Chii chinonzi Peer to Peer payments?

Wakamboenda kunodya neshamwari uye kana bhiri rasvika unoona kuti wasiya chikwama chako kumba netsaona? Kana kuti iwe unomira pane cafe inongogamuchira mari chete uye iwe usina kana pauri? Tese tavepo ! Neraki, kune masisitimu ekubhadhara kana maapplication ekufambisa mari senge Venmo, PayPal, CashApp, nezvimwewo izvo zvinokutendera kuti upatsanure mabhiri kana kuita mubhadharo nyore uye usingarwadze. Peer to peer payments kutengeserana kunogona kushandiswa kune zvese, kubva pakupatsanura mari yekudya kwemanheru neshamwari kusvika pakubhadhara rendi yemuridzi wemba.

Mari iyi inobvumira kufambiswa kwemari pakati pemapato maviri vachishandisa yavo Maakaundi ekubhangi vanhu kana makadhi avo echikwereti kuburikidza neinternet kana mobile application. Vari kuramba vachizivikanwa pakati pevanhu vemazera ese sezvo mamwe marudzi aya emapuratifomu ari kuramba achibuda.

Muchikamu chino, ini ndinopa zvinodikanwa zvekunzwisisa P2P kubhadhara. Verenga kusvika kumagumo.

Peer to Peer payments inoshanda sei?

P2P maakaundi ekubhadhara anowanzo ari nyore kumisikidza. Chero ipuratifomu yaunosarudza, iwe uchagadzira account uye wozobatanidza account yako yekubhangi kana kiredhiti kana kadhi rechikwereti kwairi.

Mamwe maapplication angangoda rumwe ruzivo rwekusimbisa uye mapassword kuti uwedzere kuchengetedzeka. Kana account yako yangomisikidzwa, unogona kutsvaga vamwe vashandisi nezita ravo rekushandisa, email kero, kana nharembozha.

Kutumira uye kugashira mari kunowanzo kungotinya zvishoma kure. Unosarudza waunotumira kwaari mari, mari yekutengeserana, wedzera chikonzero chekubhadhara kana uchida, wobva waendesa kubhadhara. Zvichienderana nebasa rekubhadhara reP2P raunoshandisa, nguva yaunotora kutumira mari inogona kusiyana kubva pamasekonzi mashoma kusvika kumazuva matatu ebhizinesi.

Mazhinji maapplication anochengeta mari yakachengetwa muapp kusvika iwe waburitsa mari yacho kubhengi rako rebhangi.

Iyo P2P yekubhadhara app inoshanda sei?

P2P yekubhadhara maapplication anoshandiswa kune zvese kubva pakukamura bhiri rekudya kwemanheru neshamwari kusvika pakubhadhara rendi yemuridzi wemba. Mari idzi dzinofambisa kufambiswa kwemari pakati pemapato maviri.

Ichashandisa maakaundi avo ekubhangi kana nzira yekubhadhara senge kadhi rechikwereti, kubhengi yepamhepo kana nharembozha nekuda kweizvi. Heino yakadzama yekufamba kwePeer kune Peer mari yekufambisa app:

Enda kuburikidza nekunyoresa uye login

Kugadzira account yekubhadhara yeP2P kuri nyore kwazvo! Pasinei nepuratifomu yaunosarudza, iwe unofanirwa kutanga wanyoresa pachikumbiro nekuisa yako ruzivo senge zita, zita rebhangi, nhamba dzenhare, kero, guta, nezvimwe. Mushure meizvozvo, iwe unofanirwa kuisa password kana kodhi PIN yakasimba.

Wedzera mubatsiri

Iri ndiro rimwe rematanho akanyanya kukosha mune peer kune peer kubhadhara maitiro. Mushure mekupedza yako kunyoresa maitiro, iwe unofanirwa kupedzisa nzira yeKYC. Tevere, iwe unofanirwa kuwedzera ruzivo rwemunhu waunoda kubhadhara. Mukuita uku, mushandisi anofanira kuda zita remunhu waanoda kubhadhara.

???? Seta huwandu

Mushandisi anofanira kubva atsanangura mari yaanoda kuendesa. Pamwe chete neizvi, mushandisi anogona zvakare kunyora chikonzero chekubhadhara. Zvisinei, chinhu ichi chinogona kusarudzwa.

Isa password kuti usimbise kutengeserana

Mushandisi anofanira kuisa password yaakange akaisa panguva yekunyoresa kana anogona zvakare kusimbisa kubhadharwa kwekubhadhara kuburikidza neOTP. Pamusoro pezvo, mushandisi anogona zvakare kuseta mubvunzo wekuchengetedza kana akakanganwa password yake.

Received

Mushure meizvozvo, risiti yekubhadhara inogadzirwa otomatiki iyo iwe yaunogona kudhawunirodha kana kudhinda. Nenzira iyi unogona kuva nerekodhi yemari yako yekutengeserana.

Inokurumidza sei kubhadhara peer kune vezera? Dzinoita marii?

Wezera rakasarudzika kune vezera rekubhadhara chikumbiro chinobvumira kutamiswa kwemari ipapo pasina zvirambidzo zvenzvimbo. Peer kune Peer mari yekuchinjisa app mhinduro inovavarira kuita mari yakadaro inobvumidza iwe kutumira mari. Chengeta zvinhu zvinotevera mupfungwa paunenge uchishandisa peer-to-peer payments. Izvi zvakafanana kana ukasarudza chikuva chako chekugadzira yako P2P yekubhadhara account.

