Kunzwisisa kubhengi account ikozvino

Ndiani asina kumbobvira aita reflex kuti uvhure account yebhangi parizvino pakutanga kwehupenyu hwekushanda? Zvisinei, pakati pezvipo zvakasiyana-siyana kubva kumabhangi echinyakare kana epamhepo, nzira iyo mhindu inoshanda, nzira dzekubhadhara dzinopihwa, mutauro wehunyanzvi wevanopa mazano ... ichi chigadzirwa chemureza pakupedzisira chinoramba chisingazivikanwe kuruzhinji!

Kuburikidza nechinyorwa chino chedzidzo, tinokukoka iwe kuti upedze kuvhura zvese zvakavanzika zvebhangi account yazvino. Isu tichagadzirisa zvine hungwaru mashandisirwo ayo akasiyana anogona kuitwa, iwo makuru mashandiro anogona kuitwa ipapo pamwe nemutengo chaiwo weiyi yakakosha sevhisi yezuva nezuva.

Kutenda kune idzi tsananguro dzakadzama uye zano, iwe unozonzwisisa zvese nezve chaiyo mashandisiro eiyo account account kuitira kuti uwane zvakanyanya kubva mairi. Ruvara rwemabhangi 'jargon, uye mhoro kuchengetedza nekugona ins uye kunze kwechigadzirwa chako chekutanga chebhangi iwe pachako. Pano tinoenda kune yedu nhanho-nhanho decryption!

🥀 Chii chinonzi account ikozvino?

Les Maakaundi ekubhangi mazvino anofarirwa zvikuru pakati pemakambani, makambani, makambani eruzhinji, vanamuzvinabhizinesi vanowanzova nenhamba yepamusoro yenguva dzose dzekutengeserana nebhangi.

Inogona kuvhurwa pamabhangi akawanda ekutengeserana. Kuve zero account, inowanzobatanidzwa nekutengesa kukuru nguva nenguva. Nekuda kweiyo fluidity inopihwa nemaakaundi aya, ivo havawane chero mubereko. Izvi zvakare kazhinji hazvina muganhu pahuwandu hwekutengesa kunogona kuitwa.

Mari inogona kuiswa uye kutorwa ipapo chero nguva pasina chiziviso. Yakakodzerawo kubhadhara kune vanokwereta vachishandisa cheki. Cheki dzakagamuchirwa kubva kuvatengi dzinogona kuiswa muakaundi ino kuti dziunganidzwe.

🥀 Mhando dzakasiyana dzeakaundi yazvino

Mutengi ane sarudzo pakati pemhando dzinoverengeka dzeakaundi yebhangi. Pakati pavo tinowana:

Maakaundi emubhangi ega ega

Iyo yega account account yebhangi ndiyo inonyanya kushandiswa account pasirese. Inonyoreswa nemunhu mumwe chete, anofanirwa kunge ari munhu chaiye, iyo yebhangi account inobvumira zuva nezuva kutonga kwemari uye kuwana Kadhi rebhangi. Nhasi zvakaoma kuita pasina rudzi urwu rwenhoroondo yemazuva ano, inokosha muupenyu hwezuva nezuva.

Inogona kuvhurwa kubva pazera re12, asi vana vasina kusununguka vanofanirwa kuperekedzwa nemuchengeti wemutemo. Vana vadiki vanowanzova nekadhi rekubhanga rine mvumo yakarongeka, izvo zvinovadzivirira kuti vasatorerwe mari yakawanda. Tarisa chinyorwa ichi pamaakaundi ekubhengi evadiki.

Joint current accounts

Iyo account account inoshanda nenzira imwechete seakaundi yebhangi yega, kunze kwekuti inogona kubatwa nevakawanda vanobatana navo. Kazhinji kazhinji, vakaroora vanobata account yakabatana. Iyi mhando yeakaundi inowanikwawo kuhama mbiri, shamwari mbiri, mubereki nemwana...

Iyo account account inogona zvakare kuve nevanopfuura vaviri vanobatirira, asi chete mumabhangi echinyakare. Mabhangi epamhepo anowanzo kurambidza kunyoreswa kune vaviri vanobata. Kana paine vanopfuura vaviri vanobata, iyo account yazvino inodaidzwa zvakare kuti akaundi account. Iyo inonziwo account account.

