Momwe mungasungire ndalama pamsika wamasheya ngati Msilamu? Kuyika ndalama pamsika wamasheya kumasangalatsa anthu ochulukirachulukira omwe amakopeka ndi mwayi wopeza ndalama zowonjezera pakapita nthawi. Komabe, Asilamu ambiri amazengereza kuyamba chifukwa choopa kuti mchitidwewu sukugwirizana ndi chikhulupiriro chawo. Chisilamu chimayang'anira kwambiri zochitika zachuma, kuletsa njira zambiri zodziwika bwino zamisika yamakono.
Mlozera wamasheya ndi muyeso wa magwiridwe antchito (kusintha kwamitengo) mumsika wina wazachuma. Imatsata kukwera ndi kutsika kwa gulu losankhidwa la masheya kapena katundu wina. Kuwona momwe ndondomeko ya masheya ikugwirira ntchito kumapereka njira yofulumira yowonera thanzi la msika, kuwongolera makampani azachuma kupanga ndalama zolozera ndi ndalama zogulitsirana, komanso kumakuthandizani kuti muwunikire momwe ndalama zanu zimagwirira ntchito. Ma indices a stock alipo pazinthu zonse zamisika yazachuma.
Msika wogulitsa ndi msika umene osunga ndalama, kaya anthu kapena akatswiri, eni ake a akaunti imodzi kapena zingapo zamsika, amatha kugula kapena kugulitsa masheya osiyanasiyana. Chifukwa chake, misika yabwino kwambiri yamasheya imakhala ndi gawo lalikulu pazachuma padziko lonse lapansi. Amathandizira mabizinesi kukweza ndalama popereka masheya, ma bond kwa osunga ndalama kuti akulitse bizinesi, zofunikira zogwirira ntchito, ndalama zazikulu, ndi zina. Ngati ndinu Investor kapena kampani yomwe ikufuna kutsegula likulu lake kwa anthu, ndiye kuti kudziwa misika yabwino kwambiri yamasheya kudzakhala kofunika kwambiri kwa inu.
Kodi mukufuna kudziwa chilichonse chokhudza msika wamasheya? Osasamala. Msika wamsika ndi malo apakati pomwe magawo amakampani ogulitsa ndi anthu amagulidwa ndikugulitsidwa. Zimasiyana ndi misika ina chifukwa katundu wogulitsidwa amangokhala masheya, ma bond, ndi malonda ogulitsa. Mumsikawu, osunga ndalama akuyang'ana zida zomwe angagwiritsire ntchito ndalama ndipo makampani kapena opereka amafunika kulipirira ntchito zawo. Magulu onsewa amagulitsa zitetezo, monga masheya, ma bond ndi ndalama zolumikizana, kudzera mwa othandizira (othandizira, ma broker ndi kusinthanitsa).