Zvese nezve green finance

Takatarisana nemamiriro ekunze emergency, kuunganidza mari kwakakosha kutsigira shanduko yezvipenyu. Mari yegirini ine kutungamira mafambiro emari kune zvakatipoteredza uye zvemagariro zviitiko. Izvo zvinoita kuti zvikwanise kudzikamisa hupfumi nekudyara zvakanyanya musimba rinogoneka, kugadzirisa kwemafuta, kutakura kwakachena uye ese akakosha zvikamu zveshanduko.

Nekudaro, iyo mugove wegirini yemari ichiri kumucheto padanho repasi rose. Her kukurumidza kukura kwakakosha kutarisira kuwana kusarerekera kabhoni uye kuremekedza Chibvumirano cheParis. Basa rakakura kwazvo rinoda kuziva uye kuunganidzwa kwevatambi vese vezvemari.

Muchinyorwa chino, tsvaga zvese zvaunoda kuziva nezve girinhi yemari, nyaya dzayo dzakakosha uye mabhindauko ekuigadzira pamwero mukuru. Asi tisati tatanga, heinoi sei kuva muzvinabhizimisi akabudirira.

📍 Chii chinonzi green finance?

green mari, inodaidzwawo kuti dura rezvemari kana mari inotariswa, inosanganisira kutungamira mafambiro emari kumapurojekiti nemakambani anopa zvakanaka kune ecological uye simba shanduko.

Chokwadi, green finance inotsvaga ku:

• Deredza kubudiswa kwegasi greenhouse effect, kunyanya kuburikidza nekupa mari yezvezvemagetsi, kugadziridza kupisa, kufamba kwakapfava uye kurima kwakasimba.
• Kuchengetedza zvipenyu zvakasiyana-siyana, nekupa mari kudzivirira kwezvipenyu
• Kurwisa kusvibiswa kwese kwese (mhepo, mvura, ivhu)
• Natsiridza utariri zviwanikwa, kuburikidza nehupfumi hwedenderedzwa semuenzaniso
• Batsira ndima kujairana nekushanduka kwemamiriro ekunze
• Vandudza kusimba kuchengetedza pakatarisana nenjodzi dzezvakatipoteredza.

Mari yeGreen inoshandisa malevers akasiyana pane izvi: mainvestigation akasimba, magreen bond, zvikwereti zvinopihwa green, inishuwarenzi yemamiriro ekunze, kushuma kwekuwedzera kwemari, nezvimwe. Financial Advisor achakuudza zviri nani.

📍 Nei zvichikosha?

Green mari yakakosha kupindura ecology uye mamiriro ekunze ekukurumidzira. Maererano neIPCC, kudziya kwepasi kunofanira kunge kwakaganhurirwa ku +1,5°C ne2100 kudzivirira migumisiro inoshamisa.🌡️

Kuti izvi zviitike, zvinodikanwa zvakanyanya uye nekukurumidza kuderedza CO2 emissions muzvikamu zvese. Izvi zvinoda shanduko yakadzama yemamodhi edu ekugadzira uye kushandisa.

Nekudaro, shanduko iyi inoda kudyara kukuru, kwehurongwa hwematrillion euros. Mari yeGreen inoita kuti zvikwanise kuunganidza mari iyi kuti iwane mari yekubvisa hupfumi. 🌱

Pasina kudzokororwa kwekuyerera kwemari, zvinenge zvisingaite kuzadzisa zvinangwa zvemamiriro ekunze zvakaiswa neChibvumirano cheParis. Zvemari saka zvine basa guru rekuita mariri mhanyisa shanduko yezvakatipoteredza. Inobata mamwe makiyi eremangwana rakagadzikana.

👥 Ndivanaani vatambi mune girini yemari?

Vazhinji vatambi vezvemari vanobatanidzwa mukuvandudza mari yakasvibira:

Mabhanga, kuburikidza nezvikwereti zvakasvibirira kumabhizinesi uye vanhu vamwe nemapurojekiti akasimba. Asset maneja uye maris makambani ekudyara, ayo anogovera chikamu chemapotfolio kumakambani ane mutoro kana mapurojekiti akasvibira.

Institutional investimendi senge mari dzepenjeni kana makambani einishuwarenzi, ayo ari kuwedzera kuzvipira kune ESG nzira dzekudyara.

Rating masangano isiri-yemari, iyo inoongorora mashandiro eESG emakambani. Nyika, iyo inotora mitemo yekukurudzira vashandi vezvemari kuti vabatanidze njodzi yemamiriro ekunze muzvisarudzo zvavo.

