He aha kāu e ʻike ai e pili ana i ke kālā decentralized?

Ke hilinaʻi nei nā mākeke Crypto nā ʻano like ʻole o ka waena. ʻOiai ʻo kekahi mau ʻano o ka intermediation crypto he mau analogues pololei i ke kālā kuʻuna, ʻo nā mea ʻē aʻe - ʻike ʻia ʻo ke kālā decentralized, - he mea hou loa a ua kaulana loa.

Waiwai decentralized hāʻawi i nā lawelawe kālā me ka ʻole o nā kikowaena kikowaena, e hana ana ma o nā protocol automated ma blockchains. Ke ulu wikiwiki nei ke kālā decentralized ma ke ʻano he ʻokoʻa palekana, ʻoi aku ka maopopo a ʻoi aku ka maikaʻi nā lawelawe kālā kuʻuna.

Ma ka hoʻopau ʻana i ka pono o nā ʻoihana kālā kikowaena, ke hana nei mākou i kahi ʻōnaehana kālā ʻoi aku ka wehe a ʻoi aku ka hilinaʻi, a ʻoi aku ka maʻalahi. Hoʻopaʻa ʻia e ʻenehana blockchain, decentralized kālā e hōʻemi i ka pilikia o ka hoʻopunipuni, palaho a me ka hoʻokele hewa ʻana o kāu mau waiwai.

E hoʻolilo ʻo ia i ka hoʻokele kālā i ʻoi aku ka maikaʻi a me ka maikaʻi, me ka ʻole uku overdraft, oi na koina no nā hoʻoili uila ʻaʻole e kali hou i nā hola panakō no ka hōʻoia ʻana o kahi kālepa.

Ma kēia ʻatikala ʻē aʻe, ʻo ka hui o Finance de Demain Hāʻawi iā ʻoe i kahi pōkole e pili ana i ka mea e pono ai ʻoe e ʻike e pili ana i ke kālā decentralized. E ka hele

🌿 He aha ke kālā decentralized?

Decentralized kālā, a i ʻole iʻaʻa mai ai ”, he ʻōnaehana kālā kikohoʻe e puka mai ana e hoʻopau ana i ka pono o kahi panakō waena a i ʻole ʻoihana aupuni e ʻae i nā hana kālā.

Manaʻo ʻia e ka poʻe he nui he huaʻōlelo umbrella no kahi nalu hou o ka hana hou. Hoʻopili nui ʻia ʻo DeFi i ka blockchain. ʻAe ʻo Blockchain i nā kamepiula āpau (a i ʻole nodes) ma kahi pūnaewele e paʻa i kahi kope o ka mōʻaukala kālepa. ʻO ka manaʻo, ʻaʻohe mea hoʻokahi i mana a hiki ke hoʻololi i kēia moʻolelo o nā kālepa.

Loaʻa ka hapa nui o nā lawelawe kālā i hiki ke wehewehe ʻia ʻo DeFi ma ka pūnaewele Ethereum. ʻO kēia pūnaewele kaXNUMXnd nui loa cryptocurrency market. Hana pū ia ma ke ʻano he kahua no nā noi blockchain ʻē aʻe e kūkulu ʻia.

Ma ka hoʻohana ʻana nā noi decentralized, a i ʻole dApps, hiki i nā ʻelua a ʻoi aku ke kālepa, hōʻaiʻē, hōʻaiʻē a hoʻololi pololei me ka hoʻohana ʻana i ka ʻenehana blockchain a ʻaelike akamai me ka ʻole o ke komo ʻana a me nā koina o ka poʻe uwao. He a kūpono, manuahi a wehe ʻia ka mākeke kikohoʻe, ma ka liʻiliʻi loa ma ke kumumanaʻo.

🌿 Pehea e hoʻomaopopo ai i ke kālā decentralized?

ʻO ka hua'ōlelo kālā hoʻopukapuka, a i ʻole DeFi no ka pōkole, wehewehe i kahi ʻōnaehana kālā e hana me ka ʻole o nā kuʻuna, waena waena. Ua maʻa mākou i nā mea a pau e hele ana i kahi panakō a me nā ʻoihana kālā ʻē aʻe e like me ka hoʻololi honua, akā hana ʻo DeFi i kahi ʻōnaehana hiki ke holo ma kāna iho.

