Nzira yekushandisa mari yako zvinobudirira?

Kugadzirisa kuyerera kwemari yako inzira inonyengera. Cash management inosanganisira zvisarudzo zvose, mitemo nemaitiro izvo zvinoita kuti zvikwanise kuve nechokwadi chekuchengetedza kwekukurumidza kwemari yekambani yekambani pamutengo wakaderera. Chinangwa chayo chikuru ndecheku kudzivirira njodzi yekurega kubhadhara. Chechipiri kuve optimization yemhedzisiro yemari (kuguma kwechigadzirwa - kupera kwemari).

Muchidimbu, Finance de Demain inopa mune ino chinyorwa maitiro ekugadzirisa mari yako zvakanaka. Handeyi !!!

🌿 Chii chinonzi cash management??

Nzira yekushandisa sei mari zvinobudirira? Kutarisira mari kunoreva kutarisa chiyero chekuyerera kwemari. Kureva, kuvimbisa chiyero pakati inobuda neinobuda.

Basa rehomwe nhasi rinobatanidza kusimba kwekutonga kwenjodzi, pamwe kunokonzerwa nekuwedzera kusava nechokwadi kwemisika, pasina izvo zvingave pasina kutonga kwechokwadi kwemutemo wezvemari.

Nheyo yeiyo treasury basa ndeyekutarisira mari mukati value date. Chinangwa chayo ndechekudzikisa mutengo wemari kana kuwedzera zvigadzirwa zvemari zvinoenderana nemamiriro ekambani. The basic musimboti we value date cash management inonzi "zero cash mutemo".

Zvinosanganisira kunzvenga masaramusi akanaka, ane mhindu yakaderera kana masaramusi ekubhejera zvichikonzera kubhadhariswa mari.

Saka pazvikwereti zvechikwereti pane a mukana mutengo. Izvo zvakaenzana nemusiyano wechiyero pakati pekudyara kwaigona kunge kwakataurirana uye mubairo wekutanga weakaundi.

Pamasara ekubhengi, pane a mutengo wakajeka. Yakaenzana nemusiyano wechiyero pakati pe overdraft uye mari isingadhure.

Cash flow management inoenderana nechiono chekare chebasa rehomwe. Inobata nekugadziriswa kwemarisiti emari uye kubhadhara. Inofarirawo kufamba kwemari mukati meboka kana kambani.

Nekuda kwekuvandudzwa kwemakomputa masisitimu, inowanzoitwa otomatiki. IT inopa mabhizinesi chishandiso chakakosha kune cash management. Iyo otomatiki yekuverenga inopa kumhanya, kuvimbika uye kuchinjika mukutanga kufanotaura.

🌿 Maitiro ekugadzirisa mari inoshanda

Kutarisira mari kunosanganisira matanho maviri:

✔️ Kugadzirira bhajeti yemari 

Iri igwaro renguva pfupi rinopfupisa marisiti uye mari yekambani pane imwe nguva yakatarwa.

✔️ Kuvandudzwa kwechirongwa chemari

Igwaro rinobva kune rakapfuura uye rinobatanidza nzira dzenguva pfupi yemari uye iyo inogoneka mari.

Iyo bhajeti yemari inoita kuti zvikwanise kutarisa pasi rose, spane kuwirirana pakati pemari yekushanda uye mari yekushanda inodiwa. Bhajeti inogara ichishomeka kana yakawandisa inoratidza kusawirirana kwemari inoshanda kune inodiwa capital capital.

Kusakwana uku kunofanira kuita kuti paitwe ongororo yemafungiro ayo mabhajeti akaiswa kumusoro. Aya ndiwo anonyanya kufunga akabvumira gadza mabhajeti ekutengesa, kutenga nekudyara.

Kana bhajeti remari richiratidza kusara uye kushomeka, rinoratidza mamiriro anogona kuita seakajairwa.

Mukudzidziswa kwedu kwakazara, tinoenda mune zvakadzama nemakesi anoshanda. Kudzidziswa uku kune ma module maviri.

Module 1: Iyi module ichakubvumidza iwe kuti uite yakanaka mafambiro emari. Iwe uchave mune ino faira inoshanda kesi.

Chikamu 2: Iyi module ichakubvumidza iwe kudzora yako yakasiyana mari. zvinokutendera iwe semuenzaniso kuziva mazuva akanaka ekuita dhipoziti kana kubvisa mubhangi.

Kana iwe uchida kuve nekudzidziswa kwedu kwakazara, dhawunirodha pano

Zviri kwauri kutamba, kugovera, kufarira uye kutipa maonero ako mumacomments