Ungatshala kanjani imali emakethe yamasheya njengomSulumane? Ukutshala imali ezimakethe zamasheya kubathakazelisa abantu abaningi abayengwa ithuba lokukhiqiza imali eyengeziwe ngokuhamba kwesikhathi. Nokho, amaSulumane amaningi ayangabaza ukuqala, esaba ukuthi lo mkhuba awuhambisani nokholo lwawo. I-Islam ilawula ngokuqinile ukuthengiselana kwezezimali, ivimbela izindlela eziningi ezivamile zezimakethe zanamuhla.
Inkomba yesitoko iyisilinganiso sokusebenza (ukushintsha kwentengo) emakethe yezimali ethile. Ilandelela ukunyuka nokwehla kweqembu elikhethiwe lezitoko noma ezinye izimpahla. Ukubuka ukusebenza kwenkomba yesitoko kunikeza indlela esheshayo yokubona impilo yemakethe yamasheya, kuqondisa izinkampani zezezimali ekudaleni izimali zenkomba kanye nezimali ezihwebelana ngokuhwebelana, futhi kukusiza ukuthi uhlole ukusebenza kwezimali ozitshalile. Izinkomba zesitoko zikhona kuzo zonke izici zezimakethe zezimali.
Imakethe yamasheya imakethe lapho abatshalizimali, kungakhathaliseki ukuthi abantu ngabanye noma ochwepheshe, abanikazi be-akhawunti yemakethe yamasheya eyodwa noma ngaphezulu, bengathenga noma badayise izibambiso ezihlukene. Ngakho-ke, izimakethe zamasheya ezihamba phambili zidlala indima ebalulekile emnothweni womhlaba. Basiza amabhizinisi ukukhulisa imali ngokukhipha amasheya, amabhondi kubatshalizimali ukuze kwandiswe ibhizinisi, izidingo zemali yokusebenza, izindleko ezinkulu, njll. Uma ungumtshali-zimali noma umane uyinkampani efisa ukuvula imali yayo emphakathini, khona-ke ulwazi ngezimakethe zamasheya ezihamba phambili luyoba olubaluleke kakhulu kuwe.
Ingabe ufuna ukwazi yonke into mayelana nemakethe yamasheya? Ukunganaki. Imakethe yamasheya iyindawo emaphakathi lapho kuthengwa futhi kudayiswe amasheya ezinkampani ezihweba esidlangalaleni. Ihlukile kwezinye izimakethe ngokuthi izimpahla ezithengiswayo zikhawulelwe ezitokweni, amabhondi, nemikhiqizo ehwebelana ngokuhwebelana. Kule makethe, abatshalizimali bafuna amathuluzi abangatshala kuwo futhi izinkampani noma abakhiphi badinga ukuxhasa amaphrojekthi abo. Womabili la maqembu ahweba ngezibambiso, njengezitoko, amabhondi kanye nezimali ezihlanganyelwe, ngokusebenzisa abaxhumanisi (ama-ejenti, ama-broker kanye nokuhwebelana).