Coinbase vs Robinhood: Wanne ne mafi kyawun dillalan crypto?

Kyakkyawan kwatanta tsakanin Coinbase da Robinhood ya dogara da sabis ɗin da kuke nema. Robinhood yana bin littafin wasan kwaikwayo na dillalin hannun jari na gargajiya. Ta hanyar app ɗin, zaku iya siyan hannun jari da kuɗaɗen musayar kuɗi akan kasuwar hannun jari, amma kuma tana ba da ƙayyadaddun menu na cryptocurrencies.

Coinbase, a gefe guda, yana ba da cryptocurrencies kawai (babu hannun jari ko ETFs a nan), Da dai sauransu. Bugu da ƙari, Coinbase yana da damar da za a iya la'akari da mahimmanci lokacin siyan crypto - iyawar da Robinhood ba shi da ita a halin yanzu.

Frais

Ɗayan fa'idodin Robinhood akan Coinbase shine farashin siyan cryptocurrencies. Na Robinhood, kyauta ne. Kuna iya siye da siyar da cryptos sau da yawa kamar yadda kuke so ba tare da kowane kuɗi ba (kuma ka'idodin ciniki na yau da kullun waɗanda ke wanzu don hannun jari ba a halin yanzu don cryptos). Koyaushe dole ne ku biya yaɗuwar (bambanci tsakanin farashin farashi da farashin tambaya).

Ya kamata a lura da cewa a cikin 2020, wani odar Securities and Exchange Commission ya bayyana cewa Robinhood yana bayarwa "ƙananan farashin ciniki", abokin ciniki mai tsada 34,1 miliyan daloli. Binciken SEC ya mayar da hankali kan tallace-tallace da kisa na Robinhood gabaɗaya kuma ba akan ma'amalar crypto musamman ba. Robinhood ya amince ya biya dala miliyan 65 don daidaita tuhume-tuhumen.

A kan Coinbase, ba haka ba ne mai sauƙi. Coinbase yana da tsarin kuɗi mai sauye-sauye, ya danganta da nawa kuke saya a dalar Amurka da yadda kuke biya. Misali, idan ka saya 100 $ a cikin bitcoins tare da katin zare kudi, za ku biya kuɗi na 3,99%, ko 3,99 $.

Idan kun biya tare da asusun banki mai alaƙa, wannan kuɗin zai kasance 2,99 $. Coinbase kuma yana cajin yaɗuwar kusan 0,5% don tallace-tallace da sayayya na cryptocurrencies; wannan yaɗuwar na iya canzawa dangane da canjin kasuwa.

Gabaɗaya, kudade a Coinbase na iya samun rikicewa, kuma a zahiri, yana da alama ɗan ɗanɗano don biyan kowane ma'amala lokacin da wasu dillalai ke motsawa daga gare ta tsawon shekaru.

Koyaya, a farkon 2022, Coinbase ya fitar da fasalin ajiya kai tsaye wanda ke bawa masu amfani damar ware wani yanki na albashin su (ko dai a cikin dalar Amurka ko kuma crypto ɗin da suka zaɓa) don sauka akan asusun Coinbase kowane lokacin biya.

Wannan sabis ɗin cikakken kyauta ne, kuma masu amfani za su iya saita adadin kuɗin kuɗin da suke son rabawa zuwa Coinbase, ko dai a cikin daloli ko a matsayin kashi.

Zaɓin cryptocurrency

Wannan shine inda cryptocurrency yayi kama da tunanin bayan Robinhood, amma gurasa da man shanu Coinbase ne. A kan Coinbase, akwai ɗimbin musayar cryptocurrencies, har ma da ƙarin waɗanda za a iya ƙarawa zuwa jerin agogon farashi. Kuma, Coinbase yana ƙara sabbin musayar cryptocurrencies sau da yawa. Robinhood, a daya bangaren, a halin yanzu ya lissafta bakwai.

