Ungayithola kanjani imali mboleko yasebhange yephrojekthi yakho

Lapho uqala iphrojekthi yezamabhizinisi, udaba lokuxhaswa ngezimali lubalulekile. Imithombo yokuxhasa ngezimali ihlukene futhi iyahlukahluka, kodwa ukuthola imali ebolekiwe yasebhange kuvame ukuba yisinyathelo esidingekayo kosomabhizinisi abaningi. Nokho, ukuthola imali ebolekiwe yasebhange yephrojekthi yakho akulula ngaso sonke isikhathi, futhi ukulungiselela kusengaphambili kubalulekile. Omunye umbuzo esivame ukuzibuza wona ukuthi sithathe imalimboleko yesikhathi eside noma yesikhashana.

Kulesi sihloko, sizokunikeza konke izihluthulelo zokulungiselela ngempumelelo ukuthola imali mboleko yasebhange yephrojekthi yakho.

Sizobona ukuthi ungasilungiselela kanjani kahle isicelo sakho semalimboleko, yiziphi izinto ezibalulekile okufanele uzibeke phambili ukuze ukholise umbhange wakho nokuthi ungawandisa kanjani amathuba akho okuthola imali.

Noma ngabe ungumuntu osaqalayo noma ungusomabhizinisi onolwazi, lesi sihloko sizokuvumela ukuthi ube ngcono ukuqonda okulindelwe yibhange kanye nokukulungiselela ngokugcwele ukuthola uxhaso lwezimali oludingayo ukuze wenze iphrojekthi yakho ibe ngokoqobo.

Asambe !!

🔰 Iyini imali ebolekiwe yasebhange?

Un Imali mboleko yasebhange yinkontileka eyenziwa yibhange noma isikhungo sezezimali ukusetshenziswa kusukela kumboleki isamba semali yokuxhasa iphrojekthi, kuncike ekukhokhweni kwalesi samba, kanye nenzalo, esikhathini esinqunyiwe.

Inganikezwa izinhlobo ezahlukene zamaphrojekthi futhi ithathe izinhlobo ezahlukene: imalimboleko yesilinganiso esinqunyiwe noma esiguquguqukayo, ekhokhwayo noma ngenhlawulo, imali mboleko yesikhathi esifushane, emaphakathi noma eside.

Imali mboleko yasebhange ingenye yezindlela ezivame kakhulu zokuxhasa iphrojekthi. Ikuvumela ukuthi ube nesamba esikhulu semali ngokushesha ukuze ufeze iphrojekthi yakho. Kubandakanya a umthwalo omkhulu wezezimali ukuze kugcinwe isikhathi eside.

Cabanga ngakho ngaphambi kokuthatha imali ebolekiwe yasebhange futhi uzilungiselele ukuthola izimo ezingcono kakhulu. Nokho, ungakwazi futhi xhasa ngezimali iphrojekthi yakho ngokuzuza ku-crowdfunding.

🔰 Izinyathelo zokuzuza emalimboleko yasebhange

Ukuze uzuze emalimboleko yasebhange, kubalulekile ukulandela izinyathelo ezimbalwa. Nazi izinyathelo ezibalulekile okufanele uzilandele:

⛳️Isinyathelo 1: Cwaninga abangaba ababolekisi

Ngaphambi kokuthi uqale ukufuna imali ebolekiwe yasebhange, udinga ukucwaninga izinketho ezahlukene ezitholakalayo.

Ababolekisi bangafaka amabhange okuhweba, amabhange omphakathi, izinyunyana zezikweletu, izinkampani ezibolekisa nge-inthanethi, nezinye izikhungo zezezimali. Ungacabanga nokuletha abatshalizimali abazimele noma ozakwethu bebhizinisi.

Kubalulekile ukuthola umbolekisi ofaneleka kangcono iphrojekthi yakho kanye nezidingo zakho zezezimali. Qhathanisa okunikezwayo okuvela kubabolekisi abahlukene ngokuya ngezilinganiso zenzalo, izinkokhelo nemibandela yokukhokha. zizwe ukhululekile buza imibuzo kubabolekisi amandla okucacisa imininingwane.

⛳️Isinyathelo sesi-2: Hlola isimo sakho sezezimali

Ngaphambi kokufaka isicelo sakho semalimboleko, kufanele uhlole isimo sakho sezezimali. Ababolekisi bazofuna ukwazi ukuthi wena bayakwazi ukukhokha imali ebolekiwe.

Lokhu kuhlanganisa ukuba nesimo sezimali esinempilo, okuhlanganisa amaphuzu amahle esikweletu kanye nomlando wokukhokha izikweletu ngesikhathi.

