Zonse zomwe muyenera kudziwa zokhudza stablecoins

Msika wa cryptomonnaies amadziwika chifukwa cha kusakhazikika kwake. Izi zikutanthauza kuti mtengo wa ndalama ukhoza kukwera ndi kutsika kwambiri, zomwe zimapangitsa kuti zikhale zovuta kwa osunga ndalama kuti aganizire pa ndalama inayake. Komabe, ma stablecoins amathetsa vutoli.

Stablecoins ndi ndalama za digito zomwe zimathandizidwa ndi katundu monga ndalama za fiat, ma cryptocurrencies ena kapena golide. Katundu wokhazikika amapangitsa kuti ndalamazi zisasinthe komanso kuti mitengo yake ikhale yokhazikika.

Ma stablecoins ena amagwiritsanso ntchito ma algorithm apakompyuta kuti mtengo wake ukhale wokhazikika. Nthawi zambiri, omwe ali kumbuyo kwa stablecoins amakhazikitsa " otetezedwa kumene imasunga motetezeka katundu kapena dengu la katundu wochirikiza stablecoin.

PMwachitsanzo, $ 1 miliyoni mu banki yasukulu yakale (mtundu womwe uli ndi nthambi ndi ogulitsa ndi ma ATM m'chipinda cholandirira alendo) kuti athandizire mayunitsi miliyoni a stablecoin. M'nkhaniyi ndikulankhula nanu za stablecoins. Koma choyamba ndikukuitanani pangani zanu pa Coinbase, lndiye nsanja yabwino kwambiri ya Cryptocurrency padziko lonse lapansi

Tiyeni tizipita….

🌿 Kodi stablecoins ndi chiyani?

Stablecoins ndi ndalama za crypto zomwe zimafuna kutsanzira ndalama zachikhalidwe. Stablecoin nthawi zambiri ndi cryptocurrency yothandizidwa ndi mtengo wamtengo wapatali. Ndi chuma chanji ichi zitha kukhala zosiyanasiyana, zomwe tikambirana m’nkhani ino.

Ma stablecoins ambiri amalumikizidwa ku a 1: 1 chiŵerengero ndi ndalama zina za fiat. Izi ndi ndalama monga dola yaku US kapena yuro, zomwe zitha kugulitsidwa posinthana.

ena ma stablecoins amagulitsidwa kuzinthu zina, monga zitsulo zamtengo wapatali monga golide kapena ma cryptocurrencies.

stablecoins, akuyenera kukhala ndi mtengo wokhazikika. Mwanjira ina, akuyenera kukhala ndi mtengo wofanana kuyambira tsiku lomwe mwagula mpaka tsiku lomwe mwawononga kapena kuwombola.

Izi ndichifukwa choti mosiyana ndi ma cryptocurrencies ena, mtengo wama stablecoins ambiri umachokera fiat currency, monga dola yaku US, kapena chinthu ngati golide, ngakhale ma stablecoins ambiri masiku ano amakhomeredwa ku dola.

Choncho, amalonda amagula stablecoins kuti asapange phindu, koma zambiri monga malo osungira ndalama muzomangamanga za cryptocurrency ndikugwiritsa ntchito pogula ndikugulitsa zinthu zina za crypto.

Amagwiritsidwanso ntchito pamitundu ina yosinthira ndalama, monga kubwereketsa ndi kubwereka kapena kutumiza ndalama kunja. Mwachitsanzo, kwa achibale - mwachangu komanso mowonekera kuposa njira zina.

🌿 Umu ndi momwe ma stablecoins amagwirira ntchito

Kuti mumvetse bwino momwe ma stablecoins amagwirira ntchito, nazi zinthu zisanu zomwe muyenera kudziwa za stablecoins.

🔰 Chinthu choyamba kudziwa

Ubwino wa stablecoins ndikuti amapangidwa kuti athe kupirira kusinthasintha pafupipafupi. Kuphatikiza apo, amatha kupereka kuyenda komanso kupezeka. Ndi cryptocurrency yokhazikika kwambiri yomwe imagawidwa.

Izi zikutanthauza kuti sizimangiriridwa ndi dongosolo lapakati kapena bungwe. Izi, nazonso, zimaupatsa kudzilamulira. Dziwani zambiri za Decentralized Finance.

🔰 Chinthu chachiwiri choti mudziwe

Pali zifukwa zina zingapo zomwe stablecoins ndi otchuka pakati pa osunga ndalama. Amalola kutumiza ndalama mwachangu ndikuwonetsetsa chinsinsi cha data yandalama.

