Neobanks kanye nokwehliswa kwemali ekhokhwayo yasebhange
Ingabe ukhathele ukukhokha imali eshisiwe yezindleko zasebhange unyaka ngamunye ebhange lakho lendabuko? Isixazululo silele ekwamukelweni kwama-neobanks namabhange aku-inthanethi.
Isigaba: Ezezimali Zakudala
Ezezimali zasendulo ngokuphambene nezezimali zamaSulumane zisho umkhakha womsebenzi ohlanganisa ukuhlinzeka ngezinto zokukhiqiza zezezimali (imali) ezidingekayo ukuze kufezwe iphrojekthi yokutshala imali.
Vula i-akhawunti yasebhange eku-inthanethi engu-100%.
Namuhla, ukuvula i-akhawunti yasebhange engu-100% sekulula kakhulu. Asikho isidingo sokuya ejensi futhi ulinde amahora! Ngokuchofoza okumbalwa nje kusuka kukhompuyutha yakho noma i-smartphone, ungafinyelela ibhange lesimanjemanje, ukonga elifinyeleleka noma kunini.
Lawula izindleko zakho ngomthetho we-50/30/20
Ukuphatha ibhajethi yakho yomuntu siqu akuwona umsebenzi olula. Kodwa-ke, enye yezindlela eziphumelela kakhulu futhi ezituswa ochwepheshe umthetho we-50/30/20. Phakathi kwezikweletu eziyisibopho ezinqwabelanayo, izilingo zokusetshenziswa kanye nezenzakalo ezingalindelekile zokuphila, kulula ukulahlekelwa ukuma kwakho futhi ubone izimali zakho zehla.
Ungatshala kanjani imali emakethe yamasheya nge-PEA
Ukutshala imali emakethe yamasheya nge-PEA kudume kakhulu ngabalondolozi. Ngenxa yentela yayo enenzuzo ezinzuzweni zekhephithali nezabelo ezitholiwe, ikhuphula ukusebenza kokutshalwa kwezimali kuyilapho yehlisa intela yentela. I-PEA iphinde inikeze ithuba lokuhlukanisa ukonga komuntu phakathi kwezimoto eziningi njengamasheya, ama-ETF, izimali, amawaranti, njll.
Ungayakha kanjani iphothifoliyo yesitoko elinganiselwe
Ukutshala imali ezimakethe zamasheya kuyindlela ethokozisayo yokukhulisa ukonga kwakho esikhathini eside. Kodwa ukutshala yonke ingcebo yakho ezitokisini kuhilela ubungozi obukhulu. Ukuntengantenga kwezimakethe kungaholela ekulahlekelweni kwezimali okunzima ukukunqoba uma ungakulungele lokho. Nokho, ukukhathazeka okuyinhloko kusalokhu: Indlela yokwakha iphothifoliyo yemakethe yamasheya elinganiselwe?
Ungakukhethela kanjani umshwalense wempilo ofanele
Ngifuna ukungikhethela umshwalense wempilo ongifanele. Kwenziwa kanjani? Eqinisweni, umshwalense wempilo uhlanganisa izinzuzo eziningi mayelana nembuyiselo, ukutholakala kokonga kanye nokwenza kahle intela. Nokho, ukuthatha inkontileka yomshwalense wempilo akulula kunalokho okubonakala ekuqaleni. Phakathi kwezinkontileka eziningi ezihlinzekwa ngabadayisi bomshwalense, ungazulazula kanjani ukuze ukhethe leyo ezohambisana ngempela nesimo sakho sezezimali kanye nezinjongo zakho?