Ama-akhawunti asebhange amanje adume kakhulu phakathi kwezinkampani, izinkampani, izinkampani zomphakathi, osomabhizinisi ngokuvamile abanenani eliphakeme lemisebenzi evamile nebhange. I-akhawunti yamanje ibheka idiphozithi ye-akhawunti, ukuhoxiswa kwemali kanye nokuthengiselana kwamanye amazwe. Lawa ma-akhawunti abizwa nangokuthi ama-akhawunti ediphozithi yokufuna noma ama-akhawunti okuhlola.
Imbobo ephaketheni lakho ingabanga kanjani imbobo ezinsinini? Impendulo iwukucindezeleka. Ukucindezeleka kwezezimali kuthinta ngaphezu kwesikhwama sakho semali. Kungaba nomthelela omubi empilweni yakho nasebudlelwaneni bakho nabanye abantu. Ayikho enye inqubo lapho imicabango yethu ingashintsha khona ukusebenza komzimba wethu ngokuzumayo nangamandla.
Inzalo izindleko zokusebenzisa imali yomunye umuntu. Uma uboleka imali, ukhokha inzalo. Inzalo isho imiqondo emibili ehlobene kodwa ehluke kakhulu: noma inani umboleki alikhokha ibhange ngezindleko zemali mboleko, noma inani umnikazi we-akhawunti alitholayo ukuze ashiye imali ngemuva. Ibalwa njengephesenti lebhalansi yemali mboleko (noma idiphozithi), ekhokhelwa ngezikhathi ezithile kumabolekisi ukuze athole ilungelo lokusebenzisa imali yakhe. Inani ngokuvamile lishiwo njengenani lonyaka, kodwa inzalo ingabalwa isikhathi eside noma esifushane kunonyaka owodwa.
I-akhawunti yemakethe yemali i-akhawunti yokulondoloza enezici ezithile zokulawula. Ngokuvamile iza namasheke noma ikhadi ledebithi futhi ivumela inani elilinganiselwe lemisebenzi njalo ngenyanga. Ngokwesiko, ama-akhawunti emakethe yemali anikeza amanani enzalo aphezulu kunama-akhawunti okulondoloza avamile. Kodwa namuhla, amanani ayafana. Izimakethe zemali zivame ukuba nediphozithi ephezulu noma izidingo zebhalansi encane kunama-akhawunti okonga, ngakho qhathanisa izinketho zakho ngaphambi kokunquma eyodwa.
E-Afrika, ukukhetha uhlobo lwe-akhawunti yasebhange ozoyidala kumele kube yisinqumo esivuthwe ngokujulile. Isizathu esikhulu ukuthi abantu bakhona basampofu kakhulu. Ukukhetha okuncane okubi kungadikibalisa abanye futhi kuphazamise ukufakwa kwezimali.