Kusukela emabhange endabuko kuya cryptocurrencies 

Umlando wama-cryptocurrensets uhlehlela emuva ku-2009. Avele agqama endaweni yesehlakalo njengenye indlela yamabhange endabuko kanye nezimakethe zezimali. Kodwa-ke, izikhungo eziningi zamabhange nezezimali namuhla zithembele kubuchwepheshe be-blockchain kanye ne-cryptocurrencies ukuthuthukisa uhlelo lwabo. Ngaphezu kwalokho, ama-cryptocurrencies amaningi asanda kwakhiwa nawo azama ukungena imakethe yezezimali yendabuko.

Eqinisweni, akumangazi ukuthi izinhlangano zamabhange zixhawulana nge-cryptocurrencies. Ikusasa lokubhanga okujwayelekile belingeke libe khona uma lingaguquki futhi livumelane nentuthuko ye-New Technologies.

Uhlelo lwethu lwezezimali lusaqhubeka nokuqiniswa kumodeli owakhiwa engxenyeni yesibili yekhulunyaka elidlule. Ibekezelele izinselele zokuhamba kwesikhathi ngeziqephu zezobuchwepheshe ezihlukahlukene, ezihlulekile ukuzivumelanisa ngokuphumelelayo nenkathi yedijithali.

Inguquko ye-cryptocurrency

Ukufika kwama-cryptocurrensets kube yinqubo ephazamisayo esimweni sezezimali, okuhlinzeka ngezinzuzo ezengeziwe kumsebenzisi. Ngalo mqondo, amakhasimende awadingi abaxhumanisi ukuze enze imisebenzi yawo yezomnotho.

Ngaphezu kwalokho, lezi zinqubo ziyashesha, zingenziwa kunoma iyiphi idivayisi yeselula futhi zinikeze ukufinyelela emnothweni womhlaba.

Uhlelo lwezezimali emsebenzini wabo bonke

Kufanele kucatshangelwe ukuthi ngaphezu Abantu abayizigidi ezingu-2 emhlabeni wonke abanakho ukufinyelela ezinsizeni zamabhange ezivamile. Ukubukeka kwe-cryptocurrencies kufike ukudambisa lesi simo. Lokhu kwabavumela ukuba babambe iqhaza emnothweni womhlaba. Kwakuyinguquko yangempela ehlanganisa ithuba lokuphuma ebumpofu.

Le ndlela yokusebenza ithanda ukubonakala kwamanethiwekhi ezezimali asungulwa phakathi kokulingana. Kuya ngokuya kuba njalo ukufakaza lolu hlobo lokuxhumana. Umphumela oqondile wemboni yezezimali uhumusha usongo lwangempela kuwo wonke umkhakha.

Isizathu sokwesaba ukubhanga: imisebenzi kontanga kuya-kontanga nge-cryptocurrencies yokuphunyuka kokulawula okuphakathi. Ngaphezu kwalokho, ukudlulisa imali kwamanye amazwe kuyashesha futhi kushibhile.

Umbiko we-BBA UK “ Ukuphazamiseka Kwedijithali: Umbiko Webhange lase-UK ikhombisa lokhu ngokucace kakhulu. Kochwepheshe, ngokusetshenziswa kwe-Bitcoin, abantu baphatha izidingo eziningi bebodwa kuze kube manje ezidinga ibhange. Manje ukusebenzisana nebhange akudingekile, futhi umsebenzisi aze asindise kumakhomishini.

Ngabe ukubhanga okujwayelekile kunyamalele?

Izimali zedijithali zinyakazise izisekelo zomkhakha owawuphila ngokunezimpande esikhathini esidlule. Ukuvela kokubhanga okujwayelekile akuhambisani nezidingo ezikhiqizwa amakhasimende.

Njengoba umhlaba ungena inguquko yezimboni 4.0. Imikhakha nezinkampani kwadingeka ukuthi zibhekane noshintsho olunamandla olwaluzozigcina zisemakethe futhi zikwazi ukuncintisana ngokuphelele.

Izinkampani zamabhange zizamile ukubambezela noma zigweme inqubo yoguquko engenakugwenywa. Ngisho namabhange amakhulu awakwazanga ukunquma. Kunoma ikuphi, noma befika sekwephuzile, akukho okunye abangakwenza ngaphandle kokuthi bazisungulele kabusha futhi imali ye-cryptocurrency iyisiphetho seqhwa abangabhekana nakho.

Eqinisweni, uma befuna ukuhlala bencintisana, amabhange amakhulu kudingeka adlule kunqubo ejulile yokwenza idijithali. Kumelwe balungele ukunikeza, ngesikhathi sangempela, izinketho nezinsizakalo, njengomsebenzisi, ezitholakala ngokusebenza nge-cryptocurrencies.

