Kuyini ukuqashisa?

Namuhla, abantu abaningi badinga ukuxhaswa ngezimali. Ukuze baxhase ngezimali amaphrojekthi okutshala imali, amabhizinisi angasebenzisa ukuqashisa. Esimeni sokuqashisa, ibhange lenza ucezu lwesisetshenziswa lutholakalele inkampani esikhathini esichazwe ngokucacile, ngokushintshanisa ukukhokhwa kwemali isikhathi ngasinye kanye nerenti yokuqala evame ukuba phezulu kakhulu.

Ekupheleni kwenkontileka, inkampani ethola okuhle ngokuvamile inezinketho ezimbalwa: ukuthola okuhle ngenani elichazwe lapho kusayinwa inkontileka, ukubuyisela okuhle noma ukuvuselela isivumelwano ngemibandela. kubiza kancane kuneyokuqala.

Ukuqashisa kuyinkontileka umuntu, ebizwa ngomqashisi, yenza impahla ephathekayo itholakale komunye umuntu, ummeli wezikweletu, esikhathini esichazwe ngokucacile nangemva kokukhokhwa kwemali eyinzuzo.

Kulesi sihloko ngikunikeza izisekelo zalokho okudingeka ukwazi mayelana nokuqashisa.

Asambe!!!

🌿 Imiphumela ebonakalayo yale ndlela yokuxhasa ngezimali

Njengoba inkampani ebolekisayo ingeyena umnikazi wempahla exhaswe ngokuqashisa, lesi sakhiwo asikwazi ukufakwa ku-balance sheet.

Inkampani ehlomula ngokuqashisa kumele ikhulume ngobukhona bendawo noma imisebenzi yokuqashisa kumanothi anezelwe ku-balance sheet futhi inamathisele kulolu hlu lwezibopho ezenziwe.

Mayelana nama-royalties, zidonswa intela esikhathini esihlukile sokwehla kwentela okusetshenziswe ohlotsheni olufanayo lwesakhiwo.

🌿 Izinselelo zokuqashisa

Ukuqashisa kuyindlela evumela amabhizinisi kanye nabantu ngabanye ukuba yenza utshalomali ezimpahleni ngokukhokha isamba sanyanga zonke esivame ukubizwa ngokuthi i-royalty.

Lokhu asithinti ngokusemthethweni isimo sempilo yabo yezezimali, ikakhulukazi ngokuphathelene nezilinganiso ze-solvency.

Eqinisweni, nale modi, ishidi lebhalansi lenkampani liyathandeka kakhulu, ngoba inomthwalo omncane kanye nezikweletu ohlangothini lwezikweletu.

Umbolekisi wesikweletu urekhoda ukukhokhwa kwemali eyinzuzo esikhundleni njengezindleko zokusebenza. Lapho umphumela wentela ukuthi inzuzo ngaphambi kwentela iyancipha kanye nentela ekhokhwayo futhi. Futhi, ukwehla kwenani kanye nenzalo akudonswa ngaphandle uma kusetshenziswe inketho.

Ngakho-ke lokhu kusho ukuthi ukuhlola inzalo ukuqashiswa okusinikeza yona ngokubheka ukutholwa kwendawo ngokuzixhasa ngezimali noma ngokuboleka, kufanele sicabangele ukugeleza kwemali okukhiqizwa yisimo ngasinye. .

Ithuluzi elingcono kakhulu lokuqhathanisa ukutshalwa kwezimali ukuhlaziya inani eliphelele lamanje ngokwendlela yokuxhasa ngemali.

Ekupheleni kwenkontileka, izimali ezizuziwe ezikhokhwayo zinenzuzo yokuthi zidonswe intela, kodwa ngokuhamba kwesikhathi okuhlukile ekwehliseni amanani okuvamile kwempahla eshiwo.

Lolu hlelo luvame ukusetshenziselwa izimoto kanye nemishini yekhompiyutha neyezimboni, ngoba lolu hlobo lwenkontileka lunikeza ithuba lokufaka iziqinisekiso zokunakekela kanye nokuxhaswa nge-VAT.

