yam'manja ndi njira yaukadaulo yolumikizirana yomwe imathandizira kugulitsa ndalama mosavuta. Ndipo popeza kuti zinthu zambiri zimagwirizana ndi mafoni a m'manja ndi intaneti, malipiro opanda ndalama akhala otchuka kwambiri m'zaka zapitazi.

Chomwe imachita ndikugwiritsa ntchito ukadaulo wosavuta kuti muchepetse njira yotuluka kukhala masitepe ochepa chabe.

Osanenanso kuti kugwiritsa ntchito ndalama zam'manja ndikosavuta kwambiri kuti muzitha kuyang'anira zochitika zonse poyerekeza ndi matikiti achikhalidwe. Tiyerekeze kuti ndalama zolandilidwa ndizolakwika, mutha kuzindikira vuto mosavuta.

Chifukwa chake, muwona kuti mabizinesi ambiri komanso ogulitsa akumaloko amasankha kutengera ukadaulo wolipira, makamaka chifukwa chachitetezo chake komanso chitetezo.

🌿Kodi kulipira ndi foni yam'manja kuli bwino?

Lipirani ndi a wallet ndi otetezeka. Poyamba, zikwama sizigawana nambala yanu yamakhadi ndi amalonda. M'malo mwake, amagwiritsa ntchito nambala kapena chizindikiro chapadera, kotero amalonda samadziwa zambiri zamakhadi anu.

Kuphatikiza apo, kuti mulipire ndi foni yanu yam'manja, muyenera kudzidziwitsa nokha. Ku Samsung Pay, ntchito zonse zimaloledwa ndi chala, pini kapena kuzindikira iris. Ku Apple Pay, amaloledwa ndi kuzindikira zala kapena nkhope.

Google Pay, kumbali ina, sigwiritsa ntchito ma firewall ambiri. Kuti mulipire, simuyenera kudzizindikiritsa nokha, ingotsegulani foni yam'manja ndikuyika PIN code mu dataphone ngati ifunsidwa. Komabe, ngati kugula sikudutsa ma euro 20, simuyenera ngakhale kutsegula foni.

Kumbali ina, ngati foni yanu yatayika kapena kubedwa, mutha kutseka patali ndipo ngakhale kufufuta zomwe zili mkati mwake kuti deta yanu ya khadi yapita.

Kumbukirani kuti ngakhale mutachotsa khadi mu chikwama, mawonekedwe a thupi adzagwirabe ntchito. Tsopano tipereka nsanja zolipira izi.

🌿 Kodi Google Pay ndi chiyani ndipo imagwira ntchito bwanji?

Kunena kuti Google Pay ndi imodzi yokha ntchito yolipira yam'manja akanakhala akunama. Ndizowona kuti, monga cholowa m'malo mwachilengedwe cha Android Pay, Google Pay idapangidwa ngati nsanja yomwe ogwiritsa ntchito amatha kulipira kudzera pa foni yawo yam'manja, smartwatch kapena chipangizo china chilichonse cha Android chothandizidwa ndi NFC.

Komabe, m'miyezi yambiri kampaniyo yaphatikizanso ntchito zatsopano monga kuthekera kowonjezera ziphaso zokwerera kapena matikiti amisonkhano, kutumiza ndalama mosavuta pakati pa anthu ndi zina zambiri zamtsogolo. Mwanjira ina, Google Pay imakulolani kutero Malipiro a anzawo.

Koma tiyeni tiyambire pachiyambi. Kupatula apo, ambiri ogwiritsa ntchito Google Pay adzagwiritsa ntchito nsanja yomwe idapangidwira: amalipira m'sitolo ndi foni yawo yam'manja.

Kuti muchite izi, kugwiritsa ntchito kumakhazikitsidwa paukadaulo wopanda kulumikizana kudzera pa chipangizo cha NFC cha zida zomwe zimayendera.

Ndi izi, ndizotheka kulipira pafupifupi kulikonse komwe ma kirediti kadi ngongole kapena debit ndi luso limeneli amavomerezedwa. Google Pay ikupezeka m'maiko angapo aku Europe ndi America.

Kuphatikiza apo, Google Pay ndiye njira yolipira yokhazikika yomwe imagwiritsidwa ntchito mumakampani ena, chifukwa chake imagwiritsidwa ntchito kulipira mu Google Play kapena Google Store.

Palinso mapulogalamu ndi malo ogulitsira pa intaneti kunja kwa Google omwe amavomereza zolipirira kudzera pa Google Pay, kotero kuti zolipira zomwe zasungidwa papulatifomu zitha kugwiritsidwa ntchito pogula.

