Kunyumba » Zolemba zopatsidwa mitundu ya akaunti yaku banki

Chizindikiro: mitundu ya akaunti yakubanki

Chilichonse chomwe muyenera kudziwa zokhudza akaunti ya msika wa ndalama

By Faustin Djoufouet Atumizidwa Classic Finance
Chilichonse chomwe muyenera kudziwa zokhudza akaunti ya msika wa ndalama

Akaunti ya msika wandalama ndi akaunti yosungira yomwe ili ndi zinthu zina zowongolera. Nthawi zambiri imabwera ndi macheke kapena kirediti kadi ndipo imalola kuchuluka kwapang'onopang'ono mwezi uliwonse. Mwachizoloŵezi, maakaunti a msika wandalama amapereka chiwongola dzanja chokwera kuposa maakaunti osungira nthawi zonse. Koma masiku ano, mitengo ndi yofanana. Misika yandalama nthawi zambiri imakhala ndi dipoziti yapamwamba kwambiri kapena zofunikira zochepa kuposa maakaunti osungira, choncho yerekezerani zomwe mungasankhe musanasankhe imodzi.

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Macheke aku banki, macheke aumwini ndi macheke ovomerezeka

By Faustin Djoufouet Atumizidwa Classic Finance
Macheke aku banki, macheke aumwini ndi macheke ovomerezeka

Cheke ya wosunga ndalama ndi yosiyana ndi cheke chaumwini chifukwa ndalamazo zimachokera ku akaunti yakubanki. Ndi cheke chaumwini, ndalamazo zimachokera ku akaunti yanu. Macheke ovomerezeka ndi macheke a cashier amatha kuonedwa ngati "macheke ovomerezeka". Zonsezi zimagwiritsidwa ntchito m'malo mwa ndalama, ngongole, kapena macheke aumwini. Amagwiritsidwa ntchito kuti apeze malipiro. Ndizovuta kusintha macheke amtunduwu. Pa cheke cha cashier wotayika, muyenera kupeza chitsimikizo cha chiwongola dzanja, chomwe mungapeze kudzera ku kampani ya inshuwaransi, koma izi nthawi zambiri zimakhala zovuta. Banki yanu ingafunike kuti mudikire mpaka masiku 90 kuti mupeze cheke cholowa.

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