Chii chaunofanira kuziva nezve treasury bills

Treasury bonds zvikwereti zvinopihwa neHurumende. Iwo anowanzo muchimiro chezvinyorwa, izvo zvinobvumira mubereko kubhadhariswa uye kudzoserwa pakukura. Iwe une mukana wekutenga mabhondi ehupfumi kuburikidza nevanhu (zvakanaka kutenda kune formula) kana bhangi kana masangano emari akasiyana-siyana (cheti chemari kana mavhocha eakaundi ezvino).

Kutengeswa nekutenga kwemari yehomwe, yakaitwa kunyanya nebhanga guru renyika, ndiyo imwe yenzira huru dzekugadzirisa huwandu hwemari inowanikwa pamusika wemari.

Muchinyorwa chedu chazvino, ndinokuudza zvese nezve treasury bonds. Asi tisati tatanga, heino maitiro Kuisa mari mu real estate nhanho nhanho. Handeyi !!

🌿 Hunhu hwehupfumi zvisungo

Chese chemari chisungo chine chaiwo maitiro:

✔️ Mutengo wenyaya we bond

Uyu ndiwo mutengo uyo munyoreri wega wega anofanira kubhadhara kana voucher yapihwa. Inotarirwa maererano nemutengo wakatemerwa pamagumo ekuisa pamusika wemari.

✔️ Chimbadzo chinofanira kubhadharwa

Tiri kutaura pano mari yebhondi. Mbereko yacho inofanira kubhadharwa kumukweretesi pazuva rakatarwa pachine nguva. Mari inobhadharwa inowanzonzi " kopani ". Inowanikwa nekushandisa mubereko pamutengo wezita wevhoti.

muenzaniso : bhiri rehomwe rakabudiswa muna June 12, rine kukosha kwechiso che 1€, kuti unofanira kubhadhara a 3% coupon yegore. An investor akatenga ne 500.000€ yezita ichagoverwa yega yega June 12 yegore mukati menguva yese yechikwereti, 500.000 × 3% = 15.000 € zvezvido.

✔️ Kudzorera kukosha

Mutengo werudzikinuro wehomwe yehomwe ndeyayo " kukosha kwechiso iyo inogona kuwanzosiyana nemutengo wayo wekutora, uye izvi zvinotora mundangariro nzira yayo yekuisa kuburikidza nemaokisheni.

Nyaya yekuverenga: Chii chinonzi mutual funds ?

Kubhadharwa kwebhondi kunoitika pazuva rakakodzera rechikwereti. Pane mikana yekuti rudzikinuro rwevhocha ruchakumbirwa risati rapera, asi rinofanirwa kunge riine ingangoita 3 months mushure mekunge yanyoreswa.

🌿 Mhando dzeTreasury Bond

Nhasi tinogona kutaura kuti kune marudzi maviri ehupfumi hwezvisungo:

✔️ Mavhocha emari

Kuti uwane mavhocha ako, unofanirwa kunanga kumabhanga kana Caisse d'Épargne (kana ukasarudza bhandi rekuchengetedza).

Nekudaro, zvine pundutso kwauri kuti upatsanure mabestries akasiyana mumabhondi akati wandei kana pane imwe nguva iwe uchizoda kudzoreredza chikamu chemari nguva isati yatarwa.

✔️ Bonds ine progressive interest (BIP)

Sezvo treasury bond chiri chikwereti kuPublic Treasury saka kufarira kunofambira mberi. Le mubereko inoshanduka nekufamba kwenguva. Inofanirwa kungonyoreswa kune Public Treasury agency. Tinogona kusiyanisa mafomu matatu eTreasury bond parizvino.

Mabhondi akafananidzwa neTreasury (OAT) kwenguva refu saka nguva iri pakati pemakore gumi kana makumi matatu.

Treasury bills of which muyero wacho wakagadziriswa uye ane mhindu yegore negore (BTAN) nenguva ye 2 kana 5 makore

Treasury bills of which chiyero chakagadziriswa uye ne-pre-computed interest (BTF) ine nguva isingasviki gore rimwe.

🌿 Maitiro ekushandisa emahomwe bond

Paunonyorera kuhomwe mabhondi uye kuunganidzwa kwemari, kungave kuhofisi yeposi kana mukati memasangano emari, urikukweretesa mari kuhurumende.

Hurumende (Nyika) inoburitsa masangano makuru kwazvo Treasury bills. Masecurity broker nemabhanga anoparadza masangano makuru aya vozoatengesa kune vakasiyana siyana.

