Iyini iphrojekthi yokutshala imali

Un iphrojekthi yokutshala imali kuhilela ukuhlaziywa ngokucophelela kwamathuba nezingozi ezingaba khona. Lokhu kungase kuhlanganise ukudalwa kwebhizinisi elisha, ukunwetshwa kwebhizinisi elikhona kakade, ukutholwa kwezimpahla noma ukutshalwa kwezimali amaphrojekthi ezindlu noma ezezimali. Noma ngabe imuphi umkhakha womsebenzi, iphrojekthi yokutshala imali idinga ukuhlela okuqinile, ukuhlolwa kwezindleko nezinzuzo, kanye nokuphathwa ngempumelelo kwezinsiza.

Inhloso eyinhloko yephrojekthi yokutshala izimali ukwandisa inzuzo ekutshalweni kwezimali ngokunciphisa ubungozi. Lokhu kubandakanya ukwenza izinqumo ezinolwazi kubhekwe izici zezomnotho, ezezimali, ezobuchwepheshe kanye nezokuncintisana.

Iphrojekthi yokutshalwa kwezimali eyimpumelelo ingaletha izinzuzo ezibalulekile, njengokuvulwa kwamathuba emisebenzi, ukukhula komnotho kanye nokwandiswa kwemisebenzi yebhizinisi.

🌿 Kungani usungula iphrojekthi yokutshala imali?

Ukutshala ingxenye yemali yakho kumaphrojekthi anenzuzo kukuvumela ukuthi wakhe imali engenayo eqhubekayo.

Kungakhathaliseki ukuthi ngezabelo zesitoko, inzalo yebhondi, ukuqashwa kwezindlu noma iyiphi enye imbuyiselo, iphothifoliyo ehlukahlukene yakha ukugeleza kwe imali engenayo. Lokhu kuhlukahluka kwemithombo yemali engenayo kunikeza ukuvikeleka kwezezimali kanye nethuba lokukhulisa amandla omuntu okuthenga.

Yenza ukonga kwakho kukhule izimali ezihlakaniphile kunenzuzo enkulu kunokuvumela imali yakho ihlale kuma-akhawunti asebhange angakhiqizi.

Imbuyiselo ekhiqizwayo, uma iphinde yatshalwa, ingakhulisa kakhulu imali yokuqala ngenxa yenzalo ehlanganisiwe. Tshala imali ngokuqhubekayo ikuvumela ukuthi uhlakulele ifa lakho.

Ukuze uzilungiselele ngokunethezeka ukuthatha umhlalaphansi, ukutshala imali kusenesikhathi futhi njalo kuyisu ikhokhiwe. Kunokuba uthembele empeshenini kahulumeni kuphela, ungakha ngokutshalwa kwezimali iphothifoliyo yezimpahla ezikwazi ukukhiqiza imali ezinzile uma iholo lakho lokuqashwa selimile.

Inzuzo evela ekutshalweni kwezimali ngempumelelo ingaba kutshalwe kabusha kumaphrojekthi amasha ukuhweba noma okusetshenziselwa ukuxhasa ngezimali zonke izinhlobo zezinhloso zomuntu siqu: ukuqeqeshwa, ukulungiswa kwekhaya, ukuhamba, njll.

🌿 Izici zephrojekthi yokutshala imali

Iphrojekthi yokutshala imali ibheka izici ezilandelayo:

Ukuhlonza isidingo, umbono wethuba, umbono. Isici sesikhathi, ihlala inquma ekuhlaziyweni kwenzuzo yephrojekthi, izehlakalo zokulandelana kwesikhathi zingenzeka njengesibonelo: inani lemali yezwe lapho iphrojekthi yenziwa khona.

Ingozi : isici sobungozi siyakhiqiza, ngoba inzuzo elindelekile, okuyimali enqwabelene engenayo ngokuphuma kwemali, ngesikhathi esifanayo ilindelwe futhi ayiqinisekile. Ngempela, noma yikuphi ukuqagela esikwenzayo ngokuhamba kwesikhathi kungaphansi kokungaqiniseki.

Izindleko zokutshala imali : bahlala ekusungulweni kwethuluzi lokukhiqiza futhi ngokuvamile bagxile ngesikhathi (ukuthengwa komhlaba, ukugcwaliseka kwezakhiwo ezihlukahlukene, ukuthengwa kwezinto zokwakha, njll.), kungukutshalwa kwezimali kuwo -okufanayo.

