Ukurhweba njengomSilamsi

Uyanwena ukurhweba njengomSilamsi? Ewe, ufike kwindawo elungileyo. Ngapha koko, ngakumbi nangakumbi amaSilamsi atsalwa kukuba nokwenzeka kwengeniso ekhawulezileyo kwaye unqwenela zibandakanye kurhwebo oluqikelelwayo kwiimarike zemali.

Nangona kunjalo, lo mkhuba ubonakala ekuqaleni kunzima ukudibanisa nemigaqo yezemali yamaSilamsi, evimbela iindlela ezininzi ezisetyenziswa ngabarhwebi banamhlanje.

Nangona kunjalo, xa ujongisisa, ukurhweba kwi-intanethi akunjalo azihambelani ngokwesiseko ngokuhlonipha imithetho yamaSilamsi.

Ngezilumkiso ezimbalwa ekukhethweni kwezixhobo zemali, ukuphepha imigibe ethile, kunye ngokuhlonipha imigaqo yokuziphatha engqongqo, kubonakala kusenzeka ngokupheleleyo ngomSilamsi oqhelisela ukurhweba ngaphandle kokulahla ukholo lwawo.

Finance de Demain icebisa ukuphonononga ngokweenkcukacha umbuzo wokuthotyelwa korhwebo oluqikelelwayo nomthetho wamaSilamsi. Kodwa ngaphambi kokuba uqale, nantsi indlela Ukutyala imali kwi-real estate step by step

Masihambe !!

🌿 Iziseko zorhwebo kwi-intanethi 📈

Urhwebo lwe-Intanethi lubandakanya ukucinga ngexesha elifutshane malunga nokuvela kweemarike zemali. Umrhwebi ufuna ukufumana inzuzo kwiinguqu zexabiso kwizabelo, i-indices, i-commodities, iimali okanye ii-cryptocurrencies.

Yenziwa ngokusebenzisa amaqonga e-intanethi abonelela ngokufikelela ngokuthe ngqo kwiimarike. Urhwebo lwenziwa ngekhompyuter okanye ngeselula ngokucofa okumbalwa.

Abahwebi basebenzisa izibonakaliso zobugcisa kunye nohlalutyo lwetshathi ukuchonga amathuba. Bajonge inzuzo ekhawulezayo, kodwa zikwasemngciphekweni omkhulu.

🌿 Isikhundla samaSilamsi ekurhwebeni ⚖️

Imiba ethile yorhwebo iyingxaki malunga nemigaqo yokuziphatha yamaSilamsi:

• La ukusukela inzuzo ngokugqithisileyo ngokuqikelelwa akuvumelekanga (maysir)
• I-derivatives kunye nokuthengisa okufutshane kubandakanya ukungaqiniseki okungavumelekanga (gharar)
• Les akhawunti yenzala ehlawulwayo kwidiphozithi akukho mthethweni (riba)

Nangona kunjalo, ukurhweba akukho haram njengoko kunjalo emehlweni e-Islam. Ngaphandle kokuba imigaqo ethile iyahlonitshwa.

Okokuqala, injongo yomthengisi kufuneka inyaniseke. Akafanele ajonge ukurhweba njengeqhinga lokuzuza ubutyebi ngokukhawuleza, kodwa njengotyalo-mali lwe-halal.

Emva koko, kuphela iindidi ezithile zee-asethi ezithathwa njengezisesikweni ezigunyazisiweyo: izitokhwe, iimpahla, iimali. Iimveliso eziyinkimbinkimbi kunye ukuthengisa okufutshane kufuneka kugwenywe.

Ekugqibeleni, intelekelelo ukungathintelwa akuvumelekanga. Urhwebo alufanele lukhokelele ekonakalisa okanye luphazamise abathembekileyo kwimisebenzi yabo yonqulo.

🌿 Ukukhetha i-Sharia-Compliant Broker 🕋

Ukurhweba ngendlela ethobela iSharia, kubalulekile ukukhetha umthengisi we-intanethi onikezela ngeakhawunti yamaSilamsi, ngaphandle kweriba.