Nyaya yekuverenga: zvose zvakavanzika kuhwina pamusoro 1Xbet pakupedzisira iripo 

Paunotenga mari yehomwe, unenge uchiitenga nemutengo wakaderera pane kukosha kwayo. Mune mamwe mazwi, unotenga pa mutengo wakaderera kupfuura zvauchawana kana wadzorerwa mari nehurumende.

Treasury mabhiri anowanzo kupihwa pamaturities anosiyana kubva pamwedzi mumwe kusvika zvishoma pasi pegore rimwe.

muenzaniso

Ngatiti iwe unotenga mari yehomwe ye kukosha kwe1000 € uye utore 1 025 € painopera, gore rimwe gare gare.

Kudzoserwa kwauchawana kunofanana nechikamu chekudyara kwako kwekutanga, mumufananidzo wedu, yaizova 2,5% (€25 pa €1000).

Kunyangwe kana mari yako muTreasury mabhiri iri kuwana mari, kubva pamaonero emutero, inofananidzwa nea mari yemubereko, saka inobhadhariswa mutero 100% kureba.

🌿 Treasury bond goho

Kazhinji, kudzoka kunopihwa ne treasury bonds yakaderera zvikuru kune iyo yekudyara kwakaitwa munguva refu.

Nekudaro, iyi imari yekudyara kune muponesi asingade kuisa mari yavo pamapurojekiti ane njodzi.

Chinyorwa chekuverenga: Maitiro ekudyara mune mutual funds?

Kana iwe uchifunga kuti bhondi kana musika wemasheya uchaparara rimwe zuva, mabhiri epfuma inzvimbo yakachengeteka yekuchengetedza mari yako kwechinguva chidiki.

Nyaya yekuverenga: Chii chinonzi trademark yakanyoreswa ?

Vagadziri vemariyo vane mari yakawanda yavanayo vanoita sarudzo yavo yekudyara mari mumabhiri ehomwe pane kusiya mari yavo mubhangi, sezvo madhipoziti mumaakaundi ekubhangi anongogamuchirwa nemutengo we. 100 000 $ kuenda kuUSA.

Saka, zvisungo zvehupfumi zvine mukurumbira mazuva ano. Vanoumba a kuiswa kwakachengeteka, kunyanya kana nguva yavo yekupedzisira iri Mwedzi 3 zvichidzika.

Kana waida kuwana mari yako zuva rekupera risati rasvika, waizogara uine sarudzo yekutengesa mabhondi eTreasury pamusika wakavhurika kuburikidza nebroker.

🌿 Kuvhara

Pfuma yakanaka inoumba a yakachengeteka uye yakachengeteka nzira kukubvumira kuita mari yako.

Le njodzi ishoma zvichienzaniswa nemamwe mari. Saka kana iwe uchitsvaga nzira yekuchengetedza mari yako pasina kupokana, wobva waisa mari mumabhondi emari.

🌿 Mibvunzo Inowanzo bvunzwa

✔️ Ingozi here kutenga zvibatiso?

Kusiyana nekudyara kunoitwa mumabhangi kana pamisika yemasheya akasiyana, kuisa mari mumabhondi emari hakuna njodzi.

Chinyorwa chekuverenga: Chii chinonzi leasing? ?

Zvivimbise nezvekudyara uku, uye izvi, zve nguva isingaite 3 months, ipapo mari yako ichava yechokwadi uye iwe uchaigamuchira pamwe nemubereko, nekuti iyo yezita kukosha, iyo yaunotenga voucher, inogara yakaderera pane yehurumende yekubhadhara kukosha.

✔️ Ndeupi mutsauko uripo pakati pemabhondi anopihwa neruzhinji neaya anopihwa pamusika weauction?

Nezve securities dzakapihwa mu kupa pachena mari yekuchengetedza, sangano rinoumbwa nemanejimendi uye yepakati kambani rinotarisira kuiswa kwezvibatiso pedyo nevaisiri mari uye neveruzhinji.

Chinyorwa chekuverenga: Maitiro ekugadzira iyo BetOnline account?

Kune zvibatiso zvinopihwa paauction, kukoshesa kunyorera kumabhondi kunopihwa kune zvikwereti masangano pamwe nevaisiri vematunhu vane account yekubhadhara mumabhuku ebhangi rose.

✔️ Sei mutengo wenyaya wezvibatiso wakasiyana nemari yasara?

Pazuva rinopihwa securities, mari yasara inofanana nemari yakapihwa. Asi mukati mehupenyu hwekuchengetedza, zvimwe zviitiko zvinogadzirisa kukosha kwakakosha kwechengetedzo.

Semuyenzaniso kutengwazve kwezvibatiso nehurumende kana kunyange kubhadharwa kwezvikamu zvemari, zvichitevera ese emitemo yekudzoserwa kwezvibatiso zviri kutaurwa.