Chii chinonzi Islamic crowdfunding?

Le Islamic crowdfunding inopa mukana wakakura kune vanokweretesa, vanoisa mari asiwo mabhizinesi anobatsira mukusimudzira magariro nehupfumi hwechikamu chebhizinesi diki nepakati munyika dzeIslam. Crowdfunding chaizvoizvo zvinoreva " crowdfunding ". Iri ndiro izwi rinonyanya kushandiswa kureva iyi tsika yemari, asi inonzi zvakare " kuunganidza mari kana kuti “crowdfunding” muCanada.

Vatungamiri veprojekiti vanodana kune vakati wandei zviridzwa zvemari kusanganisira kutora chikamu kweruzhinji kutsigira mazano avo, zvirongwa kana zvigadzirwa. Nhasi, uku kutsvaga mari kana kuunganidzwa kunoitika kuburikidza nemapuratifomu ewebhu.   

Aya ekupedzisira ndiwo tsigiro yekuisa mune hukama kune rumwe rutivi investor uye kune rumwe purojekiti iyo kuzadzisa kwayo kunosangana nezvipingamupinyi zvemari. Matransaction saka anobviswa zvachose uye akapatsanurwa.

Ehe, Crowdfunding haitsivire kunyoreswa kwechinyakare kana mhinduro dzekudyara, asi inotora chikamu mumhando nyowani yekusiyanisa maererano nekuchengetedza uye nekudyara kunobatsira.

Zvakawanda, isu tinogona kuona mukuvandudza kweCrowdfunding maitiro echisikigo uye ari pamutemo mumamiriro epasirese apo kushandiswa kwekubatana uye kugadzirwa kwekutora chikamu kunoita basa rinowedzera kukosha. Unogona kudzidza zvakawanda kubva crowdfunding pano.

Muchikamu chino, tinotaura nezve Islamic crowdfunding.

handeyi

Chii chinonzi Islamic Crowdfunding?

Crowdfunding ChiIslam netsanangudzo isarudzo inoenderana neShariah yekubhadhara mari iyo inosanganisira kupa mari chirongwa nemari kubva kuboka revanoisa mari vachifarira mukwereti wechiMuslim uye uko kutsvagirwa mari uye kutengeserana kwakabatana kunoitwa kuburikidza nenzvimbo yeIslam yekuunganidza mari inotevedzera misimboti yeIslam.

Islamic Crowdfunding Vs Conventional Crowdfunding?

Musiyano uripo pakati peIslamic crowdfunding uye yakajairika crowdsourcing sezvaiitwa munyika dzekuMadokero hauna kupihwa zvakanyanya kana uchitarisa nzira dzinoshandiswa kuunganidza mari: vatengesi (mhomho) batsira mukupihwa mari kweprojekiti nekugovana purofiti uye kurasikirwa nemukwereti kana mutsigiri wepurojekiti.

Misiyano yakakosha pakati pemhando mbiri dze crowdfunding iri mune zvinotevera zvinhu:

• Kusavepo kwekufarira (riba) neIslamic crowdfunding nepo kujairika kuwanda mari kunoshanda uye mitengo yemubereko.
• Kunyange zvakajairwa kuwanda kwemari kunonyanya kuitirwa purofiti. Iyo inonyanya kutevedzera Shariah inowirirana zvinangwa izvo zvisingabatanidze chero purojekiti isina tsika inosanganisira zvinhu zvekufungidzira (Gharar) kana kubhejera.

Islamic crowdfunding is a chimbo chekuwedzera mari chikuru mumari yechiIslam. Iyi nzira yakakosha yekukweretesa ndiyo shanduko yekutanga kubva pakubuda kweSharia-inoenderana nezvemari.

Sharia-inoenderana crowdfunding ndeye nzira yekubhadhara mari uko mari inounganidzwa kubva kuvanhu vakati wandei vachishandisa chikuva chinoenderana nemitemo yeIslam Sharia. Inobatanidza vatengesi kune vatengesi.

Islamic crowdfunding inotevedzera misimboti yezvemari yechiIslam. Inokurudzira kubatana pakati pehuwandu hwevanhu kuisa mari mupurojekiti kana bhizinesi. Izvi zvinoenderana nemutemo weSharia wekuti zviwanikwa zvakawandisa zvinoendeswa kuzvikamu zvisina hupfumi.

Halal crowdfunding ichangobva kuwana kugamuchirwa kwakawanda uye kuri kuramba kuchiwedzera chinhu chakakosha chemari munyika yezvemari yechiIslam. Sezvo crowdfunding ichipa chikwereti-chakavakirwa mari, chikwereti chinodzoserwa nepurofiti uye kwete mubereko, zvichiita kuti Shariah neHalal zvienderane.

Mhando dze Islamic special financing

Islamic crowdfunding inonyanya kuve nemhando ina dzemapuratifomu:

• Islamic crowdfunding.
• Iyo crowdfunding yemubairo wechiIslam.
• Islamic crowdfunding.
• Crowdfunding yechikwereti cheIslam.

A. Mupiro-based Islamic crowdfunding

Panyaya yezvipo, vanopa vanopa mari shoma yepurojekiti isingaite purofiti kana chirongwa chekusimudzira magariro senge kutsigira mhuri nekurapa kana kuvaka chikoro muAfrica kana mushandirapamwe wakadai sekurapwa kwemunhu kana mari yekurapa. .

B. Crowdfunding yakavakirwa pamubairo wechiIslam

Vanopa vanopa mari shoma yemubairo mushure mekunge chirongwa chapera. Mubairo wacho chigadzirwa chakagadzirwa nepurojekiti uye inogona kuva shati, CD kana bhaisikopo.

C. Islamic Crowdfunding

Panguva ino, vatengesi vanopa mari yakawanda yemari. Sezvinoratidzwa nezita racho, majekiseni emasheya nekudyara vanova vagovanisi uye vanogovana mupurofiti uye kurasikirwa.

D. Islamic Chikwereti Crowdfunding

Sharia-inoenderana nechikwereti crowdfunding inosanganisira vanokweretesa vanoita chikwereti uye vanotarisira kubhadharwa kune mukuru uye purofiti.

Maitiro muIslam Crowdfunding

Crowdfunding ichakurumidza kuve nzira inodiwa kune nyika dzeMuslim uye real estate crowdfunding ndeimwe yenzira dzinoshanda dzekudyara.

Au Middle East uyewo kuFar East, akati wandei mapuratifomu haazviratidzi senge sharia-inoenderana nechaunga chemotokari, asi makanika emhando yebhizinesi ravo akanyatsoenderana nemitemo yezvemari yeIslam.

Islamic crowdfunding haingogadzirise matambudziko enzanga dzechiMuslim chete nekuti inzira yetsika yekubhadhara mari inotarisa pane hutsika nehunhu hwakadai sekusimudzira magariro. Islamic-crowdfunding.com yakakusarudzira iwe mapuratifomu akanakisa akatsaurirwa kuSharia inoenderana nekuwanda mari.