Okufanele ukwazi ngezezimali zebhizinisi

La ezezimali zebhizinisi iyindawo yezezimali ethintekayo izidingo zezezimali zezinkampani ukuqala noma ukukhula. Ihlose ukuhlinzeka izinkampani ngezimali ezidingekayo ukuze ziqale noma ziqhubeke nentuthuko yazo, ngokuzinikeza izixazululo zezimali ezihambisana nezidingo zazo kanye nephrofayili yazo yobungozi.

Ziningi izinhlobo zezimali zosomabhizinisi, kusukela ekuxhaseni ngezimali ngokulingana, ukuxhasa ngezimali izikweletu, imali yebhizinisi kanye i-crowdfunding.

Indlela ngayinye yokuxhasa ngemali inezinzuzo zayo kanye nokubi, futhi ukukhetha kwendlela yokuxhasa ngezimali kuncike ezintweni eziningi, njengesigaba sokuthuthuka kwenkampani, imodeli yayo yezomnotho, amandla ayo okwenza inzuzo kanye nokukhokha izikweletu, njll.

I-athikili okufanele ifundwe: Kungani ibhizinisi lakho lidinga ukumakethwa kwevidiyo?

Ngaphezu kwalokho, ezezimali zamabhizinisi zidlala a indima ebalulekile ekuthuthukisweni kwebhizinisi nasekukhuleni komnotho wesifunda.

Ivumela izinkampani ukuthi zithuthukise futhi zidale inani, kuyilapho inikeza abatshalizimali ithuba lokubamba iqhaza ekuthuthukisweni kwamaphrojekthi amasha anamandla okukhula okuphezulu.

🔰 Umsuka Wezezimali Zosomabhizinisi

Kunzima ukuthola kahle umsuka wezezimali zamabhizinisi. Isukela kuyo yonke imisebenzi yezezimali okuhloswe ngayo ukusekela ukuthuthukiswa kwamabhizinisi aqalayo noma akhulayo.

I-athikili okufanele ifundwe: Luyini uphawu lokuhweba olubhalisiwe ?

Kodwa-ke, eminye imicimbi ingakhonjwa ebambe iqhaza ekuveleni kwezezimali zamabhizinisi njengomkhakha wezezimali ohlukile:

• Ukwakhiwa kwezimali ze-venture capital phakathi nendawo 20^Eme ekhulwini
• Ukuqhuma komkhakha we ubuchwepheshe bolwazi ekuqaleni kwe-21^Eme ekhulwini
• Ukuthuthukiswa kwezinhlobo ezintsha zezimali, njenge-crowdfunding

🔰 Indlela yethiyori yezezimali ze-Entrepreneurial

Kunezindlela ezimbalwa zethiyori zezezimali zebhizinisi. Ngayinye inendlela yayo yokuqonda kanye nokubhekana nezidingo zezimali zabaqalayo noma amabhizinisi akhulayo.

Enye yezindlela ezivame kakhulu indlela Ezezimali Zakudala. Enye indlela evamile yindlela esekelwe kuyo izinsiza. Kukhona futhi indlela esekelwe ubudlelwano.

.️ Indlela Yezezimali Yakudala

Ubani obheka ukuthi izinkampani zidinga uxhaso lwezimali ukuze zitshale kumaphrojekthi anesivuno esikhulu.

Ngokwale ndlela, izinkampani kufanele zandise inani lazo ngokutshala imali kumaphrojekthi akhiqiza amanani aphezulu kakhulu wembuyiselo.

Le ndlela igcizelela ukubaluleka kokuphathwa kwezimali kanye nokuthola imithombo yokuxhasa ngemali eyongayo.

.️ Indlela Yezinsiza

Okugcizelela ukubaluleka kokuphathwa kwezinsiza zabantu kanye namakhono enkampani ukuze kuthuthukiswe imisebenzi yayo.

Isihloko esizofundwa: Kungani ukumaketha kubaluleke kangaka kulezi zinsuku?

Ngaphansi kwale ndlela, uxhaso lubhekwa njengendlela yokweseka ukukhula kwebhizinisi okubavumela ukuthi bathuthukise amakhono abo futhi baqashe ithalente elisha.

.️ Indlela Yobudlelwano

Okugcizelela ukubaluleka kobudlelwano phakathi kwenkampani nababambiqhaza bayo (amakhasimende, abahlinzeki, abasebenzi, abatshalizimali, njll.) ukuze kuthuthukiswe imisebenzi yayo.

Ngale ndlela, ukuxhasa ngezimali kufana nendlela yokudala noma ukuqinisa ubudlelwano obuhlala njalo nobunezithelo nababambe iqhaza abahlukahlukene benkampani.

Sekukonke, indlela ngayinye yethiyori yezezimali yezamabhizinisi igcizelela izici ezahlukahlukene zokuphathwa kwezimali kwezinkampani eziqalayo noma ezikhulayo. Ngayinye inemithelela yayo yokuthi ungabhekana kanjani nezidingo zezimali zala mabhizinisi.