Nanga amanye amaqonga athembekileyo abonelela ngolu hlobo lweakhawunti:

✔Iakhawunti yamaSilamsi eToro

Iakhawunti ye-eToro Islamic yiakhawunti yokurhweba kwi-intanethi eyenzelwe ngokukodwa ukuthobela imimiselo yezemali yamaSilamsi kunye neSharia. Esi sisipho esivela kwiqonga elidumileyo lokurhweba nge-eToro kubathengi abangamaSilamsi.

Le akhawunti yamaSilamsi yahlulwa ngo ukungabikho ngokupheleleyo kwenzala yetyala okanye i-carryover swaps ebusuku, ukuze kuthintelwe nayiphi na ingcamango i-riba enqatshelwe.

Kuphela zizixhobo ezithathwa ngokuba yi-halal ezifumanekayo: izitokhwe, izinto zorhwebo, ii-cryptocurrencies. Izinto eziphuma kuzo ezintsonkothileyo ezibandakanya randomness ngokugqithisileyo ayibandakanywa.

Ikomiti ye-Shariah isoloko ijonge i-akhawunti ukuqinisekisa ukuba igcina ukuthotyelwa kwamaSilamsi kuzo zonke iinkalo: ii-asethi ezibonelelwayo, ubukhulu obuphezulu, iintlobo zee-odolo ezivunyelweyo, unyango lwezahlulo, njl.

Iakhawunti yamaSilamsi eToro yi ziqinisekiswe ngokwemigangatho yezemali yamaSilamsi echazwa yi-AAOIFI, iqumrhu elinegunya. Esi satifikethi sibonelela ngesiqinisekiso kubathengi abangamaSilamsi ukuba barhwebe ngokuhambelana nemigaqo yeSilamsi.

Ke, iAkhawunti yamaSilamsi eToro ivumela ukuba sebenzisa zonke iimpawu zokurhweba egameni le-eToro, kwisakhelo esisemthethweni esisemthethweni kunye ne-halal. Isisombululo esifanelekileyo kuye nawuphi na umSilamsi onqwenela ukuqalisa urhwebo lwe-intanethi.

✔ Inkulumbuso yaseAmana

Inkulumbuso yaseAmana liqonga lokurhweba kwi-intanethi esekwe eLondon eligxile kwizemali yamaSilamsi kunye neenkonzo zokurhweba ezithobela iShariah.

Yasekwa kwi-2011, i-Amana Capital inikezela ngeeakhawunti zokurhweba eziqinisekisiweyo ze-AAOIFI kwaye zingenazo naziphi na izinto ze-haram. Yonke inzala kunye notshintshiselwano oluveliswa yimisebenzi yorhwebo ababandakanywanga.

Ukuthotyelwa kweSilamsi kuqinisekiswa yikomiti yokuziphatha ejongene nokuqinisekisa ngokuqhubekayo ukuba semthethweni kwazo zonke izixhobo zemali iyathengiswa eqongeni. Ibhunga lezenkolo likwajongana nokuthotyelwa kwemithetho yamaSilamsi.

Enkosi kobu buchule borhwebo lwe-halal, i-Amana Capital ngoku iyalawula ngaphezulu kwe-XNUMX yeebhiliyoni zee-asethi egameni labathengi abangamaSilamsi abanomdla wokurhweba ngokuhambelana nemigaqo yenkolo yabo.

Nokuba ungumqali okanye ungumrhwebi onamava, unako vula i-akhawunti ye-sharia eqinisekisiweyo ihambelana ne-Amana Capital kunye ne-forex yorhwebo ngokusemthethweni, i-stock indices, i-commodities, i-stocks kunye ne-cryptocurrencies.

✔ Darson Securities

Eyilwe ngo-2010, Darson Securities nguvulindlela kurhwebo lwamaSilamsi. Isekelwe ePakistan, lo mthengisi we-intanethi unikezela ngeeakhawunti ze 100% urhwebo oluhambelana nesharia, ngaphandle kwayo nayiphi na into ye-haram. Inzala ayivumelekanga, kwaye zii-asethi ezithathwa njenge-halal kuphela ezifumanekayo.