No ka hoʻomaopopo ʻana i ke kālā decentralized a pehea e hana ai, kōkua ia e hoʻomaopopo i ka ʻokoʻa o ke kālā kikowaena mai DeFi.

🔰 Waiwai kikowaena

Ma ke kālā kikowaena, mālama ʻia kāu kālā e nā hui nona ke kumu nui e loaʻa kālā. Ua piha ka ʻōnaehana kālā i nā ʻaoʻao ʻekolu e hoʻomaʻamaʻa i ka neʻe ʻana o ke kālā ma waena o nā ʻaoʻao, kēlā me kēia e kau ana i ka uku no ka hoohana ana o kana mau lawelawe.

No kekahi laʻana, e ʻōlelo mākou e kūʻai ʻoe i ke galani waiū me kāu kāleka hōʻaiʻē. Hoʻolimalima ʻia ka uku e ka mea kūʻai aku i kahi panakō kūʻai, e hāʻawi i nā kikoʻī kāleka i ka pūnaewele kāleka hōʻaiʻē.  

ʻO ka pūnaewele holoi i ka uku a noi i ka uku mai kāu panakō. Ua ʻae kāu panakō i ka uku a hoʻouna i ka ʻae i ka pūnaewele, ma o ka panakō kūʻai, i ka mea kūʻai aku. Loaʻa i kēlā me kēia hui i ke kaulahao ka uku no kāna mau lawelawe, no ka mea pono e uku nā mea kālepa no kou hiki ke hoʻohana i nā kāleka hōʻaiʻē a me nā kāleka hōʻaiʻē.

ʻO nā hana kālā ʻē aʻe a pau he kālā kālā; hiki i nā noi hōʻaiʻē ke lawe i nā lā e ʻae ʻia; ʻAʻole hiki iā ʻoe ke hoʻohana i nā lawelawe o kahi panakō inā ʻoe e hele ana. Eia naʻe, me ke kālā decentralized, loli nā mea.

🔰 Waiwai Decentralized

Waiwai decentralized e oki i na kanaka waena ma ka hiki ʻana i nā kānaka, nā mea kālepa a me nā ʻoihana e hana i nā hana kālā ma o ka ʻenehana hou.

Hoʻokō ʻia kēia ma o nā ʻoihana kālā peer-to-peer e hoʻohana ana i nā protocol palekana holomua, ka pilina, nā lako polokalamu a me nā lako.

Ma nā wahi a pau i loaʻa iā ʻoe kahi pilina pūnaewele, hiki iā ʻoe ke hōʻaiʻē, kālepa, a hōʻaiʻē me ka hoʻohana ʻana i nā polokalamu e hoʻopaʻa a hōʻoia i nā hana kālā i nā ʻikepili kālā i hāʻawi ʻia. Hiki ke ʻike ʻia kahi waihona i hāʻawi ʻia mai nā wahi like ʻole; ʻohi a hōʻuluʻulu ʻo ia i nā ʻikepili mai nā mea hoʻohana āpau a hoʻohana i kahi ʻano hana ʻae e hōʻoia ai.

Ke hoʻohana nei ke kālā decentralized i kēia ʻenehana e hoʻopau i nā hiʻohiʻona kālā kikowaena ma ka ʻae ʻana e hoʻohana i nā lawelawe kālā ma nā wahi āpau, ʻaʻole pili ʻo wai a ma hea ʻo ia.

Hāʻawi nā polokalamu DeFi i nā mea hoʻohana i ʻoi aku ka mana ma luna o kā lākou kālā ma o nā wallets pilikino a me nā lawelawe kālepa e mālama i nā poʻe. ʻO ka hope, hiki iā mākou ke ʻōlelo i kēlā ʻO ke kālā hoʻokaʻawale e hoʻolalelale i ka hoʻokomo kālā.

🌿 Pehea e hana ai ke kālā decentralized?

Ma mua o kahi panakō e hoʻomaʻamaʻa i nā hana a me nā lawelawe ma waena o nā ʻaoʻao, hoʻohana ʻo DeFi i ka ʻenehana. Eia naʻe, ʻelua mau mea nui e hana i kahi ʻōnaehana kālā: he hana a me ke kālā.