Vatariri vezvemari, iyo inotsanangudza zviyero uye zvisungo maererano nemari inoenderera. Central mabhangas, iyo inogona kudzorera zvikwereti zvakasvibirira kana kusabvisa zvimwe zvinhu zvinosvibisa kubva kuzvirongwa zvavo.

makondirakiti, kutanga uye maSME anopa hunyanzvi hwakasimba uye mhinduro kuti dzipihwe mari. THEs NGOs uye masangano, izvo zvinosimudzira kuziva uye kukurudzira maitiro akanaka. Shanduko iyi inoda kuunganidzwa kwakarongeka kwevatambi ava.

📍 Ndedzipi nzvimbo dzakanangwa nemari yakasvibira

Mari yegirini kana mari yakagadzikana ine chinangwa chekutungamira makudyara uye zviitiko zvemari kumapurojekiti nemabhizinesi anoremekedza zvakatipoteredza uye budiriro inoenderera. Hedzino nzvimbo huru dzakanangwa nemari yakasvibira:

1. Renewable simba

Munda wesimba rinodzokororwa uri pamwoyo wegirini yemari. Inotarisira kupa mari kutumirwa kukuru kwesimba rakachena kutsiva kabhoni-emitting fossil fuels. greenhouse gasi.

Chinhu chikuru ndechekupihwa mari kwemapurazi makuru emumahombekombe uye ekunze kwemhepo pamwe nehombe yephotovoltaic kana yakanyungudutswa yemagetsi ezuva. Aya mapurojekiti makuru anoda kudyara kwakakura uko mari inoenderera inotsvaga kuunganidza kubva kumasangano ehurumende, homwe dzegirinhi kana mabhizinesi akazvimirira.

Asi mabhindauko ane chekuitawo nekuiswa kudiki: mapurazi emhepo, mapurazi emagetsi ezuva, madiki ekurima methanization units, micro-hydraulic power plant, etc. Chinangwa ndechekusimudzira musanganiswa wesimba rakasvibira uye rakaganhurwa.

Mari iyi inosanganisirawo matekinoroji ari kusimukira akadai segeothermal simba remagetsi nekudziya, kana chizvarwa chitsva chebiofuels kubva kubiomass. Imwe nharaunda yakakosha kuendeswa kweanopindirana akasvibira emagetsi ekuchengetedza masisitimu (mabhatiri, akadzvanywa emhepo ekufambisa magetsi zviteshi, kugadzirwa kwehydrogen uye kuchengetedza, nezvimwewo).

2. Kushanda kwesimba

Padivi pekuvandudzwa kwesimba rakachena, mari yegirinhi inotarisa panzira dzekudzikisa mashandisiro esimba redu rose kusvika kuburikidza nekushanda kwesimba.

Muindasitiri inorema (simbi, simende, makemikari, kugadzira mapepa, nezvimwewo), kudyara kwakakosha kunodiwa kugadzirisa maitiro ekugadzira uye kuita kuti dzisanyanya kushandisa simba. Izvi zvinogona kusanganisira mitsva, inoshanda zvakanyanya, masisitimu ekudzoreredza kupisa kana kunyange kuiswa kwemagetsi kwemaitiro.

Bazi rezvivakwa zvekugara nepamusoro ndiro zvakare chinangwa chikuru nekupihwa mari kwezvirongwa zvakakura zvekugadzirisa simba. Izvi zvinosanganisira kusimbiswa kwekupisa kwemafuta, kutsiviwa kwekuchembera kupisa / air conditioning masisitimu, kuiswa kwemidziyo inoshanda nesimba (LED, kirasi A +++ midziyo yemumba, nezvimwe.) uye kutumirwa kweakangwara simba manejimendi mhinduro (smart grids).

Mobility ndiyo imwe nzvimbo yakakosha, ine mari yekugadzira mota dzemagetsi uye plug-in hybrid, kugadzirisa zvifambiso zveveruzhinji, kugadzirisa zvinhu zvekufambisa kudzikisa kuburitswa, uye kukurudzira kufamba kwakapfava. Kuedza kuri kuitwa mu eco-dhizaini yemota kuti dzigare dzakareruka uye dziwedzere kubhururuka.

Chekupedzisira, mari yekudyara inovavarira kuwedzera kushanda kwesimba mune mamwe akawanda zvikamu zvehupfumi nekubhadhara mari yekuongorora, kudzidziswa, kutsvagisa & kusimudzira, zvitupa, nezvimwe.

