I-Google Pay, i-Samsung Pay okanye i-Apple Pay: yeyiphi engcono?

Yintoni omawuyikhethe phakathi kweSamsung Pay, iApple Pay okanye iGoogle Pay? Phantse yonke into iqhagamshelwe kwisixhobo sakho esiphathwayo kwezi ntsuku. Ngokuqinisekileyo uya kubona imibutho eyenza inzuzo kunye nengenzi nzuzo iguqula ngokusebenzayo imodeli yabo yeshishini ukuze iqhelane nemarike ekhawulezayo. Ngaphakathi kwesakhelo senkampani, inkqubo ye intlawulo yeselula akukho ngaphandle.

Ngenxa yoko, uya kufumana iinkampani ezininzi ezibandakanya uGoogle, iSamsung okanye iApple, eziqhelanisa nale ecosystem ngesithembiso sokuguqula utshintshiselwano oluqhelekileyo ngendlela ekhuselekileyo nefanelekileyo. Uya kubona ke intengiselwano eyenziwe nge Google Pay, Apple Pay ou Samsung Pay.

Nangona zontathu iinkqubo zokuhlawula zinokusebenza okufanayo, umbuzo omnye usahleli. Le yeyona ndlela ilungileyo yokuhlawula phakathi kwezi zintathu IZIGQIBA. Kweli nqaku, senza umzamo wokukuxelela into.

Nasi isishwankathelo sothelekiso phakathi Samsung Pay, Apple Pay kunye neGoogle Pay. Kodwa ngaphambi koko, kubalulekile ukwazi ukuba iqonga lokuhlawula ngeselfowuni liyazi ntoni. Makhe siye

🌿 Yintoni iqonga lentlawulo yeselula?

Ngokuqhelekileyo, iqonga lokuhlawula iselula luhlobo lobuchwepheshe bonxibelelwano elenza lula ukuthengiselana ngemali. Kwaye ekubeni izinto ezininzi zinxulunyaniswa neefowuni eziphathwayo kunye ne-Intanethi, intlawulo ye-cashless iye yathandwa kakhulu kule minyaka.

Into eyenzayo kukusebenzisa itekhnoloji elula ukwenza lula inkqubo yokuphuma ibe ngamanyathelo ambalwa.

Singasathethi ke ukuba ukusebenzisa intlawulo yeselula kulungele ngakumbi ukugcina umkhondo wazo zonke iintengiselwano xa kuthelekiswa namatikiti emveli. Masithi i-akhawunti efunyenwe imali ayilunganga, unako ukuchonga ingxaki ngokulula.

Ke ngoko, uya kubona ukuba amashishini amaninzi kunye nabathengisi basekhaya bakhetha ukwamkela le teknoloji yentlawulo, ngakumbi ukuba iluncedo kunye nokhuseleko.

🌿Ngaba kukhuselekile ukuhlawula ngeselula?

Hlawula nge isipaji sikhuselekile. Ukuqala, izipaji azibelani ngenombolo yekhadi lakho kunye nabarhwebi. Endaweni yoko, basebenzisa ikhowudi yokuthengiselana ekhethekileyo okanye uphawu, ukuze abathengisi bangaze bazi iinkcukacha zekhadi lakho.

Ukongeza, ukuhlawula ngeselfowuni yakho, kufuneka uzazise. Kwi-Samsung Pay, yonke imisebenzi igunyaziswe ngeminwe, ipini okanye ukuqatshelwa kweiris. Kwi-Apple Pay, bagunyaziswe ngokuqatshelwa kweminwe okanye ebusweni.

UGoogle Pay, kwelinye icala, ayisebenzisi izixhobo ezininzi zomlilo. Ukuhlawula, akunyanzelekanga ukuba uzichaze, vula nje iselfowuni kwaye ubeke ikhowudi ye-PIN kwi-dataphone ukuba uceliwe. Nangona kunjalo, ukuba ukuthenga akudluli kwii-euro ezingama-20, awudingi nokuba uvule ifowuni.

Kwelinye icala, ukuba ifowuni yakho ilahlekile okanye ibiwe, unokuyitshixa ukude kwaye ucime imixholo yayo ukuze idatha yekhadi lakho imke.