Ma kahi ʻōnaehana kikowaena, hana nā panakō a me nā ʻoihana kālā e like me kēia ʻōnaehana. ʻO ke kālā Fiat, e like me ke kālā US, ke hana nei e like me ke kālā. Pono e hoʻololi ke kālā decentralized i kēia mau ʻāpana e hāʻawi i kahi ʻano lawelawe kālā piha.

🔰 ʻOihana

Ethereum he kahua no ke kākau ʻana i nā papahana decentralized. Mahalo iā Ethereum hiki iā mākou ke hana i nā ʻaelike akamai.

Ke hoʻohana nei i kēia mau ʻaelike, hiki iā ʻoe ke hoʻokumu i kahi hoʻonohonoho o nā lula no ka hana ʻana o kahi lawelawe kālā a kau i kēlā mau lula ma Ethereum. Ke kau ʻia kahi ʻaelike akamai, ʻaʻole hiki ke hoʻololi.

Hiki i nā mea hoʻohana ke hana nā noi palapala hoʻokaʻawale ma Ethereum e hoʻokumu i kekahi lawelawe kālā a ʻae i nā ʻaelike akamai e hoʻokele i kēia mau lawelawe me ka autonomously.

🔰 Kālā

No ka hana ʻana i kahi ʻōnaehana kālā decentralized hilinaʻi a paʻa, pono ʻoe i kahi kālā paʻa. ʻAʻole kūpono ʻo Bitcoin me ka paepae Ethereum, a 'Eleta - ʻO ke kālā crypto programmable pono'ī a Ethereum - he hikiwawe loa. No laila pono ʻoe i ke kālā paʻa a i ʻole ke kālā, ka " stablecoin ".

ʻO kahi stablecoin kahi cryptocurrency e pili ana i kona waiwai me kālā fiat. ʻO DAI kahi stablecoin decentralized i hoʻopaʻa ʻia i ke kālā US. ʻO ia hoʻi He waiwai ko 1 DAI me 1 USD.

Kākoʻo ʻia ke kumukūʻai o DAI e ka ʻokoʻa cryptocurrency, ʻaʻole i kākoʻo pololei ʻia e nā waihona kālā US. Ma muli o kona kūpaʻa, ʻO DAI ke kālā kūpono no ke kālā decentralized.

🌿 Nā lawelawe kālā decentralized

ʻO nā pōmaikaʻi o kahi ʻōnaehana kālā decentralized ʻoi aku ma mua o ka uku pūnaewele, P2P uku. ʻO ka hoʻoili kālā hoʻokahi wale nō ʻano o ka ʻōnaehana kālā i hoʻonohonoho ʻia.

Ke ʻimi nei ke kālā decentralized e pani i nā ʻano āpau, me ka hoʻololi ʻana, nā hōʻaiʻē, ka 'inikua a me nā papahana mālama kālā. ʻO nā ʻaelike akamai ma Ethereum e ʻae i kēia mau lawelawe decentralized e noho a hana ma ke ʻano kūpono a palekana. Ma lalo iho nei kekahi o nā lawelawe kālā i kākoʻo mua ʻia e Ethereum:

🔰 ʻO ka hōʻaiʻē a me ka hōʻaiʻē ʻana

Me ke kālā kikowaena, hoʻopili ʻia ka hōʻaiʻē a me ka hōʻaiʻē kālā i nā poʻe i pili. Pono nā panakō e ʻike inā e uku paha ʻoe i kahi hōʻaiʻē ma mua o ka hāʻawi ʻana.

Eia nō naʻe, ke hana nei ka hāʻawi decentralized me ka ʻole o kekahi ʻaoʻao e ʻike iā lākou iho. Akā, pono ka mea hōʻaiʻē e hāʻawi i ka hōʻaiʻē e loaʻa koke i ka mea hāʻawi inā ʻaʻole i uku ʻia kā lākou hōʻaiʻē. Ua ʻae kekahi mau mea hāʻawi kālā i nā NFT ma ke ʻano he koʻa.