🌿 Kodi Google Pay ndi yotetezeka?

Google imateteza zambiri zanu m'njira zingapo. Monga Samsung, Google Pay imagwiritsanso ntchito ukadaulo wa ma tokenization kubisa zambiri zamakadi anu mukamachita. M'malo mwake, ogulitsa adzalandira nambala yobisika.

Komabe, mosiyana ndi njira ina iliyonse tokenization, Google Pay imapanga zizindikiro zake mumtambo. Pankhani yotsimikizira chipangizo pa foni yanu yam'manja, khodi ya loko ya foni yanu imakhala ngati yotsimikizira.

Komabe, ngati mungasankhe kuwonjezera wosanjikiza wina wa chitetezo, mutha kuwonjezera a pini nambala za njira yogulira ya Google Pay.

🌿 Kodi Apple Pay ndi chiyani ndipo imagwira ntchito bwanji?

Apple Pay ndi njira yolipira yomwe imalowetsa makhadi akuthupi ndi ndalama m'masitolo. Zimakupatsani mwayi wogula m'masitolo ndi mapulogalamu.

Kuti mulipire ndi iPhone yanu m'sitolo, zomwe muyenera kuchita ndikudina kawiri batani lomwe lili kumbali ya foni yamakono yanu ngati ili ndi Face ID ndikuyang'ana pazenera kuti mutsimikizire kuti ndinu ndani.

Ngati iPhone yanu ili ndi ID ID, dinani batani batani lakunyumba kwa foni ijambule chala chanu. Bweretsani kumtunda kwa smartphone yanu pafupi ndi foni ya data. A cheke chizindikiro adzaoneka pa chophimba iPhone kamodzi kugula watha. Ngati kugula kuli kwakukulu kuposa 50 mumauro, muyenera kulowa anu pini nambala pa malo ogulitsa.

Ngati simukufuna kulipira ndi khadi yokhazikika, dinani ndikusankha ina. Kenako tsimikizirani kuti ndinu ndani.

Ngati mukufuna kulipira ndi Apple Watch, dinani kawiri pa batani lakumbuyo, dikirani kuti khadi lanu liwonekere pazenera ndikubweretsa chinsalu pafupi ndi owerenga mpaka mutamva kupanikizika kopepuka.

Kuchotsa kirediti kadi kapena kirediti kadi kuchokera pa chipangizo chanu pa iPhone kapena iPad, pitani ku pulogalamu ya Wallet, dinani khadi yomwe mukufuna kuchotsa, dinani batani la More, pindani pansi ndikudina " Chotsani khadi ili ".

Kuchotsa khadi yolipira pa Apple Watch, pa Apple Watch, tsegulani pulogalamu ya Wallet ndikudina khadi yomwe mukufuna kuchotsa, pendani pansi ndikudina " kuchotsa kapena kudzera pa pulogalamu ya Apple Watch pa iPhone.

🌿 Kodi Apple Pay ndi yotetezeka komanso yotetezeka?

Apple Pay ndiyotetezeka kuposa kugwiritsa ntchito kirediti kadi kapena kirediti kadi. Kugula kulikonse komwe mumapanga ndi chipangizo chanu cha Apple kumaloledwa kugwiritsa ntchito Face ID, Touch ID kapena a mawu achinsinsi.

Nambala yakhadi yanu kapena chidziwitso sichimagawidwa ndi amalonda. Nambala yanu yeniyeni ya khadi simasungidwa pa chipangizo chanu kapena pa seva za Apple. Mukamalipira m'sitolo, palibe Apple kapena chipangizo chanu chomwe chimatumiza nambala yanu yeniyeni ya khadi kwa wamalonda. Apple simasunga chilichonse chokhudza zomwe mwachita zomwe zingakudziweni.

🌿 Kodi Samsung Pay ndi chiyani ndipo imagwira ntchito bwanji?

Samsung Pay ndi njira yolipira pa intaneti yomwe imagwira ntchito mofanana ndi omwe akupikisana nawo. Zimakupatsani mwayi wolipira kugula ndi foni yam'manja chifukwa chaukadaulo Near Field Communication.

Samsung Pay ikupezeka m'maiko 25 padziko lonse lapansi, kuphatikiza US, UK, South Korea, Australia, India, ndi Thailand, kungotchula ochepa.