Kuyiqiniso ukuthi amabhange agqama kakhulu kulo mkhakha aseqalile ukutshala imali ukuze enze ucwaningo futhi athuthukise ubuchwepheshe be-blockchain. Inhloso wukukwazi ukubuyisela umhlaba futhi uthole isisekelo emkhakheni wokubhanga ngedijithali.

Valelisa ukungenzi kahle

Ngale kokuvuselelwa kobuchwepheshe, ibhange lendabuko kumele lisuse ukungathembani okulizungezile emehlweni omthengi. Sekungamashumi eminyaka amabhange ephakathi kwabasebenzisi abangagculisekile abathi, ngaphandle kwesilinganiso esinempilo sokungabi namandla, bafakaza izenzo eziphambene nezimiso zokuziphatha.

Ukukhwabanisa kwama-akhawunti, ukusetshenziswa kwezimali ezidonswayo ngaphambi kwezikweletu, ukuqoqwa kwamakhomishini, imibandela ehlukumezayo, isibopho sokuthenga imikhiqizo yezezimali… kanye nokunye okude, kugcine kufake ekhasimendeni umuzwa wokungathembani okuvamile.

Kusukela manje, lo mkhakha kumele ufunde lokho nge ukwenza idijithali, amakhasimende anokufinyelela kulo lonke uhambo lwawo nge-smartphone elula. Kuyacaca ukuthi le mikhuba yasebhange izinsuku zayo zibaliwe.

Ukubhekana nalesi simo, sekukhona amabhange azama ukuthuthukisa isithombe sabo. Ukuze benze lokhu, baye bagxila, phakathi kwezinye izinto, ekuthuthukiseni isevisi yabo yamakhasimende, ukunikeza izinketho zedijithali kanye nokunciphisa noma ngisho nokuqeda amakhomishini.

Kunoma yikuphi, ngokubona kochwepheshe bamabhange, ibhange lendabuko kufanele libheje ngezixazululo zedijithali ezedlula imingcele yalo egxilile. Lokhu kusho ukuthi kumele badlulele ngalé kokumane basebenzise, ​​ngendlela esezingeni, izinketho ezithile ezifana nezinsiza zamabhange omakhalekhukhwini.

Phakathi nenqubo ephazamisayo uhlelo lwezezimali luzithola lukhona, uma bengalahli imikhuba yangaphambili futhi bamukele uguquko olujulile oludingayo, basengozini yokushiywa ngemuva.

Izincwadi ezikhethekile ezifana Ibhange laseMelika ukhuthaze amabhange ukumemezela ukuthi cryptocurrencies kungaba ithuba lamabhange. Lo magazini ubonisa ukuthi imibuzo efana nendlela yokucubungula izinkokhelo, ukwenza lula ukuthengiswa kwemali yamazwe ngamazwe, ukuvumela ukushintshaniswa kwama-bitcoins ngemali yamanje noma ukulokotha ukunikeza izikweletu ngemali ebonakalayo, kungathuthukisa umkhakha.

Ibhange lendabuko liqhathaniswa ne-cryptocurrencies, ukuvela kwezimakethe zezimali

Ezikhathini zamuva nje, kube noshintsho oluthile endleleni yokuziphatha kwamanye amabhange endabuko kanye nezikhungo zezimali. Kubonakala sengathi bebefuna ukuzenzela indawo emkhakheni we-cryptocurrencies kanye ne-blockchain.

Bathi bafuna ukwenza ngcono uxhaxha lwamabhange. Iqiniso liwukuthi ama-cryptocurrensets amasha adaliwe okuthi, ngokubambisana nebhange, azame ukungena emakethe yamabhange yendabuko.

Elinye lamacala akamuva libhekisela kusoseshini esungulwe phakathi kwe-Santander namanye amabhange angu-13, okuhlanganisa namagama anamandla njenge-Barclays, i-Credit Suisse, i-ING, i-Lloyds Banking Group, i-Nasdaq noma i-Commerzbank.

Lezi zinsika zamabhange endabuko zakha i-Fnality. Inhloso ibandakanya ukusungulwa kwe-“ inethiwekhi yengqalasizinda yezimakethe zezimali ". Inemali yayo yedijithali, i-USC. Le cryptocurrency iboshelwe, ngokwenani, nezinhlobo zemali ze-fiat.