Khumbula ukuba nangona ususa ikhadi kwi-wallet, inguqu ebonakalayo iya kusebenza. Ngoku siza kubonisa la maqonga okuhlawula ahlukeneyo.

🌿 Yintoni iGoogle Pay kwaye isebenza njani?

Ukutsho ukuba iGoogle Pay yenye nje inkonzo yentlawulo yeselula uya kuba uyaxoka. Kuyinyani ukuba, njengokutshintshwa kwendalo kwe-Android Pay, iGoogle Pay yayiyilwe njengeqonga apho abasebenzisi banokwenza khona iintlawulo ngeselfowuni yabo, i-smartwatch okanye nasiphi na esinye isixhobo se-Android esine-NFC.

Nangona kunjalo, ekuhambeni kweenyanga inkampani ibandakanye imisebenzi emitsha eluncedo njengokukwazi ukongeza amapasi okukhwela okanye amatikiti omnyhadala, ukuthumela imali ngokulula phakathi kwabantu kunye nezinye ezininzi ezizayo. Ngamanye amagama, iGoogle Pay ikuvumela ukuba wenze Iintlawulo zeNtanga kuNtanga.

Kodwa masiqale ekuqaleni. Emva kwayo yonke loo nto, uninzi lwabasebenzisi bakaGoogle Pay baya kusebenzisa iqonga elenzelwe lona: benza iintlawulo evenkileni ngefowuni yabo ephathwayo.

Ukwenza oku, isicelo sisekwe kwitekhnoloji yokungaqhagamshelwa usebenzisa iNFC chip yezixhobo esebenza kuyo.

Ngale nto, kunokwenzeka ukwenza iintlawulo kuyo yonke indawo apho amakhadi etyala ngetyala okanye idebhithi ngobu buchwepheshe bamkelwe. UGoogle Pay uyafumaneka kumazwe aseYurophu naseMelika.

Ukongeza, iGoogle Pay lisango lokuhlawula elingagqibekanga elisetyenziswa kwezinye iinkonzo zenkampani, ke isetyenziselwa ukuhlawula kuGoogle Play okanye kuGoogle Store.

Kukho ii-apps kunye neevenkile ezikwi-intanethi ngaphandle kweGoogle ezamkela iintlawulo ngeGoogle Pay, ngoko ke idatha yentlawulo egcinwe eqongeni ingasetyenziselwa ukuthenga.

🌿 Ngaba uGoogle Pay ukhuselekile kwaye ukhuselekile?

UGoogle ukhusela ulwazi lwakho ngeendlela ezininzi. NjengeSamsung, iGoogle Pay ikwasebenzisa itekhnoloji yetokenization ukufihla ulwazi lwekhadi lakho lokwenyani ngexesha lentengiselwano. Endaweni yoko, abathengisi baya kufumana ikhowudi efihliweyo.

Nangona kunjalo, ngokungafaniyo nayiphi na enye inkqubo yokubonisa, I-Google Pay yenza iithokheni zayo efini. Ngokuphathelele uqinisekiso lwesixhobo kwifowuni yakho ephathwayo, ikhowudi yokutshixa yefowuni yakho isebenza njengesiqinisekiso.

Nangona kunjalo, ukuba ukhetha ukongeza omnye umaleko wokhuseleko, unokongeza a ikhowudi yepini ethile yendlela yokuthenga kuGoogle Pay.

🌿 Yintoni iApple Pay kwaye isebenza njani?

I-Apple Pay yinkqubo yokuhlawula ethatha indawo yamakhadi kunye nemali ezivenkileni. Ikuvumela ukuba wenze ukuthenga kwiivenkile kunye nee -apps.

Ukuhlawula nge-iPhone yakho evenkileni, konke okufuneka ukwenze kukucofa kabini iqhosha kwicala le-smartphone yakho ukuba ine-ID yobuso kwaye ujonge isikrini ukuze uqinisekise ubuwena.