Akaundi azvino akaundi

Iyo isina kupatsanurwa ikozvino account ndeye zvakafanana zvikuru kune iyo yazvino account account, nekuda kwekuti inogona zvakare kubatwa nevanoverengeka vanobatana. Musiyano ndewekuti hapana kutengeserana kwebhangi, kunyangwe kubviswa kuri nyore, kunogona kuitwa pasina kubvumirana kwevose varidzi-varidzi.

Iyi nzira inorambidza yekushanda kazhinji haishandiswe nevakaroora, asi neboka revanhu vanoda, semuenzaniso, kubata nhaka.

Associated azvino maakaundi

Chekupedzisira, yakabatana yazvino account iaccount yakatsaurirwa kumasangano nemakambani. Iyi iakaundi yemari yavanokwanisa kuisa mazakwatira emari vobva vaita kuti vawanikwe kukambani.

Muchikamu chino, ini ndinonyanya kutaura nezveakaundi azvino akatsaurirwa kune vanhu. Ndiri kutaura zvakanangana nemaakaundi emubhangi ega ega uye maakaundi akabatana.

🥀 Mari yeakaundi yazvino

Kwemakore akati wandei ikozvino, account yazvino yave yakabatana nekuwedzera-kuchaji kwebhangi. Haisi yemahara, kure nazvo… kunyanya mumabhanga echinyakare. Iyo account yazvino inowanzo sanganisira mubhadharo unotevera:

• Mari yekugadzirisa account
• Mari yekadhi rechikwereti
• Mari yechiitiko chekubhadhara (agios, komisheni yekupindira, tsamba dzeruzivo, mitengo yekuramba dhibhiti, nezvimwewo)
• Mari yekuwedzera, ine chekuita nedzimwe sarudzo (yekuzivisa yeSMS, cheki yebhangi, kuburitswazve kwekadhi rebhangi, kuburitswa kwekodhi yakavanzika, nzira dzeinishuwarenzi yekubhadhara, nezvimwewo)

Kuti uvhure account yazvino iyo inenge yemahara, kumbira sarudzo ye online mabhanga. Ivo vanokutendera iwe kugadzira account yekubhangi kubva pamubhedha wako. Kazhinji, heino iwe unogona kuderedza sei mari yako yebhangi izvo zvinoramba zvichikura zuva nezuva.

🥀 Vhara account yazvino

Iyo account yazvino inogona kuvharwa nekutanga kwebhangi kana mutengi:

Pakutanga kwebhangi: bhangi rinogona kuvhara akaundi yekubhangi pasina kuzvipembedza. Nekudaro, inofanirwa kupa chiziviso chemwedzi miviri kuitira kupa mutengi nguva yekuvhura account kumwe kunhu.

Pakuda kwemutengi: mutengi anogonawo kuvhara akaundi yake yekubhangi pasina muripo chero paanoda. Chaanofanira kuita kutumira tsamba yakanyoreswa ane acknowledgement of receipt, mari yeakaunti yake kuitira kuti mari yasara ive yakanaka odzorera kana kuparadza nzira yake yekubhadhara.

🥀 Musiyano uripo pakati pecheki account uye saving account

Pakutanga kuona, iyo yazvino account uye saving account zvingaita zvakafanana. Uye nechikonzero chakanaka: ese ari maviri maakaundi ekubhangi anokubvumidza kuti uise mari yako mubhangi zvakachengeteka zvakakwana. Asi kuseri kwechitarisiko ichi chakajairika kuvanza mabasa akasiyana uye mashandisiro.

Ngatitange neakaundi yazvino. Sezvinoratidzwa nezita rayo, inonyanya kuitirwa kubata mabasa ako ekubhanga emazuva ese: nyoresa mari yako, bhadhara ma invoice ako, tora muhoro wako, nezvimwe. Chokwadi, iaccount account yakasungirirwa kadhi rako rebhangi kuti ubhadhare mari yako yenguva dzose.

Iyo account yazvino saka yakagadzirirwa a kushandiswa kwekutengeserana. Mari inopfuura nepairi kazhinji haiwane mhindu uye inogona kubviswa chero nguva. Uku kuwana kwechigarire kwemari kunoita kuti ive account inoshanda zuva nezuva, asi isina kunyatso gadziridzwa yekukura mari yako.

