Imali mboleko yosuku lokukhokha, icala elikhethekile

Les imalimboleko yosuku lokukhokha, eyaziwa nangokuthi imali mboleko yesikhathi esifushane, isiphenduke indaba ekhethekile esimweni sezezimali. Lezi zimali mboleko zinikeza isixazululo esisheshayo kubantu abadinga imali ngokushesha ukuze bahlangabezane nezindleko ezingalindelekile noma izimo eziphuthumayo zezimali. Kodwa-ke, futhi beza nezici ezihlukile ezifanele ukunakwa okukhethekile.

Esinye sezici ezibalulekile zokubolekwa kwemali yosuku lokukhokha yizo isikhathi esifushane sokukhokha. Ngokungafani nemalimboleko yendabuko enwebeka eminyakeni eminingana, imali mboleko yosuku lokukhokha ngokuvamile kufanele ikhokhwe emasontweni ambalwa noma izinyanga ezimbalwa, ngokuvamile phakathi nenkokhelo elandelayo yomboleki.

Le mfuneko yokukhokha ngokushesha ingafaka ingcindezi eyengeziwe yezezimali kubaboleki, okufanele bathole izimali zokubuyisela imali mboleko phakathi nesikhathi esilinganiselwe.

Kulesi sihloko, sizohlola izici zemali mboleko yosuku lokukhokha ngokuningiliziwe, sigqamisa izinzuzo kanye nokubi zalolu hlobo lwemali mboleko.

Iyini imalimboleko yosuku lokukhokha

Imali mboleko yosuku lokukhokha iwuhlobo lwemali mboleko yesikhashana lapho umbolekisi ezokunikeza ikhredithi enenzalo ephezulu ngokusekelwe emalini oyitholayo. Uthishanhloko wayo ngokuvamile uyinxenye yomholo wakho olandelayo.

Izimalimboleko zosuku lwe-Payday zikhokhisa inzalo ephezulu ngekhredithi esheshayo, yesikhashana. Abuye abizwe ngezikweletu " imali ethuthukisiwe »noma “hlola kusengaphambili” imalimboleko.

Ababolekisi be-Payday bakhokhisa ababolekayo isilinganiso senzalo okusezingeni eliphezulu futhi akudingi sibambiso, okwenza kube uhlobo lwemalimboleko yomuntu siqu engavikelekile. Lezi zimali mboleko zingabhekwa njengemali ebolekiwe edla inyama ngenxa yokuthi zinenzalo ephezulu kakhulu, azinaki ikhono lomboleki lokubuyisela, futhi zinezinhlinzeko ezifihliwe ezikhokhisa ababoleki izinkokhelo ezengeziwe.

Ngenxa yalokho, bangasebenza njengogibe lwezikweletu kubathengi. Uma ucabangela ukubolekwa imali yosuku lokukhokha, ungase ufune kuqala ngokubheka ezinye izindlela eziphephile zokubolekwa kwemali yomuntu siqu.

Ngokubonisana nesihloko sethu ku ukuqonda kangcono imali ebolekiwe yasebhange, cishe uzoba nezinye izindlela zezidingo zakho.

Isebenza kanjani imali mboleko yosuku lokukhokha?

Ubhala a isheke lomuntu siqu ibhalwe ngedethi yombolekisi wosuku lokukhokha lapho ugunyaza khona umbolekisi wosuku lokukhokha ukuthi akhiphe imali ngokuqondile ku-akhawunti yakho yasebhange ngosuku lwesheke noma lokugunyazwa. Ngokuvamile lolu usuku lwakho olulandelayo lokuhola.

Lapho imali ebolekiwe yosuku lokukhokha isifuneka, unikeza umbolekisi imali yesheke lakho langemuva noma uvumele umbolekisi afake isheke lakho. Uma ugunyaze umebolekisi ukuthi akhiphe imali ku-akhawunti yakho, umbolekisi uzokwenza kanjalo ngosuku olunqunyiwe.

Empeleni, imalimboleko yosuku lokukhokha ikunikeza impumuzo esheshayo lapho uhlangabezana nesimo esiphuthumayo sezezimali. Lezi zimali mboleko zivame ukubolekwa isikhathi esifushane lelo nani kuze kufike ku-$1 ukuze wanelise izindleko ezingahlelelwe, ngaphansi kokuqonda ukuthi uzoyibuyisela imali ebolekiwe usebenzisa isheke lakho elilandelayo.

Eqinisweni, izikweletu zosuku lokukhokha ngokuvamile ziyisixazululo esibi senkinga. Amazinga enzalo kanye nezinkokhelo eziza nemalimboleko yosuku lokukhokha ngokuvamile ziphezulu kakhulu. 