Ukuba i-iPhone yakho ine-ID yokuchukumisa, cofa iqhosha iqhosha lasekhaya le yenza iskena ifowuni yakho yomnwe. Sondeza indawo ephezulu ye-smartphone yakho kufutshane nefowuni yedatha. Uphawu lokutshekisha luya kuvela kwiscreen se-iPhone xa ukuthengwa kugqityiwe. Ukuba intengo inkulu kune I-50 i-euro, kuya kufuneka ufake eyakho ikhowudi yepini kwindawo yokuthengisa.

Ukuba awufuni kuhlawula ngekhadi elihlala lihleli, cofa kulo kwaye ukhethe elinye. Emva koko qinisekisa ukuba ungubani.

Ukuba ufuna ukuhlawula ngeApple Watch, cofa kabini i iqhosha lecala, linda ikhadi lakho ukuba livele kwiscreen kwaye usondeze isikrini kumfundi de uve uxinzelelo olulula.

Ukucima idebhithi okanye ikhadi letyala ukusuka kwisixhobo sakho kwi-iPhone okanye kwi-iPad, yiya kwi-Wallet app, cofa ikhadi ofuna ukulisusa, cofa iqhosha elingakumbi, skrolela ezantsi kwaye ucofe " Cima eli khadi ».

Ukucima ikhadi lokuhlawula kwi-Apple Watch, kwi-Apple Watch, vula i-Wallet app kwaye ucofe ikhadi ofuna ukulisusa, skrolela ezantsi kwaye ucofe " ukususa okanye ngokufikelela kwiApple Watch app kwi-iPhone.

🌿 Ngaba i-Apple Pay ikhuselekile kwaye ikhuselekile?

I-Apple Pay ikhuseleke ngakumbi kunokusebenzisa idebhithi ebonakalayo okanye ikhadi letyala. Yonke into oyithengayo oyenzayo ngesixhobo sakho se-Apple ugunyazisiweyo usebenzisa I-ID yobuso, i-ID yokuchukumisa okanye a inombolo yokuvula.

Inombolo yekhadi lakho okanye isazisi akuze kwabelwane ngaso kunye nabarhwebi. Inombolo yakho yekhadi yokwenyani ayigcinwa kwisixhobo sakho okanye kwiiseva ze-Apple. Xa uhlawula evenkileni, akukho Apple okanye isixhobo sakho esithumela inombolo yekhadi lakho lokwenyani kumrhwebi. I-Apple ayigcini nayiphi na idatha malunga neentengiselwano zakho ezinokuchonga.

🌿 Yintoni i-Samsung Pay kwaye isebenza njani?

I-Samsung Pay yinkqubo yentlawulo ye-intanethi esebenza ngokufana kakhulu nabakhuphisana nayo. Ikuvumela ukuba uhlawule ukuthenga ngefowuni ephathwayo ngenxa yeteknoloji Unxibelelwano Lwentsimi ekufutshane.

I-Samsung Pay okwangoku ifumaneka kumazwe angama-25 kwihlabathi liphela, kubandakanya i-US, UK, South Korea, Australia, India, kunye neThailand, ukukhankanya ezimbalwa.

Ingasetyenziselwa ukwenza intengiselwano kunye ne-NFC, i-MST kunye ne-EMV chip-reader terminals ezingafuni ukuba ikhadi lomzimba lifakwe kwindawo yokubeka. Nangona kunjalo, kuphela izixhobo ezithile ze-Samsung ezinokusebenzisa eli nqaku.

Ngokukodwa, ihambelana kuphela nezixhobo ze-Samsung Galaxy ukusuka kwi-5 Galaxy Note 2015 ukuya kweyona intsha, i-S10 Plus. Ikwahambelana neGalaxy Watch kunye ne-Watch 2, iGear S2 kunye ne-S3 kunye neGear Sport.

🌿Ngaba i-Samsung Pay ikhuselekile kwaye ikhuselekile?

Ewe, kwaye i-Samsung Pay isebenzisa iileya ezine eziphambili zokhuseleko. Okokuqala, eli qonga likhuselekile ngenxa yeempawu zokhuseleko zebhanki yalo. Okwesibini, kukho umsebenzi wokuqinisekisa wesicelo ngokwaso, apho intengiselwano nganye kufuneka ibe luqinisekiso lwesicelo. ikhowudi yepini, iminwe okanye iris.

