I-Google Pay, i-Samsung Pay noma i-Apple Pay: yikuphi okungcono?

Yini ongakhetha phakathi kwe-Samsung Pay, i-Apple Pay noma i-Google Pay? Cishe yonke into ixhumeke kudivayisi yakho yeselula kulezi zinsuku. Yebo uzobona izinhlangano ezenza inzuzo nezingenzi nzuzo zishintsha imodeli yazo yebhizinisi ukuze ivumelane nemakethe esheshayo. Ngaphakathi kohlaka lwenkampani, uhlelo lwe inkokhelo yeselula ayihlukile.

Ngakho-ke, uzothola izinkampani eziningi ezihlanganisa i-Google, i-Samsung noma i-Apple, ezijwayela lesi simiso semvelo ngesithembiso sokuguqula izinto ezivamile ngendlela ephephile futhi elula. Ngakho-ke uzobona ukuthengiselana okwenziwe nge I-Google Pay, Apple Pay ou Samsung Pay.

Nakuba womathathu amasistimu okukhokha anokusebenza okufanayo, umbuzo owodwa usasele. Lolu wuhlelo olungcono kakhulu lokukhokha phakathi kwalezi zintathu AMAZIMU. Kulesi sihloko, senza umzamo wokukutshela okuthile.

Nasi isifinyezo sokuqhathanisa phakathi Samsung Pay, i-Apple Pay ne-Google Pay. Kepha ngaphambi kwalokho, kubalulekile ukwazi ukuthi inkundla yokukhokha yeselula yazini. Asihambe

🌿 Iyini inkundla yokukhokha yeselula?

Ngokuvamile, inkundla yokukhokha yeselula iwuhlobo lobuchwepheshe bezokuxhumana elenza imisebenzi yemali ibe lula. Futhi njengoba izinto eziningi zihlotshaniswa nomakhalekhukhwini kanye ne-inthanethi, ukukhokha okungenamali kuye kwaduma kakhulu ngokuhamba kweminyaka.

Ekwenzayo ukusebenzisa ubuchwepheshe obulula ukwenza lula inqubo yokuphuma ibe izinyathelo ezimbalwa nje.

Ingasaphathwa eyokuthi ukusebenzisa inkokhelo yeselula kulula kakhulu ukulandelela konke okwenziwayo uma kuqhathaniswa namathikithi endabuko. Ake sithi inani le-akhawunti elitholwayo alilungile, ungakwenza khomba kalula inkinga.

Ngakho-ke, uzobona ukuthi amabhizinisi amaningi ngisho nabathengisi bendawo bakhetha ukusebenzisa lobu buchwepheshe bokukhokha, ikakhulukazi ukuze kube lula nokuphepha.

🌿Ingabe kuphephile ukukhokha ngeselula?

Khokha nge- isikhwama semali siphephile. Okokuqala, ama-wallet awabelani ngenombolo yekhadi lakho nabathengisi. Kunalokho, basebenzisa ikhodi yokwenziwe ehlukile noma ithokheni, ukuze abathengisi bangayazi imininingwane yekhadi lakho.

Ngaphezu kwalokho, ukuze ukhokhe ngeselula yakho, kufanele uziveze ukuthi ungubani. Kwa-Samsung Pay, yonke imisebenzi igunyazwe ngezigxivizo zeminwe, iphinikhodi noma ukuqashelwa kwe-iris. Ku-Apple Pay, bagunyazwe ukuqashelwa kwezigxivizo zeminwe noma ebusweni.

I-Google Pay, ngakolunye uhlangothi, ayisebenzisi ama-firewall amaningi. Ukuze ukhokhe, asikho isidingo sokuthi uziveze, vele uvule iselula bese ufaka i-PIN khodi kudathafoni uma iceliwe. Nokho, uma ukuthenga kungadluli ama-euro angama-20, awudingi ngisho nokuvula ifoni.

Ngakolunye uhlangothi, uma ifoni yakho ilahleka noma yebiwa, ungayikhiya ukude futhi usule nokukuqukethe ukuze idatha yekhadi lakho ihambe.