Kumhanya kwekushanda: Kunyangwe zviziviso zvekutengeserana zvichitumirwa nekukurumidza, iyo mari pachayo inogona kutora zuva rimwe kusvika kumatatu ebhizinesi kuti isvike muakaundi yako yakabatana kana ukasarudza kuiendesa kunze kweapp. Vamwe vanopa vanokurumidza uye vamwe vanopawo kuchinjisa ipapo pamubhadharo.

Mari yekutengeserana.  Kazhinji kutaura, unogona kuita P2P kubhadhara kubva kubhengi account yakabatana kana zvakananga kubva kune vezera kuenda kune vezera account mahara. Asi vamwe vanopa vanobhadharisa muripo - 2% kana 3% kugadzirisa mubhadharo wakatorwa kubva kukiredhiti kana kadhi rechikwereti, somuenzaniso - kune dzimwe nzira dzekubhadhara.

Pinda data zvakanyatsonaka. Kana ukanyora zvisirizvo kero yeemail yeari kugamuchira, nhamba dzerunhare, kana zita, mari inogona kuenda kumunhu asiri iye. Simbisa ruzivo rwemugamuchiri wako usati watumira mubhadharo.

Zvakanakira zveP2P kubhadhara

P2P kubhadhara kwakafanana nekureruka kwekushandisa, nyore uye nekukurumidza. Kunyangwe vamwe vangasafarira chokwadi chekuti havachakwanisa kushandisa chikonzero "Ndakanganwa chikwama changu", iko iko kukurumidza kwaunogona kudzorera kushamwari dzako nemhuri mukana wakakura.

Kune chikamu chikuru, kubhadhara kweP2P kunoshanda sekubvisa mari kubva kuATM pasina kuwana imwe yekudzorera mugamuchiri. Mamwe masevhisi ekubhadhara eP2P anobhadharisa mubhadharo kana mubhadharo wakaderera muzana. Nekudaro, mamwe maP2P anobvumira kubhadhara kwemahara. Vanotsvagisa vanopa kuti vaone kana paine mubhadharo wakabatana nekutengeserana.

P2P kubhadhara kuri kuita kwakawanda zvekuti unogona kunzwa vanhu vachiti "Ndichakuita Venmo"kana"Ndichakuitira PayPal", pane kungoti "ndichakuripira". Gadzira yako Venmo account kubva nhasi

Njodzi dzinogona kuitika dzeP2P mubhadharo

Nepo kune chikamu chikuru, masevhisi eP2P akachengeteka, panogara paine njodzi dzinosanganisirwa kana uchitumira mari online. Kunyangwe iwe ukatumira mari netsaona kumushandisi asiriye kana kuisa njodzi yekutyora data, matambudziko anogona kumuka.

Dambudziko guru rinouya nekubiridzira kana kukanganisa nderekuti zvinogona kunetsa kuwana mari, kunyanya kana uri kushandisa mari kubva kuapp kwete kubhangi rako. Vazhinji vanopa P2P vanobhadhara vanoshandisa matanho ekudzikisa idzi njodzi dzekuchengetedza, kubva pamapassword uye maPIN kusvika kune zviziviso zvekutengeserana zvinosimbisa kana vashandisi vakanyatsotumira mari.

Kuderedza njodzi yekubatwa nekubiridzirwa, taurirana chete nevanhu vaunoziva. Ziva kuti rudzii rwehutsotsi hunoshandiswa nevezera rako kune vezera rekubhadhara uye tsvagurudza mhando yekambani yekutsigira vatengi network.

Ngozi dzekushandisa app yekubhadhara peer-to-peer inofanirwa kutariswa, asi hazvifanire kukutadzisa kushandisa nzira iyi yekubhadhara iri nyore uye iri kukurumidza kukurumidza.

Mamwe eakajairika P2P ekubhadhara maapplication

PayPal® - nzira yekubhadhara yepamhepo inotsigira kutumira mari yepamhepo uye inoshanda seimwe nzira yemagetsi kune nzira dzechinyakare dzemapepa secheki uye maodha emari.

Venmo - sevhisi yekubhadhara nhare yePayPal. Venmo vanobata account vanogona kuendesa mari kune vamwe kuburikidza nenharembozha app; vose vanotumira uye vanogamuchira vanofanira kugara muUnited States

Facebook Bhadhara - maitiro acho ari nyore, kunyangwe uri kutumira mari kushamwari kune maapplication aunotoshandisa, anosanganisira Facebook, Messenger, Instagram, kana Portal.

Square, Inc. - masevhisi emari uye yedhijitari yekubhadhara kambani inobvumira vashandisi kutumira mari kune mumwe nemumwe vachishandisa Cash app yenharembozha.

chitokisi- inokurumidza, yakachengeteka uye iri nyore nzira yekutumira, kukumbira uye kugamuchira neshamwari, mhuri uye nevamwe vaunovimba navo. Lakeland inopa Zelle pamwe neDigital Wallet yekutenga zvisingaite nefoni yako kana smartwatch.

Apple Pay ® - yekubhadhara nharembozha uye sevhisi yewallet yedhijitari kubva kuApple Inc. inobvumira vashandisi kuita mubhadharo ivo pachavo, mumapurogiramu eIOS uye pawebhu vachishandisa Safari. Apple Pay inoshanda nekusarudza iPhone®, iPad® uye Apple Watch® zvigadzirwa.

Google Pay ® et Samsung Pay ® anowanikwawo pamafoni eAndroid, mahwendefa kana wachi nemidziyo inogadzirwa neSamsung.