Ibhodi ye-Sharia ye-Darson Securities iqinisekisa ngokuqhubekayo ukuthotyelwa kwamaSilamsi kwezixhobo zemali kunye nemisebenzi yokurhweba. Indlela yokulawula ukuze ukunciphisa imingcipheko yokuphambuka okucingelwayo.

Ngaphezulu kweminyaka eyi-10 yamava, iDarson Securities yakhelwe i isidima esinamandla kushishino urhwebo lwe-halal. AmaSilamsi amaninzi athembela kuyo ukuba arhwebe ngokusesikweni, ngokuhambelana nokholo lwawo, kukhetho olubanzi lwezinto ezisemthethweni.

I-Darson Securities ibonisa ukuba kunokwenzeka ukuba ukulungelelanisa urhwebo lwe-intanethi kunye nentlonipho yemigaqo ye-Islam. Iqonga elithembekileyo kuye nawuphi na umSilamsi onqwenela ukutyala imali kwimarike ngendlela ye-halal.

🌿 Thatha indlela yokuthengisa i-halal 🔭

Nokuba uneakhawunti ehambelana neSharia, kufuneka urhwebe ngokuziphatha ukuhlonipha imigaqo yeSilamsi.

Kuphephe ukurhweba kwexesha elifutshane kunye nentelekelelo. Izimali zamaSilamsi zicebisa ukuba kuthintelwe iintengiselwano zexesha elifutshane kakhulu ezifana nentelekelelo. Kukhethwa ukuthanda utyalo-mali lwexesha elide, kwiiprojekthi ezenza ixabiso lokwenyani nelilungileyo kuqoqosho lulonke.

Yekisa inzala yenzala (ribâ) ngazo zonke iindlela zayo. Ukusetyenziswa komdla, okunqatshelwe phantsi kwegama elithi "ribâ" kwimali yamaSilamsi, kufuneka kukhutshelwe ngaphandle ngokupheleleyo. UmSilamsi uya kuqaphela ukuba angatyali imali kwizixhobo ezisekelwe kwi-ribâ, nokuba ngumbolekisi okanye umboleki.

Zibekele umda kwimpahla yokurhweba onayo eneneni. Ukuthengisa okufutshane kunye nobunye ubuchule obuqikelelwayo obusekwe ekuthengisweni kwe-asethi umntu angenabo kufuneka kuphetshwe. UmSilamsi uya kujongana kuphela nempahla asele enayo.

Tyala ngokusesikweni ngokuhambelana nemilinganiselo yakho. Kubalulekile ukutyala imali kuphela kumacandelo amkelekileyo ngokuziphatha, kwaye ungabandakanyi nakuphi na ukubandakanyeka kwiindawo ezingavumelekanga ezifana notywala, izixhobo, njl.

Ngale ndlela inoxanduva, uya kurhweba ngendlela ye-halal kwaye ngokuhambelana neenqobo zokuziphatha zamaSilamsi.

🌿 Lumka xa uthengisa ii-cryptocurrencies

Urhwebo oluqikelelwayo lwee-cryptocurrencies ngumsebenzi onokuthi uphakamise imibuzo kumSilamsi onomdla wokuhlonipha imigaqo yezemali yamaSilamsi. Ngokwenene, olu hlobo lwentengiselwano lunokufaniswa ne “maysir“, imidlalo yamabona-ndenzile ayivumelekanga kuba igqalwa njengokuziphatha okubi. Ukongeza, ukuguquguquka okugqithisileyo kwamaxabiso e-cryptocurrency kubangela umngcipheko omkhulu kunye nokungaqiniseki.

KumSilamsi, ngoko ke kungcono ukuba azikhwebule kuyo yonke into urhwebo lwe-cryptocurrency oluqikelelwayo, kunye nokugxila kutyalo-mali lwangempela kuqoqosho olubonakalayo. Ukuba i-appetite ye-cryptos inamandla kakhulu, sinokuqwalasela utyalo-mali lwexesha elide kwiiprojekthi ezinomzekelo wezoqoqosho kunye nexabiso elongezelelweyo esiliqondayo.