Qiniseka ukuthi uthola ikhophi yombiko wakho wesikweletu futhi uqinisekise ukuthi lonke ulwazi lulungile. Uma unamaphutha noma okungalungile embikweni wakho wesikweletu, xhumana nezinkampani ezibika ngezikweletu ukuze ukulungise ngaphambi kokufaka isicelo semali mboleko.

⛳️Isinyathelo sesi-3: Yakha uhlelo lwebhizinisi oluqinile

Ukuze uthole imali mboleko yasebhange, kufanele wethule a uhlelo lwebhizinisi oluqinile. Uhlelo lwakho lwebhizinisi kufanele luchaze kabanzi ngephrojekthi yakho, isu lakho lokukhula, izinhloso zakho kanye nokuqagela kwezezimali.

Kufanele futhi ihlanganise imithombo elindelwe yemali engenayo nezindleko, kanye nendlela ohlela ukuyibuyisela ngayo imali oyibolekile.

Uhlelo lwebhizinisi olubhalwe kahle lukhombisa ukuthi une ukuqonda okuqinile kwebhizinisi lakho nokuthi ukulungele ukuthatha umthwalo wemfanelo wezezimali olandelayo. Uma udinga usizo lokubhala uhlelo lwebhizinisi, ungasibiza.

⛳️Isinyathelo sesi-4: Nikeza iziqinisekiso eziqinile

Ngemva kokukhiqiza uhlelo lwakho lwebhizinisi, uzodinga ukukhiqiza iziqinisekiso zekhredithi yakho. Isibambiso siyisihluthulelo sababolekisi njengoba simelela indlela yokubuyisela imali ebolekiwe uma kwenzeka ingabuyiselwa.

Ngakho-ke kubalulekile ukunikeza iziqinisekiso eziqinile ze wandise amathuba akho ukuthola imali ebolekiwe yasebhange.

Isibambiso singaba ngendlela yezakhiwo, izimoto, amasheya, ama-akhawunti asebhange noma ezinye izimpahla ezingathathwa uma kwenzeka zingakhokhi. Uma isibambiso siqinile, ababolekisi bayanda bazimisele ukuboleka imali.

⛳️Isinyathelo sesi-5: Faka isicelo semalimboleko

Uma usulungele ukufaka isicelo sokubolekwa imali, xhumana nebhange lakho noma isikhungo sezezimali ukuze uthole izidingo nemibhalo.

Zilungiselele ukuphendula noma yimiphi imibuzo umbolekisi angaba nayo futhi ulungele ukuxoxisana ngemibandela yemalimboleko uma kunesidingo.

🔰 Amathiphu okuzuza kalula emalimboleko yasebhange

Uma usulikhethile ibhange ofuna ukufaka kulo isicelo sokubolekwa imali ukuze uxhase iphrojekthi yakho, sekuyisikhathi sokuxoxisana ngemibandela yemalimboleko yakho. Nawa amanye amathiphu angakusiza ukuthi uxoxisane nebhange lakho:

⚡️ Lungiselela ukuxoxisana

Ngaphambi kokuxhumana nebhange lakho, qiniseka ukuthi unolwazi oluhle ngephrojekthi yakho kanye nezibalo ezihambisana nayo.

Lungiselela a Ifayela eliqinile elichaza imininingwane yephrojekthi yakho kanye nezizathu zokuthi kungani ukwazi ukukhokha imali ebolekiwe. Ungase futhi ucwaninge amanani enzalo amanje anikezwa ngamanye amabhange ukuze akusize uxoxisane ngamanani ancintisanayo.

⚡️ Thembeka

Thembeka ebhange lakho mayelana nesimo sakho sezezimali kanye nekhono lakho lokubuyisela imali oyibolekile. Uma unezikweletu noma izinkinga zezimali, batshele ngokucacile. Bangase bakwazi ukukusiza uthole isixazululo esifanelana nesimo sakho.

⚡️ Bonisa ukuzibophezela kwakho

Amabhange afuna ukuboleka imali ababoleki abathembekile nabazibophezele. Bonisa ibhange lakho ukuthi uzibophezele kuphrojekthi yakho ngokukunikeza uhlelo lwebhizinisi oluqinile nolunemininingwane. Uma uzilungiselele futhi uzimisele kakhulu, maningi amathuba okuthi ibhange likuboleke imali.

⚡️Xoxisana ngemibandela yemalimboleko

Imibandela yemalimboleko yakho, njengezinga lenzalo, isikhathi semalimboleko, inani lokukhokha nyanga zonke kanye nesibambiso esidingekayo, konke kuyaxoxisana.

Ungangabazi ukucela imigomo ehambisana nezidingo zakho zezezimali nesimo. hlala ulungile ukuyekethisa lapho kudingeka khona ukuze kufinyelelwe esivumelwaneni esizuzisa bobabili.

