Chii chinonzi tokenization tekinoroji

Tokenization ndeimwe yemhedzisiro inogara ichikanganisa tekinoroji ye Blockchain. Iyi nzira yakamisa inovimbisa kuita shanduko pane nzanga kuti ipe chiono chinowedzera chekuda zvinhu uye chekutengesa uko vanhu vangave nemukana wekukoshesa uye kuchinjanisa chero crypto maererano nezvinodiwa uye kupa kwake.

Pasina kupokana, Tokenization tekinoroji inovhura mikova kune yakasikwa yese yemikana yaimbove yakaoma kana yakaoma kana isingagone kugadzirisa.

Iyi innovation kuti itange pakutanga mune zvehupfumi. Yakawedzera mune dzimwe nzvimbo dzakawanda. Iko kugona kweBlockchain tekinoroji uye Tokenization yakakura.

Ungade here kutanga munyika yeTokenization? Unogona kuziva zvakawanda kubva kuchinyorwa ichi. Handeyi!!

Chii chinonzi Tokenization?

La Chiratidzo izano rinobvumira shanduko kana kutsiviwa kweasset, chinhu kana data rakadzama rine data rakachengeteka uye risinganzwisisike muBlockchain.

Kuti uite izvi, Tokenization inoreva nzira yekushandura iyo inotora maererano nekubhadhara nhamba yekuzivikanwa kwekadhi, zuva rekupera kwekadhi pamwe neCVV2.

Iyi shanduko yekushandura ine digitizing kana kunyange encrypting yakataurwa ruzivo. Zviise mumubatanidzwa wenhamba uye chengetedza ruzivo rwayo rwese mubhuroka reBlockchain.

Kana vangoponeswa, vanogona zvakachengetwa kana kuchinjana. Munguva iyi, ruzivo urwu runogamuchira chiratidzo chinovabvumira kushandura ruzivo rwakadai sechikamu chakakosha cheBlockchain iri mubvunzo.

Tokenization paBlockchain inogona kuiswa kune ese marudzi e data. Iyi tekinoroji inogona kushandura zvakanyanya maitiro, senge yekugovera ketani kana kushambadzira.

Kana tikashandisa tekinoroji yeTokenization mune cheni yekugovera, izvi zvinogona kuita kuti maitiro acho ashande zvakanyanya maererano nekuchengetedza, kujeka, kuteedzera kuri nani.

Tokenization inoshanda sei?

Paunoita kutengeserana, inogadzira Token in real time, paunenge uchibatanidza kadhi remutengi wako kubhangi ririkuburitsa, kuti ubudise Chiratidzo chakanangana nekutengeserana.

Izvi zvinokupa iwe Pan, uye Pan iyi inochengetwa kunze kwekuona, izvo zvinoita kuti Tokenization ive nzira yakavimbika yekusimbisa kuchengetedzwa kwekubhadhara kwako.

Kuve mupi webasa rekubhadhara, Adyen anogona kushanda seanopa. Iyo Tokenization sevhisi inochengeta data revatengi zvakachengeteka uye inogadzira zvakananga Chiratidzo chinogona kushandiswa, semuenzaniso, kuisa invoice yekutenga kwakasiyana kwavachaita mune ramangwana nemakambani.

Sezvauri kuona mumufananidzo uri pazasi.

Kadhi tokenization inoshanda sei?

Iyi tekinoroji inotsiva iyo inoonekwa seyakavanzika ruzivo rwemune makadhi pane debit kana kiredhiti kadhi uye inoburitsa tokeni, iyo inochengeta mutengi kadhi data ichipa inowirirana chengetedzo.

Kana isu tichida kuishandisa kune chengetedzo yedata rakawanda, Tokenization inotsiva chinhu che data chinonzwisiswa neyakafanana inonzwisisika yakaenzana iyo isina chirevo kana kutsanangurwa kukosha kwekunze.

Kuti tikubatsire kunzwisisa maitiro acho zviri nyore, tinozvipa kwauri:

Muchokwadi, iyo system inogara ichigamuchira zvakavanzika data. Muchiitiko ichi, ruzivo rwemunhu rwakabatana nekadhi (surname, zita rekutanga, nhamba yeakaundi, IBAN, nezvimwewo) inochengetwa pakati. Somuenzaniso: mune database.

Iyo Tokenization system saka inogadzira Chiratidzo uye inodzokorora iyo data yakatochengetwa. Chiratidzo chakawedzerwa hachisi chakavanzika, asi ishamwari kana zita reChiratidzo.

Zvadaro, Chiratidzo chinoiswa mukuyerera kwekushanda uye chinotsiva ruzivo rwakavanzika runomiririrwa mumabasa ose. Kuwedzera, mabhizinesi edhijitari ari kuvakira mamodheru avo pazuva, vhiki nevhiki, pamwedzi uye kunyangwe kunyoreswa kwegore. Zvisinei, pane a musiyano pakati peCoin neChiratidzo.