Kodwa isilumkiso esikhulu siyacetyiswa ukuze singaphuli imigaqo yezemali yamaSilamsi. Unokurhweba nge-crypto, kodwa ngokufanelekileyo.

🌿 Scalping: izimvo ezabelwana phakathi kwee-ulama 📈

Uqheliselo lwe-scalping kurhwebo luvusa ingxoxo phakathi kwabaphengululi bamaSilamsi. Ezinye ii-Ulama ziyasigxeka esi sicwangciso ngezizathu ezininzi:

• I-Scalping ibandakanya ukuthatha umngcipheko ophezulu kunye nokukhangela ngokukrakra kwingeniso yexesha elifutshane, ukuhamba kude nemigaqo yezemali yamaSilamsi.
• Ukuphindaphinda kwe-high-frequency micro-transactions kunokuthelekiswa nohlobo longcakazo kunye nokuqikelelwa okunqatshelwe (maysir).
• I-Scalping inokudala i-addiction engafanelekanga kunye ne-obsessive kule mivuzo mincinci, ikhutshwe kuqoqosho lokwenyani.

Nangona kunjalo, ezinye ii-Ulama ziyayifanela le mbono. Kubo, i-scalping inokwamkeleka ukuba isekelwe:

• Uhlalutyo olusisiseko lwee-asethi ezithengisiweyo hayi intelekelelo emsulwa.
• Umlinganiselo wokuthathwa komngcipheko kunye nolawulo olulumkileyo lwemali.
• Injongo yokurhweba ngokuziphatha kwaye hayi ukungcakaza.

Nangona ezi meko zinokuthi zivumeleke ngokusemthethweni i-scalping, ukuqaphela okukhulu kuyafuneka. AmaSilamsi ayabongozwa ukuba athande utyalo-mali olusesikweni lwexesha elide ngaphezu kwale ngeniso ingaqinisekanga ekhawulezileyo. Phakathi kothintelo kunye nonyamezelo olulumkileyo, ngoko ke izimvo ziyahluka ngokuhambelana ne-scalping kunye neemali zamaSilamsi.

🌿 Faka isicelo se-zakat kwinzuzo yakho 💰

KumSilamsi oqhelisela ukurhweba, kubalulekile ukuhlambulula inzuzo yakhe ngokuhlawula isabelo kumahlwempu ngendlela zakat. Le rhafu inyanzelekileyo yamaSilamsi ivumela “balihlambulule” ilifa layo nokusasaza ngokutsha ubutyebi.

Inzuzo eyenziwe ngokurhweba ixhomekeke kwi-zakat ngokomlinganiselo ochanekileyo: I-2,5% yenkunzi emva konyaka wenyanga ukuba ubuncinci bomda "nisab"kufikelelwe. Ezinye ii-Ulama zide zincome ukuba kuhlawulwe i-zakat kwinzuzo nganye ebalulekileyo, ngaphandle kokulinda umda wonyaka.

Ukuhlawula i-zakat kwingeniso yakho yokurhweba ngoko ngumsebenzi wenkolo njengesenzo somanyano. Oku kukuvumela ukuba wabelane ngobutyebi bakho, uzithintele kumtsalane wenzuzo yezinto eziphathekayo kwaye usondele ngakumbi kumoya worhwebo okhuthazwayo kwimali yamaSilamsi.

🌿 IiFatwas kurhwebo lwe-intanethi 📖

Ukurhweba kwi-Intanethi kuphakamisa imibuzo emininzi malunga nokuthotyelwa kwayo nemigaqo yokuziphatha yamaSilamsi. Ii-Ulama ziye zakhupha iifatwa ezahlukeneyo ukukhanyisa abatyali-mali bamaSilamsi. Enye yeembono zemvumelwano kukuthintelwa komda kunye norhwebo olufutshane, oluthathwa njengentelekelelo kakhulu. Iintengiselwano maziphelele kwii-asethi ezizezakho.

