Chii chinonzi leasing?

Nhasi, vanhu vakawanda vanoda mari. Kuti vawane mari yavo mapurojekiti ekudyara, mabhizinesi anogona kushandisa lease. Muchirevo chekurenda, bhangi rinoita kuti chidimbu chemidziyo chiwanikwe kune kambani pane yakatsanangurwa nguva, mukutsinhana. kubhadhara muripo nguva imwe neimwe uye rendi yekutanga iyo inowanzova yepamusoro.

Pakupera kwekondirakiti, kambani inogamuchira zvakanaka kazhinji ine zvakawanda zvingasarudzwa: ingave kuwana yakanaka kune iyo mari yakatsanangurwa pakusaina kondirakiti, dzosera zvakanaka kana kuvandudza chibvumirano nemamiriro ezvinhu. kudhura zvishoma kupfuura wokutanga.

Leasing chibvumirano icho munhu, anonzi lessor, inoita kuti zvinhu zvinotakurika zviwanikwe kune mumwe munhu, muchengeti wechikwereti, pamusoro penguva yakanyatsotsanangurwa uye pakubhadharwa kwemari yekudzorera.

Muchikamu chino ini ndinokupa izvo zvekutanga zvezvaunoda kuziva nezve leasing.

Handeyi!!!

🌿 Mhedzisiro inoshanda yeiyi nzira yekupa mari

Sezvo kambani inokweretesa isiri muridzi weiyo asset yakapihwa mari nekurenda, chivakwa ichi hachigone kuverengerwa mubalance sheet.

Iyo kambani inobatsira kubva mukurenda inofanira kutaura kuvapo kwepfuma kana mashandiro ekurenda ari mumanotsi akaiswa pabalance sheet uye batanidza kune iyi runyorwa rwezvisungo zvakaitwa.

Nezve mari dzehumambo. vanobvisirwa mutero pane imwe nguva yakasiyana yekuderera kwemitero inoshandiswa kumhando imwechete yeimba.

🌿 Matambudziko ekurenda

Leasing inzira inobvumira mabhizinesi pamwe nevanhuwo zvavo ita mari muzvinhu kuburikidza nekubhadhara mari pamwedzi iyo inowanzonzi royalty.

Izvi hazvikanganise zviri pamutemo mamiriro ehutano hwavo hwemari, zvakanyanya maererano ne solvency ratios.

Muchokwadi, neiyi modhi, pepa rekuenzanisa rekambani rinowedzera kunaka, nokuti ine mutoro muduku uye zvikwereti padivi rezvikwereti.

Mukweretesi wechikwereti anorekodha kubhadharwa kwemari inobhadharwa kwete semari yekushandisa. Ikoko mutero mhedzisiro ndeyekuti purofiti isati yasvika mutero inodzikira uye nayo mutero unobhadharwa zvakare. Uye zvakare, kudzikira uye kufarira hazvibviswe kunze kwekunge sarudzo yaitwa.

Saka izvi zvinoreva kuti kuongorora mubereko uyo kukweretesa kunotipa vis-à-kuona kutorwa kwepfuma nekuzvipa mari kana kukwereta, isu tinofanirwa kufunga nezvekuyerera kwemari kunogadzirwa neimwe nyaya.

Chishandiso chakanakisa chekuenzanisa mainvestries kuongororwa kweiyo net iripo kukosha zvinoenderana nemaitiro emari.

Pakupera kwechibvumirano, mari inobhadharwa ine mukana wekubvisirwa mutero, asi nekufamba kwenguva kwakasiyana neamortization yakajairika yezvinhu zvataurwa.

Iyi sisitimu inowanzo shandiswa kumota pamwe nemakomputa uye maindasitiri emidziyo, nekuti iyi mhando yekondirakiti inopa mukana wekubatanidza garandi rekuchengetedza pamwe nekubhadhara VAT.

Enzanisa nedzimwe nzira dzekupa mari, kurojesa kunopa chimwe chisungo kumushandisi weasset, sekusakwanisa kugumisa kondirakiti isati yasvika nguva yakarongwa, kunze kwekutevera chibvumirano chakajeka chemukwereti uye kupedza kubhadhara kwezvikwereti.

🌿 Vatori vechikamu muchibvumirano chekurenda

Mukutengeserana kwekutengesa, mapato matatu anobatanidzwa mune dzakawanda nyaya:

mutengesi wemidziyo, ndiani muridzi wezvinhu uye saka chinangwa chayo chikuru ndechekuchitengesa.

Muroja, iro ndiro bato riri kuda mari. Mudzidzisi uyo anotsigira mari yezvido zvinonzwikwa nemuridzi

Saka, heino muridzi wekambani inobatsirwa. Anoenda kumukweretesi wemari, inova bhizinesi kana kubhangi, kunomuzivisa nezvezvaanoda uye nekudaro enda kumutengesi kana paine chibvumirano chekutora pfuma.

🌿 Zvakanakira uye kuipa kwekurenda

Leasing ine mukana wakakura kune bhizinesi. Inokwanisa kutenga zvishandiso pasina yekutanga capital outout uine mukana wekutora semuridzi weimba pakupera kwechibvumirano.

Iine michina yemhando yepamusoro: zvekurima, michina yekuvaka, ndege, midziyo yekurapa, nezvimwe.

Mamiriro ekutonga haana kunetsa. Kubuda kunobvira kare pa 4^ème année yekurenda midziyo uye 7^ème année nokuda kwechikwereti.