Ayikho inketho. Impi phakathi kwamabhange endabuko kanye ne-cryptocurrencies isiqalile futhi uma owokuqala efuna ukuncintisana nama-cryptocurrencies. Amabhange endabuko kufanele aguqule izinto eziningi. Inqubo kumele idlule, phakathi kokunye, ukuqedwa kwezingozi, izindleko kanye nokungasebenzi kahle. Ingabe bazokwazi noma ingabe ukuphela kwesimiso esidala esingenazimpendulo zemvelo yezezimali yomhlaba wonke?

Eqinisweni, akumangazi ukuthi izinhlangano zamabhange zixhawulana nge-cryptocurrencies. Ikusasa lokubhanga okujwayelekile belingeke libe khona uma lingaguquki futhi livumelane nentuthuko ye-New Technologies.

Uhlelo lwethu lwezezimali lusaqhubeka nokuqiniswa kumodeli owakhiwa engxenyeni yesibili yekhulunyaka elidlule. Ibekezelele izinselele zokuhamba kwesikhathi ngeziqephu zezobuchwepheshe ezihlukahlukene, ezihlulekile ukuzivumelanisa ngokuphumelelayo nenkathi yedijithali.

Inguquko ye-cryptocurrency

Ukufika kwama-cryptocurrensets kube yinqubo ephazamisayo esimweni sezezimali, okuhlinzeka ngezinzuzo ezengeziwe kumsebenzisi. Ngalo mqondo, amakhasimende awadingi abaxhumanisi ukuze enze imisebenzi yawo yezomnotho. Ngaphezu kwalokho, lezi zinqubo ziyashesha, zingenziwa kunoma iyiphi idivayisi yeselula futhi zinikeze ukufinyelela emnothweni womhlaba.

Uhlelo lwezezimali emsebenzini wabo bonke

Kufanele kucatshangelwe ukuthi ngaphezu Abantu abayizigidi ezingu-2 emhlabeni wonke abanakho ukufinyelela ezinsizeni zamabhange ezivamile. Ukubukeka kwe-cryptocurrencies kufike ukudambisa lesi simo. Lokhu kwabavumela ukuba babambe iqhaza emnothweni womhlaba. Kwakuyinguquko yangempela ehlanganisa ithuba lokuphuma ebumpofu.

Le ndlela yokusebenza ithanda ukubonakala kwamanethiwekhi ezezimali asungulwa phakathi kokulingana. Kuya ngokuya kuba njalo ukufakaza lolu hlobo lokuxhumana. Umphumela oqondile wemboni yezezimali uhumusha usongo lwangempela kuwo wonke umkhakha.

Isizathu sokwesaba ukubhanga: imisebenzi kontanga kuya-kontanga nge-cryptocurrencies yokuphunyuka kokulawula okuphakathi. Ngaphezu kwalokho, ukudlulisa imali kwamanye amazwe kuyashesha futhi kushibhile.

Umbiko we-BBA UK “ Ukuphazamiseka Kwedijithali: Umbiko Webhange lase-UK ikhombisa lokhu ngokucace kakhulu. Kochwepheshe, ngokusetshenziswa kwe-Bitcoin, abantu baphatha izidingo eziningi bebodwa kuze kube manje ezidinga ibhange. Manje ukusebenzisana nebhange akudingekile, futhi umsebenzisi aze asindise kumakhomishini.

Ngabe ukubhanga okujwayelekile kunyamalele?

Izimali zedijithali zinyakazise izisekelo zomkhakha owawuphila ngokunezimpande esikhathini esidlule. Ukuvela kokubhanga okujwayelekile akuhambisani nezidingo ezikhiqizwa amakhasimende.

Njengoba umhlaba ungena inguquko yezimboni 4.0. Imikhakha nezinkampani kwadingeka ukuthi zibhekane noshintsho olunamandla olwaluzozigcina zisemakethe futhi zikwazi ukuncintisana ngokuphelele.

Izinkampani zamabhange zizamile ukubambezela noma zigweme inqubo yoguquko engenakugwenywa. Ngisho namabhange amakhulu awakwazanga ukunquma. Kunoma ikuphi, noma befika sekwephuzile, akukho okunye abangakwenza ngaphandle kokuthi bazisungulele kabusha futhi imali ye-cryptocurrency iyisiphetho seqhwa abangabhekana nakho.

Eqinisweni, uma befuna ukuhlala bencintisana, amabhange amakhulu kudingeka adlule kunqubo ejulile yokwenza idijithali. Kumelwe balungele ukunikeza, ngesikhathi sangempela, izinketho nezinsizakalo, njengomsebenzisi, ezitholakala ngokusebenza nge-cryptocurrencies.

Kuyiqiniso ukuthi amabhange agqama kakhulu kulo mkhakha aseqalile ukutshala imali ukuze enze ucwaningo futhi athuthukise ubuchwepheshe be-blockchain. Inhloso wukukwazi ukubuyisela umhlaba futhi uthole isisekelo emkhakheni wokubhanga ngedijithali.

