Uyenza njani iakhawunti yePayPal eAfrika?

Izolo ebenjalo kunzima ukwenza ishishini kwi-intanethi evela eAfrika, ngenxa yePaypal ubunzima busonjululwe. Ngoku kulula ukwenza iakhawunti yePaypal eAfrika. Ngapha koko, i-PayPal yenye yeendlela ezilungileyo zokuthenga kwi-Intanethi. Abantu abaninzi abakwazi ukwenza le akhawunti okanye baqinisekise ulwazi oluthile. Yiyo loo nto kweli nqaku, Finance de Demain ikubonisa indlela yokwenza i-akhawunti ye-PayPal e-Afrika ngokusemthethweni kwaye kulula.

Ngaphambi kokuba siqale, ndingathanda ukukuxelela ukuba unokujongana nesikhokelo sethu sePayoneer ukuze wazi Uyenza njani iakhawunti yePayoneer. Ekupheleni kweli nqaku, ndiya kukubonisa kwakhona ukuba ungayirhoxisa njani imali yakho PayPal kwiMobile Money. Kwaye oku kungakhathaliseki ilizwe ohlala kulo, e-Afrika, eYurophu, njl.

Nako sisiya!!

Yintoni i-PayPal?

PayPal yinkampani yaseMelika enikezela ngenkonzo yentlawulo ye-intanethi kwihlabathi liphela. Iqonga lisebenza njengenye indlela Intlawulo ngetshekhi okanye ngekhadi letyala. Isayithi isebenza njengendlela yokuhlawula kwiisayithi ze-e-commerce. Inkqubo yokuhlawula i-Paypal ithathwa njengenye yezona zinto zibalulekileyo zokuhlawula okwangoku. I-Paypal ikwavumela ukudluliselwa phakathi kwabantu.

Iyilwe ngo-1998, I-Paypal iya esidlangalaleni ngo-2002 kwaye iba yinkxaso-mali epheleleyo ye-eBay. I-Paypal kunye ne-eBay yahlukana kamva kwi-2015. Inkampani ingena kwi-Fortune 500 e-United States, kwi-222.^e indawo ngo-2018, ngokutsho Imagazini yeForbes. Namhlanje, idweliswe kwi-NASDAQ stock exchange.

Ngokufutshane, i-Paypal yeyona nkqubo inkulu yentlawulo ye-intanethi, ivumela abarhwebi ukuba bafumane iintlawulo zekhadi letyala ngokukhuselekileyo kunye nabathengi ukuba bathenge. Ngaphambili, ngeakhawunti yakho yePaypal yaseAfrika, bekungenzeki kuwe ukwenza ukuthenga kwiindawo ezidibanisa intlawulo ye-Paypal, awukwazanga umzekelo ukurhoxisa imali paypal kumalume wakho oseFransi.

Ukutshintshela kumazwe ase-Afrika kwakungenakwenzeka nge-PayPal ngaphandle kokuba usebenzisa i-akhawunti yase-US okanye ye-Paypal yaseYurophu. Kweli nqaku, ndiza kukubonisa indlela yokwenza iakhawunti yePaypal e-Afrika kumazwe angafanelanga. Ukwenza iakhawunti yakho, la manyathelo alandelayo kufuneka alandelwe.

✔ Inyathelo 1: Yiya kwiwebhusayithi yePayPal. Into yokuqala ekufuneka uyenzile kukungena kwiwebhusayithi yePayPal. Kufuneka ukhethe ukuba i iakhawunti yeshishini okanye iakhawunti ethile.

✔Inyathelo lesi-2: Unokukhetha phakathi kweentlobo ezi-2 zeeakhawunti zePaypal. Khetha iakhawunti yobungcali ukuba ufuna ukwenza ishishini kwi-intanethi

Uyivula njani iakhawunti ye-PayPal yeshishini?

Fumana ukhuseleko lwabarhwebi kwaye wamkele iintlawulo ezivela kwizigidi zabasebenzisi be-PayPal phantse naphi na emhlabeni.