Sezvineiwo, iyo saving account yakagadzirirwa kugadzira mari. Zviverengero zvakaiswa ipapo zvichaunza mubereko zvishoma nezvishoma, zvisineyi zvakaderera, asi nengozi ye zero uye kunenge kuri kuwanikwa. Chigadzirwa chepakati pakati pedendere zai nekudyara.

Chokwadi, rudzi urwu rweakaunti haruna kugadzirwa kuti uise muhoro wako kana kubhadhara zvegirosari, pasi pechirango chemakomisheni makuru. Kushandiswa kwaro kunogumira pakuisa parutivi chikamu chemari yaunowana, nechinangwa chekuvaka a precautionary metiresi kana kuita rimwe basa remangwana.

Sezvatinoona, uko iyo account yazvino yakagadzirirwa manejimendi ekushanda kwezuva nezuva, iyo saving account yakatsaurirwa kuvaka mari yekuchengetedza. Zvigadzirwa zviviri zvebhangi zvine zvinangwa zvakasiyana kwazvo izvo zvisingafanirwe kuvhiringika!

Zvikashandiswa zvakanaka pamwe chete, zvinokutendera kuti ubatsirwe kubva kune zvese zvinobatsira zveakaundi yazvino uye mubereko wekuwana paakaundi yekuchengetedza. Yakanaka synergy yekugonesa yako banking manejimendi.

🥀 Mabhenefiti ekuva necheki account

Kuvhura account yazvino mubhangi kune akawanda mabhenefiti pazuva. Kunyangwe kubata mari yako kana kubhadhara, account yekubhangi yakakosha. Muchidimbu mabhenefiti ekongiri aunogona kunakidzwa nawo.

Chekutanga, kuva neakaundi yemazuva ano kunokubvumira kuti uchengetedze mari yaunowana: muhoro, maallowance, kuenda pamudyandigere, nezvimwewo. Mari inosvika muaccount yako pasina kupindira kwako. Iyi ndiyo nzira nyore uye yakachengeteka kuti awane mari yake.

zvimwe saizi advantage: account yekubhangi inokupa iwe kuwana kune ese ekubhadhara mhinduro. Unogona kubhadhara mabhiri ako nedhibhiti yakananga kana kutenga yako nekadhi rechikwereti, online kana muchitoro. Hapasisina kushandiswa kwemari kune njodzi!

Uyezve, nekuda kwekadhi rako rekubhangi uye cheki bhuku rako, unokwanisa kubvisa kana kuisa mari 24/24 paATM. Kuwanikwa kwechigarire uku kwakakosha pakaitika chiitiko chisingatarisirwi.

Padivi rekutonga, account yako yazvino inokutendera kuti utarise zviri nyore mari yako nemari yekutenda kune yakadzama zvirevo zvebhangi. Nenzira iyi iwe unochengeta kutonga kwebhajeti yako zuva nezuva. Uye muchiitiko chekudzokera shure, chipangamazano wako webhangi anogona kukutsigira.

Sezvatinoona, kuva neakaundi yekubhangi kunorerutsa uye kunochengetedza manejimendi emari yako zuva nezuva. Pakati pekuteedzera kwekuita uye masevhisi akabatana, zvakaoma kuita pasina izvozvo!

🥀 Zvakashata zvekuva necheki account

Kunyange zvazvo kuchikosha zuva nezuva, kuva neakaundi yemazuva ano kunewo zvimwe zvazvakaipira zvinofanira kurangarirwa. Kuseri kwekureruka kuri pachena kweakaundi yekubhanga kunewo zvimwe zvinonetsa.

Chekutanga, kubata account yazvino hakusi kusambosununguka zvachose. Kupfuura mari shoma kuti urambe uripo, uchafanirwa kubhadhara kune mamwe masevhisi esarudzo pamwe nemubhadharo wepagore wemaeuro gumi nemaviri. Mutengo wakakosha.