Itshathi yokuthelekisa iiNkqubo zeNtlawulo

Iikhrayitheriya zoHlelo	Samsung Pay	Apple Pay	Google Pay
Iitheminali ezihambelanayo	Smartphones Samsung Galaxy S20/S20+/S20 Ultra, S10e/S10/S10+/S10 Lite, S9/S9+, S8/S8+, S7/S7 edge, Qaphela 10/Note 10+/Note 10 Lite, Qaphela 9, Qaphela 8, Songa , Z Flip, A5 2017, A6/A6+, A7, A8, A9, A20e, A40, A50, A70, A80, A51 kunye neA71, Galaxy Watch, Watch Active, Watch Active 2, Gear Sport kunye neewotshi zeS3	Zonke ii-iPhones ezine-ID yobuso (ukusuka ku-X) okanye i-ID ye-Touch (umfundi weminwe) ngaphandle kwe-5S, zonke i-iPad Pro, i-iPad Air, i-iPad kunye ne-iPad mini kunye ne-ID ye-ID okanye i-Face ID, zonke iiwotshi ze-Apple, zonke ii-Mac ezine-TouchID.	Zonke ii-smartphones ze-NFC ezihambelana ne-Android ukusukela kwiLollipop (5.0)
ukufumaneka	24 Amazwe	58 Amazwe	29 Amazwe
Uqinisekiso	Fingerprint, iPIN okanye iris	I-FaceID, i-TouchID kunye ne-PIN	Fingerprint, iPIN, ipateni okanye igama lokugqitha ukuze uvule
Ungayisebenzisa phi?	Iitheminali zokuhlawula ezingenakuqhagamshelwa, ukuthengwa kwe-app, kungekudala izithuthi zikawonke-wonke	iiterminal intlawulo contactless,-app ukuthenga kunye nokuthenga kwi web nge Safari	Iitheminali zentlawulo ezingaqhagamshelwanga, ukuthengwa kwe-app kunye nokuthengwa kwewebhu
Iibhokisi	Ityala, idebhithi, ukunyaniseka kunye namakhadi esipho	Amakhadi etyala, idebhithi kunye nokunyaniseka	Ityala, idebhithi, ukunyaniseka kunye namakhadi esipho

🌿 Shwa nkathelo

Njengokuthelekisa phakathi kwe-Samsung Pay, i-Apple Pay, kunye ne-Google Pay, i-Samsung Pay yindlela yokuhamba ukuba unesixhobo seGalaxy kwaye uhlala kwilizwe elixhaswayo.

Itekhnoloji ye-MST kunye nenkxaso ye-NFC yenza ukuba i-app ye-Samsung Pay ibe lula ukuyisebenzisa. Mninzi kulula ukuyisebenzisa kwaye umaleko owongeziweyo wetekhnoloji yoKhuseleko yeKnox yeSamsung yenza ukuba ibenomtsalane ngakumbi ukuyisebenzisa.

I-Apple Pay, iGoogle Pay kunye ne-Samsung Pay zezona nkqubo zintathu zidumileyo zokuhlawula ngeselfowuni namhlanje. Ngokuqinisekileyo, isisombululo osisebenzisayo siya kuxhomekeka ngokufanelekileyo kwifowuni onayo.

Kuya kuxhomekeka kwikhompyuter yakho okanye kwiinkonzo ozisebenzisayo. Ke, abanini bee-iPhones okanye ezinye izixhobo ze-Apple baya kuya ngokwendalo kwi-Apple brand system. I-Ditto yabanini beefowuni ze-Android ngaphandle kweGalaxy yeSamsung, abaya kuthi ngokwendalo baye kuGoogle Pay.

Kuphela abathengi baseKorea abaya kuba nayo ngokwenene ukhetho phakathi kweSamsung Pay okanye iGoogle Pay. Nangona kunjalo, ukuba uceba ukutshintsha iifowuni kwaye intlawulo yoqhagamshelwano ibalulekile kuwe, kufuneka ufunde eli nqaku ngononophelo ngaphambi kokuba uqhubeke nokuphuma.