Pamodzi ndi izi, ma stablecoins amalolanso ogwiritsa ntchito kuti alambalale chindapusa cha ntchito zachuma.

🔰 Chinthu chachitatu choti mudziwe

Munjira zambiri, ma stablecoins sangakhale ngati ndalama zina za crypto.

Amapangidwa kuti azikhala m'malo mwamtengo wapatali. Izi zikutanthauza kuti ngakhale mtengo wawo sudzachepa, nawonso sudzawonjezeka. Izi zitha kumveka poyerekeza ndalama za USD ndi Bitcoin.

Kuyambira pomwe idayamba, ndalama za USD sizinasinthe kuchoka pamtengo wake wa $1. Bitcoin, kumbali ina, inali yamtengo wapatali Madola a 4 000 mu 2019 ndi Madola a 60 000 mu May 2021.

🔰 Chinthu chachinayi kudziwa

Zingakhale zanzeru kuganiza za stablecoins ngati mtundu wa ndalama zadijito. Komabe, ngakhale ali wokhazikika, akadali cryptocurrency. Chonchot, ikadali chinthu chatsopano chomwe chingakhale ndi zoopsa zomwe sizinadziwike.

🔰 Chinthu chachisanu kuti mudziwe

Cryptocurrency ikhoza kukhala njira yowopsa ngati mukufuna kuyika ndalama zanu zonse.

Yandikirani ma stablecoins ndi malingaliro tsegulani ndi kufufuza malo. Mutha kugwiritsanso ntchito ma stablecoins ngati gawo loyamba pakuyika ndalama mumtundu wina wa cryptocurrency. Komabe, muyenera kudziwa zomwe ma altcoins ndipo amagwira ntchito bwanji? 

🌿 Dziwani kuopsa kwa stablecoins

Ambiri omwe angakhale nawo amawopa kuyika ndalama mu crypto. Chifukwa chake n'chakuti akadali osayendetsedwa ndi kusokoneza.

Poyerekeza ndi ma cryptocurrencies ena, stablecoin mwina ndi kubetcha kotetezeka ngati cholinga chanu ndikubweza ndalama zomwe mudayikapo. M'njira yabwino, iyi ndiye njira yopita ku cryptocurrency.

stablecoin ndi njira yachangu komanso yotsika mtengo kusinthanitsa katundu wa crypto ndi kusamutsa ndalama kudutsa malire.

Izi zitha kukhala zothandiza makamaka kwa anthu omwe amachoka kudziko lawo kukagwira ntchito kwina ndipo akufuna kutumiza ndalama ku mabanja awo.

Ngati stablecoin ilandilidwa kwambiri ngati njira yosinthira, zitha kutero pindulitsani ogula ndi ogulitsa malinga ndi kusankha, kuwonjezeka kwachangu ndi kuchepetsa ndalama poyerekeza ndi machitidwe a banki ndi kiredi mwambo lero.

Izi zati, chifukwa pali ma transmitter ambiri zosiyana ndi stablecoins komanso kuti aliyense ali ndi mfundo zakezake ndipo amapereka kuwonekera mosiyanasiyana, muyenera fufuzani nokha asanagule kwa mmodzi wa iwo.

🌿 Mitundu ya chitsimikizo mu magawo okhazikika

Ma Stablecoins amabwera mumitundu yosiyanasiyana. Ndalama zachitsulo zokhazikika zimagwiritsa ntchito mitundu yosiyanasiyana yazachuma monga chithandizo:

Fiat: Fiat ndiye chikole chofala kwambiri cha stablecoins. Dola yaku US ndiyomwe imadziwika kwambiri pakati pa ndalama za fiat, koma makampani akuwunikanso ndalama zokhazikika zokhazikika kundalama zina, monga BiLira, yomwe imayikidwa ku lira yaku Turkey.

Zitsulo zamtengo wapatali. Ma cryptocurrencies ena amamangiriridwa ku mtengo wazitsulo zamtengo wapatali monga golide kapena siliva.

Ndalama za Crypto. Ma stablecoins ena amagwiritsanso ntchito ma cryptocurrencies, monga ether, chizindikiro chamtundu wa Ethereum network, ngati chikole.

Ndalama zina: Tether's USDT nthawi ina imayenera kuthandizidwa 1 mpaka 1 ndi madola. Koma kusakanikirana kwake kwachikole kwasintha pakapita nthawi, ndipo pakuwonongeka komwe kunaperekedwa mu 2021, kampaniyo idati pafupifupi theka la zosungira zake zili pamapepala azamalonda, mtundu wangongole yamakampani akanthawi kochepa.