Valelisa ukungenzi kahle

Ngale kokuvuselelwa kobuchwepheshe, ibhange lendabuko kumele lisuse ukungathembani okulizungezile emehlweni omthengi. Sekungamashumi eminyaka amabhange ephakathi kwabasebenzisi abangagculisekile abathi, ngaphandle kwesilinganiso esinempilo sokungabi namandla, bafakaza izenzo eziphambene nezimiso zokuziphatha.

Ukukhwabanisa kwama-akhawunti, ukusetshenziswa kwezimali ezidonswayo ngaphambi kwezikweletu, ukuqoqwa kwamakhomishini, imibandela ehlukumezayo, isibopho sokuthenga imikhiqizo yezezimali… kanye nokunye okude, kugcine kufake ekhasimendeni umuzwa wokungathembani okuvamile.

Kusukela manje, lo mkhakha kumele ufunde lokho nge ukwenza idijithali, amakhasimende anokufinyelela kulo lonke uhambo lwawo nge-smartphone elula. Kuyacaca ukuthi le mikhuba yasebhange izinsuku zayo zibaliwe.

Ukubhekana nalesi simo, sekukhona amabhange azama ukuthuthukisa isithombe sabo. Ukuze benze lokhu, baye bagxila, phakathi kwezinye izinto, ekuthuthukiseni isevisi yabo yamakhasimende, ukunikeza izinketho zedijithali kanye nokunciphisa noma ngisho nokuqeda amakhomishini.

Kunoma yikuphi, ngokubona kochwepheshe bamabhange, ibhange lendabuko kufanele libheje ngezixazululo zedijithali ezedlula imingcele yalo egxilile. Lokhu kusho ukuthi kumele badlulele ngalé kokumane basebenzise, ​​ngendlela esezingeni, izinketho ezithile ezifana nezinsiza zamabhange omakhalekhukhwini.

Phakathi nenqubo ephazamisayo uhlelo lwezezimali luzithola lukhona, uma bengalahli imikhuba yangaphambili futhi bamukele uguquko olujulile oludingayo, basengozini yokushiywa ngemuva.

Izincwadi ezikhethekile ezifana Ibhange laseMelika ukhuthaze amabhange ukumemezela ukuthi cryptocurrencies kungaba ithuba lamabhange. Lo magazini ubonisa ukuthi imibuzo efana nendlela yokucubungula izinkokhelo, ukwenza lula ukuthengiswa kwemali yamazwe ngamazwe, ukuvumela ukushintshaniswa kwama-bitcoins ngemali yamanje noma ukulokotha ukunikeza izikweletu ngemali ebonakalayo, kungathuthukisa umkhakha.

Ibhange lendabuko liqhathaniswa ne-cryptocurrencies, ukuvela kwezimakethe zezimali

Ezikhathini zamuva nje, kube noshintsho oluthile endleleni yokuziphatha kwamanye amabhange endabuko kanye nezikhungo zezimali. Kubonakala sengathi bebefuna ukuzenzela indawo emkhakheni we-cryptocurrencies kanye ne-blockchain.

Bathi bafuna ukwenza ngcono uxhaxha lwamabhange. Iqiniso liwukuthi ama-cryptocurrensets amasha adaliwe okuthi, ngokubambisana nebhange, azame ukungena emakethe yamabhange yendabuko.

Elinye lamacala akamuva libhekisela kusoseshini esungulwe phakathi kwe-Santander namanye amabhange angu-13, okuhlanganisa namagama anamandla njenge-Barclays, i-Credit Suisse, i-ING, i-Lloyds Banking Group, i-Nasdaq noma i-Commerzbank.

Lezi zinsika zamabhange endabuko zakha i-Fnality. Inhloso ibandakanya ukusungulwa “kwenethiwekhi yengqalasizinda yezimakethe zezimali ezisabalalisiwe”. Inemali yayo yedijithali, i-USC. Le cryptocurrency ixhunyaniswe, ngokwenani, nezimali ze-fiat.

Ayikho inketho. Impi phakathi kwamabhange endabuko kanye ne-cryptocurrencies isiqalile futhi uma owokuqala efuna ukuncintisana nama-cryptocurrencies. Amabhange endabuko kufanele aguqule izinto eziningi. Inqubo kumele idlule, phakathi kokunye, ukuqedwa kwezingozi, izindleko kanye nokungasebenzi kahle. Ingabe bazokwazi noma ingabe ukuphela kwesimiso esidala esingenazimpendulo zemvelo yezezimali yomhlaba wonke?