Musiyano pakati peTokenization uye Debit uye Kiredhiti Kadhi Encryption

Iyo Tokenization tekinoroji pamwe neiyo encryption ye kadhi rechikwereti uye debit vane nzvimbo dzavo dzakakosha mukubhadhara tekinoroji. Asi isu tine mukana wekutsvaga mimwe misiyano iripo pakati peaviri matekinoroji.

Panguva Tokenization inotsiva data yakakosha yemuridzi wemakadhi, encryption kana encryption yedata data ipapo encrypts source kadhi data uye inodzinyora kana yasvika kwainoperera. Tinogona kutotora muenzaniso weVirtual Private Networks (VPN).

Nepo vese vaine nzvimbo yavo uye mabhenefiti mukubhadhara matekinoroji, Tokenization inobuda seyakanyanya kuchengetedzeka mhinduro yekudzivirira ruzivo rwekadhi remutengi.

Tokens haadzokororwe kana iwe uchida kushandisa kiyi yekutsikisa, inova ndiyo nyaya yekunyorera. Mukuwedzera, inoderedza zvakanyanya kuwanda kwePCI DSS (Payment Card Industry Security Standard).

Izvo zvakakosha uye zvinosungirwa kumakambani ese anosarudza kugamuchira kana kugadzirisa data kubva kumakadhi avo echikwereti kana echikwereti.

Dziviriro ine chekuita nechakavanzika data iri kuramba ichinyanya kukosha muE-Commerce. Uye zvakatonyanya, sezvo iyo itsva Payment Services Directive, inozivikanwa zviri nani sePSD2, yakagamuchirwa.

Chinangwa chayo chikuru ndechekuvandudza misika yekubhadhara pamhepo mukati meEuropean Union (EU). Chinangwa chayo ndechekusimbisa kuchengeteka uye kupa ruzivo rwekubiridzira.

Ndedzipi shanduko dzakaitwa kuE-Commerce kubva pakagadzwa PSD2?

Tokenization yave tekinoroji yakakosha. Makambani ari kuwedzera kuda masisitimu ekubhadhara epamusoro anovabvumira kuchengetedza data iripo zvakachengeteka uye zvakare kubhadhara mune ramangwana.

Muchirevo chechinyorwa chino, kune akati wandei akachengeteka kwazvo ekubhadhara vanopa vanovapa mukana wekutora danho uye kuyera bhizinesi ravo neiyi tekinoroji munguva pfupi.

Chiratidzo chiziviso chisina kukosha kune hackers. Funga kana paine kadhi rechikwereti kana redhibhiti rakadonha pane imwe nguva. Ndeipi mhedzisiro inogona kusanganisirwa neizvi.

Kune rimwe divi, mutemo wakaunza chokwadi chitsva kuE-Commerce, nekuda kwezvikonzero zvakati.

Kusvika ikozvino, chero nguva iyo mutengi aitenga pamhepo, mupi wemakadhi aifanira kukumbira rumwe ruzivo kuti vagone kusimbisa kubhadhara. Nekushandisa kodhi yechokwadi (OTP) kana kunyange neSMS.

Nehunyanzvi hutsva, nzira iyi haichavimbiki, asi kuongororwa kaviri kunodiwa kuti uenderane nehuchokwadi. Nekudaro, E-Commerce haina kukanganiswa zvakananga nezvinodiwa izvi, nekuti vanopa varipo mumasystem ekubhadhara vangave mabhangi kana vatengesi.

E-Commerce makambani anozoda kuona kuti nzira dzese dzekubhadhara dzavanopa dzinoenderana nemazinga akabatana nePSD2 SCA. Kana zvisina kudaro, vanogona kurasikirwa neruvimbo rwemushandisi.

Shanduko idzi dzinopfuura gadziridzo dziri nyore. Ivo vanopa nzira yekumberi yeE-Commerce kupa online ekubhadhara masisitimu akachengeteka uye akanakira munhu wese. Pamusoro pezvo, ivo vari kukurudzira kudzikisa marwadzo makuru emakona ebhizinesi rako.

Chii chinonzi DeTokenization?

Sezvinoreva zita rayo, DeTokenization ndiyo inopesana maitiro eTokenization. Inosanganisira kudzoreredza data rese chairo rakabatana nekadhi rakange rapinda pakutanga. Kazhinji, izvi zvinogona kuitwa chete neiyo yekutanga sisitimu, iyo inoshandiswa kuTokenization.

Asi zvakare zvinogoneka kuita izvi uchishandisa mamwe maapplication akatenderwa kuita DeTokenization nekuda kwekutengesa.

mhedziso

Hezvino izvo zvaunoda kuziva nezveTokenization. Tinovimba taunza kuvandudzwa kweruzivo rwako panyaya iyi. Kana chinyorwa ichi chichikufarira, usazeza kutipa chigunwe kumusoro uye kugovera kuti tibvumire vanhu vazhinji sevanobvira kuti vabatsirwe nazvo.