Vula i-akhawunti yamahhala kwaye ujabulele ukukhuselwa komthengisi, izisombululo zokuhlawula, ulawulo lwentlawulo, ukulandelela ukuthengisa, ukunika ingxelo, kunye nenkxaso ye-intanethi nanini na xa uyifuna. Ukwamkela ukuthengiselana kubathengi bakho phantse naphi na emhlabeni, i-PayPal sisisombululo esifanelekileyo sentlawulo.

Un Iakhawunti ye-PayPal yeshishini ikuvumela ukuba wamkele ikhadi letyala okanye iintlawulo zePayPal phantse naphi na emhlabeni. Vula iakhawunti yakho ngokucofa okumbalwa:

• Yiya ku-PayPal.fr ukuvula iakhawunti.
• Khetha " Iakhawunti yeshishini ».
• Faka Idilesi yakho yemeyile.
• Yenza i-ID yokungena kunye negama lokugqitha, kwaye ufake iinkcukacha zenkampani yakho.

I-Paypal iya kucela ulwazi lwenkampani yakho, iNombolo yeSazisi soMqeshi, okanye inombolo yoKhuseleko lweNtlalo. ekugqibeleni, iya kukucela ulwazi olongezelelweyo lobuqu oluya kusetyenziswa ukuqinisekisa ubuwena. Emva koko siya kukuthumelela i-imeyile ukuqinisekisa ulwazi lwakho, kwaye i-akhawunti yakho iya kuba ilungele ukuhamba. Ngoku ungathumela kwaye ufumane imali ngePayPal.

✔ Inyathelo lesi-3: Faka lonke ulwazi oluceliweyo

Attention eli nyathelo libaluleke kakhulu ukuba uhlala kwilizwe elingafanelekiyo kwi-PayPal. Ukwenza oku, kuya kufuneka uye kuGoogle ukukhangela iinkcukacha zoqhagamshelwano zelizwe elifana neMorocco elifanele iPaypal. Ngamanye amazwi, ilizwe lakho liya kuba yiMorocco, oku kuya kukuvumela ukuba ufumane imali kwiintengiso zakho.

✔ Inyathelo 4: Gqibezela ulwazi olongezelelweyo kwaye uqhubeke

Usanda kwenza iakhawunti yakho yePaypal kodwa ukwenza iintlawulo kwi-intanethi kufuneka uyidibanise nekhadi lakho letyala (ukuba neakhawunti yePaypal eqinisekisiweyo). Ngoko cofa apha " Gcina imephu ukuze uyisebenzise kamva ».

Ndincoma ikhadi lebhanki le-VISA kuba amakhadi amaninzi e-MasterCard e-Afrika ayaliwa njenge. Nceda ujonge oku kwibhanki yakho.

Ukuqinisekisa iakhawunti yakho, iPaypal iya kuhlawulisa imali encinci (<$1,5) kwikhadi lakho lebhanki eliza kubuyiselwa emva kweentsuku ezi-1 okanye ezi-2. Ngoku uyazi ukuba ungayenza njani iakhawunti ye-PayPal e-Afrika ngokuthenga kwakho kwi-Intanethi. Njengoko ndikuthembisile, ndibhale isikhokelo esiya kukuvumela ukuba ukhuphe imali yakho kwi-PayPal ngaphandle kobunzima obukhulu.

Uyirhoxisa njani imali yePayPal ngaphandle kwekhadi eAfrika?

Abantu abaninzi baye basokola iminyaka ngokukhupha imali yabo kwi-PayPal. Enyanisweni, emva kokuthengisa kwi-intanethi, abathengi be-PayPal abangakhange badibanise ikhadi lekhredithi kwi-akhawunti yabo ye-PayPal banokuba neengxaki zokuqokelela imali yabo. Kubi ngakumbi ukuba uhlala e-Afrika. Ukuba uhlala e-Afrika kwaye ube namava oku ubunzima bokukhupha imali yakho kwi-PayPal, Ungabi saxhalaba. Namhlanje ndiza nesisombululo kwingxaki yakho.

Yintoni Xoom?

