Ukutshala imali ezimakethe zamasheya kuyindlela ethokozisayo yokukhulisa ukonga kwakho esikhathini eside. Kodwa ukutshala yonke ingcebo yakho ezitokisini kuhilela ubungozi obukhulu. Ukuntengantenga kwezimakethe kungaholela ekulahlekelweni kwezimali okunzima ukukunqoba uma ungakulungele lokho. Nokho, ukukhathazeka okuyinhloko kusalokhu: Indlela yokwakha iphothifoliyo yemakethe yamasheya elinganiselwe?
Umbono oyiphutha omkhulu mayelana nokutshala imali ukuthi kungokwabacebile kuphela. Esikhathini esedlule, enye yezinganekwane ezivame kakhulu zokutshala izimali ukuthi kuthatha imali eningi ukuze kuphumelele. Nokho, lokhu akulona iqiniso ngaso sonke isikhathi, umuntu angatshala imali encane. Ngisho noma ungenayo imali eningi yokutshala, kungenzeka ukuthi uqale ukwakha iphothifoliyo futhi ukhulise ingcebo yakho. Eqinisweni, njengoba kunemali eningi etshaliwe manje etholakala kwabaqalayo, azikho izaba zokuthi ungenele. Futhi lezo yizindaba ezinhle, ngoba ukutshala imali kuyindlela enhle yokukhulisa ingcebo yakho.
Kungani futhi kanjani ukuhlukanisa izimali zakho? Ukutshala izimali yikho okukuqinisekisayo kusasa ngokwezimali. Kulokhu, ukuhlukahluka kuhlala kuwukhiye wokutshalwa kwezimali okuyimpumelelo. Iphothifoliyo yokutshala imali ehlukahlukene inciphisa ubungozi ngenkathi itshala imali isikhathi eside. Ivumela inani lotshalomali olunembuyiselo ephezulu ngokususa ubungozi obungaba khona ngezinye izindlela ezizinzile. Uma uqala kusenesikhathi, ungathola nevelu yokonga okuneziyalo nokuhlela izinjongo zakho zempilo. Ungaqala ngengxube yemali, amasheya, amabhondi noma izibambiso zikahulumeni. Kodwa kusho ukuthini ukuhlukanisa ukutshalwa kwezimali kwakho? Kodwa okokuqala, nansi ukuqeqeshwa okukuvumela ukuthi uphumelele kwezamabhizinisi.