Maakaundi emubhangi azvino anofarirwa zvikuru pakati pemakambani, makambani, makambani eruzhinji, vemabhizinesi vanowanzove nenhamba yakakwira yekuchinjana nguva dzose nebhangi. Iyo yazvino account inotora muakaundi madhipoziti, kubvisa uye kubatanidzwa kwekutengeserana. Aya maakaundi anodaidzwa zvakare kunzi demand deposit account kana cheki maakaundi.
Ko buri muhomwe yako ringaite buri mumazamu ako? Mhinduro ndeyekushushikana. Kushushikana kwemari kunokanganisa zvakanyanya kupfuura chikwama chako. Inogona kuita ripple pahutano hwako uye hukama hwako nevamwe. Hapana imwe nzira iyo pfungwa dzedu dzinogona kushandura mashandiro emuviri wedu kamwe kamwe uye nesimba rakadaro.
Mbereko imari yekushandisa mari yemumwe munhu. Paunokwereta mari, unobhadhara mubereko. Mbereko inoreva pfungwa mbiri dzine hukama asi dzakanyatsosiyana: ingava mari inobhadharwa nemukwereti kubhangi pamutengo wechikwereti, kana mari inotambirwa neaneakaundi nokuda kwekusiya mari kumashure. Inoverengwa sechikamu chemari yechikwereti (kana dhipoziti), nguva nenguva inobhadharwa kune mukweretesi kuti awane rombo rekushandisa mari yake. Mari yacho inowanzotaurwa seyero yegore, asi mhindu inogona kuverengerwa kwenguva yakareba kana ipfupi kupfuura gore rimwe.
Akaunti yemusika wemari iakaundi yekuchengetedza ine mamwe maitiro ekudzora. Kazhinji inouya necheki kana kadhi rechikwereti uye inobvumira nhamba shoma yekutengeserana mwedzi wega wega. Sechinyakare, maakaundi emusika wemari aipa mibairo yakakwira kupfuura maakaundi ekuchengeta. Asi mazuva ano, mitengo yacho yakafanana. Misika yemari inowanzova nedhipoziti yakakwira kana kuti yakaderera chiyero chinodiwa kupfuura maakaundi ekuchengetedza, saka enzanisa sarudzo dzako usati wafunga pane imwe.
MuAfrica, sarudzo yemhando yeakaundi yebhangi yekugadzira inofanira kunge iri sarudzo yakadzama. Chikonzero chikuru ndechekuti vanhu variko vachiri varombo zvikuru. Sarudzo diki yakaipa inogona kuodza mwoyo vamwe uye zvakare kukanganisa kubatanidzwa kwemari.