✅ Ukubaluleka Kwezezimali Zosomabhizinisi namuhla

Izimali zosomabhizinisi zibaluleke kakhulu ngezizathu ezimbalwa. Amabhizinisi okuqala noma akhulayo, avame ukudinga ukuxhaswa ngezimali ukuze akhulise ibhizinisi lawo futhi akhule.

Yena bona inyusa izimali ezidingekayo ukutshala imali kumaphrojekthi amasha, ukuqasha amathalente amasha, ukwethula imikhiqizo emisha noma ubuchwepheshe, njll.

Izimali zosomabhizinisi nazo zibalulekile ekuthuthukiseni umnotho. Kule minotho, ama-start-ups ngokuvamile kunzima ukuthola uxhaso lwezimali lwamabhange ngenxa yokuntula kwabo isibambiso kanye nomlando omubi wokukhokha.

Ingabanikeza izixazululo zezimali ezihambisana nezidingo zabo kanye nephrofayili yobungozi, futhi ngaleyo ndlela ibe negalelo ekuthuthukisweni kwebhizinisi nasekukhuleni komnotho esifundeni.

Ngaphezu kwalokho, ezezimali zebhizinisi kungaba indlela yokweseka ukuqamba okusha kanye nokukhuthaza ukusungulwa kwamabhizinisi amasha.

I-athikili okufanele ifundwe: Ungaba kanjani umdayisi we-inthanethi?

Kungasiza izinkampani ezisungula izinto ezintsha ukuthuthukisa imikhiqizo emisha noma ubuchwepheshe obungaba nomthelela omuhle emnothweni nasemphakathini.

Ngamafuphi, ezezimali zamabhizinisi zidlala indima ebalulekile ekuthuthukisweni kwamabhizinisi nasekukhuleni komnotho wesifunda.

Ivumela izinkampani ukuthi zithuthukise futhi zidale inani, kuyilapho inikeza abatshalizimali ithuba lokubamba iqhaza ekuthuthukisweni kwamaphrojekthi amasha anamandla okukhula okuphezulu.

✅ Imithombo Yokuxhasa

Ezezimali zosomabhizinisi yisiyalo esithinta ukuthola nokusebenzisa izimali ukuxhasa ngezimali ibhizinisi eliqalayo noma elikhulayo.

I-athikili okufanele ifundwe: Konke odinga ukukwazi nge-Working Capital

Kunemithombo eminingana yokuxhasa amabhizinisi ngezimali, ngayinye inezinzuzo zayo kanye nokubi. Ezinye izibonelo zemithombo yoxhaso zifaka:

✔️ Imali mboleko yasebhange

Izikweletu zamabhange ziwumthombo ovamile wokuxhasa amabhizinisi. Zingaba isikhathi esifushane noma eside futhi ngokuvamile zidinga isibambiso ukuze zitholwe.

Izilinganiso zenzalo nezinkokhelo ezihambisana nemali mboleko yasebhange zingahluka kuye ngesikweletu senkampani kanye nesikhathi semali mboleko.

✔️ Ukutshalwa kwezimali ezinkulu

Abatshalizimali be-Equity batshala imali enkampanini ukuze bathole ingxenye encane noma ingxenye enkulu enkampanini.

Ukutshalwa kwezimali ezinkulu kungaba umthombo obalulekile wokuxhasa ngezimali amabhizinisi aqalayo noma akhula ngokushesha adinga imali yokuthuthukisa umkhiqizo noma isevisi yawo.

✔️ Imixhaso

Izibonelelo ziyizimali ezinikezwa ohulumeni noma ezinye izinhlangano ezinkampanini ezihlangabezana nemibandela ethile (njengokusungula izinto ezintsha noma ukusimama).

Ngokuvamile zinikezwa ngaphandle kwenzalo futhi azidingi isiqinisekiso. Nokho, zivame ukuncintisana kakhulu futhi kunzima ukuzithola.

✔️ Ukuxhaswa ngezimali

Lolu uhlobo lwe uxhaso oluvame kakhulu kwabaqalayo. I-Equity yenziwe ngokutshalwa kwezimali okwenziwe abasunguli benkampani nabatshalizimali abakholelwa emandleni ayo okuthuthuka.

I-Equity financing ithandeka kakhulu ezinkampanini ezingakayikhiqizi inzuzo futhi ezingakwazi ukufinyelela ezikweletini zamabhange ezijwayelekile.

✔️ Ukuxhaswa ngezimali kwezikweletu

Lolu uhlobo oluvame kakhulu lokuxhasa amabhizinisi akhulayo.

Amabhizinisi angathola imali ebolekiwe ebhange noma kwesinye isikhungo sezezimali, aqinisekise ukukhokhwa kwesikweletu ngesibambiso (isibonelo, ngokwenza isibambiso sezimpahla zebhizinisi).

