Konke odinga ukukwazi mayelana stablecoins

Imakethe ye- cryptomonnaies yaziwa ngokushintshashintsha kwayo. Lokhu kusho ukuthi amanani emali angakhuphuka futhi awe ngokuzumayo, okwenza kube nzima kubatshalizimali ukugxila emalini ethile. Kodwa-ke, ama-stablecoins axazulula le nkinga.

Stablecoins kukhona izimali zedijithali ezisekelwa yizimpahla ezifana nohlobo lwemali ye-fiat, enye i-cryptocurrencies noma igolide. Izimpahla ezizinzile zenza lezi zinhlamvu zemali zingakwazi ukuguquguquka futhi zigcine amanani azo ezinzile.

Amanye ama-stablecoins aphinde asebenzise i-algorithm yekhompiyutha ukuze agcine inani lawo lizinzile. Ngokuvamile, ibhizinisi elingemuva kwe-stablecoins lizosetha “ inqolobane » lapho igcina ngokuphephile impahla noma ubhasikidi wezimpahla ezisekela i-stablecoin.

PNgokwesibonelo, Isigidi esingu-$1 ebhange lesikole esidala (uhlobo olunamagatsha nababalisi nama-ATM endaweni yokwamukela izivakashi) ukuze kwenziwe isipele samayunithi ayisigidi se-stablecoin. Kulesi sihloko ngikhuluma nawe mayelana nama-stablecoins. Kodwa okokuqala, ngikumema ukuba dala eyakho kuCoinbase, linkundla ye-Cryptocurrency engcono kakhulu emhlabeni

Asambe….

🌿 Ayini ama-stablecoins?

Ama-Stablecoins ama-cryptocurrencies ahlose ukulingisa izimali zendabuko. I-stablecoin ngokuvamile iyi-cryptocurrency esekelwa inani lempahla eyisisekelo. Yini le mpahla eyisisekelo zingahluka kusuka ekamelweni kuya kwelinye, esizoxoxa ngakho kamuva kulesi sihloko.

Ama-stablecoins amaningi anamathiselwe ku-a 1: 1 isilinganiso ngemali ethile ye-fiat. Lezi yizinhlamvu zemali ezifana nedola laseMelika noma i-euro, ezingathengiswa ngokuhwebelana ngamasheya.

nezinye Izinhlamvu zemali ezizinzile zinamathiselwe kwezinye izinhlobo zezimpahla, njengezinsimbi eziyigugu njengegolide noma amanye ama-cryptocurrencies.

Stablecoins, kufanele ibe nenani elizinzile. Okusho ukuthi, kulindeleke ukuthi zibambe cishe inani elifanayo kusukela ngosuku olithenga ngalo kuze kube osukwini olisebenzisa ngalo noma olihweba ngalo.

Lokhu kungenxa yokuthi, ngokungafani namanye ama-cryptocurrencies, intengo yama-stablecoins amaningi isekelwe imali ye-fiat, njengedola laseMelika, noma impahla efana negolide, nakuba ama-stablecoins amaningi namuhla akhonjelwe kudola.

Ngakho-ke, abatshalizimali bathenga ama-stablecoins ukuze bangenzi inzuzo, kodwa kufana nendawo yokugcina imali kungqalasizinda ye-cryptocurrency kanye nokusetshenziswa lapho uthenga futhi uthengisa ezinye izimpahla ze-crypto.

Ziphinde zisetshenziselwe ezinye izinhlobo zokuhwebelana kwezezimali, njengokuboleka nokuboleka noma ukuthumela izinkokhelo phesheya. Isibonelo, emalungwini omndeni - ngokushesha okukhulu nangokusobala kunezinye izindlela.

🌿 Yile ndlela ama-stablecoins asebenza ngayo

Ukuze uqonde kangcono ukuthi ama-stablecoins asebenza kanjani, nazi izinto ezi-5 okudingeka uzazi mayelana ne-stablecoins.

🔰 Into yokuqala ukwazi

Inzuzo ye-stablecoins ukuthi yenzelwe ukumelana nokuguquguquka ngokujwayelekile. Ukwengeza, banganikeza ukuhamba nokufinyeleleka. I-cryptocurrency ezinzile kakhulu ehlukaniswa.

Lokhu kusho ukuthi ayiboshelwe ohlelweni olumaphakathi noma i-ejensi. Lokhu-ke kuyinikeza ukuzimela. Funda kabanzi mayelana ezezimali ezihlukaniselwe amazwe.

🔰 Into yesibili ukwazi

Kunezinye izizathu ezimbalwa zokuthi kungani ama-stablecoins ethandwa phakathi kwabatshalizimali. Avumela ukudluliswa kwemali ngokushesha futhi aqinisekise ukugcinwa kuyimfihlo kwedatha yezezimali.