Hiki iā ʻoe, ma o ke kālā decentralized, loaʻa kahi hōʻaiʻē i nā minuke. ʻO kēia, me ka ʻole e hele i kahi kaʻina noi paʻakikī a paʻakikī paha.

Palapala he palapala noi Ethereum e hoʻomaʻamaʻa i ka decentralized peer-to-peer hōʻaiʻē a me ka hōʻaiʻē. Hoʻopili maʻalahi ʻo Compound i nā mea hōʻaiʻē i nā mea hōʻaiʻē a hoʻokele ponoʻī i nā hōʻaiʻē me ka hoʻohana ʻana i nā ʻaelike akamai.

Ua alakaʻi kēia i ka ulu nui ʻana o ka mea i ʻike ʻia “mahiai hua”, no ka mea hiki i kekahi ke hāʻawi i kā lākou waiwai crypto a loaʻa ka ukupanee i ke kaʻina hana. Hiki iā ʻoe ke hoʻohana i ka Compound e kau i kāu cryptocurrency ma ke ʻano he collateral a hōʻaiʻē kālā fiat e kūʻē iā ia.

🔰 Hoʻololi hoʻokaʻawale

ʻO ka Decentralized Exchange (DEX) hiki iā mākou ke kūʻai, kūʻai aku a kūʻai aku i nā cryptocurcies ma ka papahana Ethereum. ʻO kēia me kaʻole e hele i kahi mea hoʻololi; me ka ʻole o ka hoʻopaʻa inoa ʻana a i ʻole ka hōʻoia ʻike; a ʻaʻohe uku no ka unuhi ʻana i ke kālā.

Eia hou kekahi, hoʻololi me DEX ʻaʻole koi i kahi waihona mua, ʻaʻole like me nā hoʻololi kikowaena. Hoʻokō ʻia nā hana kūʻokoʻa, me nā ʻōlelo a me nā kaʻina i alakaʻi ʻia e nā ʻaelike akamai.

🔰 Inikua decentralized

ʻO nā ʻaelike akamai i loko o ka ʻōnaehana kālā decentralized e hiki ai i ka decentralized peer-to-peer inikua. Ma kahi ʻōnaehana kālā decentralized, hiki iā ʻoe e hui me kekahi i ka honua e makemake ana e hōʻoia i kāu waiwai.

Ma kekahi ʻaoʻao, hiki iā ʻoe ke hōʻoia i ka waiwai o nā poʻe ʻē aʻe no ka uku uku, me ka ʻole e hele i kahi hui ʻinikua a i ʻole ka luna.

Hiki wale nā ​​mea a pau, me nā ʻaelike akamai e hōʻoiaʻiʻo ana i kahi kaʻina hana kūpono, palekana a hilinaʻi.

🌿 He aha ka wā e hiki mai ana no ke kālā decentralized?

ʻIke mākou i ka lele nui ʻana i loko hiki ke hana hou kālā ma o ka hana hou ʻana o nā ʻenehana ledger i puʻunaue ʻia. No ka manawa mua ma ka mōʻaukala, kahi ʻōnaehana kālā honua no ka heluna kanaka honua hana ʻia e kēia heluna kanaka.

Hiki i kekahi ke komo i ka hoʻomalu ʻana i nā protocol DeFi a noho i ka papaʻaina kahi e hoʻokumu ikaika ʻia ai ka honua o ke kālā decentralized.

Ke hele mālie nei ka DeFi me ka ʻōnaehana kālā maʻamau. ʻOiai kekahi mau pilikia, aia ka honua o ke kālā decentralized ma ke ala i ka pōmaikaʻi. Ua holo ʻoi aʻe ka manawa, paʻakikī ke wānana pehea e hoʻolālā ʻia ai kēia wahi i ka wā i democratized ka mana e kūkulu i nā lawelawe kālā.

Eia nō naʻe, ʻoiai ʻo DeFI a me fintech ka palapala ʻāina a hoʻohui ʻia, e loaʻa iā mākou kahi inflection kahi kahi o ka nascent fintech he ʻāpana wale nō o kahi ʻōnaehana kālā hou. ʻO ka mea hoʻomaopopo ka moeʻuhane o ka wikiwiki, palekana, loaʻa a kūlike.