Indlela yokuba nenkululeko yezezimali?
Inkululeko yezezimali imayelana nokuba ubunikazi bezimali zakho. Unokugeleza kwemali okuthembekile okukuvumela ukuthi uphile impilo oyifunayo. Awuzikhathazi ngokuthi uzokhokha kanjani izikweletu noma izindleko ezingazelelwe. Futhi awusindwa yinqwaba yezikweletu. Kumayelana nokubona ukuthi udinga imali eyengeziwe ukuze ukhokhe izikweletu zakho futhi mhlawumbe wandise iholo lakho ngokuthuthuka okuncane. Kumayelana nokuhlelela isimo sakho sezimali sesikhathi eside ngokuzibekela usuku lwemvula noma umhlalaphansi.