Zandalama zamabizinesi ndi gawo lazachuma lomwe limayang'ana pazachuma zomwe zimayambira kapena mabizinesi omwe akukula. Cholinga chake ndi kupatsa makampani ndalama zofunikira kuti ayambitse kapena kupitiliza chitukuko chawo, powapatsa njira zothandizira ndalama zomwe zimatengera zosowa zawo komanso mbiri yawo yomwe ali pachiwopsezo.
Zandalama zamabizinesi zimaphatikizapo kulipilira ndalama zogulira bizinesi ndikumanga dongosolo lamabizinesi. Imakhudzana ndi gwero la ndalama ndi njira zoyendetsera ndalamazi, monga kugawa ndalama zothandizira komanso kukulitsa mtengo wa kampaniyo pakuwongolera chuma. Zandalama zamabizinesi zimayang'ana kwambiri kusungitsa chiwopsezo ndi mwayi ndikuwonjezera mtengo wazinthu.
Mabanki achisilamu ndi mabungwe omwe ali ndi mbiri yachipembedzo, kutanthauza kutengera kulemekeza malamulo a Chisilamu. Zinthu zitatu zazikuluzikulu zimapangitsa kuti mabanki achisilamu azikhala osiyana ndi omwe amafanana nawo wamba.
Kugwira ntchito kwa dongosolo lazachuma lachisilamu kumayendetsedwa ndi malamulo achisilamu. Komabe, ndikofunikira kunena kuti munthu sangathe kumvetsetsa mfundo zoyendetsera malamulo a Chisilamu potengera malamulo ndi njira zowunikira zomwe zimagwiritsidwa ntchito pazachuma wamba. Zowonadi, ndi dongosolo lazachuma lomwe lili ndi magwero akeake ndipo lozikidwa mwachindunji pa malamulo achipembedzo. Chifukwa chake, ngati wina akufuna kumvetsetsa bwino njira zosiyanasiyana zogwirira ntchito zandalama zachisilamu, ayenera kuzindikira kuti izi ndi zotsatira za chikoka cha chipembedzo pamakhalidwe, ndiye zamakhalidwe pamalamulo.