Ngokuhambisana nalokhu, ama-stablecoins nawo avumela abasebenzisi ukweqa izinkokhelo zamasevisi ezezimali.

🔰 Into yesithathu ukwazi

Ngezindlela eziningi, ama-stablecoins angase angafani nezinye izimali ze-crypto.

Zenzelwe ukuhlala zibekwe ngokwenani. Lokhu kusho ukuthi nakuba inani labo lingeke lehle, ngeke likhuphuke futhi. Lokhu kungaqondwa ngokuqhathanisa uhlamvu lwe-USD ne-Bitcoin.

Selokhu yasungulwa, uhlamvu lwemali lwe-USD alukaze luguquguquke ukusuka enanini layo elingu-$1. I-Bitcoin, ngakolunye uhlangothi, yaziswa kakhulu Amadola we-4 000 ngo-2019 futhi Amadola we-60 000 ngoMeyi 2021.

🔰 Into yesine ukwazi

Kungaba ukuhlakanipha ukucabangela ama-stablecoins njengendlela yemali yedijithali. Nokho, naphezu kwesimo sayo esiqinile, kuseyi-cryptocurrency. Ngenxa yalokhot, leli kuseyibhizinisi elisha okungenzeka libe nezingozi ezingakatholwa.

🔰 Into yesihlanu ukwazi

I-Cryptocurrency ingaba inketho eyingozi uma ufuna ukutshala yonke imali oyilondolozile.

Sondela ku-stablecoins ngengqondo vula futhi uhlole indawo. Ungasebenzisa futhi ama-stablecoins njengesinyathelo sokuqala sokutshala imali kolunye uhlobo lwe-cryptocurrency. Nokho, uzodinga futhi ukwazi ukuthi yini ama-altcoins futhi asebenza kanjani? 

🌿 Yazi izingozi ezingaba khona zama-stablecoins

Abaningi abangaba abatshalizimali bayesaba ukutshala imali ku-crypto. Isizathu ukuthi ayikalawuleki futhi iyadida.

Uma iqhathaniswa namanye ama-cryptocurrencies, i-stablecoin cishe iwukubheja okuphephile uma umgomo wakho kuwukubuyisela imali oyitshalile. Ngendlela eyakhayo, leli isango lokungena kwi-cryptocurrency.

I-stablecoin yi-a indlela esheshayo futhi engabizi ukuhwebelana ngezimpahla ze-crypto nokudlulisa izimali emingceleni.

Le ndlela ingaba usizo ikakhulukazi kubantu abashiya izwe lakubo bayosebenza kwenye indawo futhi bafuna ukuthumela imali emindenini yabo.

Uma i-stablecoin ike yamukelwa kabanzi njengendlela yokuhwebelana, kungenzeka zuzisa abathengi kanye nabathengisi ngokwezikhethelo zabo, ukwanda kokusebenza kahle kanye nezindleko ezincishisiwe uma kuqhathaniswa nokubhanga kanye ikhadi lesikweletu bendabuko namuhla.

Lokho kusho, ngoba baningi kakhulu abathumeli ehlukile kuma-stablecoins futhi ngayinye inezinqubomgomo zayo futhi inikeza amazinga ahlukene okubonisa izinto obala, kufanele zenzele olwakho ucwaningo ngaphambi kokuthenga komunye wabo.

🌿 Izinhlobo zewaranti ezingxenyeni ezinzile

I-Stablecoins iza ngezinhlobonhlobo zama-flavour. Izinhlamvu zemali ezizinzile ezihlanganisiwe zisebenzisa izinhlobo zezimpahla ezahlukahlukene njengokusekela:

I-Fiat: I-Fiat iyisibambiso esivame kakhulu se-stablecoins. Idola laseMelika lidume kakhulu phakathi kwezimali ze-fiat, kodwa izinkampani ziphinde zihlole izinhlamvu zemali ezikhonjwe kwezinye zezimali ze-fiat, njenge-BiLira, ekhonjwe ku-lira yaseTurkey.

Izinsimbi eziyigugu. Amanye ama-cryptocurrencies ahlanganiswe nenani lezinsimbi eziyigugu njengegolide noma isiliva.

Ama-Cryptocurrencies. Amanye ama-stablecoins aze asebenzise amanye ama-cryptocurrencies, njenge-ether, ithokheni yomdabu yenethiwekhi ye-Ethereum, njengesibambiso.

Okunye ukutshalwa kwezimali: I-Tether's USDT yake kufanele isekelwe 1 kuya ku-1 ngamadola. Kepha ukuxubana kwayo okubambisene kushintshile ngokuhamba kwesikhathi, kwathi ekuqhekekeni okuhlinzekwe ngo-2021, inkampani yathi cishe ingxenye yemali egciniwe yayo isephepheni lezentengiselwano, okuwuhlobo lwesikweletu sebhizinisi sesikhashana.