3. Kutonga kwakasimba kwezvinhu zvakasikwa

Kupfuura shanduko yesimba, mari yegirinhi ine chinangwa chekuchengetedza zviwanikwa uku ichizadzisa zvinodiwa nevanhu uye hupfumi.

Muchikamu chekurima, mari inonangidzirwa kune kuvandudzwa kwemaitiro akasimba. Izvi zvinogona kusanganisira kupa mari yeshanduko yekurima organic, agroforestry, agroecology, permaculture zvirimwa kana kunyange kudzikiswa kwemakemikari ekushandisa. Imwe axis kuchengetedzwa kwemasango aripo uye kusimazve masango kuburikidza neanotarisisa uye anoenderera mberi silviculture uye zvirongwa zvekutema miti.

Chikamu chemari iyi chakatsaurirwa kuchengetedza uye kudzoreredza zvisikwa zvipenyu, matoro uye zvipenyu zvakasiyana-siyana kuitira kuchengetedza hukuru hweecology yepasi. Sustainable finance zvakare inotsigira zvakabatanidzwa uye zvine musoro manejimendi zvirongwa zvemvura yakachena zviwanikwa nenzvimbo dzemahombekombe.

Asi moyo wedambudziko uri mukugadzirwa kweiyo denderedzwa yehupfumi modhi ine chinangwa chekudzikisa, kushandisazve, kugadzirisa uye kudzokorodza. zviwanikwa nemarara. Isu tinofanirwa kupa mari yakawandisa yekugadziriswa kwezvivakwa zvekugadzirisa marara, kuendesa kudzoreredza, kudzokorodza uye zvikamu zvehupfumi zvinotenderera muzvikamu zvese zvezviitiko.

4. Kufamba kwakachena

Zvekufambisa ndeimwe yezvikamu zvikuru zvinoburitsa magreenhouse gasi. Shanduko yekuenda kukuchenesa, yakaderera-kabhoni kufamba saka chinhu chakakoshesesa chemari yakasvibira.

Chikamu chakakura chekudyara chakanangana nekufambiswa kwakakura kwemotokari dzemagetsi uye kuvakwa kwezvivakwa zvekuchaja zvakabatana (terminals, smart grids). Pamusoro pemotokari dzemagetsi nemavhani, mari inovharawo mabhazi uye zvinorema zvinhu mota dzinomhanya pamagetsi kana kushandisa dzimwe injini dzakachena (hydrogen, nezvimwewo).

Kuvandudzwa kwezvifambiso zvevoruzhinji inyaya yekudyara kukuru kupa vagari dzimwe nzira dzekushandisa mota dzakavanzika: mitsetse mitsva yemetro, tramu, mabhazi akachena, zvitima zvedunhu, nezvimwe. Mumaruwa, zvigadziriso zvakapfava uye zvine hutsva zvekufamba zvinoda kupihwa mari.

Mumunda wekutakura zvinhu, iko optimization yezvigadziriso uye modal shanduko yakananga kune yakawanda-inoshanda simba nzira dzekutakura (njanji, maritime, rwizi) ichaita kuti zvibvire kudzikisa kabhoni kukanganisa kwechikamu. Mari yegirini inosundirawo kuvandudzwa kwezvikepe uye kutorwa kweakasvibira emafuta tekinoroji (LNG, inogoneka biofuels, hydrogen, nezvimwewo).

Pakupedzisira, kufamba "tawanda” kusimba uye decarbonized hakufanirwe kupedzwa nekudyara muzvivakwa zvekuchovha mabhasikoro, nzvimbo dzevanofamba netsoka, kugovanisa mota uye masevhisi emota, nezvimwe.

5. Igreen infrastructure

Mari yeGreen inopindirawo mukupihwa mari kwezvimwe zvivakwa zveecological kugadzirira maguta nematunhu kune matambudziko ebudiriro.

Chinonyanya kutariswa ndechekuvaka uye kugadziridzwa kwezvivakwa zvakasimbiswa "pamusoro kwezvakatipoteredza kuita" (LEED, BREAM, HQE, nezvimwe.) Izvi zvinogona kusanganisira zvivakwa zvine kabhoni kwazvakarerekera kuburikidza nebio-based zvinhu, bioclimatic dhizaini, yakaderera simba rekushandisa uye pane-saiti simba rekugadzira.

