Iyini intshisekelo?
Inzalo izindleko zokusebenzisa imali yomunye umuntu. Uma uboleka imali, ukhokha inzalo. Inzalo isho imiqondo emibili ehlobene kodwa ehluke kakhulu: noma inani umboleki alikhokha ibhange ngezindleko zemali mboleko, noma inani umnikazi we-akhawunti alitholayo ukuze ashiye imali ngemuva. Ibalwa njengephesenti lebhalansi yemali mboleko (noma idiphozithi), ekhokhelwa ngezikhathi ezithile kumabolekisi ukuze athole ilungelo lokusebenzisa imali yakhe. Inani ngokuvamile lishiwo njengenani lonyaka, kodwa inzalo ingabalwa isikhathi eside noma esifushane kunonyaka owodwa.