Izindleko zokusebenza : zivela ezindlekweni ezihlobene nokusebenza kwenkampani futhi ngenxa yalokho ziyaphinda (ukuthengwa kwezinto ezingavuthiwe, ukukhokhelwa kwezinsizakalo zangaphandle, ukukhokhelwa kwezisebenzi, izinsizakalo zokunakekela, njll.).

🌿 Ungasungula kanjani iphrojekthi yokutshala imali?

Kuyadingeka ukuze hlola inzuzo wephrojekthi yakho futhi uqinisekise "abalingani bakho, abasebenzi, amabhange, abanye abaxhasi bezimali" ngesidingo sokutshala lokhu.

Ngokucabangela zonke izingxenye zephrojekthi yokutshala izimali, kuzodingeka wakhe ifayela lakho ngezinga eliphezulu lamaqiniso: isikweletu samanje, ishidi lebhalansi yenkampani, amandla okuzixhasa ngezimali, iphrojekthi yokutshala izimali iyonke .

Ngenxa yalokho, ungakwazi:

• Bona imbuyiselo kutshalomali lwakho,
• Linganisa izindleko zephrojekthi,
• Izixazululo zezimali eziqondiwe: ukuzixhasa ngezimali, ukubolekwa kwebhange, ukuqashisa, ukukhushulwa kwezimali, nokunye okuningi.

Inhloso yephrojekthi yokutshala imali ngu thola ibhalansi phakathi kwezindleko ezihlukahlukene nemali engenayo etholiwe ngokuhamba kwesikhathi (isikhathi esifushane, esimaphakathi noma eside) ukuze kuqinisekiswe ngenzuzo yephrojekthi.

Nasi isifinyezo esifushane sezindlela ezahlukene zokuxhasa ngezimali ukutshalwa kwezimali.

🌿 Izibonelo zamaphrojekthi otshalomali

Iphrojekthi yokutshala amandla avuselelekayo

Lokhu kubandakanya ukutshala imali ezikhungweni zokukhiqiza amandla aluhlaza njengamapulazi omoya, izimboni zamandla elanga noma ukufakwa kukagesi ngamanzi. La maphrojekthi ahlose ukukhuthaza ukuguqukela emithonjeni yamandla esimeme kakhudlwana futhi kuncishiswe umthelela kwezemvelo.

Iphrojekthi yokutshalwa kwezindlu

Lokhu kungase kuhlanganise ukuthenga izindlu ezithengiswayo, amahhovisi noma izindawo zokuthenga ngenjongo yokuziqasha noma ukuzidayisela kabusha ngokuhamba kwesikhathi. Ukutshalwa kwezimali kwezakhiwo ngokuvamile kunikeza ithuba elizinzile lembuyiselo yesikhathi eside.

Iphrojekthi yokutshala imali ekuqaleni kwezobuchwepheshe

Imayelana nokutshala imali ezinkampanini ezisafufusa ezigxile kwezobuchwepheshe kanye nokusungula izinto ezintsha. Lawa maphrojekthi angabandakanya ukuxhasa ngezimali ukuqalisa okuthembisayo emikhakheni efana ne-fintech, impilo yedijithali, ubuhlakani bokwenziwa, njll.

Umklamo Wotshalomali Embonini Yezokukhiqiza

Lokhu kungase kuhlanganise ukutshalwa kwezimali ezimbonini zokukhiqiza noma imigqa yokukhiqiza ukuze kukhiqizwe impahla ekhiqiziwe. Le miklamo ingaba negalelo ekuthuthukisweni komnotho ngokudala amathuba emisebenzi kanye nokugqugquzela ukukhula kwezimboni.

Umklamo Wotshalomali Wezolimo

Lokhu kubandakanya ukutshala imali emisebenzini yezolimo njengokutshala ukudla, imfuyo noma imboni yezolimo. Lezi zinhlelo zingafaka isandla ekuqinisekiseni ukutholakala kokudla, ukwakhiwa kwamathuba emisebenzi ezindaweni zasemakhaya kanye nokugqugquzela ukuthuthukiswa kwezindawo zasemakhaya.

Lezi zibonelo zibonisa ukwehlukahlukana kwamaphrojekthi okutshalwa kwezimali okungenzeka. Kubalulekile ukwenza ukuhlaziya okuphelele ukuze kuhlolwe amathuba angenzeka kanye nobungozi obuhambisana nephrojekthi ngayinye ngaphambi kokwenza isinqumo sokutshala izimali.