Mvura yekunwa yemumaguta nehutsanana zvakare inyaya yekudyara kuitira kuti ishande, kuchengeteka uye kusimba. Mari yeGreen inopa mari yekuvakwa kwenzvimbo dzepamusoro dzekuchenesa mvura, zvigadziriso zvine hushamwari zvemapombi etsvina uye zvidyarwa zvekubvisa salination. Zvinoita zvakare kuti zvikwanise kugadzirisa kuunganidzwa kwemvura yetsvina uye masisitimu ekugadzirisa mvura inonaya.

Kunatsiridza manejimendi emarara ekanzuru chimwe chinhu chakakosha nekupa mari kwezvivakwa zvakatsaurirwa kurongedza, kudzokorodza, kuongorora uye kugadzirisa zvisaririra zvekupedzisira. Mari yegirini inosundidzirawo maguta kuvandudza nzvimbo dzakasvibira, mikoto yakasvibira, kurima kwemadhorobha uye kugadziridzwa patsva kusimudzira zvipenyu.

Nyaya yekuverenga: Pourquoi ita bhizinesi mukatit?

🏁 Kuvhara

Kuunganidzwa kwemari mukushandira mamiriro ekunze uye zvipenyu zvakasiyana-siyana kwakakosha kuti ubudirire mushanduko yezvipenyu. Mari yeGreen ine mukana wakakura wekubvisa hupfumi hwenyika kana hukakura pamwero mukuru. Zvinogona kuzova mutyairi ane hunyanzvi wekuchinja kune inoenderera modhi.

Zvinetso zvakakura, asi nemikanawo. Pachine nguva yekuita! ⏱️ Mhinduro dziripo, chero iwe waisa green finance pamwoyo wezvakakosha. Malever mazhinji anowanikwa kumabhizinesi, nyika uye vagari kuti vakurumidze budiriro iyi yakakosha.

Remangwana renyika yedu riri mumaoko edu. Kuunganidza kunofanirwa kuve kwakakwana kusangana nedambudziko rakakura rekuchinja kwezvisikwa. Green finance ine zuva nenhoroondo ! Asi ndisati ndakusiya, chii chinonzi a hapana cheki yekutanga, chii chinonzi a pfuma bond?

FAQ - Zvese zvaunoda kuti uzive nezve green mari

Chii chinonzi green finance?

Mari yeGreen inosanganisira kubatanidza zvakatipoteredza, zvemagariro uye hutongi (ESG) musarudzo dzekudyara uye zviitiko zvechikamu chemari. Chinangwa ndechekutungamira mafambiro emari kumabasa nemapurojekiti anochengetedza nharaunda uye munharaunda.

Ndezvipi zvishandiso zvegreen finance?

Zvishandiso zvikuru ndezvi:

• Green funds: mari yekudyara inyanzvi mumidziyo yakasvibira (migove kana mabhondi emakambani anobatsira kushanduko yezvakatipoteredza).
• Green bonds: mabhondi akatemerwa mari yemapurojekiti ane mabhenefiti ezvakatipoteredza.
• Green loans: zvikwereti zvebhanga zvinopa mari mapurojekiti akasimba kana midziyo.
• Impact investing: yakanangana nekudyara mumakambani/mapurojekiti ane hukuru hwemagariro kana kwezvakatipoteredza.

Ndivanaani vari kuita green finance?

Vese vatambi vezvemari vane hanya: mabhangi, makambani einishuwarenzi, makambani ekuchengetedza asset, masangano anoisa mari. Makambani ari kupawo mamwe mabhondi akasvibira kuti awane mari yeshanduko yavo yezvakatipoteredza.

Ndezvipi zvakanakira green finance?

Kune vanoisa mari, ndezvekutonga njodzi yemamiriro ekunze uye kuvandudza kusimba kwemapotfolio. Kune makambani ane mari, izvi zvinobatsira kumhanyisa shanduko yavo yepasi-kabhoni. Padanho remacro, izvi zvinobatsira kudzikisira kudziya kwepasirese nekutungamirazve mari.

Ndeipi miganhu yazvino?

Kuedza kuchiri kudikanwa kudzivirira kugezwa kwegirinhi uye kuve nechokwadi chemhedzisiro yakanaka yezvigadzirwa zvemari zvakanzi "girinhi". Chikamu chekudyara chakaenderana neChibvumirano cheParis chinoramba chiri pamucheto.

Nzira yekusimbisa mari yakasvibirira?

Nekugadzira mavara anodiwa, kujeka kwevanobatanidzira kuburikidza neakasimba ESG kushuma, uye inosunga mirau yekunangidzira mari kune yakaderera-kabhoni uye inoenderera zviitiko.