Ngakho-ke, imalimboleko yosuku lokukhokha iwuhlobo olubiza kakhulu lwemalimboleko. Ngokuvamile, ababolekayo bazithola besemjikelezweni ongapheli wesikweletu eseqile esibangelwa yimalimboleko yosuku lokukhokha.

Izici zemalimboleko yosuku lokukhokha

Okokuqala, imali mboleko yosuku lokukhokha ivame ukunikezwa isikhathi esingamasonto amabili kuya enyangeni. Lokhu kusho ukuthi ababoleki kufanele bakhokhe imali mboleko ngokushesha, ngokuvamile lapho bethola inkokhelo yabo elandelayo.

Lesi sidingo sokukhokha ngokushesha singaba nzima kwabanye ababolekayo ngoba kusho ukuthi kufanele beze nenani elikhulu lemali ngesikhathi esifushane.

Ukwengeza, imalimboleko yosuku lokukhokha unayo inzalo nezimali ezikhokhwayo ukwelashwa abafundi. Lezi zimali zingabandakanya imali yokufaka isicelo, imali yokuphatha, noma imali yokucubungula isicelo. Lezi zimali zingahluka ngomboleki kanye nendawo, kodwa ngokuvamile zengezwa enanini eliphelele lemalimboleko futhi kufanele ikhokhwe kanye nemali mboleko.

Izilinganiso zenzalo zingahluka ngomboleki nendawo, kodwa ngokuvamile ziphakeme kakhulu kunezilinganiso zenzalo emalimboleko yomuntu siqu noma amakhadi esikweletu.

Ababolekayo kufanele baqaphele la mazinga enzalo aphezulu ngoba kusho ukuthi kuzodingeka babuyisele imali eningi kakhulu kunemali ebolekiwe yokuqala.

Okokugcina, imalimboleko yosuku lokukhokha ingaba usizo ezimweni ezithile, kodwa futhi ingaholela isikweletu esiningi uma ababoleki bengakwazi ukubuyisela imali mboleko ngesikhathi.

Ababolekayo kufanele bazi ngalezi zingozi ngaphambi kokuthatha imali ebolekiwe yosuku lokukhokha futhi kufanele baqiniseke ukuthi bazokwazi ukukhokha imali ebolekiwe ngokugcwele lapho kufanele.

Amacala okusetshenziswa afanelekile emalimboleko yosuku lokukhokha

Imali mboleko yosuku lokukhokha ingasetshenziswa ngendlela enengqondo ezimeni ezithile, okuhlanganisa:

Izimo eziphuthumayo zezokwelapha: Uma kuphakama izindleko zezokwelapha ezingalindelekile futhi kunesidingo sokukhokhela izindleko zezokwelapha ngokushesha, imali ebolekiwe yosuku lokukhokha ingasiza ukukhokhela lezi zindleko eziphuthumayo.

Ukulungiswa kwezimoto: Uma imoto yakho idinga ukulungiswa okuphuthumayo ukuze iqhubeke isebenza, imali ebolekiwe yosuku lokukhokha ingakusiza ngezimali lokho kulungisa futhi uphinde uthole ukuhamba kwakho ngokushesha.

Izikweletu ezingalindelekile: Ngezinye izikhathi kungase kuqhamuke izikweletu ezingalindelekile, njengokulungisa ikhaya, izikweletu zikagesi, noma izikweletu zamapayipi amanzi. Imali mboleko yosuku lokukhokha ingasetshenziselwa ukumboza lezi zindleko eziphuthumayo futhi ugweme ukukhokha sekwephuzile.

Izindleko eziphuthumayo: Esimeni esiphuthumayo esingalindelekile, njengokulimala kwamanzi noma ukuwohloka kwensiza ebalulekile, imali ebolekiwe yosuku lokukhokha inganikeza izimali ezidingekayo ukuze kubhekwane nalezi zimo eziphuthumayo.

Imali engenayo enganele: Uma ubhekene nesikhathi lapho iholo lakho linganele ukumboza izindleko zakho zokuphila, imali ebolekiwe yosuku lokukhokha ingakusiza ugcwalise lesi sikhala sezimali sesikhashana.

Kubalulekile ukuqaphela ukuthi imalimboleko yosuku lokukhokha kufanele ibe esetshenziswa ngokuqapha nangomthwalo wemfanelo. Akufanele zibhekwe njengesixazululo esihlala njalo sezinkinga zezimali futhi kufanele zisetshenziswe kuphela ezimweni eziphuthumayo zangempela lapho ezinye izinketho zezimali zingatholakali.

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Umbuzo: Iyini imalimboleko yosuku lokukhokha?

