Imiqondo eyinhloko ye-Islamic Finance
Izimali zamaSulumane zingenye yezimali zendabuko. Ivumela ukuxhaswa ngezimali okungenanzalo kwamaphrojekthi. Nansi imiqondo yayo ebalulekile.
Isigaba: ezezimali Islamic
Izimali zamaSulumane (IF) zisekelwe emthethweni wamaSulumane. Ilungelo elingokwenkolo. Ihlose ukuvikela ukucabanga nobuqotho besigijimi senkolo, ukuqhubeka kokuzala, ukuvikelwa kwempahla. Kulo mbono, i-IF kumele ihloniphe inombolo ethile yezimiso ukuze ihambisane nentando kaNkulunkulu.
Amathuluzi ezezimali angu-14 asetshenziswa kakhulu amaSulumane
Yiziphi amathuluzi ezezimali amaSulumane asetshenziswa kakhulu? Lo mbuzo uyisizathu salesi sihloko. Eqinisweni, ezezimali zamaSulumane njengenye indlela kunezimali ezivamile zinikeza inani lamathuluzi ezezimali. Kodwa-ke, lawa mathuluzi kufanele ahambisane ne-Sharia. Lawa mathuluzi ngokuvamile ahlukaniswa abe izigaba ezintathu. Sinamathuluzi ezezimali, amathuluzi okuhlanganyela kanye namathuluzi ezezimali okungewona amabhange. Kulesi sihloko, ngethula kuwe amathuluzi ezezimali asetshenziswa kakhulu.
Kungani uhlaziye futhi uqonde ibhange lamaSulumane?
Ngokuncipha kwezimakethe, ulwazi lwezezimali manje selusatshalaliswa emhlabeni wonke nangesikhathi sangempela. Lokhu kwandisa izinga lokuqagela okuholela ekuguquguqukeni okuphezulu kakhulu ezimakethe futhi kudalule amabhange. Ngalokho, Finance de Demain, uhlongoza ukwethula kuwe izizathu zokuthi kungani kudingekile ukuhlaziya nokuqonda lawa mabhange amaSulumane ukuze kutshalwe imali kangcono.
Imininingwane yamabhange amaSulumane
#isithombe_isihloko
Amabhange amaSulumane ayizikhungo ezinenkomba yezenkolo, okusho ukuthi ngokusekelwe ekuhlonipheni imithetho yamaSulumane. Izinto ezintathu eziyinhloko zenza imininingwane yamabhange amaSulumane uma kuqhathaniswa nokulingana kwawo okujwayelekile.
Izimiso Zezezimali ZamaSulumane
#isithombe_isihloko
Ukusebenza kohlelo lwezezimali lwamaSulumane kulawulwa umthetho wamaSulumane. Kodwa-ke, kubalulekile ukuveza ukuthi umuntu akakwazi ukuqonda izimiso zokusebenza komthetho wamaSulumane ngesisekelo semithetho nezindlela zokuhlaziya ezisetshenziswa ezezimali ezivamile. Ngempela, kuwuhlelo lwezezimali olunemvelaphi yalo futhi olusekelwe ngokuqondile emithethweni yenkolo. Ngakho-ke, uma umuntu efisa ukubamba ngokwanele izindlela ezihlukene zokusebenza kwezimali zamaSulumane, kufanele ngaphezu kwakho konke abone ukuthi kungumphumela wethonya lenkolo ekuziphatheni, bese kuba yisimilo emthethweni. , futhi ekugcineni umthetho wezomnotho oholela ezezimali.