Imwe yakaderera, data rako rekubhengi uye mubhadharo wako ndizvo zvakatsvakwa zvachose. Kunyangwe izvi zvichipa chengetedzo, uku kuramba kuteedzera kwechiyero kana kutengeserana kunogona kutorwa sekupinda kwekuvanzika kwevamwe.

Padivi rinoshanda ipapo, maawa ekuvhura uye mazuva ekupedzisira emabhangi echinyakare dzimwe nguva anogona kuganhurira. Kunyangwe kubata chipangamazano wako kana kuita mamwe mabasa, a 100% mobile neo-bank zvichapa zvakanyanya kuchinjika.

Uyezve, zvinoitika kuti unyanzvi malfunctions kukonzera kusavapo kwenguva pfupi kwemabasa ekubhengi: kukanganisa kadhi rebhangi kana ATM, mobile application pasi pekugadzirisa, etc. Kukanganisa kunogara kuchikonzera mari yakawanda.

Chekupedzisira, chakashata chekupedzisira ndechekuti kuwanda kwesevhisi inopihwa nemabhanga echinyakare dzimwe nguva inogona kutungamira kune yakanyanya kuoma mupiro, kune kukuvadza kwekubuda pachena. Kuverenga pakati pemitsara yezvibvumirano kunova kwakakosha usati waita.

Sezvatinoona, kuva neakaundi yazvino, sezvinoshanda sezvairi, zvakare kunopa mugove wayo wezvipingamupinyi zvaunofanira kugadzirira. Nekudaro, izvo zvakanakira zvichiri kure kupfuura kune ruzhinji rwevatengi.

🥀FAQs

Chii chinonzi account yazvino?

Iyo account yazvino iakaundi yekubhangi yakavhurwa nebhangi kuti utore mari yako yemazuva ese, mari, kubhadhara uye kubvisa. Iyo iakaundi mhenyu yakagadzirirwa mabasa ezuva nezuva.

Iyo account yazvino inobhadhara here?

ehe, iwe kazhinji unozofanira kubhadhara mamwe mafizi akadai semari yeakaundi, mubhadharo wemakadhi, mubhadharo kana makomisheni. Asi zvinoramba zvine musoro, kubva 2-3 € pamwedzi.

Ndinogona kuvharisa account yangu here?

Hongu zvinogoneka. Iwe unozobatsirwa nemvumo ye overdraft, yakavharirwa pamazana mashoma emaeuro, mukutsinhana nemari uye mubereko pahuwandu mune dzvuku.

Ini ndinoronda sei kutengeserana kuaccount yangu?

Unogona kubvunza bharanzi rako uye mabatirwo munguva chaiyo yemahara kuburikidza nebhengi rako nharembozha kana nzvimbo yepamhepo. Uye pepa kana chirevo chemagetsi chinobudiswa kamwe chete pamwedzi.

Zviri nyore kuvhara account here?

ehe, kuvhara kunoitwa nechikumbiro chiri nyore chakanyorwa kusangano rako. Chiyero uye zvazvino kutengeserana zvinozoendeswa kubhangi rako idzva kana iwe ukavhura rimwe.

🥀 Kuvhara

Pakupera kweiyi tarisiro yakazara, kushanda kweiyo account account zvechokwadi hakuchachengete chero zvakavanzika zvako!

Isu takaongorora akasiyana makongiri ekushandisa makesi kubata mari yako, mari, kubhadhara uye kubvisa zuva nezuva. Isu takatsanangura zvirevo zvebhangi uye mutauro wehunyanzvi wevanopa mazano pane imwe nguva kuti uone zvakajeka. Uye isu takaongorora mabhenefiti makuru uye nekuipa kwembiru yebhangi iyi kuitira kuti tibatsirwe kubva kune mabhenefiti ayo pasina zvisingafadzi zvinoshamisa.

Iwe wagadzirira kuvhura account yazvino uine ruzivo ruzere rwechokwadi kana kubvunza mibvunzo chaiyo kumubhengi wako kuti ukwidzise iyo yauinayo. Ese macode account account akaunzwa patireyi yekunyaradza kwako kwemari!

Izvozvi zviri kwauri kutenga pakati pezvakasiyana zvinopihwa pamusika kuti uwane yakanyanya kunaka sarudzo zvinoenderana nezvaunoda. Kuchengetedza kukuru!

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