Sanaulule omwe adatulutsa chikalatachi, koma akuti zonse zidavotera A-2 kapena kupitilira apo.

🌿 Kodi ma stablecoins otchuka ndi ati?

Kuti tikupatseni kukoma kwa kuyesa komwe kukuchitika m'dziko la stablecoins, tiyeni tiwone ena mwa ndalama zodziwika bwino za stablecoins.

🔰 Sintha

kufa (kale ankatchedwa Libra) ndi stablecoin m'ntchito, zomwe zidapangidwa ndi gulu lamphamvu lapadziko lonse lapansi la Facebook. Ngakhale Libra sinakhazikitsidwe, idakhudzidwa kwambiri ndi malingaliro kuposa stablecoin ina iliyonse.

Maboma, kuphatikiza a China, tsopano akufufuza ndalama zawo za digito zomwe zimayendetsedwa ndi crypto, mwa zina chifukwa amawopa kuti akhoza kukhala pachiwopsezo champikisano, popeza Facebook ndi bungwe lamayiko osiyanasiyana lomwe lili ndi ogwiritsa ntchito mabiliyoni padziko lonse lapansi.

Poyambirira, Association Diem, mgwirizano womwe unakhazikitsidwa ndi Facebook, adati Diem idzathandizidwa ndi "ngolo” yandalama, kuphatikizapo dola ya ku United States ndi yuro.

Koma chifukwa cha nkhawa zapadziko lonse lapansi, bungweli labwerera m'mbuyo pa masomphenya ake oyamba. M'malo mwake, tsopano akukonzekera kuyang'ana pakupanga ma stablecoins angapo, omwe amathandizidwa ndi a ndalama zapadziko lonse.

🔰 Kuwongolera

Mtengo wosinthitsira ndi imodzi mwa stablecoins yakale kwambiri, yomwe idakhazikitsidwa mu 2014, ndipo ndiyotchuka kwambiri mpaka pano. Ndi imodzi mwa ndalama za crypto zamtengo wapatali kwambiri ndi capitalization yamsika.

Mlandu waukulu wogwiritsira ntchito USDT ndikusuntha mwamsanga ndalama pakati pa kusinthanitsa kuti mugwiritse ntchito mwayi wa arbitrage pamene mtengo wa cryptocurrencies umasiyana pa kusinthanitsa kuwiri; amalonda amatha kupanga ndalama pakufalikira uku.

Malingaliro a kampani Tether Ltd. kampani yomwe imatulutsa USDT, yakhala ikumenyana ndi malamulo a mwezi wa 22 ndi New York Attorney General pa zifukwa zomwe Bitfinex (kampani ya mlongo ku Tether) inayesera kubisala ndalama zokwana madola 850 miliyoni pogwiritsa ntchito ndalama zotengedwa ku Tether.

Potsirizira pake mlandu unali idakhazikitsidwa pa February 23, 2021, Tether ndi Bitfinex akukakamizidwa kulipira Madola mamiliyoni a 18,5 ndi kupereka malipoti kotala kusonyeza Tether stablecoin nkhokwe kwa zaka ziwiri zotsatira.

🔰 USD Coin

Chokhazikitsidwa mu 2018, USD Coin ndi stablecoin yoyendetsedwa ndi makampani a cryptocurrency Circle ndi Coinbase kudzera mu Center Consortium.

Monga chiwongolero chisanasunthike kupita kuzinthu zophatikizika, USD Coin imakhazikika ku dola yaku US ndi ndalama zozungulira pafupifupi $26 biliyoni.

🔰 Dai

Kuthamanga pa MakerDAO protocol, Dai ndi stablecoin pa Ethereum blockchain. Adapangidwa mu 2015, dai adalumikizidwa ku dollar yaku US ndikuthandizidwa ndi ether, chizindikiro chakumbuyo kwa Ethereum.

Mosiyana ndi ma stablecoins ena, MakerDAO akufuna kuti dai ikhale yogawidwa, kutanthauza kuti palibe ulamuliro wapakati wowongolera dongosolo. M'malo mwake, ma contract anzeru Ethereum - yomwe imasunga malamulo omwe sangasinthidwe - khalani ndi ntchitoyi m'malo mwake.

Palinso zovuta ndi chitsanzo chatsopanochi, komabe; mwachitsanzo, ngati ma contract anzeru zomwe zimatsimikizira MakerDAO sizigwira ntchito monga momwe amayembekezera.