Kuyini ukuhlela intela?

Ukuhlela intela inqubo yokuhlaziya uhlelo lwezezimali noma isimo ngokombono wentela. Inhloso yokuhlela intela wukuqinisekisa ukusebenza kahle kwentela. Ngosizo lokuhlelwa kwentela, umuntu angaqinisekisa ukuthi zonke izakhi zohlelo lwezezimali zingasebenza kanye nokusebenza kahle kwentela.

Ukuhlelwa kwentela kuyisici esibalulekile sohlelo lwezezimali. Ukunciphisa intela nokwandisa amandla okufaka isandla ezinhlelweni zempesheni kubalulekile empumelelweni.

Ukuhlela kuhlanganisa ukucatshangelwa okuhlukahlukene. Ukucatshangelwa njengosayizi, isikhathi semali engenayo, isikhathi sokuthenga, nokuhlela kuhlobene nezinye izinhlobo zezindleko. Futhi, utshalomali olukhethiwe kanye nezinhlelo ezihlukahlukene zokuthatha umhlalaphansi kufanele zihambisane nesimo sokumenyezelwa kwentela kanye nezimali ezibanjwayo ukuze kwakhiwe umphumela ongcono kakhulu ongakhona.

Izintela zingadla emalini yakho yonyaka. Ukumelana nalokhu, ukuhlela kuyindlela esemthethweni yokunciphisa isikweletu sakho sentela kunoma yimuphi unyaka wezimali. Ikusiza ukuthi usebenzise ukukhululwa enteleni, izimali ezibanjwayo kanye nezinzuzo ezinikezwa iziphathimandla ngendlela engcono kakhulu yokunciphisa isikweletu sakho.

Incazelo yokuhlela intela ilula kakhulu. Iwukuhlaziya isimo sayo sezezimali ngokombono wokusebenza kahle kwentela.

Izinhloso zokuhlela intela

Ukuhlelwa kwentela kudlala indima ebalulekile endabeni yokukhula kwezimali yawo wonke umuntu ngoba izinkokhelo zentela ziyisibopho kubo bonke abantu abangena ngaphansi kukabakaki we-IT.

Ngokuhlela, umuntu uzokwazi ukwenza lula izinkokhelo zakhe zentela ngendlela yokuthi azothola imbuyiselo enkulu ngesikhathi esithile esihilela ubungozi obuncane. Ngaphezu kwalokho, ukuhlela kahle intela kuzosiza ekunciphiseni isikweletu somuntu sentela. Nokho, lena akuyona kuphela inhloso yayo.

Izinzuzo zokuhlela

Ukuze unciphise izingxabano: Ukuqukatha kusho ukuxazulula izingxabano zentela neziphathimandla zentela zasendaweni, zikahulumeni, zesifunda noma zangaphandle. Ngokuvamile kuba khona ukungezwani phakathi kwabaqoqi bentela nabakhokhi bentela, njengoba abangaphambili bezama ukukhipha inani eliphezulu elingenzeka kuyilapho laba bakamuva befisa ukugcina isikweletu sabo sentela sibe sincane. Ukunciphisa amacala kusindisa umkhokhi wentela ezikweletini ezingokomthetho.

Ukunciphisa intela ekhokhwayo: Wonke umkhokhintela ufuna ukwehlisa umthwalo wakhe wentela futhi alondoloze imali yekusasa lakhe. Ungakwazi ukunciphisa isikweletu sakho sentela ngokuhlela ukutshalwa kwezimali kwakho ngaphansi kwezinzuzo ezihlukahlukene ezitholakala ngaphansi kwe-Income Tax Act. Umthetho unikeza izinhlelo eziningi zokutshala izimali zokuhlela ezinganciphisa kakhulu isikweletu sakho sentela.

Ukuqinisekisa ukuzinza kwezomnotho: Imali yabakhokhintela isetshenziselwa inhlalakahle yezwe. Ukuhlela nokuphatha kahle kwezimali kunikeza ukungena okunempilo kwemali yabamhlophe okuholela ekuthuthukeni okuhle komnotho. Lokhu kuzuzisa izakhamuzi kanye nomnotho.

Ukwandisa ukukhiqiza: Enye yezinjongo eziyinhloko zokuhlela ukuhambisa izimali ezivela emithonjeni ekhokhiswa intela zibe izinhlelo ezahlukene zokungenisa imali. Lokhu kuqinisekisa ukusetshenziswa kahle kwezimali ngezizathu ezikhiqizayo.

Izinhlobo zokuhlela intela

Abantu abaningi bavele babheke ukuhlela njengenqubo ebasiza ukuba behlise izibopho zabo zentela. Kodwa-ke, kumayelana nokutshala imali ezitokweni ezifanele ngesikhathi esifanele ukuze ufinyelele imigomo yakho yezezimali.

I-athikili ezofundwa: Amasu angcono kakhulu ezezimali asebenza ngempumelelo

Nazi ezinye zezindlela ezihlukahlukene zokuhlela intela:

Ukuhlela isikhathi esifushane

Ngokwale ndlela, ukuhlela kuyacatshangelwa futhi kwenziwe ekupheleni komsebenzi. Abatshalizimali basebenzisa lokhu kuhlelwa ukuzama ukuthola izindlela zokukhawulela ngokusemthethweni isikweletu sabo sentela ekupheleni konyaka wezimali. Le ndlela ayibambi iqhaza ezibophweni zesikhathi eside. Nokho, isengakwazi ukukhuthaza ukonga intela enkulu.

Ukuhlela isikhathi eside

Lolu hlelo ludwetshwa ekuqaleni konyaka wezimali kanti umkhokhintela ulandela lolu hlelo unyaka wonke. Ngokungafani nokuhlela intela yesikhashana, ungase ungatholi izinzuzo zentela ngokushesha, kodwa kungasiza ngokuhamba kwesikhathi.

Ukuhlelwa kwentela okuvunyelwe

Le ndlela ihilela ukuhlela ngaphansi kwamalungiselelo ahlukahlukene emithetho yentela. Ukuhlelwa kwentela kunikeza izinhlinzeko ezimbalwa ezinjengokubanjwa, ukukhululwa, iminikelo kanye nezinxephezelo. Isibonelo, I-Income Tax Act, inikeza izinhlobo ezimbalwa ezibanjwayo kumathuluzi ahlukahlukene okulondoloza intela.

Ukuhlelwa kwentela okuhlosiwe

Kubandakanya ukusetshenziswa kwamathuluzi okonga intela ngenjongo ethile. Lokhu kuqinisekisa ukuthi uthola izinzuzo ezinhle kakhulu ekutshalweni kwakho. Lokhu kuhlanganisa ukukhetha ngokucophelela ukutshalwa kwezimali okufanele, ukudala uhlelo olufanele lokuthatha indawo yezimpahla (uma kudingekile), kanye nokwehlukanisa izimpahla zebhizinisi nemali engenayo ngokusekelwe esimweni sakho sokuhlala.

Ngishiyele amazwana