Xoom, inkonzo ye-PayPal yokudlulisela imali kwihlabathi jikelele. Mhlawumbi sesona sisombululo silindelweyo se-PayPal sokudlulisela imali kwezinye iindawo zehlabathi, ngakumbi iAfrika. Ngelixa oku kungayisombululi ingxaki yama-freelancers ase-Afrika kunye noosomashishini bedijithali abafumana iintlawulo ze-intanethi ukusuka kumaqonga enkonzo, kuyabavumela ukuba bafumane imali kusapho kunye nabahlobo.

IXoom ngePayPal ivumela umntu oseUnited States, eCanada, eYurophu, njl. INigeria, iCameroon kunye namanye amazwe ehlabathi lesithathu. Iimali zingadluliselwa ngokuthe ngqo kwi-akhawunti yebhanki okanye ngokurhoxiswa ngokuthe ngqo ngee-arhente zamaqabane.

I-Xoom yenye indawo ye-Western Union kunye ne-MoneyGram. Yaqala ukungena kwindawo yokudlulisa imali kwi-2001. Ifunyenwe yi-PayPal kwi-2015, inkonzo yokudluliselwa kwamanye amazwe ivumela abathengi ukuba bathumele imali kwi-intanethi. 158 kumazwe jikelele ihlabathi, kuquka i-Itali, iJamani, iFransi, i-Australia, iiPhilippines, i-India, iKhanada, i-United Kingdom, i-Mexico, i-Argentina ne-Brazil.

Xoom Iinketho zokuTshintshela imali yokuTshintsha

Xoom yinkonzo yePayPal, ukuze usebenzise ibhalansi yakho yePayPal ukwenza iintlawulo. Ngokwewebhusayithi yabo, “Ibhalansi yakho ye-PayPal iya kubonakala njengokhetho lokuhlawula ukuba unemali eyaneleyo yokuhlawulela intengiselwano yakho yeXoom ngokupheleleyo.

Iluncedo kangakanani iXoom kumaAfrika?

I-PayPal ibe kwaye ihlala iyeyona ikhuselekileyo kwi-intanethi yentlawulo. Nangona kunjalo, amazwe amaninzi ase-Afrika kunye noosomashishini be-intanethi benzakaliswa. Ukukhululeka kunye nokukhuseleka kwePayPal kuyenza isetyenziswe ngokubanzi. Ndicinga ukuba i-Xoom yinzame yabo yokwandisa ngokukhuselekileyo e-Afrika nakwamanye amazwe ehlabathi lesithathu kushishino lokuthumela imali.

Njengomntu osebenza ngokuzimeleyo ofumana iikhomishini kumaqonga emisebenzi afana ne-UpWork, i-Fiverr, i-Freelancer, okanye njengombhali othengisa iimveliso kwi-intanethi, uya kudinga i-akhawunti ye-PayPal yangaphandle ukuze ufumane imali yakho. I-Xoom iya kukunceda uthumele imali e-Afrika ngexabiso elikhuphisanayo. Kodwa ukuba unomntu ofuna ukukuthumelela imali ngekhadi letyala, idiphozithi yebhanki, okanye ngePayPal, le yeyona ndlela ifikelelekayo.

CoNdiyiqhagamshela njani iakhawunti yam yePayPal kunye neXoom?

Xa uthumela imali eUnited States okanye kumazwe athile, i-PayPal iyayisingatha intengiselwano yakho kwaye uya kubona ngokuqhelekileyo iinkcukacha zentlawulo kwiakhawunti yakho ye-PayPal. Nangona kunjalo, ukuba uthumela intlawulo yamazwe ngamazwe ngenxa yesinye sezi zizathu zingezantsi, intlawulo yakho yenziwa yiXoom, inkonzo ye-PayPal enikezela ngemali kwihlabathi jikelele. Uya kucelwa ukuba ungene kwiakhawunti yakho yeXoom ukuze ukwazi uku:

• Thumela imali kwiakhawunti yebhanki yomamkeli.
• Thumela imali yokulanda imali okanye ukuhanjiswa ekhaya.
• Gcwalisa ifowuni ephathwayo ehlawulwa ngaphambili.
• Hlawula i-invoyisi yamazwe ngamazwe.