Itha kugwiritsidwa ntchito pochita malonda ndi malo olipira a NFC, MST ndi EMV chip-reader omwe safuna kuti kirediti kadi ayikidwe mu slot. Komabe, zida zina za Samsung zokha zitha kugwiritsa ntchito izi.

Makamaka, imangogwirizana ndi zida za Samsung Galaxy kuyambira 5 Galaxy Note 2015 mpaka zatsopano kwambiri, S10 Plus. Imagwiranso ntchito ndi Galaxy Watch ndi Watch 2, Gear S2 ndi S3 ndi Gear Sport.

🌿Kodi Samsung Pay ndi yotetezeka komanso yotetezeka?

Inde, ndipo Samsung Pay imagwiritsa ntchito zigawo zinayi zazikulu zachitetezo. Choyamba, nsanja iyi ndi yotetezeka chifukwa chachitetezo cha banki yake. Chachiwiri, pali ntchito yotsimikizika ya pulogalamuyo, pomwe ntchito iliyonse iyenera kukhala yotsimikizira pini nambala, zala kapena iris.

Payment Systems Comparison Table

Zofunikira zamagulu	Samsung kobiri	apulo kobiri	Google Pay
Ma terminals ogwirizana	Mafoni a m'manja Samsung Galaxy S20/S20+/S20 Ultra, S10e/S10/S10+/S10 Lite, S9/S9+, S8/S8+, S7/S7 edge, Note 10/Note 10+/Note 10 Lite, Note 9, Note 8, Pindani , Z Flip, A5 2017, A6/A6+, A7, A8, A9, A20e, A40, A50, A70, A80, A51 ndi A71, Galaxy Watch, Watch Active, Watch Active 2, Gear Sport ndi mawotchi a S3	Ma iPhones onse okhala ndi Face ID (kuchokera ku X) kapena ID ya Kukhudza (owerenga zala) kupatula 5S, onse iPad Pro, iPad Air, iPad ndi iPad mini yokhala ndi ID ID kapena ID ya nkhope, Apple Watches, Mac onse okhala ndi TouchID.	Mafoni onse a Android ogwirizana ndi NFC kuyambira Lollipop (5.0)
kupezeka	Maiko 24	Maiko 58	Maiko 29
Kutsimikizira	Zolemba zala, PIN kapena iris	FaceID, TouchID ndi PIN	Zolemba zala, PIN, pateni kapena mawu achinsinsi kuti mutsegule
Kodi mungagwiritse ntchito kuti?	Malo olipira opanda kulumikizana, kugula mkati mwa pulogalamu, posachedwa zoyendera za anthu onse	Malo olipira opanda contactless, kugula mu-app ndi kugula pa intaneti kudzera Safari	Malo olipira opanda kulumikizana, kugula mkati mwa pulogalamu ndi kugula pa intaneti
Makalata	Makhadi angongole, debit, kukhulupirika ndi mphatso	Makhadi angongole, debit ndi kukhulupirika	Makhadi angongole, debit, kukhulupirika ndi mphatso

🌿 Mwachidule

Poyerekeza Samsung Pay, Apple Pay, ndi Google Pay, Samsung Pay ndiyo njira yopitira ngati muli ndi chipangizo cha Galaxy ndikukhala m'dziko lothandizira.

Ukadaulo wa MST ndi thandizo la NFC zimapangitsa kuti pulogalamu ya Samsung Pay ikhale yosavuta kugwiritsa ntchito. Iye ndi wochuluka zovuta kugwiritsa ntchito ndi gawo lowonjezera laukadaulo la Samsung la Knox Security limapangitsa kuti likhale lokongola kwambiri kugwiritsa ntchito.

Apple Pay, Google Pay ndi Samsung Pay ndi njira zitatu zodziwika bwino zolipirira mafoni masiku ano. Zachidziwikire, yankho lomwe mugwiritse ntchito limadalira foni yomwe muli nayo.

Zitengeranso kompyuta yanu kapena ntchito zomwe mumagwiritsa ntchito. Chifukwa chake, eni ake a iPhones kapena zida zina za Apple mwachilengedwe amapita ku mtundu wa Apple. Ditto kwa eni mafoni a Android kupatula Samsung Galaxy, omwe mwachibadwa amapita ku Google Pay.

Makasitomala a chimphona cha ku Korea okha ndi omwe angakhale nawo kusankha pakati pa Samsung Pay kapena Google Pay. Komabe, ngati mukukonzekera kusintha mafoni ndipo kulipira popanda kulumikizana ndikofunikira kwa inu, muyenera kuwerenga nkhaniyi mosamala musanamalize.