🌿 Kuya ngohlobo lwe-investimenti

Sihlukanisa kulesi simo esithile:

✔️Ukutshalwa kwezimali okuphathelene nezimpahla namasevisi

Amaphrojekthi okutshalwa kwezimali ezimpahleni namasevisi ahlanganisa imikhakha eminingana yomsebenzi:

• imboni : izimayini, amakhemikhali, ama-hydrocarbon, izinkuni, izindwangu, ifenisha, ukunyathelisa kanye nanoma iyiphi enye imboni ethembele ekuguqulweni kwezinto ezingavuthiwe.
• Ukulima: izitshalo zokudla, imfuyo, izitshalo zezimboni, ukudoba, ukufuywa kwezinhlanzi kanye nanoma yimuphi omunye umsebenzi wokukhiqiza wezolimo.
• Izinsizakalo : amandla, ezokwakha, ezokuthutha, amahhotela nezokuvakasha, ezokuxhumana, ukusatshalaliswa, ezempilo, ezemfundo kanye nanoma yimuphi omunye umsebenzi ohlobene nomkhakha wezemfundo ephakeme.

✔️Ukutshalwa kwezimali kwezezimali

Ukutshalwa kwezimali yimisebenzi ehlanganisa ukutshalwa kwezimali kwezimali ezihlukene ngenhloso yokuthola izibambiso zeholo lezezimali. Lezi zihloko zingathatha isimo:

Izenzo ; emele ingxenye yemali yamasheya enkampani. Uma unamasheya enkampanini, uba umnikazi wamasheya oqondile kuleyo nkampani.

Izibopho zoMgcinimafa; okuyisibambiso sesikweletu esikhishwa umbuso kubantu ngabanye futhi esikhokhwa ekuvuthweni okunqunywe kusengaphambili yizinhlangano.

izinkontileka zesikhashana ; yizivumelwano ezisayiniwe ngakho isikhathi singaphansi konyaka owodwa.

Izibopho ; yisikweletu esithile esikhishwe inkampani, umbuso noma iziphathimandla zendawo ukuze zihlukanise.

Izinketho ; okuwumkhiqizo wezezimali onikeza umuntu ilungelo lokuthenga noma lokuthengisa inani lempahla phakathi nenkathi ethile nangenani elinqunywe kusengaphambili.

IOU ; idokhumenti lapho umuntu eqinisekisa ukuthi unemali yomunye umuntu.

amaphepha okuhweba ; isethi yama-banknotes akhishwe inkampani enesikweletu esihle kakhulu ngokwemakethe yezezimali

🌿 Kuye ngenjongo yokutshala imali

Ngokusekelwe kunhloso yokutshalwa kwezimali, singakwazi ukuhlukanisa izinhlobo ezine zephrojekthi yokutshala.

✔️ Ukutshalwa kwezimali kubeka phambili ukushintshwa

Lokhu ukutshalwa kwezimali lapho imishini emidala ishintshaniswa khona kufakwe ezintsha, ngenhloso yokugcina amandla okukhiqiza enkampani. Okubalulekile ukuthi izimpahla ezintsha zinezici ezifanayo nezindala mayelana namandla okukhiqiza, izindleko nokunye okuningi.

Singaphinde sibize ukutshalwa kwezimali okushintshwayo njengokuvuselelwa kokutshalwa kwezimali.

✔️Izimali ezithuthukisa ukwanda:

Lezi yizimali ezinikeza inkampani ithuba lokubhekana nokuvela kokukhula kwesidingo.

Ngokuvamile kwenziwa ngokwenza utshalomali olusha ku inhloso yokukhulisa amandla okukhiqiza. Yiba ngokwandisa uhla lwemikhiqizo ehlinzekwa yinkampani. Ungaphinda ubize lezi zimali njengezimali zokunweba.

✔️Izimali ezithuthukisa ukwenziwa kwesimanje:

Lokhu ukutshalwa kwezimali ngakho inhloso enkulu ukwehlisa izindleko zokukhiqiza zenkampani.

Lokhu ngokuhlanganisa izici ezihlukene zokukhiqiza kukodwa noma ngenani elincishisiwe. Ngakho-ke, ngenxa yalokho, inkampani ingathuthukisa ukukhiqiza kwayo futhi ikhulise ukuncintisana kwenkampani. Lokhu kusho ukuthi inkampani izokhiqiza kakhulu kunakuqala, kodwa ngezindleko ezincishisiwe.