Isihloko okufanele sifundwe: Ungatshala kanjani imali ngaphandle kwemali?

Ukuxhaswa ngezimali kwezikweletu kukhanga ikakhulukazi ezinkampanini esezikhiqize inzuzo kakade futhi ezinomlando omuhle wokukhokha.

✔️ Ukuthola imali nge-capital capital

Lolu uhlobo lwezimali oluvumela amabhizinisi ukuthi ukukhulisa izimali kubatshalizimali abazimisele ukuzifaka engozini ukuze bathole ithuba lokubamba iqhaza ekuthuthukisweni kwenkampani.

I-Venture capital ifaneleka kakhulu izinkampani ezisungula izinto ezintsha ezidinga ukuxhaswa ngezimali ukuze zithuthukise imikhiqizo emisha noma ubuchwepheshe.

✔️ Ukuxhasa ngemali nge-crowdfunding

Lolu uhlobo lwezimali oluvumela amabhizinisi ukukhulisa imali enanini elikhulu labantu, sibonga i-inthanethi.

I-Crowdfunding ivumela izinkampani ukuthi zizazise kubabukeli abaningi futhi zithole abatshalizimali abakholelwa kuphrojekthi yabo.

Kubalulekile ukuqaphela ukuthi uhlobo ngalunye lokuxhaswa ngezimali kwezamabhizinisi lunezinzuzo nezinkinga zalo, futhi ukukhethwa kwendlela yokuxhasa ngezimali kuncike ezintweni eziningi, njengesigaba sokuthuthuka kwenkampani, imodeli yebhizinisi layo namandla ayo.

Chofoza lapha ukuze funda kabanzi mayelana ne-crowdfunding

✅ Isiphetho

Ezezimali zosomabhizinisi yindawo yezezimali egxile ezidingweni zezezimali zamabhizinisi aqalayo noma akhulayo.

Ihlose ukuhlinzeka izinkampani ngezimali ezidingekayo ukuze ziqale noma ziqhubeke nentuthuko yazo, ngokuzinikeza izixazululo zezimali ezihambisana nezidingo zazo kanye nephrofayili yazo yobungozi.

Izimali zosomabhizinisi zibaluleke kakhulu emabhizinisini aqalayo noma akhulayo, avame ukudinga ukuxhaswa ngezimali ukuze akhulise ibhizinisi lawo futhi akhule.

Isihloko okufanele sifundwe: Uyenza kanjani imali ngokuhumusha ku-inthanethi?

Kubalulekile futhi nakwezomnotho ezisathuthuka, lapho abaqalayo bevame ukuthwala kanzima ukuthola uxhaso lwezimali lwamabhange.

Ngokusekela ukusungulwa kanye nokukhuthaza ukwakhiwa kwamabhizinisi amasha, ezezimali zezamabhizinisi zingaba neqhaza ekwenzeni ukuthuthukiswa kwebhizinisi kanye nokukhula komnotho wesifunda.

✅ FAQ : Okufanele ukwazi ngezezimali zezamabhizinisi ❓

Nayi eminye imibuzo evame ukubuzwa mayelana nezezimali zamabhizinisi:

✔️ Iyini ezezimali zebhizinisi?

Ezezimali zosomabhizinisi yindawo yezezimali egxile ezidingweni zezezimali zamabhizinisi aqalayo noma akhulayo.

Ihlose ukuhlinzeka izinkampani ngezimali ezidingekayo ukuze ziqale noma ziqhubeke nentuthuko yazo, ngokuzinikeza izixazululo zezimali ezihambisana nezidingo zazo kanye nephrofayili yazo yobungozi.

✔️ Obani abangahlomula ngezimali zamabhizinisi?

Ezezimali zosomabhizinisi ikakhulukazi ezamabhizinisi asafufusa noma asakhulayo adinga ukuxhaswa ngezimali ukuze akhulise amabhizinisi awo futhi akhule.

Kungase futhi kube usizo ezinkampanini ezisungula izinto ezintsha ezidinga uxhaso lwezimali ukuze zithuthukise imikhiqizo emisha noma ubuchwepheshe futhi ezingahlangabezani nenqubo yokukhetha yabatshalizimali bendabuko.

I-athikili okufanele ifundwe: Iyini iphrojekthi yokutshala imali ?

Okokugcina, ezezimali zamabhizinisi zingaba wusizo kwezomnotho ezisathuthuka, lapho abaqalayo bevame ukubhekana nobunzima bokuthola uxhaso lwezimali lwamabhange.

Siyabonga ngokunaka ukufunda isihloko sethu futhi ngokufanayo, sicela usikhuthaze ekubhaleni izihloko zethu ngokushiya amazwana.

Kodwa ngaphambi kokuthi uhambe nazi izimfihlo ezi-5 zezimali zomuntu siqu. Ngikweluleka ukuthi uthenge le dokhumenti.

Ukubuyela kwakho kusayithi lethu kuyohlale kwamukelekile.