Ƙarfin ɓoyewa

Wannan wani nau'i ne wanda Coinbase yakamata yayi nasara ta tsohuwa: Ƙungiya Coinbase dillali ne da musayar cryptocurrency wanda ke ba da jakar kuɗi, da kuma walat ɗin sirri idan kuna so.

Menene ma'anar hakan ?

Tare da Coinbase, kuna da ikon siyan crypto tare da tsabar kuɗi sannan ku adana waɗannan tsabar kuɗi akan walat ɗin Coinbase da aka shirya. Ko za ku iya aika waɗannan tsabar kudi zuwa walat ɗin ku na Coinbase, wanda ke da bambanci da ƙa'idar Coinbase.

Akwai kuma musayar kyauta Coinbase Pro, inda zaku iya saka tsabar kudi cikin sauƙi daga jakar kuɗin ku na Coinbase wanda aka karɓa ko kuma na sirri sannan ku fanshe su don ƙananan kudade.

A takaice, Coinbase yana da matukar kyau akan-ramp ga sababbin masu amfani da crypto, yana ba masu amfani da yawancin fasalulluka waɗanda aka ƙirƙiri cryptocurrencies don tun farko.

Tare da Robinhood, masu amfani da yawa ba za su iya aika tsabar kudi a wajen app ɗin ba, ko karɓar su daga walat ɗin waje. Robinhood yana kan aiwatar da fitar da fasalin walat kuma a cikin Afrilu 2022 ya gabatar da sabis don fiye da miliyan 2 masu amfani.

Ga waɗanda ke wajen wannan rukunin, zaɓinku ɗaya kawai a yanzu shine ku canza dalar ku zuwa crypto sannan ku canza shi zuwa dalar Amurka idan kuna son cin gajiyar farashi mai girma.

Sauƙi na amfani

Duk aikace-aikacen biyu suna da saurin fahimta, sauri, tsabta, da sauƙin amfani, kuma yana da ma'ana: duka kamfanonin biyu suna samun babban kaso na kudaden shiga daga girman ciniki.

Yawan saye da sayarwa, yawan kuɗin da suke samu. Don haka yana cikin sha'awarsu don ƙirƙirar samfurin da ke ƙarfafa saye da siyarwa, ko da a cikin ƙananan ƙima, kuma don rage duk rikice-rikicen da ke akwai ta hanyar danna maɓallin "saya".

Sakamakon ƙarshe shine kyakkyawan samfurin ga masu farawa a cikin ma'anar cewa tsarin siye da siyar da aka rage zuwa abubuwan da ake bukata; ko da yake wasu suna jayayya cewa bai kamata ya zama mai sauƙi ga masu farawa don kasuwanci mai haɗari da kaddarorin hasashe kamar cryptocurrency ba.

Coinbase Pro na iya zama kamar dandamalin ciniki na matsakaici don ci gaba, amma idan ba ku shirya shiga ba, dandamali. asali Coinbase ya kasance mai sauƙin amfani, matuƙar kuna shirye ku biya waɗannan kudade. Ya da Robinhood, Ba za ku taɓa samun gaske ga wani abu kama da wani ci-gaba ciniki dandamali.

Don haka wanne ya fi kyau, Robinhood ko Coinbase?

Idan ya zo ga cryptocurrencies, Coinbase shine bayyanannen nasara anan. Duk da yake kudadensa na iya zama masu rikitarwa da girma, samun damar kasuwanci akan Coinbase Pro da zarar kun sami kwarewa na iya rage waɗannan kudade.

Ciniki na kyauta na Robinhood yana da kyau, amma bai dace da rashin ikon crypto ba (rashin iya aikawa da karɓar tsabar kudi shine babban gazawarsa) da iyakanceccen lissafin cryptocurrencies don saka hannun jari.

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Amma idan duk abin da kuke kula da shi shine yin hasashe akan farashin cryptocurrencies - kuma ba ku da niyyar yin amfani da tsabar kuɗi da alamun da kuka saya - to Robinhood zai iya zama mafi dacewa, idan aka ba da musayar.