Imali mboleko yosuku lokukhokha wuhlobo lwemali mboleko yesikhashana evame ukunikezwa isikhathi esingamasonto amabili kuya enyangeni.

Iklanyelwe ukusiza abantu ukuthi babhekane nayo izindleko ezingalindelekile noma izimo eziphuthumayo zezimali ngokubanikeza inani lemali ngokushesha. Ukukhokhwa kwemali mboleko kuvame ukukhokhwa ngosuku lokukhokhelwa olulandelayo lomboleki.

Q: Yiziphi izidingo zokuthola imalimboleko yosuku lokukhokha?

Izidingo zingahluka kuye ngombolekisi, kodwa ngokuvamile kufanele ube nomsebenzi ozinzile kanye neholo elivamile. Abanye ababolekisi bangase futhi badinge isheke lesikweletu esincane. Izidingo eziqondile zizochazwa kabanzi lapho ufaka isicelo semali mboleko.

Q: Yiziphi izinzuzo zemalimboleko yosuku lokukhokha?

Imali mboleko ye-Payday inikeza isixazululo esisheshayo uma udinga imali ngokushesha. Ngokuvamile zifinyeleleka kakhulu kunemalimboleko yendabuko, ngisho nakubantu abanomlando omubi wezikweletu. Ukwengeza, izinqubo zokufaka isicelo ngokuvamile ziyashesha futhi zilula.

Q: Yibuphi ububi bemali mboleko yosuku lokukhokha?

Imali ebolekiwe yosuku lwe-Payday inenzalo ephezulu uma iqhathaniswa nezinye izinhlobo zemalimboleko, okusho ukuthi ungagcina usukhokha imali eningi kakhulu kunemali mboleko yokuqala eyinzalo.

Ukwengeza, izikhathi ezimfushane zokukhokha zingaholela ebunzimeni bezezimali uma ungakwazi ukukhokha imali ebolekiwe ngesikhathi.

Q: Ukugwema kanjani ukuwela emjikelezweni wezikweletu ngemali mboleko yosuku lokukhokha?

Ukuze ugweme ukuwela esikweletini, kubalulekile ukuthatha imali mboleko yosuku lokukhokha kuphela uma uyidinga ngempela futhi uma uqinisekile ukuthi ungayikhokha ngesikhathi.

Dala isabelomali sezimali, hlola ezinye izinketho zezimali, futhi usebenzise imalimboleko yosuku lokukhokha ngokucophelela nangokuzibophezela.

Q: Yiziphi ezinye izindlela zokubolekwa imali yosuku lokukhokha?

Ezinye izindlela ongakhetha kuzo esikhundleni semalimboleko yosuku lokukhokha zihlanganisa imali ebolekiwe yomuntu siqu evela emabhange noma ezinyunyaneni zezikweletu, ukusebenzisa amakhadi esikweletu anamazinga enzalo aphansi, ukufaka isicelo semalimboleko yosuku lokukhokha kumqashi wakho, noma ukufuna usizo lwezezimali ezinhlanganweni zendawo noma izinhlangano ezisiza umphakathi.

Isiphetho

Imali mboleko yosuku lokukhokha iyicala elikhethekile emhlabeni wemali mboleko yesikhashana. Nakuba zingaba usizo ekubhekaneni nazo izindleko ezingalindelekile noma izimo eziphuthumayo zezezimali, nazo zibeka izingozi ezinkulu kubaboleki, okuhlanganisa amanani enzalo aphezulu, izimali zokucubungula kanye nesikhathi esifushane sokukhokha.

Kubalulekile ukuthi ababolekayo baqonde izici zemali mboleko yosuku lokukhokha ngaphambi kokwenza isinqumo sokuthatha imali ebolekiwe. Kufanele futhi baqaphele ezinye izindlela ezitholakalayo, njengemalimboleko yomuntu siqu noma amakhadi esikweletu, angase anikeze imibandela evumayo. imbuyiselo engcono kakhulu.

Ekugcineni, imali mboleko yosuku lokukhokha kufanele isetshenziswe ngokuqapha nangomthwalo wemfanelo. Kufanele zibhekwe kuphela njengesixazululo sesikhashana nesiphuthumayo ezinkingeni zezezimali futhi kufanele zithole inkontileka kuphela uma konke ezinye izinketho seziphelile.

Ababoleki kufanele baqaphele ubungozi obuhlobene nemalimboleko yosuku lokukhokha futhi benze izinqumo ezinolwazi ngokusekelwe esimweni sabo sezezimali.

Ngaphambi kokuthi uhambe, nakhu ukuqeqeshwa okukuvumela ukuba wenze kanjalo master ukuhweba ngehora eli-1 nje. Chofoza lapha ukuze uyithenge