⚡️ Qhathanisa okunikezwayo

Ungangabazi ukuqhathanisa okunikezwayo kwamabhange ahlukene ngaphambi kokwenza isinqumo sokugcina. Ungasebenzisa ulwazi oluqoqayo ocwaningweni lwakho ukuze uxoxisane ngemibandela engcono nebhange olithandayo.

Ungakhohlwa ukuzicabangela futhi amabhange aku-inthanethi kanye nezibungu amabhange ama-neo. Hlaziya wonke amathuba. Ngokulandela lawa macebiso, ungakwazi ukwandisa amathuba akho okuxoxisana ngezimo zemalimboleko enenzuzo futhi uxhase ngempumelelo iphrojekthi yakho.

🔰 Imibuzo Evame Ukubuzwa 

✔️ Yiziphi izindlela zokukhetha amabhange ukuthi anikeze imali mboleko?

R: Amabhange abheka izindlela ezimbalwa lapho enquma ukuthi angayinikeza yini imali mboleko, njengezinga lengozi yephrojekthi, amandla okubuyisela omboleki, ikhwalithi yefayela lesethulo sephrojekthi kanye nezinga lokuzibophezela komboleki kuphrojekthi.

✔️ Ngingawandisa kanjani amathuba ami okuthola imali ebolekiwe yasebhange yephrojekthi yami?

R: Ungakwazi ukwandisa amathuba akho okuthola imali ebolekiwe yasebhange ngokulungiselela ngokucophelela, ukwethula umlando oqinile wezikweletu, ukuba nesikolo esihle kanye nesu elicacile lokukhokha.

✔️ Kuthatha isikhathi esingakanani ukuthola imali ebolekiwe yasebhange?

R: Isikhathi esidingekayo sokuthola imali mboleko yasebhange singahluka kuye ngebhange, ubunzima bephrojekthi kanye nekhwalithi yokwethulwa kwefayela. Ngokuvamile lokhu kungathatha noma yikuphi kusukela ezinsukwini ezimbalwa ukuya emavikini ambalwa.

✔️ Kungenzeka yini ukubolekwa imali ngaphandle kwesibambiso?

R: Akuvamile ukuthola imali ebolekiwe ngaphandle kwesibambiso, kodwa kuya ngenani lemali mboleko kanye nokuqiniseka ibhange elinalo kuphrojekthi kanye nomboleki.

✔️ Kwenzekani uma ngingakwazi ukukhokha imali ebolekiwe?

R: Uma ungeke ukwazi ukukhokha imali oyibolekile, ibhange lingase lilandele izinyathelo zokuqoqa, ezifana nokuthathwa kwempahla, ukuncishiswa kwesikolo sakho sesikweletu, kanye nenzalo eyengeziwe.

✔️ Yiziphi ezinye izinketho zezimali ezitholakalayo uma ngingakwazi ukubolekwa imali ebhange?

R: Kukhona ezinye izinketho zezimali njengezibonelelo, abatshalizimali abazimele kanye nezinkundla zokuqoqa imali. Kubalulekile ukuhlola zonke izinketho ezitholakalayo bese ukhetha evumelana kangcono nephrojekthi yakho.

✔️ Ngingaxoxisana kanjani ngemibandela yemalimboleko yami?

R: Ungakwazi ukuxoxisana ngemibandela yemalimboleko yakho ngokwethula ifayela eliqinile, ube nemiphumela emihle yesikweletu, uqhathanise okunikezwayo okuvela emabhange ahlukene kanye nokunikeza iziqinisekiso ezengeziwe.

🔰 Ukuvala

Sengiphetha, ukuthola imali ebolekiwe yasebhange ukuze kuxhaswe iphrojekthi yakho yi-a isinyathelo esibalulekile kunoma yimuphi usomabhizinisi. Ukuze wandise amathuba akho okuthola imali ebolekiwe, kubalulekile ukuzilungiselela kahle futhi ulandele izinyathelo ezibalulekile ezinjengokulungisa ifayela lakho, ukuthola ibhange elifaneleka kakhulu lephrojekthi yakho nokuxoxisana ngemibandela yemalimboleko yakho.

Kubalulekile futhi ukuqonda ngokugcwele ubungozi nezibopho ezihambisana nemali mboleko yasebhange kanye nokuqinisekisa ukuthi ungakwazi ukukhokha imali ebolekiwe ngokuvumelana nemibandela okuvunyelwene ngayo.

LImali mboleko yasebhange akuyona ukuphela kwenketho imali yephrojekthi yakho. Miningi eminye imithombo yoxhaso njengezibonelelo, abatshalizimali abazimele kanye nezinkundla zokuqoqa imali.

Ngakho-ke kubalulekile ukuhlola ngokucophelela zonke izinketho zezimali ezitholakalayo bese ukhetha evumelana kangcono nephrojekthi yakho.

Kodwa ngaphambi kokuba uhambe, nansi kanjani ukuphuma ezikweletini?