Usanda kutshala imali esakhiweni esiqashisayo. Jabulani ! Uthathe isinyathelo sokuqala sokwakha iphothifoliyo yezindlu nezindlu. Kodwa umsebenzi wakho awugcini lapho. Ukuze lolu tshalomali lube nenzuzo, udinga ukwazi ukuthi ungayiphatha kanjani indawo yakho ngempumelelo. Ukuphatha okuhle kuzokuvumela ukuthi uthuthukise iholo lakho lokuqasha.
Izindlu ezithengiswayo zihlala ziwutshalomali olubalulekile ekwakheni ingcebo. Nokho, ukuthenga indawo akunikwa wonke umuntu. Izintengo zezindlu ezidayiswayo zinyukile, ikakhulukazi emadolobheni amakhulu. Ngakho-ke kunzima ukutshala imali lapho kungekho mnikelo womuntu siqu.
Ukubolekwa kwezimoto kungase kudide futhi kukhungathekise, ikakhulukazi uma uqala ukuxhasa imoto ngezimali. Kusukela kuzilinganiso zenzalo kuya ezitolimendeni kuya kubude bemalimboleko yakho, kuningi okudingeka ukuqonde. Kodwa uma uqonda kangcono uxhaso lwemoto, uzolungela ngokwengeziwe ukuxoxisana ngedili elingcono kakhulu lesimo sakho.
Imali mboleko iyisamba semali umuntu oyedwa noma abaningi noma izinkampani eziboleka emabhange noma kwezinye izikhungo zezezimali ukuze zilawule ngokwezimali izehlakalo ezihleliwe noma ezingalindelekile. Ngokwenza kanjalo, umboleki uthola isikweletu okufanele asikhokhe ngenzalo futhi kungakapheli isikhathi esithile. Imalimboleko inganikezwa abantu ngabanye, amabhizinisi kanye nohulumeni.
I-mortgage yimalimboleko - enikezwa umabolekisi wezindlu noma ibhange - evumela umuntu ukuba athenge indlu noma indawo. Nakuba kungenzeka ukuboleka imali ukuze ukhokhe zonke izindleko zendlu, kuvame kakhulu ukuthola imali ebolekiwe cishe ngamaphesenti angama-80 yenani lekhaya. Imali mboleko kufanele ikhokhwe ngokuhamba kwesikhathi. Indlu ethengiwe isebenza njengesibambiso semali ebolekwe umuntu ukuze athenge indlu.