Khumbula ukuthi noma ukhipha ikhadi esikhwameni, inguqulo ebonakalayo isazosebenza. Manje sizokwethula lezi zinkundla zokukhokha ezihlukene.

🌿 Iyini i-Google Pay futhi isebenza kanjani?

Ukuthi i-Google Pay yinye nje isevisi yokukhokha yeselula ngabe uqamba amanga. Kuyiqiniso ukuthi, njengokungena esikhundleni se-Android Pay ngokwemvelo, i-Google Pay yaklanywa njengenkundla lapho abasebenzisi bengenza khona izinkokhelo ngeselula, iwashi elihlakaniphile nanoma iyiphi enye idivayisi ye-Android enikwe amandla yi-NFC.

Kodwa-ke, phakathi nezinyanga inkampani ifake imisebenzi emisha ewusizo efana nekhono lokwengeza amaphasi okugibela noma amathikithi omcimbi, ukuthumela imali kalula phakathi kwabantu ngabanye kanye nokunye okuningi okuzayo. Ngamanye amazwi, i-Google Pay ikuvumela ukuba wenze kanjalo Izinkokhelo zontanga.

Kodwa ake siqale ekuqaleni. Phela, iningi labasebenzisi be-Google Pay bazosebenzisa inkundla eyadalelwe yona: benza izinkokhelo esitolo ngomakhalekhukhwini wabo.

Ukwenza lokhu, uhlelo lokusebenza lusekelwe kubuchwepheshe bokungathinteki nge-NFC chip yamadivayisi esebenza kuwo.

Ngalokhu, kuyenzeka wenze izinkokhelo cishe kunoma iyiphi indawo lapho amakhadi esikweletu isikweletu noma idebhithi ngalobu buchwepheshe zamukelwa. I-Google Pay iyatholakala emazweni amaningana ase-Europe nase-America.

Ukwengeza, i-Google Pay iyisango lokukhokha elizenzakalelayo elisetshenziswa kwezinye izinsiza zenkampani, ngakho isetshenziselwa ukukhokha ku-Google Play noma ku-Google Store.

Kukhona nezinhlelo zokusebenza nezitolo eziku-inthanethi ngaphandle kwe-Google ezamukela izinkokhelo nge-Google Pay, ngakho idatha yokukhokha egcinwe kunkundla ingasetshenziselwa ukuthenga.

🌿 Ingabe i-Google Pay iphephile futhi ivikelekile?

I-Google ivikela ulwazi lwakho ngezindlela ezimbalwa. Njenge-Samsung, i-Google Pay iphinde isebenzisa ubuchwepheshe bokwenza amathokheni ukufihla ulwazi lwekhadi lakho langempela ngesikhathi sokuthenga. Kunalokho, abathengisi bazothola ikhodi ebethelwe.

Nokho, ngokungafani nanoma iyiphi enye inqubo tokenization, I-Google Pay idala amathokheni ayo emafini. Mayelana nokuqinisekisa idivayisi kumakhalekhukhwini wakho, ikhodi yokukhiya evamile yefoni yakho isebenza njengokuqinisekisa.

Nokho, uma ukhetha ukwengeza esinye isendlalelo sokuphepha, ungakwazi futhi ukwengeza a iphinikhodi eqondile yendlela yokuthenga ye-Google Pay.

🌿 Iyini i-Apple Pay futhi isebenza kanjani?

I-Apple Pay iwuhlelo lokukhokha oluthatha indawo yamakhadi aphathekayo nemali ezitolo. Ikuvumela ukuthi uthenge ezitolo nasezinhlelweni zokusebenza.

Ukuze ukhokhe nge-iPhone yakho esitolo, okumele ukwenze ukuchofoza kabili inkinobho eseceleni kwe-smartphone yakho uma inobunikazi bobuso bese ubheka esikrinini ukuze uqinisekise ubuwena.