Qhathanisa nezinye izindlela zezimali, ukuqashisa kubeka umkhawulo owengeziwe kumsebenzisi wempahla, njengokungenzeki kokunqanyulwa kwenkontileka ngaphambi kokufika kwesikhathi esihleliwe, ngaphandle kokulandela isivumelwano esicacile somqashisi kanye nokuqedela ukukhokhelwa kwezinxephezelo.

🌿 Abahlanganyeli kwinkontileka yokuqashisa

Ekwenziweni kokuqashisa, amaqembu amathathu abandakanyeka ezimweni eziningi:

umphakeli wemishini, ngubani ongumnikazi wempahla ngakho-ke inhloso yayo enkulu wukuthengisa.

Umqashi, okuyiqembu elidinga ukuxhaswa ngezimali. Umqashi oweseka ukuxhaswa ngezimali kwesidingo esizwiwa umqashi

Ngakho-ke, nangu umqashi oyinkampani ehlomulayo. Uya kumqashisi wezezimali, okuyisikhungo noma ibhange, ukuze amazise ngezidingo zakhe futhi ngenxa yalokho aye kumthengisi uma kunesivumelwano sokuthatha indawo.

🌿 Izinzuzo kanye nokubi kokuqashisa

Ukuqashisa kunenzuzo enkulu ebhizinisini. Ingakwazi ukukhokhela okokusebenza ngaphandle kwemali yokuqala esetshenziswayo kanye nethuba lokuthatha indawo njengomnikazi wendawo ekupheleni kwenkontileka.

Inemishini yekhwalithi ephezulu: imishini yezolimo, imishini yokwakha, izindiza, imishini yezokwelapha, njll.

Izinqubo zokuphatha azinzima. Ukuphuma sekuvele kuyenzeka e- 4^Eme ngonyaka yokuqashisa imishini kanye 7^Eme ngonyaka nge-mortgage.

Uma ukhetha ukuqashiswa kwemishini, unemali efika ku-100% yenani lezisetshenziswa. Kuyisivumelwano sokuqashisa sezimali esiphinde sibe nenani le-VAT elixhumene nokutholwayo. Kuye, inkampani ikhokha i-VAT exhunywe nerenti, ngaphambi kokuyibuyisela ngokuhamba kwesikhathi ngenxa yezimemezelo ze-VAT.

Izindleko zokuqasha ezihambisana nezimali eziqashiwe ezikhokhelwe okokusebenza zinciphisa umphumela okhokhiswa intela, ngoba zirekhodwa esitatimendeni semali engenayo njengezindleko zokusebenza.

🌿 Ububi bokuqashisa

Ngokombono wezokuphatha, ukuqashisa kunenzuzo enkulu, kodwa ukuqaliswa kokuqashiswa kwemishini kunemibi.

Izindleko zenkontileka yokuqashisa iphezulu kakhulu qhathanisa naleyo yemalimboleko yesikhathi eside yendabuko. Izimali zokufaka isicelo zinzima kakhulu futhi kulokhu kunezelwa izindleko zewaranti.

Umqashisi wakho wezezimali ngokuvamile uzocela ukuthi ukhokhe idiphozi yesibambiso ezoba cishe u-15% ukubaluleka kwezinto.

Izikhungo eziqashisayo ngokuvamile ziyanqikaza ukuxhasa ukutshalwa kwezimali okuthile, okuzoba nzima ukuphinda kudayiswe uma umebolekisi ehluleka ukukhokha imali. Kulokhu, inkampani yesiqinisekiso sokubambisana kuyodingeka ingenele noma ukuthathwa kweziqinisekiso zangempela ngezinye izikhathi kuyadingeka ukuze kuphothulwe inkontileka.

Umshwalense ku umphelelisi abe izindleko ezifana : usizo, iwaranti emboza ukulahlekelwa kwezimali uma kwenzeka ukonakala, umshwalense wokuphuka kwemishini, njll.

Amarenti akhokhwa kusengaphambili ukufika komnqamulajuqu ngamunye. Kufanele wazi ukuthi inani lokugcina lokuthenga kabusha lesakhiwo kufanele lihlolwe ngokunemba okufanele ukuze ungakhokheli ngokungeziwe okokusebenza uma inketho yokuthenga ihlelwa.