Uyidlulisela njani imali yePayPal

Ukuba ungaphandle kweCameroon kwaye ufuna ukwenza ukudluliselwa kwemali ekhuselekileyo ukuya eCameroon (ukusuka kwibhalansi yakho ye-PayPal) ngaphandle kokufaka ingozi yedatha yekhadi lakho, kufuneka uzame Xoom. Oku kusemthethweni kuninzi lwamazwe aseAfrika. Izibonelelo zininzi:

• Imirhumo ephantsi
• Umamkeli unokuthatha naphi na eCameroon
• Unokwenza idiphozithi yebhanki ngokuthe ngqo kuzo zonke iibhanki eCameroon
• Ugqithiso lukhawuleza kwaye lukhuselekile

Nanga amanyathelo ahlukeneyo okuthumela imali kwiakhawunti yakho yePayPal ukuya kwilizwe lakho

Inyathelo loku-1:

Bhalisela i-akhawunti yasimahla

Inyathelo loku-2:

Khetha iindlela zokudlulisa imali, kuquka igama lomamkeli kunye nelizwe, isixa-mali kunye nendlela yokuhanjiswa (idiphozithi yebhanki, ikopi yemali okanye ukuhanjiswa ekhaya).

Inyathelo 3

Ngenisa ulwazi lomamkeli, kuquka igama elipheleleyo, idilesi, igama lebhanki kunye nenombolo ye-akhawunti.

Inyathelo loku-4:

Ngenisa imiqathango yokuthengisa. Abathengi banokukhetha ukuhlawula kwiakhawunti yabo yokujonga, ikhadi lebhanki okanye ikhadi letyala. (I-Xoom ayamkeli imali njengomthombo wenkxaso-mali.)

Inyathelo loku-5:

Jonga iinkcukacha kwaye uqinisekise ukudluliselwa.

Nje ukuba babe neakhawunti yeXoom, abathengi banokungena kwaye bathumele imali ngokukhawuleza kubahlobo nakusapho ngeselfowuni yabo, ithebhulethi okanye ikhompyuter. Xa uthumela imali ngeXoom, umamkeli wakho angayifumana imali yasekhaya okanye ngeedola zaseMelika.

Ngexesha lokubhala, i-Cash Pickup ifumaneka kwi-Banque Atlantic, First Trust, ECPC Crédit Populaire kunye ne-Exchange House SARL. Ndiyazi ukuba oku kuya kwanda ngokukhawuleza ekuhambeni kwexesha.

Hlaziya ifowuni yakho ephathwayo eCameroon, eNigeria naseAfrika ngePayPal

Makhe ndikukhokele kwinkqubo yokuthenga i-airtime yayo nayiphi na inombolo yefowuni e-Cameroon (MTN kunye ne-ORANGE). Andinayo i-Nextell okwangoku yokuzama.

Yiya Ukuqalisa ngokukhawuleza -> Ukutshaja iiFowuni. Emva koko ukhethe ilizwe lefowuni, faka inombolo ofuna ukuyongeza kuyo okanye ukhethe kuluhlu:

I-Xoom iya kuzibhaqa ngokuzenzekelayo umnikezeli kwaye ukuba inani livumelekile. Kwakhona, iyakhawuleza kwaye itshiphu. Banexabiso izinga caba 1,49 USD ngokwentengiselwano nganye eya eCameroon kwaye eyona mali iphezulu yokutshaja ngexesha lokubhala yayiyi-19700. Andazi ukuba oku kukodwa kwiakhawunti yam yeXoom.

NB: Ukuba usebenzisa i-app okokuqala ngqa, i-PayPal inokufuna amanyathelo athile okuqinisekisa ukuqinisekisa ukuba iakhawunti yakho ayiqhekezwanga.

Ixabisa malini ukhutshelo lweXoom?

