Fumana iingcebiso ezifanelekileyo zotyalo-mali kwi-SCPI
Phakathi kweentlobo ezininzi zotyalo-mali lwezindlu ezikhoyo, kukho utyalo-mali kwi-SCPI (Société Civile de Placement Immobilier). Iluncedo kakhulu kumanqaku athile kwaye ifikeleleka kwelona nani likhulu labantu, utyalo-mali kwi-SCPI lufuna ulwazi oluthile lwemakethi yezindlu nomhlaba, ngakumbi, ngaphambi kokuba uqalise. Fumana iingcebiso zokutyala imali yakho ngempumelelo kwi-SCPI!
Uluhlu lwangaphakathi
Yintoni i-SCPI?
I-SCPI lutyalo-mali lwemihlaba engangqalanga apho umtyali-zimali athenga izabelo kwinkampani ephethe iipropati ezininzi. Oku kuvumela imingcipheko ukuba yahlulwe ngokungafaniyo nokuthenga ipropati enye. Inkampani yolawulo inyamekela ulawulo lwepropati kwaye ihlawula rhoqo inxalenye yengeniso yepropati kubanini bezabelo.
Njengomtyali-mali kwi-SCPI, imali efunekayo kutyalo-mali ingaphantsi kakhulu kune-real estate yendabuko. I-SCPIs zibonelela ngamazinga engeniso malunga ne-4% ukuya kwi-5% kwaye ikuvumela ukuba ukhethe icandelo lejografi okanye umsebenzi wepropati. Baphatha yonke imiba yolawulo lwepropathi, beshiya umtyali-mali engenaxhala. Kwakhona kunokwenzeka ukuthenga izabelo ze-SCPI ekuqhawulweni njengenxalenye yokudluliselwa kwee-asethi.
Ukubaluleka kokulinganisa umvuzo wakho we-SCPI phambi kokuba uqalise
Okokuqala, kuyacetyiswa ukuba kwenziwe a Ukulinganisa utyalo-mali lwe-SCPI usebenzisa i-simulator ye-intanethi. Oku kuya kukuvumela ukuba ufumane uqikelelo lweengeniso zakho kwixesha elifutshane, eliphakathi kunye nexesha elide. Phambi kokuba wenze utyalo-mali kwi-SCPI, kububulumko ukuba wazi ukuba olu hlobo lotyalo-mali luyakufanela na kwaye luya kuba nengeniso na. Kungenxa yoko le nto ukulinganisa umvuzo we-SCPI kunomdla kakhulu ukukunceda wenze izigqibo ezifanelekileyo.
Qonda izinto eziluncedo kutyalo-mali kwi-SCPI
Enye ingcebiso efanelekileyo: yiba nokuqonda kakuhle ukuba yintoni utyalo-mali kwi-SCPI kunye neenzuzo zayo. Ngokuchanekileyo, olu hlobo lotyalo-mali lubandakanya ukuthengwa kwezabelo kwi-real estate ukuze ufumane imbuyekezo. Eyona nto ibalulekileyo yolu tyalo-mali kukuba ifikeleleka kuye wonke umntu (abantu ngabanye, iinkampani, imibutho, iziseko, njl. njl.) notyalo-mali lokuqala oluphantsi.
Enyanisweni, kuthatha malunga ubuncinane 500 euro ukuthenga isabelo. Yiyo loo nto utyalo-mali kwi-SCPI lutsala abatyali-mali abatsha abaninzi abafuna ukumka kwisikimu sotyalo-mali lwezindlu nezindlu ezinokuthintelwa kwaye zizaliswe yimiqobo.
Inqaku eliza kufundwa: Yenza imali yomhlalaphantsi wakho notyalo-mali lwezindlu nezindlu
Misela iinjongo zakho zokusebenza
Okokugqibela, ingcebiso yokugqibela ekufuneka uyithathele ingqalelo iphathelene neenjongo zakho. Ngaphambi kokukhetha olu tyalo-mali lwezindlu nomhlaba, kufuneka uzibuze ukuba kutheni uyenza kwaye ulindele ntoni kuyo.
Abanye abantu bakhetha i-SCPI ukwenza ingeniso eyongezelelweyo rhoqo, ngelixa abanye besakha ii-asethi ezingaphezulu okanye ezingabalulekanga. Kodwa kunokwenzeka ukuba ukhethe utyalo-mali kwi-SCPI ukuze uzuze kwirhafu ekhangayo.
Nokuba sithini na isizathu sakho sokukhetha olu tyalo-mali ngaphezu kolunye, ngokuqinisekileyo kufuneka uchaze iinjongo zakho kwangaphambili. Le yeyona ndlela yokwazi ukuba i-SCPI yeyakho okanye hayi!
Ukutyala imali kwi-SCPI kunenzuzo xa kuthelekiswa nezinye iintlobo zotyalo-mali. Nangona kunjalo, ayifanelekanga kumntu wonke. Ndiyabulela kwiingcebiso ezinikwe kulo lonke eli nqaku, unazo zonke izitshixo esandleni ukwenza ezona zigqibo zilungileyo kwaye uphumelele kutyalo-mali lwakho. Ke qala, kuqala, ngokulinganisa umvuzo wakho wekamva kwi-SCPI!
NdinguGqirha kwezeMali kunye neNgcali kwezeMali yamaSilamsi. Umcebisi wezoShishino, ndikwanguTitshala-uPhando kwiziko eliPhezulu lezoRhwebo noLawulo, eBamenda weYunivesithi. Umseki weQela Finance de Demain kunye nombhali weencwadi ezininzi kunye namanqaku enzululwazi.
Shiya amazwana