Uma i-iPhone yakho ine-ID yokuthinta, cindezela inkinobho inkinobho yasekhaya ye yenza ifoni iskene izigxivizo zeminwe zakho. Sondeza ingxenye engenhla ye-smartphone yakho eduze nefoni yedatha. Umaki wokuhlola uzovela esikrinini se-iPhone uma ukuthenga sekuqediwe. Uma ukuthenga kukhulu kune 50 ama-euro, uzodinga ukufaka eyakho iphinikhodi endaweni yokuthengisa.

Uma ungafuni ukukhokha ngekhadi elimisiwe, chofoza kulo bese ukhetha elinye. Bese uqinisekisa ubuwena.

Uma ufuna ukukhokha nge-Apple Watch, cindezela kabili inkinobho inkinobho eseceleni, linda ikhadi lakho ukuthi livele esikrinini bese usondeza isikrini kumfundi uze uzwe ukucindezela okulula.

Ukuze ususe ikhadi ledebhithi noma lesikweletu kusuka kudivayisi yakho ku-iPhone noma i-iPad, hamba kuhlelo lokusebenza lwe-Wallet, cindezela ikhadi ofuna ukulisusa, cindezela inkinobho ethi Okwengeziwe, skrolela phansi bese ucindezela " Susa leli khadi ".

Ukuze ususe ikhadi lokukhokha ku-Apple Watch, ku-Apple Watch, vula uhlelo lokusebenza lwe-Wallet bese ucindezela ikhadi ofuna ukulisusa, skrolela phansi bese ucindezela " ukususa noma ngokufinyelela uhlelo lokusebenza lwe-Apple Watch ku-iPhone.

🌿 Ingabe i-Apple Pay iphephile futhi ivikelekile?

I-Apple Pay ivikeleke kakhulu kunokusebenzisa idebithi yangempela noma ikhadi lesikweletu. Konke ukuthenga okwenzayo ngocingo lwakho lwe-Apple kugunyazwe ukusebenzisa I-ID yobuso, i-ID yokuthinta noma a iphasiwedi.

Inombolo yekhadi lakho noma ubuwena akwabelwa abathengisi. Inombolo yekhadi lakho langempela ayilokothi igcinwe kudivayisi yakho noma kumaseva e-Apple. Uma ukhokha esitolo, i-Apple noma idivayisi yakho ayithumeli inombolo yekhadi lakho langempela kumthengisi. I-Apple ayigcini noma iyiphi idatha mayelana nokwenza kwakho okungakuhlonza.

🌿 Iyini i-Samsung Pay futhi isebenza kanjani?

I-Samsung Pay iyisistimu yokukhokha eku-inthanethi esebenza ngokufana kakhulu nezimbangi zayo. Ikuvumela ukuthi ukhokhele ukuthenga ngefoni ephathekayo ngenxa yobuchwepheshe I-Near Field Communication.

I-Samsung Pay okwamanje itholakala emazweni angu-25 emhlabeni jikelele, okuhlanganisa i-US, UK, South Korea, Australia, India, neThailand, ukusho ambalwa.

Ingasetshenziselwa ukwenza ukuthenga nge-NFC, MST kanye namatheminali okukhokha e-EMV chip-reader angadingi ukuthi ikhadi eliphathekayo lifakwe esikhaleni. Nokho, amadivayisi athile akwa-Samsung kuphela angasebenzisa lesi sici.

Ngokucacile, ihambisana kuphela namadivayisi we-Samsung Galaxy kusukela ku-Galaxy Note 5 yango-2015 kuya kwentsha, i-S10 Plus. Iphinde ihambisane ne-Galaxy Watch ne-Watch 2, i-Gear S2 ne-S3 ne-Gear Sport.

🌿Ingabe i-Samsung Pay iphephile futhi ivikelekile?

Yebo, futhi i-Samsung Pay isebenzisa izendlalelo ezine eziyinhloko zokuvikela. Okokuqala, le nkundla ivikelekile ngenxa yezici zokuphepha zebhange layo. Okwesibili, kunomsebenzi wokuqinisekisa wesicelo ngokwaso, lapho konke okwenziwayo kufanele kube ukuqinisekiswa iphinikhodi, izigxivizo zeminwe noma iris.