Imirhumo yenkonzo kaXoom iyahluka ngokuxhomekeke kwilizwe lakho, ilizwe othumela kulo imali, umthombo wakho wenkxaso-mali, imali yentlawulo kunye nesixa esipheleleyo sokudluliselwa. Uya kuhlawula ezona ntlawulo ziphantsi ukuba uthumela imali nge-akhawunti yebhanki yase-US. Nangona kunjalo, intengiselwano inokuthatha ukuya kwiintsuku ezine zokusebenza ukuze uXoom afumane imali kwibhanki yakho. Ukuba uhlawula ngetyala okanye ikhadi ledebhithi, imirhumo ingaphezulu kancinane, kodwa inkqubo yentengiselwano ikhawuleza.

Uninzi lwentengiselwano yeXoom ithunyelwa eMexico nasePhilippine, ixhaswa ngemali kwiakhawunti yebhanki kwaye ihlawulwe ngemali yasekhaya. Kule ntengiselwano, umthengi uyahlawula umrhumo flat of $4,99. I-Xoom ibonelela ngomrhumo kunye nesixhobo sokubala sezinga lotshintshiselwano ukunceda abathengi babone ixabiso lilonke lotshintshiselwano kunye nemali eya kufunyanwa ngummkeli (ngokusekwe kumaxabiso otshintshiselwano.)

Khawucinge ukuba ufuna ukuthumela i-500 yeedola kumhlobo oseIreland. Ngokwekhaltyhuleyitha yeXoom, kuyakuxabisa i-$4,99 iyonke ukuthumela imali kwiakhawunti yakho yebhanki. Kungenjalo, ukuba ufuna ukuhlawula ngetyala okanye ikhadi ledebhithi, uya kuhlawula iyonke $ 15,49 kwimirhumo. Imirhumo isezantsi kakhulu kwamanye amazwe. Ngokomzekelo, ukuba ufuna ukuthumela i-$ 500 kwilungu losapho e-Chad, kuya kuxabisa i-$ 2,99 iyonke, nokuba uya kuhlawula ngekhredithi / ikhadi lebhanki okanye ngokuthe ngqo kwi-akhawunti yakho.

Izinto eziluncedo nezingalunganga ngu Xoom

Inzuzo ephambili yeXoom lixabiso. Le nkonzo ibanga ukuba ibonelela ngamaxabiso aphantsi kukhutshelo lwemali lwamazwe ngamazwe kuneWestern Union kunye neMoneyGram. I-Xoom yenza imali yayo ngeentlawulo zentengiselwano, kunye neentlawulo zotshintshiselwano lwangaphandle ezibizwayo xa imali ifunyenwe ngemali engeyiyo idola zaseMelika.

Ngokwewebhusayithi yeXoom, inkonzo yayo yokudluliselwa kwayo ikwakhuseleke kakhulu. Xoom ithi isebenzisa ufihlo lokhuseleko Idatha ye-128-bit ukukhusela lonke ulwazi oluthunyelwe phakathi kwesikhangeli sewebhu somthengi kunye newebhusayithi yabo. Inkampani iqinisekisiwe kwaye ivunyiwe yimibutho yabucala yomntu wesithathu kwaye ilawulwa yi-US federal kunye neearhente zikarhulumente.

I-Xoom ikwabonelela ngesiqinisekiso sokubuyisela imali. Ukuba ngenxa yaso nasiphi na isizathu imali yakho ayifunyanwanga ngummkeli wakho, baya kubuyisela intengiselwano yakho ngokupheleleyo.

Ke kuthekani ngama-downsides?

Abanye abahlalutyi bakhalaza ukuba iXoom ihlala idlala ikhuselekile kakhulu, ekhokelela kuxinzelelo olongezelelweyo kumthengi kunye namaxesha amade okusebenza. Le nkonzo ifumene izikhalazo ezininzi kwiwebhusayithi yeMicimbi yabaThengi apho abathengi baxela ukuba imali yabo ibigcinwe ixesha elide, iiarhente zeXoom zabuza ezininzi kakhulu " imibuzo engahambelaniyo ” yaye, kwezinye iimeko, uXoom wacela ubungqina obungakumbi okanye iinkcukacha, njengeziteyitimenti zebhanki.

Ngokuqinisekileyo, ukuthatha la manyathelo ongezelelweyo (kwaye ukwala ukwamkela imali njengomthombo wenkxaso-mali) ziindlela ezilungileyo zokuphepha izikimu zokurhwaphiliza imali kunye nokuxhaswa ngabanqolobi.