Akazange abadalule abakhiphe lo mbhalo, kodwa uthi bonke balinganiswe ngo-A-2 noma ngaphezulu.

🌿 Yiziphi ama-stablecoins aziwa kakhulu?

Ukukunikeza ukunambitheka kokuhlolwa okwenzeka ezweni lama-stablecoins, ake sibheke amanye ama-stablecoins adume kakhulu.

🔰 Diem

Diem (ngaphambili eyaziwa ngokuthi Libra) iyi-stablecoin emisebenzini, eyaklanywa ekuqaleni inkundla yezokuxhumana yomhlaba enamandla i-Facebook. Nakuba i-Libra ingakaqali, ibe nomthelela omkhulu wengqondo kunanoma iyiphi enye i-stablecoin.

Ohulumeni, okuhlanganisa namaShayina, manje sebehlola ezabo zezimali zedijithali eziphefumulelwe nge-crypto, ngokwengxenye ngoba besaba ukuthi zingaba usongo lokuncintisana, njengoba i-Facebook iyinhlangano yamazwe ngamazwe enezigidigidi zabasebenzisi emhlabeni jikelele.

Ekuqaleni, iDiem Association, umfelandawonye owasungulwa nguFacebook, ithe iDiem izosekelwa “ibhasi” izimali, okuhlanganisa idola laseMelika kanye ne-euro.

Kepha ngenxa yokukhathazeka kokulawulwa komhlaba wonke, le nhlangano isihoxile embonweni wayo wokuqala wokuvelela. Esikhundleni salokho, manje ihlela ukugxila ekuthuthukiseni ama-stablecoins amaningi, ngalinye lisekelwa yi-a imali kazwelonke ehlukile.

🔰 I-Tether

I-Tether (USDT) ingenye yezinhlamvu zemali ezindala kakhulu, eyethulwa ngo-2014, futhi idume kakhulu kuze kube manje. Ingenye yama-cryptocurrensets abaluleke kakhulu ngokwemali yemakethe.

Icala eliyinhloko lokusebenzisa i-USDT ukuhambisa imali ngokushesha phakathi kokuhwebelana ukuze usebenzise amathuba e-arbitrage lapho intengo ye-cryptocurrencies ihluka ekuhwebeni okubili; abadayisi bangenza imali kulokhu kusabalala.

I-Tether Ltd., inkampani ekhipha i-USDT, iye yahileleka empini yezomthetho yezinyanga ezingu-22 ne-New York Attorney General ngezinsolo zokuthi i-Bitfinex (inkampani kadadewabo kaTether) yazama ukuvala ukushoda kwezigidi ezingu-850. amadola esebenzisa izimali ezithathwe ku-Tether.

Ekugcineni, kwaba njalo igcinwe ngoFebhuwari 23, 2021, I-Tether ne-Bitfinex ephoqelelwe ukukhokha Ama-dollar ayi-18,5 futhi ithumele imibiko yekota ebonisa izinqolobane ze-stablecoin ze-Tether zeminyaka emibili ezayo.

🔰 Imali ye-USD

Eyethulwe ngo-2018, i-USD Coin iyi-stablecoin ephethwe ngokuhlanganyela izinkampani ze-cryptocurrency Circle kanye ne-Coinbase nge-Center Consortium.

Njengesibambiso ngaphambi kokudlulela kwinhlanganisela yempahla yesibambiso, i-USD Coin ikhokhwe edoleni laseMelika ngokuhlinzekwa okujikelezayo okucishe kube ngamaRandi ayizigidi eziyizinkulungwane ezingama-26.

🔰 UDayi

Isebenza ngephrothokholi ye-MakerDAO, i-Dai iyi-stablecoin evuliwe I-Ethereum blockchain. Idalwe ngo-2015, i-dai ikhokhwe kudola laseMelika futhi isekelwa i-ether, ithokheni engemuva kwe-Ethereum.

Ngokungafani namanye ama-stablecoins, i-MakerDAO ihlose ukuthi i-dai ihlukaniswe, okusho ukuthi alikho igunya eliphakathi lokulawula uhlelo. Esikhundleni salokho, izinkontileka ezihlakaniphile I-Ethereum - efaka imithetho engakwazi ukushintshwa - yiba nalo msebenzi esikhundleni salokho.

Zisekhona izinkinga ngale modeli emisha, nokho; isibonelo, uma izinkontileka ezihlakaniphile ukuthi i-MakerDAO ayisebenzi ngendlela elindelekile.