Momwe mungasungire ndalama ndi ndalama zochepa?
Zomera
Lingaliro lalikulu lolakwika pankhani yoyika ndalama ndikuti ndi la olemera okha. M'mbuyomu, imodzi mwa nthano zodziwika bwino za ndalama inali yakuti pamafunika ndalama zambiri kuti zitheke. Komabe, izi sizowona nthawi zonse, munthu akhoza kuyika ndalama ndi ndalama zochepa. Ngakhale mulibe ndalama zambiri zogulira, ndizotheka kuyamba kumanga mbiri ndikukulitsa chuma chanu. M'malo mwake, ndi ndalama zambiri zomwe zilipo kwa oyamba kumene, palibe chifukwa chodziwira. Ndipo imeneyo ndi nkhani yabwino, chifukwa kuyika ndalama ndi njira yabwino yokulitsira chuma chanu.