Lokhu kubaluleka ekusebenzeni kuvamise phakathi kuka-1% no-6% intengo yokuqala yezinto zokwakha.

🌿 Uyini umehluko phakathi kokuqashisa nokuqashisa?

Ukuqashisa kuyinto umsebenzi wokuqasha yempahla egudlukayo noma engagudluki enenketho yokuthenga ekupheleni kwesikhathi sokuqasha ukuze kuzuze izinkampani eziqeqeshiwe.

Ukuqashisa, ngakolunye uhlangothi, ukuqashwa kwezimali kwempahla egudlukayo nengenakunyakaziswa ezuzisa abantu ngabanye kanye nezingcweti.

Kulokhu, singathola umehluko omkhulu emi-2 phakathi kwalezi zindlela zezimali:

Ukuqashisa kuhlomula noma yimuphi umuntu wemvelo (abantu ngabanye) noma inhlangano esemthethweni (izinkampani) kuyilapho iqashisa ingxenye yayo izuzisa izinkampani ezichwepheshile kuphela.

Ekupheleni kwenkontileka yokuqashisa, inkampani ehlomulayo inethuba lokuthatha indawo ngenxa yenketho yokuthenga; ngakolunye uhlangothi, ekuqashiseni, inkampani ehlomulayo ayinikezwa leli thuba ngokuzenzakalelayo.

🌿 Ukuvala

Uma sifika ekupheleni kokuhlaziya kwethu, kubonakala sengathi ukuqashisa kuyindlela ebaluleke kakhulu kunoma iyiphi inkampani engathanda ukuthatha impahla ngaphandle kokuba nezindlela zokuthola imali ezidingekayo kulokhu le ndlela yokuxhasa ngezimali inenzuzo.

Ngenxa yakhe, uzokwazi ukuzuza ekuncishisweni komphumela wakhe okhokhiswa intela ngenxa yalokho ukuncishiswa kwentela okufanele ikhokhwe ngaphezu kwezinzuzo le ndlela yokuxhasa ngezimali futhi inobubi njengezindleko eziphezulu zenqubo yokunikeza isikweletu.

Ngakho-ke singakutshela ukuthi ucabangisise ngaphambi kokwenza ukukhetha, siqinisekise ukuthi kuyindlela ephumelela kakhulu yokuxhasa ngezimali umsebenzi wakho kanye nethuba lephupho ongase ube nalo.

lena shayela inketho okukunikeza indlela yokuphuma ekuthengeni indawo ukuze ube umnikazi uma isivumelwano sesiphelile.

🌿 Imibuzo Evame Ukubuzwa

✔️ Ungazuza kanjani ngokuqashisa?

UMA uyinkampani, kusukela kwencane kuya kwenkulu, lokho unomsebenzi othile, futhi unomqondo wokusetha okokusebenza ukuze uxhase umsebenzi wakho, kuzodingeka uhlanganise uhlelo bese uya endaweni noma ebhange.

Phakamisa uhlelo lwakho futhi uma lilungile, bazokunikeza imali ngomsebenzi wakho futhi ngokubuyisela, kuzodingeka ukhokhe imali nyanga zonke futhi ekupheleni kwenkontileka yakho uzoba nethuba lokungena ekuphatheni le ndawo eshiwo. .

✔️ Ngingathola uxhaso ngaluphi uhlobo lwesisetshenziswa?

Unethuba lokuthola uxhaso lwezimali kunoma yiluphi uhlobo lwesakhiwo! Kodwa futhi kuyadingeka ukuthi impahla noma okuhle kuhloniphe izimo ezithile: kufanele isetshenziswe isikhathi eside, kufanele sikhombe futhi sinciphe.

Utshalomali lwakho lunethuba lokufaka izinto ezingaphatheki ezifana, isibonelo, isofthiwe ebalulekile ekusebenzeni kahle kwezisetshenziswa uma nje zihlonipha izimo esizibalulile ngenhla.

Siqedile !!! Kodwa ngaphambi kokuba uhambe, nansi indlela Ukutshala imali ku-real estate isinyathelo ngesinyathelo.