Ishadi lokuqhathanisa lezinhlelo zokukhokha

Imibandela yokuhlukanisa	Samsung Pay	Apple Pay	I-Google Pay
Amatheminali ahambisanayo	Omakhalekhukhwini be-Samsung Galaxy S20/S20+/S20 Ultra, S10e/S10/S10+/S10 Lite, S9/S9+, S8/S8+, S7/S7 edge, Note 10/Note 10+/Note 10 Lite, Note 9, Note 8, Fold , Z Flip, A5 2017, A6/A6+, A7, A8, A9, A20e, A40, A50, A70, A80, A51 ne-A71, Galaxy Watch, Watch Active, Watch Active 2, Gear Sport namawashi e-S3	Wonke ama-iPhone ane-Face ID (kusuka ku-X) noma i-ID yokuthinta (isifundi sezigxivizo zeminwe) ngaphandle kwe-5S, wonke ama-iPad Pro, iPad Air, iPad ne-iPad mini ane-Touch ID noma i-Face ID, wonke amawashi e-Apple, wonke ama-Mac ane-TouchID	Wonke ama-smartphones e-Android ahambisana ne-NFC kusukela ku-Lollipop (5.0)
ukutholakala	24 Amazwe	58 Amazwe	29 Amazwe
ukuqinisekiswa	Izigxivizo zeminwe, i-PIN noma iris	I-FaceID, i-TouchID ne-PIN	Izigxivizo zeminwe, iphinikhodi, iphethini noma iphasiwedi ukuze uvule
Ungayisebenzisa kuphi?	Amatheminali okukhokha angathinteki, ukuthenga ngaphakathi nohlelo, ezokuthutha zomphakathi maduze	Amatheminali okukhokha angathinteki, ukuthenga ngaphakathi nohlelo nokuthenga kuwebhu ngeSafari	Amatheminali okukhokha angathinteki, ukuthenga ngaphakathi nohlelo nokuthenga iwebhu
Amakhadi	Amakhadi esikweletu, edebhithi, obuqotho nawesipho	Amakhadi esikweletu, edebhithi nawokwethembeka	Amakhadi esikweletu, edebhithi, obuqotho nawesipho

🌿 Ngokufingqa

Njengokuqhathanisa phakathi kwe-Samsung Pay, i-Apple Pay, ne-Google Pay, i-Samsung Pay iyindlela okufanele uhambe ngayo uma unedivayisi ye-Galaxy futhi uhlala ezweni elisekelwayo.

Ubuchwepheshe be-MST nokwesekwa kwe-NFC kwenza uhlelo lokusebenza lwe-Samsung Pay lusebenziseke kalula. Muningi kancane inkimbinkimbi ukusebenzisa kanye nongqimba olungeziwe lobuchwepheshe be-Knox Security be-Samsung buyenza ithandeke nakakhulu ukuyisebenzisa.

I-Apple Pay, i-Google Pay ne-Samsung Pay yizinhlelo ezintathu zokukhokha zamaselula ezidume kakhulu namuhla. Yebo, isixazululo osisebenzisayo sizoncika ngokunengqondo ocingweni onalo.

Kuzophinde kuncike kukhompuyutha yakho noma izinsiza ozisebenzisayo. Ngakho-ke, abanikazi bama-iPhones noma amanye amadivaysi e-Apple bazoya ngokwemvelo ohlelweni lomkhiqizo we-Apple. I-Ditto yabanikazi bamafoni e-Android ngaphandle kwe-Samsung Galaxy, abazoya ku-Google Pay ngokwemvelo.

Amakhasimende omdondoshiya waseKorea kuphela azoba ne- ukukhetha phakathi kwe-Samsung Pay noma i-Google Pay. Kodwa-ke, uma uhlela ukushintsha amafoni futhi ukukhokha ngaphandle kokuthinta kubalulekile kuwe, kufanele ufunde lesi sihloko ngokucophelela ngaphambi kokudlulela ekuphumeni.