Ungakukhethela kanjani umshwalense wempilo ofanele

Ngifuna ukungikhethela umshwalense wempilo ongifanele. Kwenziwa kanjani? Eqinisweni, umshwalense wempilo uhlanganisa izinzuzo eziningi mayelana nembuyiselo, ukutholakala kokonga kanye nokwenza kahle intela. Nokho, ukuthatha inkontileka yomshwalense wempilo akulula kunalokho okubonakala ekuqaleni. Phakathi kwezinkontileka eziningi ezihlinzekwa ngabadayisi bomshwalense, ungazulazula kanjani ukuze ukhethe leyo ezohambisana ngempela nesimo sakho sezezimali kanye nezinjongo zakho?

Imuphi umshwalense wabakhubazekile

Ingabe ukhubazekile futhi ungathanda ukwazi ukuthi yimuphi umshwalense ofanele wena? Kulesi sihloko, ngikhuluma nawe ngomshwalense wabantu abakhubazekile. Ngomshwalense sisho umsebenzi umshwalensi enza ngawo, ngenkontileka yomshwalense, ukuhlinzeka isevisi ukuze kuzuze omunye umuntu (ofakwe kumshwalense) lapho kwenzeka isigameko esingesihle ukuze akhokhe ibhonasi noma umnikelo.

Indlela yokukhetha umshwalense ofanele?

Umshwalense uyindlela yokulawula ubungozi. Lapho uthenga umshwalense, udlulisela izindleko zokulahlekelwa okungenzeka enkampanini yomshwalense ukuze uthole imali, ebizwa ngokuthi i-premium. Izinkampani zomshuwalense zitshala izimali ngokuphepha, ukuze zikhule futhi zikhokhe uma kwenzeka isicelo. Umshwalense wokuphila, umshwalense wemoto, umshwalense wasekhaya...kuningi okufanele kucatshangelwe kuwo wonke umuntu. Ukukusiza ukuthi uqalise, sidale lo mhlahlandlela. Ukuthenga umshwalense kuwutshalomali olukhulu futhi uzofuna ukutshala imali ngobuhlakani. Ungawuthola kanjani umshwalense webhizinisi ongcono kakhulu webhizinisi lakho? Nazi ezinye izinto okufanele uzicabangele ngaphambi kokwenza isinqumo sakho.

Okufanele ukwazi ngomshwalense

Okufanele ukwazi ngomshwalense
I-Insurance Road Sign enamafu amangalisayo nesibhakabhaka.

Sonke sifuna ukulondeka ngokwezimali ngokwethu nemindeni yethu. Siyazi ukuthi ukuba nomshwalense kungasisiza nokuthi kungaba nomthelela ohlelweni oluqinile lwezezimali. Nokho abaningi bethu abacabangi ngempela ngomshwalense. Ezikhathini eziningi, asicabangi ngezingozi nezingalindelekile (azisalindelekile!) ngakho-ke sishiya izinto zizenzekela. Kungase futhi kungenxa yokuthi asazi okuningi ngomshwalense futhi kuyinkimbinkimbi kakhulu ukuthi singayinaka. Kodwa, ngokuvamile, siyabaza ukuthenga umshwalense. Ngokwesibonelo, kungani ngidinga ukuthenga umshwalense wokuphila noma umshuwalense wezempilo njengomuntu osemusha futhi onempilo? Noma, kungani ngidinga umshwalense wemoto yami, nginekhono elihle lokushayela?