✔️Izimali ezithuthukisa ukudalwa

Njengoba ukutshalwa kwezimali okuhlukahlukene kuhlobene nokufakwa kwemishini emisha, ukutshalwa kwezimali kokudala kuhlobene nokufakwa kwephrojekthi engenabo isibopho nokutshalwa kwezimali osekukhona kakade.

Inqubo esikuphakamisele yona ihambisana kakhulu naleyo yokutshalwa kwezimali kokudala. Kodwa ayihlukile kakhulu kunezinye izindlela zokuxhasa ngezimali.

🌿 Kuya ngokuncika kwephrojekthi

Uma sicabangela uhlobo lobudlelwano obukhona phakathi kwamaphrojekthi amabili noma ngaphezulu, amaphrojekthi ahlukahlukene ahlukaniswe ngalo mqondo:

✔️Amaphrojekthi azimele

Amaphrojekthi amabili kuthiwa azimele, uma ukuqaliswa kweyodwa noma kungancikile komunye. Lokhu kuvame ukukwenzeka kumaphrojekthi ahlose ukuhlangabezana nezidingo ezahlukene, njengephrojekthi yokwakha kanye nephrojekthi yokumaketha.

✔️Amaphrojekthi akhethekile

Kuthiwa amaphrojekthi amabili ahlukene lapho ukufezeka komunye umsebenzi kungafaki omunye.

Ngokuvamile lokhu sikubona kumaphrojekthi ahlose ukuhlangabezana nezidingo ezifanayo, njengephrojekthi yomgwaqo noma yendiza.

✔️Amaphrojekthi okuthiwa ancike noma ahambisanayo

Amaphrojekthi amabili kuthiwa ancike, noma ahambisanayo, lapho ukuphothulwa kwephrojekthi eyodwa kungenzeka kuphela uma enye yenziwa. Sivamise ukukubona lokhu ezimayini, okungeke kwenzeke ngaphandle kokuthi kudalwe indlela yokubalekela. Ngakho-ke ukuhlaziya kufanele kwenziwe kumaphrojekthi ahlanganisiwe.

🌿 Ukuvala

Sengiphetha, iphrojekthi yokutshala imali ingaphezu nje kokwabiwa kwezimali. Kuyindlela yesu ehlose ukukhulisa imbuyiselo ngenkathi kunciphisa ubungozi. Sihlole izibonelo ezihlukene zamaphrojekthi okutshalwa kwezimali, kusukela kumandla avuselelekayo kanye nezindlu ezithengiswayo kuya ekuqaleni kwezobuchwepheshe, ezokukhiqiza kanye nezolimo.

Iphrojekthi yokutshalwa kwezimali eyimpumelelo idinga ukuhlela ngokucophelela, ukuhlolwa okuqinile kwezindleko nezinzuzo, kanye nokuphathwa kwezinsiza ngempumelelo. Kubalulekile ukucabangela izici zezomnotho, ezezimali, ezobuchwepheshe nezokuncintisana ukuze wenze izinqumo ezinolwazi.

Imiklamo yokutshalwa kwezimali ingadlala indima ebalulekile ekudaleni amathuba emisebenzi, ekukhuleni komnotho kanye nentuthuko esimeme. Banikeza amathuba okuqamba izinto ezintsha, ukuthuthukiswa kobuchwepheshe obusha nokudala inani elengeziwe.

🌿 Imibuzo Evame Ukubuzwa

✔️Iyini iphrojekthi yokutshala imali?

Iphrojekthi yokutshalwa kwezimali wuhlelo lapho izinsiza zabantu, ezezimali, ezobuchwepheshe kanye nezinto ezibonakalayo zinganyakaziswa ngenjongo yokuthola izinzuzo ezingaqinisekile esikhathini esimaphakathi noma eside.

✔️Iyini inhloso yephrojekthi yokutshala imali?

Iphrojekthi yokutshala imali ihlose ukuthola ibhalansi phakathi kwe-investimenti nezindleko zokusebenza kanye nemali engenayo esakazwa ngokuhamba kwesikhathi.

✔️Yiziphi izici zephrojekthi yokutshala imali?

Izici zephrojekthi yokutshalwa kwezimali yilezi: umbono, isici sesikhathi, isici sobungozi, izindleko zotshalomali, izindleko zokusebenza, imali engenayo yokusebenza.

Umgomo wethu uwukunelisa futhi siyethemba ukuthi kuzuziwe. Uma kunjalo, sithumele isithupha nemibono yakho kumazwana ukuze usazise amaphuzu ongathanda siwathuthukise. Kodwa Ungayithola kanjani imali mboleko yasebhange yephrojekthi yakho

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