Iyini i-EFT?

Ukudlulisa imali ngezintambo igama elijwayelekile elisetshenziselwa ukuchaza ukudluliswa kwemali isuka kwenye i-akhawunti yasebhange iye kwenye. Noma ngabe kuzwelonke noma emhlabeni jikelele. Ukudluliswa kwezintambo kwebhange kuya ebhange kuvumela abathengi ukuthi badlulise imali nge-elekthronikhi. Ngokukhethekile, bavumela imali ukuthi idluliswe isuka ku-akhawunti enebhange elilodwa iye ku-akhawunti enesinye isikhungo. Uma ungakaze usebenzise le sevisi ngaphambilini, kungase kubonakale kudida kancane. Uma udinga usizo lokuqonda ukuthi kusebenza kanjani, nakhu okudingeka ukwazi mayelana nokudluliswa kwemali ebhange.

Iyini intshisekelo?

Inzalo izindleko zokusebenzisa imali yomunye umuntu. Uma uboleka imali, ukhokha inzalo. Inzalo isho imiqondo emibili ehlobene kodwa ehluke kakhulu: noma inani umboleki alikhokha ibhange ngezindleko zemali mboleko, noma inani umnikazi we-akhawunti alitholayo ukuze ashiye imali ngemuva. Ibalwa njengephesenti lebhalansi yemali mboleko (noma idiphozithi), ekhokhelwa ngezikhathi ezithile kumabolekisi ukuze athole ilungelo lokusebenzisa imali yakhe. Inani ngokuvamile lishiwo njengenani lonyaka, kodwa inzalo ingabalwa isikhathi eside noma esifushane kunonyaka owodwa.

Konke odinga ukukwazi mayelana nama-akhawunti emakethe yemali

I-akhawunti yemakethe yemali i-akhawunti yokulondoloza enezici ezithile zokulawula. Ngokuvamile iza namasheke noma ikhadi ledebithi futhi ivumela inani elilinganiselwe lemisebenzi njalo ngenyanga. Ngokwesiko, ama-akhawunti emakethe yemali anikeza amanani enzalo aphezulu kunama-akhawunti okulondoloza avamile. Kodwa namuhla, amanani ayafana. Izimakethe zemali zivame ukuba nediphozithi ephezulu noma izidingo zebhalansi encane kunama-akhawunti okonga, ngakho qhathanisa izinketho zakho ngaphambi kokunquma eyodwa.