Paunosarudza kutenga michina yekurejesa, une mari inosvika zana muzana yehuwandu hwemidziyo. Iyo irendi yemari inotakurawo huwandu hweVAT yakabatana nekutora. Kwaari, kambani inobhadhara VAT yakabatana nerendi, isati yaidzosa nekufamba kwenguva nekuda kwezviziviso zveVAT.

Mari dzekurenda dzinoenderana nerendi dzakabhadharwa zvemidziyo dzinoderedza mutero wemutero, nekuti dzakarekodhwa mugwaro remari semari yekushandisa.

🌿 Zvakashata zvekurenda

Kubva pamaonero ekutonga, kukweretesa kune mukana wakakura, asi kuita kwekurenda kwemidziyo kune zvakwakaipira.

Mutengo wekondirakiti yekurenda yakakwirira kwazvo enzanisa neiyo yechinyakare chikwereti chenguva refu. Mari yekunyorera inorema zvakanyanya uye kune izvi zvinowedzerwa mari yewaranti.

Wako anokwereta wemari anowanzo kukumbira kuti ubhadhare dhipoziti inozove ingangoita 15% kukosha kwezvinhu.

Masangano ekurenda kazhinji anozeza kupa mari yekuisa mari, izvo zvichanetsa kutengesa zvakare kana mukweretesi akatadza. Mune ino kesi, mutual garandi kambani ichafanirwa kupindira kana kutora kwechokwadi vimbiso dzimwe nguva kunodiwa pakupedzisa kondirakiti.

Inishuwarenzi mu mubatsiri vane mutengo wakafanana : rubatsiro, waranti inovhara kurasikirwa kwemari muchiitiko chekuparara, inishuwarenzi yekuparara kwemichina, nezvimwe.

Rent inobhadharwa kare kusvika kwega rega rega. Iwe unofanirwa kuziva kuti mutengo wekupedzisira wekutengazve chivakwa unofanirwa kuongororwa nemazvo kuti usazobhadhara zvekushandisa kana sarudzo yekutenga yakarongwa.

Kukosha uku mukuita kunowanzo pakati pe1% ne6% mutengo wekutanga wezvinhu.

🌿 Ndeupi musiyano uripo pakati pekurenda nekurenda?

Leasing is basa rekurojesa yezvivakwa zvinofambiswa kana zvisinga fambise zvine sarudzo yekutenga pakupera kwenguva yekurenda kuitira kubatsira kwemakambani ehunyanzvi.

Kurenda, kune rumwe rutivi, imari yekurenda yezvivakwa zvinofambiswa uye zvisinga fambise zvinobatsira vanhu nenyanzvi.

Kubva pane izvi, tinogona kutora 2 misiyano mikuru pakati peidzi nzira dzekupa mari:

Leasing inobatsira chero munhu wechisikigo (vanhu) kana sangano repamutemo (makambani) asi achirenda chikamu chayo anongobatsira makambani ehunyanzvi.

Pakupera kwekondirakiti yekurenda, kambani inobatsirwa ine mukana wekutora pfuma nekuda kwesarudzo yekutenga; kune rimwe divi, mukurenda, kambani inobatsirwa haingopihwa mukana uyu.

🌿 Kuvhara

Yasvika pakupera kwekuongorora kwedu, zvinoita sekunge kurenda inzira yakakosha kune chero kambani ingade kutora chinhu chakanaka pasina zvakadaro kuve nenzira yekubhadhara inodiwa kune iyi iyi nzira yekubhadhara mari inobatsira.

Kutenda kwazviri, achakwanisa kubatsirwa nekuderedzwa kwemutero wake wemutero, saka kuderedzwa kwemutero unofanirwa kubhadharwa, mukuwedzera kune zvakanakira, iyi nzira yekupa mari inewo zvipingamupinyi zvakaita sekudhura kwakanyanya kwemaitiro ekuita. kupa chikwereti.

Naizvozvo tinogona kukuudza kuti ufunge zvakanaka usati waita sarudzo, tichiona kuti inzira inoshanda kwazvo yekubhadhara chiitiko chako uye mukana wezviroto waungave uine.

izvi kufona sarudzo izvo zvinokupa nzira yekubuda mukutenga nzvimbo kuti uve muridzi kana kontrakiti yapera.

🌿 Mibvunzo Inowanzo bvunzwa

✔️ Nzira yekubatsira sei kubva kune lease?

KANA iwe uri kambani, kubva kudiki kusvika kune hombe, izvo une chero chiitiko, uye iwe une pfungwa yekumisikidza midziyo yekupa mari chiitiko chako, iwe unongofanira kuisa pamwechete chirongwa uye kuenda kune imwe nzvimbo kana kubhangi.

Rongedza chirongwa chako uye kana chiri chokwadi, ivo vanokupa mari yebasa rako uye nekudzoka, iwe unofanirwa kubhadhara mubhadharo mwedzi wega wega uye pakupera kwechibvumirano chako uchave nemukana wekupinda mukutora pfuma yakataurwa. .

✔️ Pamhando ipi yemidziyo yandingawana mari?

Iwe une mukana wekugamuchira mari pane chero mhando yezvivakwa! Asi zvinodikanwawo kuti zvinhu kana zvakanaka zviremekedze mamwe mamiriro: inofanira kuva yekushandiswa kwenguva refu, inofanira kunge ichizivikanwa uye ichiderera.

Kudyara kwako kune mukana wekubatanidza zvinhu zvisingabatike senge, semuenzaniso, software iyo yakakosha pakushanda kwakanaka kwemidziyo chero vachiremekedza mamiriro atataura pamusoro.

Tapedza!!! Asi usati waenda, heino maitiro Kuisa mari mu real estate nhanho nhanho.