Ngapha koko, abanye abaphengululi bayakugxeka ukusetyenziswa kweerobhothi kunye ne-algorithms, ethoba isenzo sotyalo-mali. Abanye bakubona oku njengesixhobo esisebenzayo ukuba sisetyenziswa ngobulumko.

Ngokubanzi, i-fatwas igxininisa imfuneko yokutyala imali ngokuziphatha, kuthathelwa ingqalelo ummandla wentlalo kunye nokuphepha ukucinga okucocekileyo. Ukurhweba kwi-Intanethi inokunyamezela ngaphandle kokuba ihlala ihambelana nemigaqo ephambili yezemali yamaSilamsi. Ulumkele rhoqo luyafuneka.

🌿 Ukuvala

Ke ngoko kunokwenzeka ukuba umSilamsi oqhelisela ukurhweba kwi-Intanethi, phantsi kweemeko ezithile, ngaphandle kokungcatsha imigaqo yeSilamsi. Nangona ezinye ii-Ulama zingathandabuzi, ziya zisanda iinkokeli zonqulo ezisamkelayo esi senzo ukuba siqhutywa ngendlela esesikweni.

Ngoku lithuba lakho lokurhweba ngobulumko noxanduva! Unokwenza iingeniso ezisemthethweni ngokuhambelana nokholo lwakho, ukuba ukhetha iqonga elifanelekileyo kwaye wamkele indlela yotyalo-mali ye-halal.

Nangona iingxoxo zisaqhubeka, lo msebenzi ubonakala uhambelana ne-sharia ukuba isenziwa ngentembeko, ngeenjongo ezinyanisekileyo nangomlinganiselo.

🌿 FAQ yoRhwebo kwi-Intanethi yamaSulumane

✔ Ngaba ukurhweba kuvumelekile kwiSilamsi?

Ewe, urhwebo luvumelekile ukuba lwenziwa ngokweenqobo ezisesikweni, ngaphandle koqikelelo olugqithisileyo okanye imithombo yomvuzo engekho mthethweni. Iifatwa ziyayamkela phantsi kweemeko ezithile.

✔ Yeyiphi imigaqo yamaSilamsi ekufuneka ilandelwe kurhwebo?

Kuya kufuneka usebenzise iakhawunti ngaphandle kwenzala okanye utshintshise (i-riba), unciphise umngcipheko, uphephe izinto eziphuma kuzo (gharar), musa ukuqikelela kakhulu kwaye unike isahlulo senzuzo kwizakat.

✔ Ngaba ndingarhweba ngee-cryptocurrencies?

Ewe inokwenzeka, kodwa ngokumodareyitha. Thanda ii-cryptos ezisesikweni kunye neeprojekthi ezibambekayo. Ziphephe ii-cryptoassets eziqikelelwayo.

✔ Ngaba i-scalping ivumelekile?

Iimbono ziyahluka. Ezinye ii-Ulama ziyayamkela kuba izikhundla zifutshane kakhulu, abanye bayibona njengentelekelelo egqithisileyo.

✔ Ungamfumana njani umthengisi we-halal?

Fumana ukuba iqonga libonelela ngeeakhawunti zamaSilamsi ezingenanzala. Khangela ukuba ijongwe yikomiti yeShariah kwaye iqinisekisiwe ngokuhambelana nemigangatho yezemali yamaSilamsi.

✔ Ngaba kufuneka ndihlawule i-zakat kumvuzo wam wokurhweba?

yes, kufuneka uthathe i-2.5% yenzuzo yakho eyenziwe ekurhwebeni, emva kokutsalwa kweelahleko, kwaye ubanike abasweleyo. Oku kucoca umvuzo wakho.

✔ Ngaba ukurhweba emini halal?

Ezinye ii-Ulama ziyayamkela kuba izikhundla zivaliwe ngaphambi kokuphela kosuku. Abanye bakubona kuyingozi kakhulu kwaye kuyaqikelelwa. Indlela yokwenza imodareyitha iyacetyiswa.