Xoom vs. WorldRemit

Kangangonyaka ngoku, bendisebenzisa iWorldRemit ukufumana iintlawulo ezivela e-US naseYurophu. Ndikwafumene imali kwi-PayPal nge-WR. Nantsi indlela okwenzeka ngayo:

• Uqhagamshela iakhawunti yebhanki esebenzayo kwiPayPal
• Ukutshintshela imali kwi-PayPal ukuya kwiakhawunti yeBhanki
• Okulandelayo, qhagamshela iakhawunti yebhanki kwiakhawunti yakho yeWordRemit
• Dlulisela imali kwiakhawunti yakho yebhanki yangaphandle ukuya kwiakhawunti yebhanki yasekuhlaleni, enkosi kwiWorldremit

I-Xoom kunye ne-WorldRemit ziinkonzo ezimbini zokuthumela imali kwi-intanethi ezenza ukuthumela imali kumazwe ngamazwe kube lula, kodwa zineempawu ezahlukileyo.

Kodwa mna ngokobuqu ndicinga ukuba iXoom ngumsonto onzulu we-WR. Isizathu sixhomekeke kwiindleko kunye nexesha. NgeWorldRemit, ulahlekelwa yimali eninzi endleleni. Uya kufuna neakhawunti yebhanki yelinye ilizwe ukuze usebenze, nto leyo engeyomfuneko ngeXoom.

xoom

Izibonelelo:

• Isantya sodluliselo : I-Xoom, i-subsidiary ye-PayPal, ivumela ukudluliselwa ngokukhawuleza kumazwe amaninzi. Imali inokufumaneka ngemizuzu nje embalwa.
• Ukudityaniswa nePayPal : Abasebenzisi bePayPal banokusebenzisa iXoom ngokulula, benze inkqubo ibe lula kwabo sele beqhelene nePayPal.
• Iinketho zokurhoxa : Abo bafumana imali banokukhetha ukufumana imali kwiakhawunti yabo yebhanki, kwiindawo abazithengisayo, okanye ngemali ezinkozo.

Ukungancedi:

• Imirhumo ephezulu : Imirhumo yokudlulisa inokuba phezulu kunabanye abakhuphisana nabo, ngakumbi ukudluliselwa okukhawulezayo.
• Imida yelizwe : Xoom ayifumaneki kuwo onke amazwe, enokuthintela ukusetyenziswa kwayo kwabanye abasebenzisi.

IlizweRemit

Izibonelelo:

• Amazinga okhuphiswano : IWorldRemit ibonelela ngeentlawulo ezisezantsi zogqithiselo, iyenza ibe lukhetho olunomtsalane kubasebenzisi abajonga uhlahlo lwabiwo-mali.
• Uluhlu olubanzi lwamazwe : I-WorldRemit ixhasa inani elikhulu lamazwe, ibonelela ngokuguquguquka ngakumbi kubasebenzisi.
• Iinketho ezahlukeneyo : Abasebenzisi banokuthumela imali kwiiakhawunti zebhanki, izipaji eziphathwayo, okanye ngemali ezinkozo, zilungelelaniswe neemfuno zabamkeli.

Ukungancedi:

• Ukulibaziseka kokudluliselwa : Nangona udluliselo oluninzi lukhawuleza, olunye lunokuthatha ixesha elide, ngokuxhomekeke kwindlela yentlawulo kunye nelizwe ekuyiwa kulo.
• Inkonzo yomthengi : Abanye abasebenzisi baxela ubunzima ngenkonzo yabathengi, ngakumbi xa kukho iingxabano.

isiphelo

Ukukhetha phakathi kweXoom kunye neWorldRemit kuxhomekeke kwizinto eziphambili zomsebenzisi, nokuba sisantya, ixabiso okanye ukufumaneka. I-Xoom ilungele ukudluliselwa ngokukhawuleza, ngelixa i-WorldRemit isoloko inoqoqosho ngakumbi.

Kukuwe ukuba udlale, wabelane, uthande kwaye usinike uluvo lwakho kwiikhomenti