Kunyumba » Posts tagged compte courant

Chizindikiro: akaunti yapano

Kodi transfer bank ndi chiyani?

By Faustin Djoufouet Atumizidwa Classic Finance
Kodi transfer bank ndi chiyani?

Kutumiza pawaya ndi mawu omwe amagwiritsidwa ntchito kutanthauza kusamutsa ndalama kuchokera ku banki imodzi kupita ku ina. Kaya m'dziko kapena m'mayiko ena. Kutumiza kwa waya ku banki kupita kubanki kumalola ogula kusamutsa ndalama pakompyuta. Makamaka, amalola kuti ndalama zisamutsidwe kuchokera ku akaunti yokhala ndi banki imodzi kupita ku akaunti ndi bungwe lina. Ngati simunagwiritsepo ntchito ntchitoyi, zitha kuwoneka ngati zosokoneza. Ngati mukufuna thandizo kuti mumvetsetse momwe zimagwirira ntchito, izi ndi zomwe muyenera kudziwa zokhudza kusamutsidwa ku banki.

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Kodi chidwi ndi chiyani?

By Faustin Djoufouet Atumizidwa Classic Finance
Kodi chidwi ndi chiyani?

Chiwongola dzanja ndi mtengo wogwiritsa ntchito ndalama za munthu wina. Mukabwereka ndalama mumalipira chiwongola dzanja. Chiwongola dzanja chimatanthawuza mfundo ziwiri zogwirizana koma zosiyana kwambiri: kaya ndalama zomwe wobwereka amapereka kubanki pa mtengo wangongole, kapena ndalama zomwe mwini akaunti amalandira ngati akufuna kusiya ndalama. Imawerengeredwa ngati gawo la ndalama zonse zangongole (kapena kusungitsa), zomwe zimalipidwa nthawi ndi nthawi kwa wobwereketsa kuti akhale ndi mwayi wogwiritsa ntchito ndalama zake. Ndalamazo zimatchulidwa ngati mtengo wapachaka, koma chiwongoladzanja chikhoza kuwerengedwa kwa nthawi yaitali kapena yochepa kuposa chaka chimodzi.

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Chilichonse chomwe muyenera kudziwa zokhudza akaunti ya msika wa ndalama

By Faustin Djoufouet Atumizidwa Classic Finance
Chilichonse chomwe muyenera kudziwa zokhudza akaunti ya msika wa ndalama

Akaunti ya msika wandalama ndi akaunti yosungira yomwe ili ndi zinthu zina zowongolera. Nthawi zambiri imabwera ndi macheke kapena kirediti kadi ndipo imalola kuchuluka kwapang'onopang'ono mwezi uliwonse. Mwachizoloŵezi, maakaunti a msika wandalama amapereka chiwongola dzanja chokwera kuposa maakaunti osungira nthawi zonse. Koma masiku ano, mitengo ndi yofanana. Misika yandalama nthawi zambiri imakhala ndi dipoziti yapamwamba kwambiri kapena zofunikira zochepa kuposa maakaunti osungira, choncho yerekezerani zomwe mungasankhe musanasankhe imodzi.

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